Are you a first-time homebuyer in Wisconsin? This comprehensive guide is your essential resource, offering specialized assistance programs and valuable information exclusively tailored for residents of the Badger State. Explore a variety of programs, including down payment assistance and favorable mortgage options, designed to make homeownership more attainable. Navigate the dynamic real estate market of Wisconsin with confidence and uncover the unique opportunities that await you.
State-Wide Programs
Program | Assistance Offered | Who Should Apply | Assistance Type |
---|---|---|---|
Movin' Out AHP Down Payment Assistance | Down payment assitance - amount not specified | First time homebuyers with a permenant disability or family member with a permenant disability that can also meet income requirements | Forgivable/deferred loan with a 0% interest rate |
WHEDA Easy Close DPA | Up to 6% of the home sale price that can be used for down payment assistance | Any homebuyer using WHEDA FHA first mortgage loan | Second loan |
WHEDA Capital Access DPA | Up to 3% of the home sale price that can be used for down payment assistance | Any homebuyer using WHEDA FHA first mortgage loan | 30 year note with no payments and with a 0% interest rate |
Regional Programs
County/Region | Program | Assistance Offered | Who Should Apply | Assistance Type |
---|---|---|---|---|
Blackhawk Regions | NeighborWorks Blackhawk Region DPA | Up to $5,000 in down payment assistance | First time homebuyers that can meet income requirements | Deffered loan with a 0% interst rate |
Dane County | First Time Homebuyers | Up to $5,000 in down payment and closing cost assistance | First time homebuyers | Deffered loan |
Dane County | Movin' Out AHP Down Payment Assistance | Down payment assistance - amount not specified | First time homebuyers with a permenant disability or family member with a permenant disability that can also meet income requirements | Forgivable/deferred loan with a 0% interest rate |
Kenosha | Housing Resources Inc | Up to $10,000 in down payment assistance | First time homebuyers that can meet income requirements | Grant |
Jefferson | The Home Consortium: Home Ownership Assistance | Up to $5,000 in down payment assistance | First time homebuyers that can meet income requirements | Forgivable loan with a 0% interest rate |
Milwaukee | Housing Resources Inc | Up to $10,000 in down payment assistance | First time homebuyers that can meet income requirements | Grant |
Ozaukee | Housing Resources Inc | Up to $10,000 in down payment assistance | First time homebuyers that can meet income requirements | Grant |
Ozaukee | The Home Consortium: Home Ownership Assistance | Up to $5,000 in down payment assistance | First time homebuyers that can meet income requirements | Forgivable loan with a 0% interest rate |
Racine | Housing Resources Inc | Up to $10,000 in down payment assistance | First time homebuyers that can meet income requirements | Grant |
Richland County | Down Payment and Closing Cost Assistance Loans | Up to $10,000 in down payment and closing cost assistance | Any homebuyer that can meet income requirements | Deffered loan with a 0% interst rate |
Southwest | NHS of Southwest Wisconsin: Down Payment and Closing Cost Assistance Loans | Down payment assistance - amount not specified | First time homebuyers that can meet income requirements | Deffered loan with a 0% interst rate |
Walworth | Housing Resources Inc | Up to $10,000 in down payment assistance | First time homebuyers that can meet income requirements | Grant |
Washington | Housing Resources Inc | Up to $10,000 in down payment assistance | First time homebuyers that can meet income requirements | Grant |
Washington | The Home Consortium: Home Ownership Assistance | Up to $5,000 in down payment assistance | First time homebuyers that can meet income requirements | Forgivable loan with a 0% interest rate |
Waukesha | Housing Resources Inc | Up to $10,000 in down payment assistance | First time homebuyers that can meet income requirements | Grant |
Waukesha | The Home Consortium: Home Ownership Assistance | Up to $5,000 in down payment assistance | First time homebuyers that can meet income requirements | Forgivable loan with a 0% interest rate |
City Programs
City | Program | Assistance Offered | Who Should Apply | Assistance Type |
---|---|---|---|---|
Beloit | Housing Choice Voucher Homeownership Program | Reduces monthly mortgage payments | First time homebuyers that can meet income requirements | Subsidy |
Beloit | NeighborWorks Blackhawk Region DPA | Up to $3,000 in down payment assistance | First time homebuyers that can meet income requirements | Forgivable, deferred loan with a 0% interest rate |
Boscobel | Down Payment and Closing Cost Assistance Loans | Up to $10,000 in down payment and closing cost assistance | Any homebuyer that can meet income requirements and buying within the city of Boscobel, or the villages of Arena, Avoca, Blue River, Muscoda, or Woodman | Deferred loan with a 0% interest rate |
Green Bay | NeighborWorks Green Bay | Up to $8,000 in down payment assistance | Any homebuyer that can meet income requirements | Forgivable, deferred loan with a 0% interest rate |
Janesville | NeighborWorks Blackhawk Region DPA | Up to $6,000 in down payment assistance | First time homebuyers that can meet income requirements | Forgivable, deferred loan with a 0% interest rate |
Madison | First Time Homebuyers | Up to $20,000 in down payment and closing cost assistance | First time homebuyers | Deffered loan |
Madison | Movin' Out AHP Down Payment Assistance | Down payment assistance - amount not specified | First time homebuyers with a permenant disability or family member with a permenant disability that can also meet income requirements | Forgivable, deferred loan with a 0% interest rate |
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