Albany | Home Acquisition Program (HAP) | Up to $10,000 in down payment and closing cost assistance | Any homebuyer who meets income requirements | Deferred second mortgage |
Amherst | First-Time Homebuyers Program | Down payment and closing cost assistance - amount not specified | Homebuyers who meet income requirements and purchase a home in the Town of Amherst or the Village of Williamsville | Deferred second mortgage |
Auburn | Mortgage Assistance Program (MAP) | Up to $3,000 in down payment and closing cost assistance | First time homebuyers who meet income requirements and purchase a home in the city limits of Auburn | Grant |
Babylon | HOME Down Payment Assistance Program | Up to $20,000 in down payment and closing cost assistance | First time homebuyers who meet income requirements | Forgivable loan |
Binghampton | First-Time Homebuyer Program | Up to $5,000 in down payment and closing cost assistance | First time homebuyers who meet income requirements | Forgivable, deferred loan |
Brookhaven | HOME Down Payment Assistance Program | Up to $20,000 in down payment and closing cost assistance | First time homebuyers who meet income requirements | Forgivable loan |
Buffalo | Down Payment and Closing Cost Assistance Program (DPCC) | Up to $5,000 in down payment and closing cost assistance | First time homebuyers who meet income requirements | Forgivable, deferred loan |
Buffalo | Homegrown Homeownership Program | Opportunity to buy a vacant home with additional funding for home repairs - amount not specified | First time homebuyers who have a SONYMA Remodel NY Mortgage | Not specified |
Colonie | First Time Homebuyer Program | Up to $14,000 indown payment and closing costs assistance | First time homebuyer who meets income requirements | Grant |
Elmira | Glens Falls National First-Time Homebuyer Loan | As low as 3% down payment home loan | First time homebuyers who meet income requirements | Loan |
Hamburg | First Time Home Buyer | Up to $10,000 in down payment and closing cost assistance | First time homebuyers who meet income requirements | Forgivable, deferred loan |
Ithaca | Financial Assistance | Up to $20,000 in down payment and closing cost assistance | First time homebuyer who live OR work in Cayuga, Chemung, Cortland, Schuyler, Seneca, Tioga and Tompkins Counties | Loan |
Jamaica | Home First Grant Program | Up to $15,000 in down payment and closing cost assistance | First time homebuyers who meet requirements | Grant |
New York City | Down Payment and Closing Costs | Up to $65,000 in down payment and closing cost assistance | Homebuyers who meet income requirements | Loan |
New York City | HomeFirst Down-Payment Assistance Program | Up to $40,000 in down payment and closing cost assistance | First time homebuyers who meet income requirements and live in the home for 10 years | Forgivable loan |
New York City | NeighborhoodLIFT Program | Up to $20,000 in down payment and closing cost assistance | Homebuyers who meet income requirements | Grant |
Oneonta | Graduate to Homeownership Program | Up to $15,000 in down payment and closing cost assistance | First time homebuyers who have graduated from a college in the past 48 months and buy a home in Oneonta | Loan |
Oswego | Affordable Home Ownership Program | Mortgage principle buy down and closing cost assistance - amount not specified | First time homebuyers who meet income requirements and purchase a home within the city limits of Oswego | Forgivable second mortgage |
Plattsburgh | Home Ownership Program | Up to $30,000 in down payment and closing cost assistance | First time homebuyer who meets income requirements and purchase a home within the city limits of Plattsburgh | Forgivable, deferred loan |
Niagara Falls | First Time Homebuyer Grant | Up to $2,500 in closing cost assistance | First time homebuyer who meets income requirements and purchases a home in the city of Niagara Falls | Grant |
Rochester | Home Purchase Assistance Program Grant (HPAP) | Up to $3,000 in down payment and closing cost assistance | First time homebuyer must purchase a home within the city limits of Rochester and can meet the income requirements | Grant |
Rochester | Employer Assisted Housing Initiative Program | Up to $3,000 in down payment and closing cost assistance | First time homebuyer who is employed with a participating employer | Grant |
Rochester | HOME Rochester | Up to $6,000 in down payment and closing cost assistance | First time homebuyer who meets income requirements | Grant |
Schenectady | Second Mortgage Program | Up to 10% of the purchase price that can be used for down payment and closing cost assistance | First time homebuyers who meet income requirements and purchase a home within the city limits of Shenectady | Loan with a 4% interest rate. 75% forgiven after 5 years. |
Schenectady | Homebuyer Assistance Grant | Up to $54,380 in down payment, closing costs, and rehabiliation assistance | First time homebuyers who meet income requirements and purchase a home within the city limits of Shenectady | Grant |
Syracuse | Homebuyers Assistance Program | Up to $5,000 in home improvement assistance | Homebuyers purchasing a home in the UNPA Target Area | Grant |
Syracuse | Home HeadQuarters Closing Cost Assistance | Up to $4,000 in closing cost assistance | First time homebuyers purchasing in Syracuse, or the counties of Onondaga, Oswego, Cayuga, Cortland, Madison, or Jefferson. | Forgivable loan |
Town of Union | First Time Homebuyer Program | Up to $5,000 in down payment and closing cost assistance | First time homebuyer who meets income requirements and purchasing a home in Town of Union including Villages of Endicott and Johnson City | Deferred loan |
Town of Tonawanda | First-Time Homebuyers Program | Up to $20,000 in closing cost assistance | First time homebuyer who meets income requirements and purchases a home in the Town of Tonawanda, including the Village of Kenmore | Deferred loan with a 0% interest rate |
Troy | Homebuyer Incentive Program (HIP) | Up to $20,000 in down payment and closing cost assistance | First time homebuyer who meets income requirements and purchases a home in Troy | Grant |
Utica | West Utica Down Payment Assistance | Up to $20,500 in down payment assistance | First time homebuyer in West Utica | Forgivable loan |