Luxury homes for sale & real estate in St. Andrews Bay, FL

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ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
Completely renovated down to the studs, this luxurious two-story residence has been reimagined with uncompromising quality and high-end finishes throughout. Situated on a . 89-acre lot with approximately 210 feet of deep-water frontage on Mill Bayou, providing direct access to North Bay and the Gulf of Mexico, this property offers an exceptional coastal lifestyle. Enjoy evening sunsets around the gas firepit, relax on the brick-paved patio, and follow the walkway to your private dock and boathouse for quick access to boating and fishing. From the moment you arrive, the home's elegance is undeniable. Step into the impressive two-story foyer with 19-foot ceilings and immediate sightlines thro

$1,999,999

7 beds5.5 baths5,522 sq ft

2601 Ferol Ln, Lynn Haven, FL 32444

Boathouse • Private dock • Brick-paved patio

3D WALKTHROUGH

ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
Lowest priced per sq/ft property (under roof) on Deerpoint Lake!!! Custom built homes of this quality are incredibly rare in today's market. Take into account that it's perfectly situated on a privately wooded waterfront 1.3 acre lot, with a gorgeous lake view pool, and that it's been meticulously maintained and is complete with all the essential updates. .. and you won't believe the price on this one! This awe inspiring 4 bedroom / 3 bath brick home offers over 3,396 square feet of heated and cooled living - and boasts an unheard of 4,335 sq/ft under roof! From the moment you take one step inside this dream home, you are greeted with breathtaking panoramic water views from nearly every ro

$899,000

4 beds3 baths3,396 sq ft

6201 Highway 2311, Panama City, FL 32404

Custom tiki bar • Florida room • Butcher block island

ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
Your very own Resort awaits! It's called Kingdom Lodge and is perched at the highest point on Deer Point Lake. This Lakefront home has it all. Refreshing Saltwater Pool. Covered Boat house with 2 lifts, and a new dock just built on top of the boat house. You can fish from the new dock or the dock below. The new dock built in 2025 is covered and provides shade for your enjoyment while watching the beautiful Sunsets and enjoying your favorite beverage. This home has 4 good sized bedrooms. Two of them are Master Bedrooms with full En Suite Bathrooms. The main house has 4 full baths & one with a large jacuzzi tub, and 4 living areas. It boasts an open kitchen with all stainless appliances

$899,000

4 beds5 baths4,093 sq ft

8125 High Point Rd, Panama City, FL 32404

Covered boat house • New dock • Saltwater pool

READY TO BUILD

ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
Magnolia Ridge is a new community of single-family homes for sale in Panama City Beach, FL. Residents will enjoy convenient access to the turquoise waters of the Gulf, with convenient proximity to ample shopping at local boutiques, farmers markets and large retailers. The community is located only a mile from I-10 for easy commutes and travel.

$999,999

3 beds2 baths1,550 sq ft

Frey Plan, Panama City, FL 32404

Large retailers • Convenient access • Ample shopping

Listing provided by Zillow

ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
Seller financing available $500,000 down, 5.5%, 15-20 yr amortization and 5 yr balloon! A little slice of Heaven in the 10 acre estate located in the Lynn Haven area. Beautiful custom Arthur Rutenberg home with 4,140 sq. ft. 3 bedrooms with space to easily convert to a 4 or even 5-bedroom home, 3 1/2 baths with large upstairs bonus room area. You'll find a 30x60 covered arena, stalls, outdoor covered entertaining area and pastures surrounded by another 183 acres of protected conservation land. Plenty of space and privacy yet minutes from superb schools, grocery stores, restaurants, hospitals, downtown Lynn Haven, and the beautiful North Bay waters. From the moment you enter the home's welco

$1,875,000

3 beds3.5 baths4,140 sq ft

4301 Transmitter Rd, Panama City, FL 32404

10 acre estate • 30x60 covered arena • 10 acre lot

Property at 3610 Florida Ave, Panama City, FL 32405, 6 beds, 4 baths

$949,000

6 beds4 baths4,230 sq ft

3610 Florida Ave, Panama City, FL 32405

Property at 1203 N Bay Dr, Lynn Haven, FL 32444, 3 beds, 3 baths

$899,000

3 beds3 baths2,530 sq ft

1203 N Bay Dr, Lynn Haven, FL 32444

Property at 2729 Carol Lane Ln, Panama City, FL 32405, 16 beds, 16 baths

$1,649,000

16 beds16 baths7,240 sq ft

2729 Carol Lane Ln, Panama City, FL 32405

Property at 4622 Cherokee Heights Rd, Panama City, FL 32404, 9 beds, 8.5 baths

$13,250,000

9 beds8.5 baths8,800 sq ft

4622 Cherokee Heights Rd, Panama City, FL 32404

Property at 601 N Bay Haven Dr, Lynn Haven, FL 32444

$850,000

— beds— baths— sq ft

601 N Bay Haven Dr, Lynn Haven, FL 32444

Property at 00 Frankford Ave, Panama City, FL 32405

$3,500,000

— beds— baths— sq ft

00 Frankford Ave, Panama City, FL 32405

Property at 3209 E Highway 390, Panama City, FL 32405

$850,000

— beds— baths— sq ft

3209 E Highway 390, Panama City, FL 32405

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ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
Welcome to your custom-designed canal-front oasis in highly sought-after Northshore! This fully bricked 4-bedroom, 3-bath home is anything but ordinary - offering unmatched craftsmanship, style, and direct access to North Bay and the Gulf. Step inside and be captivated by the reclaimed Kentucky barn wood flooring, wood staircase & rails, stained cypress ceilings, and 8' stained knotty alder doors with matching trim throughout. The open floor plan features a great room with vaulted ceilings, large windows, and sliding glass doors that showcase beautiful views of the canal and boat dock - perfect for storing your boat with quick access to the open bay and gulf waters. The gourmet kitche

$1,495,000

4 beds3.5 baths4,470 sq ft

4529 Misty Ln, Lynn Haven, FL 32444

Canal front oasis • Formal dining room • Oversized island

NEW CONSTRUCTION

ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
ATTENTION!! ATTENTION!! ATTENTION!! 3 SEPARATE STRUCTURES, 2 SEPARATE PARCELS, 1 AWESOME PRICE!! 401 AND 405 Massalina Drive - Waterfront Opportunity on Massalina Bayou! Discover an exceptional investment OR lifestyle opportunity with 2 separate parcels sold together on the scenic Massalina Bayou. This RARE WATERFRONT package includes a NEW CONSTRUCTION (2025) 3-bed, 2-bath MAIN home with a private pool, a NEW CONSTRUCTION (2025) 2-bed, 1-bath CARRIAGE house, AND (4) four 1-bed, 1-bath waterfront apartments—all positioned to generate immediate SHORT -TERM or LONG-TERM income. Property Features: Main Residence (New Construction), 3 Bedrooms • 2 Bathrooms, Private pool with wa

$1,850,000

9 beds7 baths4,698 sq ft

401 & 405 Massalina Dr, Panama City, FL 32401

0.25 acre lot • Garage • Pool

ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
This beautiful 3-bedroom, 3-bathroom home offers the best of Florida living with STUNNING WATER VIEWS and DEEP WATER ACCESS along with EASY ACCESS TO THE BAY. Located in the Pretty Bayou neighborhood, this home features an open floor plan great for entertaining. Enjoy the serene views of the bayou with 2 covered porches. You have your own PRIVATE DOCK WITH A BOAT LIFT. The large backyard offers ample space for outdoor activities and potential for a pool. The master suite is a true retreat with views of the water and a walk in closet. This house is close to St. Andrews and downtown Panama City for restaurants, shopping and more. It is also just a short drive to the beach! This house is perfe

$989,500

3 beds3 baths2,840 sq ft

2446 Pretty Bayou Blvd, Panama City, FL 32405

Open floor plan • Covered porches • Large backyard

ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
Experience Florida living at its finest in this stunning 4-bedroom, 3-bathroom bayfront estate offering over 4,000 square feet of refined coastal elegance. Thoughtfully designed for both relaxation and entertaining, this home showcases panoramic water views and an open, light-filled layout with expansive windows throughout. The chef's kitchen is a showpiece—complete with a gas range, stainless steel top-of-the-line appliances, and an open flow to both the formal and informal dining areas. Just beyond, sliding glass doors fully retract to create a seamless transition from indoor living to the outdoor entertainment area, perfect for enjoying Gulf breezes and waterfront sunsets. The main

$1,325,000

4 beds2.5 baths4,016 sq ft

2502 Country Club Dr, Lynn Haven, FL 32444

Bayfront estate • Sliding glass doors • Chef's kitchen

ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
Tucked away beneath a canopy of mature oaks and surrounded by lush, manicured gardens, 6407 Highway 2311 is more than a home. This stunning brick estate captures the essence of Southern hospitality with its timeless design, thoughtful details, and seamless blend of indoor comfort and outdoor living. Featuring over 3400 square feet of living space, every inch of this residence has been crafted with purpose and care. The circular drive winds through the landscaped front yard to welcoming double French doors with decorative glass. Step inside and you are greeted by high ceilings, elegant columns, and an airy layout that feels both grand and inviting. The main living area is centered around the

$899,999

3 beds2.5 baths3,436 sq ft

6407 Highway 2311, Panama City, FL 32404

1 acre lot • 6 garage spots • Built 2003

ABOUT THIS HOME
Luxury Home for sale in St. Andrews Bay, FL:
Experience the elegance of waterfront living! From the moment you step inside, soaring cathedral ceilings and an open, light-filled entryway set the tone for this exceptional residence. Expansive windows draw your eye outward, filling the home with natural light while highlighting the serene views beyond. The chef-inspired kitchen boasts crisp custom cabinetry, tiered granite countertops, stainless appliances, and a dedicated ice maker creating both beauty and function. Flowing seamlessly into the living and dining areas, this space is designed for effortless entertaining as well as everyday comfort. The main level owner's suite offers a true retreat with dual walk-in closets and a spa-wort

$949,999

4 beds4 baths3,393 sq ft

1200 Kristanna Dr, Panama City, FL 32405

Custom cabinetry • Dedicated ice maker • Cathedral ceilings

Property at 3045 W 30Th Ct, Panama City, FL 32405, 5 beds, 3.5 baths

$2,250,000

5 beds3.5 baths4,152 sq ft

3045 W 30Th Ct, Panama City, FL 32405

Property at 808 Plantation Dr, Panama City, FL 32404, 3 beds, 3 baths

$1,125,000

3 beds3 baths3,581 sq ft

808 Plantation Dr, Panama City, FL 32404

Property at Undisclosed address, Panama City, FL 32404, 11 beds, 8 baths

$850,000

11 beds8 baths5,174 sq ft

Undisclosed address, Panama City, FL 32404

Property at 4204 Northshore Islands Rd, Panama City, FL 32405, 4 beds, 5 baths

$5,450,000

4 beds5 baths5,364 sq ft

4204 Northshore Islands Rd, Panama City, FL 32405

Property at 1632 Rushes Ave Lot 471 - SANDBAR PLAN, Panama City, FL 32405, 3 beds, 3 baths

$1,208,250

3 beds3 baths3,076 sq ft

1632 Rushes Ave Lot 471 - SANDBAR PLAN, Panama City, FL 32405

Property at 300 Rue Esplanade, Lynn Haven, FL 32444, 3 beds, 3 baths

$975,400

3 beds3 baths3,546 sq ft

300 Rue Esplanade, Lynn Haven, FL 32444

Property at 389 Confidence Way, Panama City, FL 32409, 7 beds, 4.5 baths

$1,699,000

7 beds4.5 baths6,442 sq ft

389 Confidence Way, Panama City, FL 32409

Property at 4311 De Len Dr, Panama City, FL 32404, 4 beds, 4 baths

$1,499,000

4 beds4 baths3,871 sq ft

4311 De Len Dr, Panama City, FL 32404

Property at 7301 Suwanee Ave, Panama City, FL 32409, 2 beds, 2 baths

$900,000

2 beds2 baths2,079 sq ft

7301 Suwanee Ave, Panama City, FL 32409

Property at 1164 Cove Pointe Dr, Panama City, FL 32401, 4 beds, 4 baths

$2,449,000

4 beds4 baths3,487 sq ft

1164 Cove Pointe Dr, Panama City, FL 32401

Property at 7242 Bay Crest Rd, Panama City, FL 32409

$1,100,000

— beds— baths— sq ft

7242 Bay Crest Rd, Panama City, FL 32409

Property at 0 Northside Dr, Panama City, FL 32405

$1,650,000

— beds— baths— sq ft

0 Northside Dr, Panama City, FL 32405

Property at 3333 W 14th St, Panama City, FL 32401

$3,200,000

— beds— baths— sq ft

3333 W 14th St, Panama City, FL 32401

Property at 2515 E 15th St, Panama City, FL 32405

$1,825,000

— beds— baths— sq ft

2515 E 15th St, Panama City, FL 32405

Luxury Homes for Sale in St. Andrews Bay

There are currently 12 luxury homes for sale in St. Andrews Bay at a median listing price of $350K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in St. Andrews Bay stay on the market for 77 days and receive 1 offers. Popular neighborhoods include Southport, St. Andrews, Cincinatti Hill, Sweetbay, and Panama City Downtown. This map is refreshed with the newest listings in St. Andrews Bay every 15 minutes.

In the past month, 50 homes have been sold in St. Andrews Bay. In addition to houses in St. Andrews Bay, there was also 1 condo, 20 townhouses, and 4 multi-family units for sale in St. Andrews Bay last month. Find your dream home in St. Andrews Bay using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in St. Andrews Bay are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in St. Andrews Bay. If you're looking to sell your home in the St. Andrews Bay area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in St. Andrews Bay with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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