Ali Ghaziani 

“Redfin Recommended” service providers are highlighted strictly as a resource, and are chosen based on their positive relationships with our agents, and/or consistently high customer reviews.

Provides fast, accurate and honest information. Always available to talk to and answers questions fast.

Everything was very easy. All of the paperwork was sent electronically and was very convenient

We were in a time crunch and Ali and his team came thru and made our transaction smooth and fast

Ali did an amazing job. We fell in love with this house that we found online. We were able to make an appointment to go see the house two days after we found it online. We walked the house on a Saturday and the following Saturday It was in escrow that's how much experience and knowledge Ali has. We would highly recommend Ali to anyone that's buying or selling a home. Thank you Ali for all your hard work.

lower rate that we are able to get

Ali and April were great throughout the entire process. Ali figured out a way to help me come up with 20% downpayment on my dream home. I'm very happy with the process and having a beautiful home in the end.

Took care of everything, online platform was easy to use. When the team needed something from me they reached out and were warm and professional. Prompt at answer calls/emails and questions. Always felt like I was in capable hands! :)

Was able to close quickly and with competitive rates

I would have preferred more Ali to be more available via phone throughout the entire process, rather than just at the beginning when we were deciding whether to commit to the loan. He was personable and very helpful in answering our questions at first, however on more than one occasion later in the process he told us he would call back to answer a question but never called. There were also delays in him getting back to us with answers to certain questions, and we were confused about why he couldn't obtain the information we needed in a more timely manner. He was calm, relaxed, and easy going during the closing process, which was helpful at times. At other times this created anxiety for us, as we were first time homebuyers and would have liked more frequent communication and updates.

Pre-approvals were done extremely quickly and allowed us to make offers asap. Tiffanie was amazing as well, she got us closed Within 13 days, was communicative, and even helped us recast by putting more money down after getting the closing disclosures.

I felt like there was very little proactive communication with me. I had to constantly reach out to get updates on the status of things. Did not feel like I was being prioritized as a customer.

Ali is the rockstar! He was always ahead of every issue that was about to happen to prevent the trouble.

We met the deadline to close and his team was very organized

your assistants were very helpful

The process was supportive and stress free.

Ali has been a tremendous support throughout this process, providing clear explanations and guiding us every step of the way. He was friendly, attentive, and made communication effortless. I?m extremely pleased with the service we received from Ali, April, and the rest of the Bay Equity team during our loan process.

1) We were completely mislead about Mortgage Rates from the start of lending process. We were told a much lower Mortgage Rate initially (5.75% on a townhome !). We were made to believe that we would get a much lower rate with Bay Equity and hence we didn't shop other lenders. Then, they kept increasing the rate to 6.35% and then 6.5% finally. If only they told us that it was going to be a 6.5% to begin with, it would've been a much more transparent process. 2) They charged us $10,000 for a hidden point ! We had never asked to buy a point. They should've just been honest that to even get that 6.5% rate we needed to pay $10,000. WHY do they keep making all these ridiculous stories ? They should just be honest with their customers. 3) The email responses from the agents was very slow, unresponsive, there was NO transparency with the case status updates. We were also asked to do a lot of last minute things. There should be better communication. Overall, we had an extremely stressful and unpleasant experience with Bay Equity. We had almost reached a point where we thought we'd just give up on the house.

Thank you so much. I appreciate for your help doing very great job.

Ali and April were very approachable, helpful, responsive, and the website was easy to use. Emails and texts were sent frequently that kept us informed of the process.

Ali was clear, concise, direct wrt communication which matches my style. He was responsive to questions, whether on the phone or by email.

Ali was awesome to work with. He had a very pleasant personality. He was creative and assured us all along. He was very available anytime we had a question or concern. I will definitely recommend him.

First and foremost Ali found me the most competitive rate and conditions for my loan. That alone deserves a 5*, however Ali and his team instructed me and facilitate everything to close my loan in less than 20 days with transparency and clarity on every steps. Thank you Ali and team

Ali worked so quickly and efficiently. He patiently answered all my questions and kept us in the loop about the status of our loan from initial pre-approval through to closing day.

Clearly communicated what documents I needed and when

He was responsive most of the time and tried to educate me about the loan process. He locked the interest rate quickly. However, he never updated it with lower one although I was promised at the beginning that it would automatically happen if the rate goes down.

Clear communication and prompt responses.

Ali was professional and personable; a delight to work with.

The speed the rate and Ali ability to push through with the under writers

Everything from start to finish was literally stress free. Not many people can say that! Ali was a gem to work with. We will use him for any and all future lending needs.

Ali has a great personality and is very knowledgeable with the products. He explained everything clearly and was always available to return calls and answers questions.

Profesional, honest, quick response, always ready to answer any questions, and just a great personality

Ali was great to work with and super responsive to all questions we had in the home buying process.

Ali's team was able to help me navigate and understand the loan process.

Ali was available to answer all our questions and was clear on what needed to be done. Really appreciate him staying on top of what needed to be done and closing on time.

Ali went the extra yard to help us get the deal done.

I was first time home buyer and need more information to make a decision; pros and cons depending on different options I have such as percentage of down payment, tax inclusions, or more. For and foremost, a lack of communication was really a problem. For example, I didn?t know that this process requires to reach out to my company. As it is personal issue, it is embarrassing that someone reach out to the contact my manager without knowing that they will do. I should?ve known before they contact him so that I could explain what will happen to him in advance. I asked many times if a lender reach out to the contact, but I didn?t hear anything until he?ve already called him and failed to get the documents. Also, Stock market where I put some money was changing quickly and I need to careful abut when I sell it. However, I wasn?t able to hear exactly when and how much I really need to prepare until a couple of days prior to the closing. It?d be good if I could?ve kept updated and got a sense about it during the process. Another difficulty was that I got a disclosure for an estimate but no one really went through thoroughly the document and had me signed. I read it on my own and received some delayed answers for my specific questions. As a first time home buyer, I sometimes don?t know what to ask. Last but not least, as a consumer, interest rate is important and I wanted to know as soon as possible once it is fixed. In my case, I was blinded from all the interest rates until I get the final disclosure because the lender didn?t take a note of the rates for me and then no longer had access to the rates during escrow and etc. In worst case scenario, I may not be able to accept the interest rate fixed on that date in the end and there?s no time to fix things due to the delayed information. It is important to share the information with borrowers with written communication right after it is fixed.

Great service and great rates! Closed escrow on time.

He was awesome. If you have James as your representative from Chase you don't have to think about anything else. He knows his stuff well. He is always ready to answer your questions,