Alachua | Down Payment Assistance | Up to $7,500 in down payment and closing cost assistance | First time homebuyer who meets income requirements | Second mortgage |
Baker | S.H.I.P. Program | Up to $20,000 in down payment and closing costs assistance | First time homebuyers | Forgivable loan with a 0% interest rate |
Brevard | Brevard County Purchase Assistance Program | Down payment assistance - amount not specified | First time homebuyer that can meet income and savings requirements | Deferred second mortgage with a 0% interest rate |
Broward | Home Buyer Purchase Assistance | Up to $80,000 in down payment assistance | Any homebuyer who meets income requirements | Deferred second mortgage with a 0% interest rate |
Broward | Own a Home Opportunity Grant Program | Up to 5% of the home loan in down payment and closing cost assistance | Any homebuyer buying in Broward County who meet income and credit score requirements | Grant |
Charlotte | Own a Home Opportunity Grant Program | Up to 5% of the home loan in down payment and closing cost assistance | Any homebuyer buying in Charlotte County who meet income and credit score requirements | Grant |
Charlotte | Own a Home Opportunity Program | Up to $7,500 in down payment assistance | First time homebuyers buying in Broward County who meet income and credit score requirements | Deferred second mortgage with a 0% interest rate |
Citrus | S.H.I.P. Program | Up to $25,000 in down payment and closing costs assistance | First time homebuyer who meets income requirements | Second mortgage |
Clay | First Time Homebuyer Down Payment Assistance | Up to $7,500 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Deferred second mortgage at a 0% interest rate |
Collier | Own a Home Opportunity Program | Up to $7,500 in down payment assistance | First time homebuyers buying in Collier County who meet income and credit score requirements | Deferred second mortgage with a 0% interest rate |
Collier | Own a Home Opportunity Grant Program | Up to 5% of the home loan in down payment and closing cost assistance | First time homebuyers buying in Collier County who meet income and credit score requirements | Grant |
Collier | S.H.I.P. Program | Up to 15% of the purchase price to use as down payment or closing cost assistance | First time homebuyers that can meet income requirements | Second mortgage |
Columbia | S.H.I.P. Program | Up to $25,000 in down payment and closing costs assistance | First time homebuyer who meets income requirements | Second mortgage |
Desoto | Own a Home Opportunity Grant Program | Up to 5% of the home loan in down payment and closing cost assistance | Any homebuyer buying in Desoto County who meet income and credit score requirements | Grant |
Desoto | Own a Home Opportunity Program | Up to $7,500 in down payment assistance | First time homebuyers buying in Desoto County who meet income and credit score requirements | Deferred second mortgage with a 0% interest rate |
Dixie | S.H.I.P. Program | Up to $25,000 in down payment and closing costs assistance | First time homebuyer who meets income requirements | Second mortgage |
Duval | Home Sweet Home Program | Up to $7,500 for down payment and closing cost assistance | First time homebuyers who meet income requirements | Deferred second mortgage at a 0% interest rate |
Duval | Home Sweet Home Program | Reduces up to $2,000 in mortgage interest that you pay into federal taxes for the life of your loan | First time homebuyers who meet income requirements | Tax credit |
Flagler | S.H.I.P. Program | Up to $40,000 in down payment and closing cost assistance | First time homebuyer who meets income requirements | Second mortgage with a 0% interest rate |
Franklin | HFA Big Splash Program | Up to $7,500 for down payment and closing cost assistance | First time homebuyers who meet income requirements | Deferred second mortgage with a 0% interest rate |
Gadsden | HFA Big Splash Program | Up to $7,500 for down payment and closing cost assistance | First time homebuyers who meet income requirements | Deferred second mortgage with a 0% interest rate |
Gilchrist | S.H.I.P. Program | Down payment assistance - amount not specified | Any homebuyer that meets income requirements and buying a newly constructed home in Gilchrist county | Second mortgage |
Gulf | HFA Big Splash Program | Up to $7,500 for down payment and closing cost assistance | First time homebuyers who meet income requirements | Deferred second mortgage with a 0% interest rate |
Hardee | First-Time Homebuyer Purchase Assistance | Down payment assistance - amount not specified | First time homebuyer moving or living in Hardee County | Loan |
Hendry | S.H.I.P. Program | Down payment assistance - amount not specified | Any homebuyer that meets income requirements and buying a newly constructed home in Hendry county | Second mortgage |
Hernando | S.H.I.P. Program | Up to $10,000 in down payment and closing costs assistance | First time homebuyer who meets income requirements | Second mortgage |
Hillsborough | Home Sweet Home Hillsborough Program | Up to $10,000 in down payment and closing costs assistance | Resident first time homebuyers who meet income requirements | Deferred second mortgage with a 0% interest rate |
Indian River | S.H.I.P. Program | Up to $20,000 in down payment assistance | First time homebuyers who meet income requirements | Second mortgage |
Jackson | S.H.I.P. Program | Down payment and closing costs assistance - amount not specified | First time homebuyers who meet income requirements | Second mortgage |
Jefferson | S.H.I.P. Program | Up to 10% of the home loan for down payment and closing costs assistance | First time homebuyers who meet income requirements | Grant |
Lafayette | S.H.I.P. Program | Up to $25,000 in down payment and closing costs assistance | First time homebuyer who meets income requirements | Second mortgage |
Lee | First Plus Program | Up to $10,000 in down payment and closing costs assistance | Resident first time homebuyers who meet income and credit score requirements | Deferred second mortgage with a 0% interest rate |
Lee | HOME Program | Up to $20,400 in down payment assistance | Homebuyers that can meet income requirements | Second mortgage |
Lee | S.H.I.P. Program | Up to $40,000 in down payment assistance | Any homebuyer that meets income requirements and buying a newly constructed home in Lee county | Second mortgage |
Lee | Own a Home Opportunity Program | Up to $7,500 in down payment assistance | First time homebuyers buying in Lee County who meet income and credit score requirements | Deferred second mortgage with a 0% interest rate |
Lee | Own a Home Opportunity Grant Program | Up to 5% of the home loan in down payment and closing cost assistance | Any homebuyer buying in Lee County who meet income and credit score requirements | Grant |
Leon | Down Payment Assistance Programs | Reduces up to $2,000 in mortgage interest that you pay into federal taxes for the life of your loan | First time homebuyers who meet income requirements | Tax credit |
Leon | Down Payment Assistance Programs | Up to $7,500.00 in down payment and closing cost assistance | First time homebuyers who meet income requirements | Deferred second mortgage with a 0% interest rate |
Levy | S.H.I.P. Program | Down payment and closing costs assistance - amount not specified | Homebuyers that can meet income requirements | Not specified |
Madison | S.H.I.P. Program | Up to $25,000 in down payment and closing costs assistance | First time homebuyer who meets income requirements | Second mortgage |
Manatee | Home Investment Partnership Program (HOME) | Down payment and closing costs assistance - amount not specified | First time homebuyers who meet income requirements | Second mortgage |
Manatee | S.H.I.P. Program | Down payment and closing costs assistance - amount not specified | First time homebuyers who meet income requirements | Second mortgage |
Manatee | Housing Finance Authority Down Payment Assistance Program | Up to $25,000 in down payment assistance | First time homebuyers who meet income requirements | Deferred second mortgage with a 0% interest rate |
Marion | S.H.I.P. Program | Down payment and closing costs assistance - amount not specified | First time homebuyers who meet income requirements | Second mortgage |
Martin | S.H.I.P. Program | Down payment and closing costs assistance - amount not specified | First time homebuyers who meet income requirements | Second mortgage |
Miami-Dade | Homeownership Programs | Down payment and closing costs assistance - amount not specified | First time homebuyers who meet income requirements and have been employed in the same line of work for 24 months | Second mortgage at an interest rate ranging from 0-6% |
Okaloosa | S.H.I.P. Program | Down payment and closing costs assistance - amount not specified | First time homebuyers who meet income requirements | Second mortgage with a 0% interest rate |
Okeechobee | S.H.I.P. Program | Down payment and closing costs assistance - amount not specified | First time homebuyers that can meet income requirements | Not specified |
Orange | Down Payment Assistance Program for First Time Homebuyers | Up to $30,000 in down payment and closing cost assistance | First time homebuyers who meet income requirements | Deferred second mortgage |
Osceola | S.H.I.P. Program | Up to $30,000 down payment and closing cost assistance | First time homebuyers who meet income requirements | Second mortgage |
Palm Beach | Housing Mortgage Programs | Low down payment home loan at 2.5%-3.5% | Any homebuyer | First mortgage with a 4% interest rate |
Palm Beach | Own a Home Opportunity Program | Up to $7,500 in down payment assistance | First time homebuyers buying in Palm Beach County who meet income and credit score requirements | Deferred second mortgage with a 0% interest rate |
Palm Beach | Own a Home Opportunity Grant Program | Up to 5% of the home loan in down payment and closing cost assistance | Any homebuyer buying in Palm Beach County who meet income and credit score requirements | Grant |
Pasco | Pasco Opportunity Program (POP) | Down payment and closing costs assistance - amount not specified | Any homebuyer that can meet income requirements | Not specified |
Pinellas | First-Time Homebuyer Home Key 1st Mortgage | Up to $7,500 in down payment and closing costs assistance | Homebuyers that can meet income requirements | Deferred second mortgage with a 0% interest rate |
Polk | Down Payment & Closing Cost Assistance | Up to $7,500 down payment and closing cost assistance | First time homebuyer whose income meets requirements | Second mortgage with a 0% interest rate |
Santa Rosa | S.H.I.P. Program | Up to $40,000 in down payment assistance | First time homebuyer who meets income requirements | Second mortgage |
Sarasota | Own a Home Opportunity Grant Program | Up to 5% of the home loan in down payment and closing cost assistance | Any homebuyer buying in Sarasota County who meet income and credit score requirements | Grant |
Sarasota | Own a Home Opportunity Program | Up to $7,500 in down payment assistance | First time homebuyers buying in Sarasota County who meet income and credit score requirements | Deferred second mortgage with a 0% interest rate |
Seminole | Purchase Assistance First Time Homebuyer Program | Up to $50,000 in down payment assistance | First time homebuyer who meets income requirements | Second mortgage |
St. Johns | Homeownership Programs | Down payment and closing costs assistance - amount not specified | First time homebuyer who has been employed in the same field for at least 1 year | Second mortgage |
St. Johns | Own a Home Opportunity Grant Program | Up to 5% of the home loan in down payment and closing cost assistance | Any homebuyer buying in St. Johns County who meet income and credit score requirements | Grant |
St. Lucie | Down Payment and Closing Costs Assistance Program | Up to $7,500 in down payment assistance | First time homebuyer who meets income and credit score requirements | Deferred second mortgage with a 0% interest rate that is partially forgiven |
Suwannee | S.H.I.P. Program | Up to $25,000 in down payment and closing costs assistance | First time homebuyer who meets income requirements | Second mortgage |
Union | S.H.I.P. Program | Up to $25,000 in down payment and closing costs assistance | First time homebuyer who meets income requirements | Second mortgage |
Volusia | HomeBuyer Assistance Program (HBA) | Up to $60,000 in down payment and closing cost assistance | First time homebuyer who meets income requirements and has never received housing assistance in Volusia County before | Second mortgage |
Volusia | Affordable Housing Programs | Up to $36,000 in down payment and closing costs assistance | First time homebuyers who meet income requirements | Deferred second mortgage with a 0% interest rate |
Volusia | Own a Home Opportunity Grant Program | Up to 5% of the home loan in down payment and closing cost assistance | Any homebuyer buying in Volusia County who meet income and credit score requirements | Grant |
Wakulla | S.H.I.P. Program | Up to $15,000 in down payment assistance | First time homebuyers who meet income requirements | Second mortgage with a 0% interest rate |
Walton | S.H.I.P. Program | Up to $10,000 in down payment assistance | First time homebuyer who meets income requirements | Forgivable loan with a 0% interest rate |