Are you a first-time homebuyer in Oregon? Explore specialized programs such as down payment assistance and favorable mortgage options designed to make homeownership more accessible. Navigate the Oregon real estate market with confidence and discover the unique opportunities that await you. Start your exciting journey towards owning a home today.
State-Wide Programs
| Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|
| Oregon Bond Residential Loan Program Cash Advantage | A grant of 3% of the total loan amount can be used for closing costs assistance | First time homebuyers that meet the income and purchase price requirements | Grant |
Regional Programs
| County/Region | Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|---|
| Baker | Veteran's Down Payment Assistance Loan Program | Up to $15,000 in down payment and closing cost assistance | First time veteran homebuyers that can meet income requirements | Loan |
| Benton | Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Not specified |
| Clackamas | Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Not specified |
| Grant | Veteran's Down Payment Assistance Loan Program | Up to $15,000 in down payment and closing cost assistance | First time veteran homebuyers that can meet income requirements | Loan |
| Hood River | CCHC Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Forgivable loan |
| Jackson | MHAC Down Payment and Closing Costs Assistance | Not specified | First time homebuyers | Loan |
| Josephine | MHAC Down Payment and Closing Costs Assistance | Not specified | First time homebuyers | Loan |
| Lane | Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Not specified |
| Lincoln | Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Not specified |
| Linn | Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Not specified |
| Malhuer | Community in Action Down Payment Assistance | Up to 10% of the purchase price that can be used for down payment assistance | First time homebuyers that can meet income requirements | Grant |
| Marion | Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Not specified |
| Polk | Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Not specified |
| Sherman | CCHC Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Forgivable loan |
| Wallowa | Veteran's Down Payment Assistance Loan Program | Up to $15,000 in down payment and closing cost assistance | First time veteran homebuyers that can meet income requirements | Loan |
| Wasco | CCHC Down Payment Assistance | Up to $15,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Forgivable loan |
| Union | Veteran's Down Payment Assistance Loan Program | Up to $15,000 in down payment and closing cost assistance | First time veteran homebuyers that can meet income requirements | Loan |
City Programs
| City | Program | Assistance Offered | Who Should Apply | Assistance Type |
|---|---|---|---|---|
| Corvallis | First Time Home Buyer Loan Program | Up to $20,000 in down payment and closing cost assistance | First time homebuyers buying within the city limits of Corvallis and can meet income requirements | Loan with a 0% interest rate |
| Gresham | Welcome HOME Program | Up to $20,000 in down payment and closing cost assistance | First time homebuyers that can meet income requirements | Forgiveable loan with a 0% interest rate |
| Medford | First Time Home Buyer Program | Up to $8,500 in down payment and closing cost assistance | First time homebuyers buying within the city limits of Medford and that can meet income requirements | Forgiveable loan with a 0% interest rate |
| Portland | Down Payment Assistance Loan Program | Up to $100,000 in down payment assistance - 10% of award towards home improvements | First time homebuyers that can meet income requirements | Forgivable second mortgage with a 0% interest rate |
| Salem | HOME Investment Partnership Program | Not specified | First time homebuyers that can meet income requirements | Grants and deferred loans |
| Springfield | Springfield Home Ownership Program | Up to $7,000 in down payment and closing cost assistance | First time homebuyers buying within the city limits of Springfield and that can meet income requirements | Loan with a 0% interest rate |
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