Downtown St. Charles, IL homes for sale & real estate

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ABOUT THIS HOME
Downtown St. Charles, IL Homes for Sale
Don't miss the chance of a lifetime to own this fully leased 5 unit investment property located in the heart of downtown St Charles. The location is unbeatable! The proximity to the new Whole Foods grocery store, restaurants, shops, Fox River and the bike path makes renting apartments a breeze so there is very little vacancy. There are several longer term tenants in place. Below market rents provide an opportunity for increased cashflow and enhanced value. The current owner has performed extensive updates to all of the units so deferred maintenance is minimal. Features such as onsite parking, outdoor terraces, laundry in every unit, fireplaces, granite countertops, stainless appliances, har

$1,100,000

11 beds6 baths— sq ft

314-316 W Main St, St. Charles, IL 60174

Outdoor terraces • Fireplaces • Heart of downtown

NEW CONSTRUCTION

ABOUT THIS HOME
Downtown St. Charles, IL Homes for Sale
One of a kind - 5th Floor Penthouse in the Sterling Bank building. Enjoy incomparable views of the Fox River, and downtown St. Charles. This is a rare offering - never to be duplicated. Elevator service (2) brings you to this newly constructed (2024) masterpiece. Built for entertaining: nearly 5,000 sq. ft with 10' ceilings & exquisite detail constructed McNally Construction Mgmt (an Avondale Custom Homes company). Uncompromising details - from the floating geometric designed ceiling, to the large format Porcelain tile flooring, no detail was missed. The Gourmet Kitchen features commercial grade appliances (Bluestar Platinum Series 60" range, Wolf, Sub-Zero) and is the centerpi

$3,235,000

4 beds5 baths4,662 sq ft

10 Illinois St Unit 5A, St Charles, IL 60174

Elevator service • 5th floor penthouse • Gourmet kitchen

ABOUT THIS HOME
Downtown St. Charles, IL Homes for Sale
Great opportunity to own 2 of the best mixed use buildings in downtown St Charles. Home to both Bogarts and The House of Charlemagne, this location brings in premium rents from these 2 businesses and their above unit residential apartments. This property includes 4 units total, 2 businesses and 2 residential apartments. Amongst the residential units, there is a 1 bedroom 1 bath for the unit above 221 W Main, and a 3 bed, 2 full bath above 219 W Main. Both residential units come with large back patios that over look a beer garden/court yard shared by the two lower level businesses.

$1,750,000

— beds— baths— sq ft

219 - 221 W Main St, St. Charles, IL 60174

Beer garden • Large back patios • 7,500 sq ft lot

3D WALKTHROUGH

ABOUT THIS HOME
Downtown St. Charles, IL Homes for Sale
Enjoy downtown and water views at River Lofts of St. Charles! Prepare to be amazed by this one-of-a-kind, multi-level penthouse condo in the heart of vibrant downtown St. Charles-offering over 4,300 sq ft of refined living space. This extraordinary home is a showcase of modern luxury, featuring a custom white and black kitchen with high-end appliances, quartz countertops, and an open-concept layout ideal for entertaining. The spacious living room with fireplace boasts panoramic views and flows effortlessly into the kitchen and dining areas. Step out onto the east-facing terrace for serene views of the Fox River-perfect for al fresco dining or morning coffee. The primary suite is a true retr

$2,500,000

4 beds3 baths4,326 sq ft

50 S 1st St Unit 5D, St. Charles, IL 60174

Quartz countertops • High-end appliances • East-facing terrace

ABOUT THIS HOME
Downtown St. Charles, IL Homes for Sale
PRICE DROP!! PRIME DOWNTOWN -ST. CHARLES -COMMERCIAL -SIGNALIZED -CORNER INTERSECTION -NOW ON MARKET FOR THE FIRST TIME IN DECADES NEARLY 1/2 ACRE @ SWC SOUTH 2ND(Rt. 31) AND ILLINOIS STREETS- ADJACENT TO A CITY PARKING LOT, MIO MODO RESTAURANT (FORMER FRANCESCA'S) AND THE NEW WHOLE FOODS STORE SET TO OPEN IN SPRING 2025. Improvements include a 1,500sf former gas station with 950sf canopy, now used as an auto repair business. NFR letter on file. Traffic counts are * Rt. 31- South 2nd Street- Between 10,000 and 13,000 AADT * Illinois Street @ Rt. 31- Between 4,000 and 5,000 AADT * IDOT 2023, but with the new Whole Foods scheduled to open in spring 2025, these counts will se

$950,000

— beds— baths1,500 sq ft

201 S 2nd St, St. Charles, IL 60174

Auto repair business • Corner intersection • Former gas station

Property at 0 E Main St, St. Charles, IL 60174

$425,000

— beds— baths— sq ft

0 E Main St, St. Charles, IL 60174

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OPEN TODAY, 1PM TO 3PM

$429,900

3 beds2.5 baths1,797 sq ft

907 Ohio Ave, Saint Charles, IL 60174

6,900 sq ft lot • 2 garage spots • Somewhat walkable

ABOUT THIS HOME
Downtown St. Charles, IL Homes for Sale
Priced to Sell! Bring your ideas to this wonderful property in a great location! --- Truly a gem and full of character in the heart of St. Charles! Walk into this Mid-century ranch style home with a unique layout that works for todays busy family lifestyle. ! The kitchen is a bright and inviting space featuring stainless steel appliances, custom Geneva Cabinets, and a skylight that bathes the room in natural light. Ideal for entertaining, the adjoining living areas showcase a striking brick wall crafted from original Fox River bricks and a dual-sided fireplace that can be enjoyed from both the kitchen and family room. The dining area also has a skylight for tons of natural light. The

$470,000

3 beds2 baths2,189 sq ft

911 S 7th St, St Charles, IL 60174

1,542 sq ft lot • 2 garage spots • Somewhat walkable

ABOUT THIS HOME
Downtown St. Charles, IL Homes for Sale
Old & Charming 2-Story home walking distance to downtown St. Charles, parks, & bike trails. Neat & clean and ready for immediate occupancy. 1st Floor Master Bedroom, and Bedroom 2 on main floor - 2 bedrooms on 2nd floor. Mature trees/private backyard. Oversized garage with good storage. Unfinished basement with good storage & utility/laundry area. * * * Home is also available for Rent or for Lease/Option * * *

$468,500

4 beds2 baths1,546 sq ft

724 S 5th St, Saint Charles, IL 60174

7,750 sq ft lot • 2 garage spots • Very walkable

ABOUT THIS HOME
Downtown St. Charles, IL Homes for Sale
Spacious and inviting! This 2 bedroom, 2 full bath condo with 1 car garage offers a huge master suite with its own private bath, tons of living space, and the convenience of in-unit laundry. Step out onto the cozy porch-perfect for sipping your morning coffee or unwinding in the evening. Just minutes from downtown St. Charles, you'll love the vibrant shops, dining, and entertainment right at your doorstep. Don't miss out-schedule your showing today!

$279,800

2 beds2 baths1,100 sq ft

205 Auburn Ct #205, St. Charles, IL 60174

$257 HOA • Garage • Car-dependent

NEW CONSTRUCTION

ABOUT THIS HOME
Downtown St. Charles, IL Homes for Sale
Ready to be wowed? This home has been rebuilt by midwest custom homes and features modern victorian styling with modern layout and amenities. The main level features a 2 story foyer, living room, dining room, chefs kitchen and family room. A powder room and mudroom round out this space. The second level features a primary suite with walk-in closets, private spa-like bath, and sitting area with balcony. A 2nd floor laundry center offers convenience as well. Bedroom 2 offers a private bath, and bedrooms 3 and 4 share a well appointed hall bath. A three car garage offers ample storage as well! Great location with walkability to downtown St. Charles restaurants, parks walking trails, Fox River,

$1,099,900

4 beds3.5 baths3,500 sq ft

885 Geneva Rd, St Charles, IL 60174

0.3 acre lot • 3 garage spots • Somewhat walkable

$875,000

— beds— baths3,448 sq ft

6 - 21 N 9th St, St. Charles, IL 60174

0.75 acre lot • Very walkable

Property at 4016 Faith Ln, Campton Hills, IL 60174, 3 beds, 2.5 baths

$699,000

3 beds2.5 baths3,037 sq ft

4016 Faith Ln, Campton Hills, IL 60174

Property at 1008 Pine St, Saint Charles, IL 60174, 4 beds, 3.5 baths

$1,099,000

4 beds3.5 baths3,300 sq ft

1008 Pine St, Saint Charles, IL 60174

Property at Lot 2 Geneva Rd, St. Charles, IL 60174

$199,900

— beds— baths— sq ft

Lot 2 Geneva Rd, St. Charles, IL 60174

Property at Lot 1 Geneva Rd, St. Charles, IL 60174

$199,900

— beds— baths— sq ft

Lot 1 Geneva Rd, St. Charles, IL 60174

Property at Lot 1 Keller Pl, St. Charles, IL 60174

$149,900

— beds— baths— sq ft

Lot 1 Keller Pl, St. Charles, IL 60174

Property at Lot 1 in Block 2 Norway Maple Addition to St. Charles, Saint Charles, IL 60174

$365,000

— beds— baths— sq ft

Lot 1 in Block 2 Norway Maple Addition to St. Charles, Saint Charles, IL 60174

Based on information submitted to the MLS GRID as of Sun Nov 02 2025. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Average home prices near Downtown St. Charles, IL

Cities

Plainfield homes for sale
$524,999
Glen Ellyn homes for sale
$542,450
Elk Grove Village homes for sale
$389,950
Schaumburg homes for sale
$319,500
Wheaton homes for sale
$495,000
Downers Grove homes for sale
$524,900
St. Charles homes for sale
$452,495
Palatine homes for sale
$367,450
Hoffman Estates homes for sale
$385,000
Arlington Heights homes for sale
$447,000
Aurora homes for sale
$330,000
Barrington homes for sale
$639,500
Lombard homes for sale
$375,000
Geneva homes for sale
$575,000
Naperville homes for sale
$635,000

Neighborhoods

St. Charles Central Historic District homes for sale
$1,459,250
Crane Road Estates homes for sale
$1,450,000
Cambridge homes for sale
$397,000
Downtown Geneva homes for sale
$675,000
Geneva Historic District homes for sale
$862,500

Downtown St. Charles, IL real estate trends

$438K

Sale price

+12.2%
since last year

$226

Sale $/sq ft

-26.3%
since last year

Over list price

1.8%

Days on market

Down payment

20.0%

Total homes sold

See more Downtown St. Charles, IL market insights

More to explore in Downtown St. Charles, IL

How to buy a house in Downtown St. Charles, IL

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How to buy a house in 10 steps

First-time homebuyer's guide

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Popular Markets in Illinois

Chicago homes for sale
$350,000
Naperville homes for sale
$635,000
Schaumburg homes for sale
$319,500
Arlington Heights homes for sale
$447,000
Glenview homes for sale
$775,000
Oak Park homes for sale
$375,560
Des Plaines homes for sale
$385,000
Evanston homes for sale
$438,500
Orland Park homes for sale
$390,000
Downers Grove homes for sale
$524,900
Mount Prospect homes for sale
$401,950
St. Charles homes for sale
$452,495
Skokie homes for sale
$479,000
Northbrook homes for sale
$599,000
Glen Ellyn homes for sale
$542,450

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