Vintage homes for sale & real estate in St. Andrews Bay, FL

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ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
BRING ALL OFFERS! Looking for a diamond in the rough? Look no further. Welcome to your own slice of Southern coastal paradise—an inviting waterfront home set on over an acre of land with 2100+ sqft of heated and cooled living space. Perfectly positioned on tranquil Mill Bayou, this property offers easy access to both inshore and offshore fishing as well as easy boating trips to the pristine shores of Shell Island. Outdoors, the property is designed for the sophisticated sportsman and relaxation-seeker alike. A private pond provides the ideal spot for stocking your own private brood, while the private dock—complete with electricity, freshwater, an oversized deck, and a 10,000 lb

$850,000

3 beds2.5 baths2,211 sq ft

1037 N Bay Dr, Lynn Haven, FL 32444

Waterfront home • Private dock • Private pond

ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
Whether you're looking to expand your short-term rental portfolio or claim a cozy retreat near the coast, this versatile property delivers. Generating over $34,000 in rental income this year, it stands as a proven performer with room to grow. Step inside to find a welcoming interior with 4 sleeping spaces and 2 full bathrooms, designed for comfort and flexibility. The updated kitchen features granite countertops and stainless steel appliances, perfect for both everyday living and guest-ready appeal. Outside, the lifestyle perks continue. A wraparound porch sets the stage for morning coffee or evening conversations under the stars. The nearly 3/4 acre lot offers generous space for gatherings

$310,000

3 beds2 baths1,355 sq ft

3613 T St, Panama City, FL 32404

Half-acre lot • Updated kitchen • Wraparound porch

ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
Welcome to 6 Harvard Circle, a beautifully renovated 1,725 sq ft home offering modern upgrades and a highly desirable layout in the heart of Panama City. This move-in ready property features brand new LVP (luxury vinyl plank) flooring throughout, fresh sheetrock, updated paint, new cabinetry, new appliances, and stylish recessed lighting for a clean, contemporary feel. The home offers 4 spacious bedrooms, including TWO bedrooms with private master baths — an ideal setup for multi-generational living, guests, or added privacy. A separate laundry/bonus room provides extra flexibility for storage, a home office, or hobby space. Perfectly situated between 23rd Street and Highway 390, thi

$319,900

4 beds3 baths1,725 sq ft

6 Harvard Cir, Panama City, FL 32405

Renovated • Updated paint • New appliances

ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
* Seller to contribute up to $5,000 toward buyer's closing costs/prepaids with acceptable offer * Welcome to 4129 Gaines Street, a beautiful 3-bedroom, 1-bath home. Blending charm with modern convenience, this move-in ready home is ideally located near schools, shopping, dining, and just a short drive to the beaches of Panama City.

$164,900

3 beds1 bath884 sq ft

4129 Gaines St, Panama City, FL 32404

Renovated bathroom • Remodeled kitchen • Vinyl siding

ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
Investment Opportunity or Fixer Upper Over 1 acre offering possibility to build 2 single family residences or possibly put a small subdivision in of 8 single family homes. (Verify this information with the County) The existing home has 3 bedrooms 1 bath, screened porch but home is in need of repairs. Endless possibilities with a great location in Highland Park close to 231, Lynn Haven, Mosley, Highland Park Elementary, and Worship. Possible short term owner finance with substantial down payment.

$169,000

3 beds1 bath1,211 sq ft

Undisclosed address, Panama City, FL 32405

Screened porch • Fixer upper • 1.14 acre lot

Property at 1209 Emory Dr, Panama City, FL 32405, 3 beds, 1 bath

$224,900

3 beds1 bath1,212 sq ft

1209 Emory Dr, Panama City, FL 32405

Property at 109 Concord Cir, Panama City, FL 32405, 3 beds, 2 baths

$331,000

3 beds2 baths1,744 sq ft

109 Concord Cir, Panama City, FL 32405

Property at 1203 N Bay Dr, Lynn Haven, FL 32444, 3 beds, 3 baths

$899,000

3 beds3 baths2,530 sq ft

1203 N Bay Dr, Lynn Haven, FL 32444

Property at 3020 Selma Ave, Panama City, FL 32405, 2 beds, 1 bath

$199,000

2 beds1 bath664 sq ft

3020 Selma Ave, Panama City, FL 32405

Property at 242 N Highway 22 A, Panama City, FL 32404

$120,000

— beds— baths— sq ft

242 N Highway 22 A, Panama City, FL 32404

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ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
Opportunity awaits with this 3-bedroom, 1-bath home located just 30 minutes from Panama City Beach. This property is a true blank slate—ready for renovation and customization to match your vision. Whether you’re looking to create a primary residence, a vacation getaway, or a profitable Airbnb, the potential here is undeniable. With the right updates, this home could shine as a coastal retreat or income-producing investment. Bring your contractor and creativity and turn this fixer-upper into something special. Ideal for investors or buyers looking to add value in a desirable location close to Florida’s Gulf Coast.

$80,000

3 beds1 bath966 sq ft

521 E 8th Ct, Panama City, FL 32401

Ready for renovation • Desirable location • 5,662 sq ft lot

ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
Welcome to 2204 Edgewood Drive, a centrally located gem just off 23rd Street, offering easy access to shopping, dining, and schools. This thoughtfully updated 2-bedroom, 1-bath concrete block home blends modern upgrades with cozy appeal. Recent improvements include a brand-new kitchen featuring granite countertops, soft-close cabinetry, and new appliances, along with new plumbing and updated electrical. The home also offers new laminate flooring, fresh interior paint, new doors, fixtures, windows, and a fully renovated bathroom with a new vanity, sink, and tub. Major systems have been addressed with a water heater replaced in 2022 and a roof installed in December 2018. Additional updates in

$199,900

2 beds1 bath756 sq ft

2204 Edgewood Dr, Panama City, FL 32405

Updated electrical • New plumbing • Soft-close cabinetry

ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
* * * Huge, and elegant white 5 bedrooms/ 2 baths concrete corner house * * * One of the biggest houses in THE COVE neighborhood. Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to the beach, St. Andres Bay, downtown and the Tyndall Air Force Base! * * * Over $200K in upgrades! Completely renovated with modern finishes, new flooring, freshly painted, recessed lighting trough out, stainless steel appliances, metal roof, landscaped, and much more! 2,328 Sq ft. 1 Car garage + 6 Parking spaces, and great patio area for kids' playground, BBQ, pets, you can even install an above ground pool for this summer! * * * RENTED until M

$425,000

5 beds2 baths1,954 sq ft

1006 E 2nd Ct, Panama City, FL 32401

New flooring • Freshly painted • Modern finishes

OPEN SUN, 1PM TO 4PM

ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
Beautifully Updated 3-Bedroom Home Near Oakland Terrace Park - Owner Financing Available! Discover this charming and newly updated 3-bedroom, 2-bath home offering just under 1,100 sq. ft. of efficient, comfortable living space—perfect for first-time home buyers or anyone seeking a move-in-ready property in a prime location. This home has received numerous recent upgrades, including a new roof in 2019, new vinyl plank flooring, and all-new interior and exterior paint, giving it a fresh, modern, and inviting feel. The good-sized yard is ideal for relaxing, gardening, or entertaining, and the property also includes a detached building equipped with electrical—perfect for a futur

$249,000

3 beds2 baths1,094 sq ft

1607 W 13th St, Panama City, FL 32401

Detached building • Updated home • New roof

ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
Discover a prime investment opportunity in one of the most sought-after areas of Panama City, FL—Historic St. Andrews. This property is strategically located on HWY 98, the busiest road in the county. Currently, it features 4 rental units: a 3-bedroom, 2-bath home; two separate studio apartments; and one cottage with 1 bedroom and 1 bath, totaling 6 bedrooms and 5 baths. The rentals generate approximately $57,000 in annual income. Total expenses $27,000 a year. The main unit generates income of $1,500 a month. Unit 2 - $1,200 a month. Unit 3 and 4 - $450 a week. Water bill $500 a month for all 4 units. Electric - $300-$400 a month for 4 units. Solar panels - $800 a month. As Historic

$425,000

6 beds5 baths2,384 sq ft

2810 W 15th St, Panama City, FL 32401

Sought-after areas • Steady rental income • 0.42 acre lot

ABOUT THIS HOME
Vintage Home for sale in St. Andrews Bay, FL:
3-bed 1-bath home located in St. Andrews on a large, 1/4 acre fenced lot. Inside, the home offers a large family room and an additional Florida room with laundry area, providing extra usable space and storage. A wraparound deck extends along the side and back of the home, overlooking the backyard and offering outdoor space for everyday use. home needs updates and repairs and is being sold as

$185,000

3 beds1 bath1,204 sq ft

1204 Lisenby Ave, Panama City, FL 32401

Florida room • Wraparound deck • Outdoor space

Property at 1606 Fairy Ave, Panama City, FL 32405, 4 beds, 2 baths

$260,000

4 beds2 baths1,255 sq ft

1606 Fairy Ave, Panama City, FL 32405

Property at 338 N Bonita Ave, Panama City, FL 32401, 6 beds, 3 baths

$165,000

6 beds3 baths2,765 sq ft

338 N Bonita Ave, Panama City, FL 32401

Property at 1305 Flower Dr, Panama City, FL 32401, 3 beds, 1 bath

$249,900

3 beds1 bath884 sq ft

1305 Flower Dr, Panama City, FL 32401

Property at 324 S Palo Alto Ave, Panama City, FL 32401, 3 beds, 2 baths

$499,000

3 beds2 baths1,407 sq ft

324 S Palo Alto Ave, Panama City, FL 32401

Property at 911 Indiana Ave, Lynn Haven, FL 32444, 3 beds, 2 baths

$145,000

3 beds2 baths1,470 sq ft

911 Indiana Ave, Lynn Haven, FL 32444

Property at 1007 E 9Th Ct, Panama City, FL 32401, 3 beds, 1 bath

$79,000

3 beds1 bath1,000 sq ft

1007 E 9Th Ct, Panama City, FL 32401

Property at 1332 N Palo Alto Ave, Panama City, FL 32401, 3 beds, 1 bath

$150,000

3 beds1 bath1,134 sq ft

1332 N Palo Alto Ave, Panama City, FL 32401

Property at 1514 Delaware Ave, Lynn Haven, FL 32444, 7 beds, 4 baths

$350,000

7 beds4 baths3,250 sq ft

1514 Delaware Ave, Lynn Haven, FL 32444

Property at 1018 New York Ave, Lynn Haven, FL 32444, 3 beds, 2 baths

$285,000

3 beds2 baths1,190 sq ft

1018 New York Ave, Lynn Haven, FL 32444

Property at 440 S Macarthur Ave, Panama City, FL 32401, 3 beds, 1 bath

$280,000

3 beds1 bath1,118 sq ft

440 S Macarthur Ave, Panama City, FL 32401

Property at 707 Satsuma Ave, Panama City, FL 32401, 3 beds, 1 bath

$199,900

3 beds1 bath1,160 sq ft

707 Satsuma Ave, Panama City, FL 32401

Property at 716 Florida Ave, Panama City, FL 32401, 4 beds, 2 baths

$525,000

4 beds2 baths1,472 sq ft

716 Florida Ave, Panama City, FL 32401

Property at 3301 E 1st Ct, Panama City, FL 32401

$195,000

— beds— baths— sq ft

3301 E 1st Ct, Panama City, FL 32401

Property at 7635 Kelly Hill Rd, Panama City, FL 32409

$75,000

— beds— baths— sq ft

7635 Kelly Hill Rd, Panama City, FL 32409

Based on information submitted to the MLS GRID as of Sat Jan 03 2026. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Vintage Homes for Sale in St. Andrews Bay

There are currently 10 vintage homes for sale in St. Andrews Bay at a median listing price of $354K. Some of these homes are "Hot Homes," meaning they're likely to sell quickly. Most homes for sale in St. Andrews Bay stay on the market for 103 days and receive 1 offers. Popular neighborhoods include Southport, St. Andrews, Cincinatti Hill, Sweetbay, and Panama City Downtown. This map is refreshed with the newest listings in St. Andrews Bay every 15 minutes.

In the past month, 46 homes have been sold in St. Andrews Bay. In addition to houses in St. Andrews Bay, there was also 1 condo, 18 townhouses, and 3 multi-family units for sale in St. Andrews Bay last month. Find your dream home in St. Andrews Bay using the tools above. Use filters to narrow your search by price, square feet, beds, and baths to find homes that fit your criteria. Our top-rated real estate agents in St. Andrews Bay are local experts and are ready to answer your questions about properties, neighborhoods, schools, and the newest listings for sale in St. Andrews Bay. If you're looking to sell your home in the St. Andrews Bay area, our listing agents can help you get the best price. Redfin is redefining real estate and the home buying process in St. Andrews Bay with industry-leading technology, full-service agents, and lower fees that provide a better value for Redfin buyers and sellers.

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