“Redfin Recommended” service providers are highlighted strictly as a resource, and are chosen based on their positive relationships with our agents, and/or consistently high customer reviews.
With over 25 years of experience and more than 900 five-star reviews, I’m proud to rank among the Top 1% of Mortgage Originators nationwide. I lead teams in California and Texas and am licensed in Arizona, Colorado, Florida, Idaho, Montana, Nevada, Tennessee, and Washington. Buying a home is a major milestone, and my team and I are committed to making the process smooth, informed, and exceptional at every step. We would be honored to guide you through your homebuying journey.
We survey everyone who has submitted a loan application with this lender, whether the loan closed or not.
5.0
Mike was amazing. Have talked to him over the years about a number of different situations of home buying and he's always been patient and knowledgeable. Honestly would never use anyone else.
Their responsiveness, thoroughness, happy attitude and demeanor even during complicated interactions, their willingness to run multiple scenarios and the cute gifts (OK, cmon, how muhc better does it get than ULine tape for moving when you close???? So cute.)
Mike and Rich were great to work with. They guided me though the process and worked hard to educate me and to make sure I made the best decisions for me.
Mike is what made it great! Not only was he incredibly knowledgable (about so many things beyond the mortgage) but his ability to communicate that knowledge quickly and clearly was amazing! His generous support throughout the entire transaction made all the difference. His standout team (Rich worked with us) was diligent, consistent, and oh so helpful with all the details. This transaction would not have happened without Mike and his team.
Total team support, engagement, winning rates, and ease of communication and coordination. Thank you!
As one piece of feedback, there were a few instances where I received only 1/2 day notice of an urgent action on my part. Those are challenging since this is not my day job. But otherwise everything was fantastic. Thank you - Josh
Mike and team were available throughout the process for guidance and for answering questions that we had. They provided sound advice and explained it very well to help us make informed decisions. Would 100% recommend!
The entire team that helped me navigate the many steps of securing a loan and working through escrow, including Mike Rafii and Shea Case, were great! We closed in a quick 21 days and everyone was patient and so helpful in staying on track during this process. I would recommend this team to anyone buying a home!
Mike was so amazing! This was my husband and I?s first time to buy a home and he was so patient with us. We had many questions about how all this works and he was so helpful in explaining and then emailing follow up visuals to help us remember what we spoke about. His whole team made this process so smooth!!
The entire team communicated well, found winning solutions (rate, points, etc.), and solved all unique questions that came up along the way. In short, it felt throughout like we were checking off the steps needed together instead of it being pushed on me as with a bank mortgage experience. Thank you!
Very clear and prompt when it comes to communication. Good at explaining things to make our decision making easier. They were a big help in getting our offer accepted.
Everything about this team was above and beyond. The kindness, speed, knowledge, everything. I feel so confident and protected as a first-time home buyer and I am beyond thankful :-)
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Buyer Closed Jul '23 Oceanside, CA
$1,500,000 • 1st Time Buyer
5.0
Everyone on the team was very available and very knowledgeable
The team was with me every step of the way. The process was easier than I ever expected. They provided so much information and responded quickly for any questions I had. I just appreciate all that they did for me.
Mike has a wealth of experience, i was a first time homebuyer and he made me feel comfortable and acted as a trusted advisor. He was easy to teach and the communication was clear and very efficient. We had a very short closing period, it was less than 3 weeks and mike was able to close without any delays.
The mortgage rate was also competitive, i would absolutely recommend Mike if you want peace of mind when buying a house.
This team is the greatest experience I?ve ever had on the lending side. Mike was amazing from the start when we needed him to step in due to an error at our original lender and Rich was so fantastic that at points I went almost 10 days without touching base with Mike only bc Rich handled things so flawlessly that it wasn?t necessary.
Rafii provided pragmatic advice on what suits my situation on choosing the right loans. He is frank on to the point, explaining the trade-offs. Raffi also provided the breakdown and comparision chart when I requested between 2 options, he provided 3 options and their breakdown.
The loan funding was promptly released on time on the day of closing.
Great communication and advice throughout the process. Mike's team was a pleasure to work with: organized, knowledgeable, punctual. Everything you could ask for. I would highly recommend and use again.
Mike and his team were patient to go over all the details to explain the loan steps as being the first time home owner, they were pretty alien to me. They were on top of all the paperwork and they made it very easy and comfortable for us. We did not have to go through any stress associated with the loan approval and the next steps.
Thank you Mike, John & Tanya for all the great work you did behind to make our life easy. And making us own our first home!!!
First Mike's knowledge of the loan process is unparalleled. From the first introductory meeting, he was able to explain the loan process and lender's expectations with just the right level of detail. He was able to explain complicated processes in language that was digestible to my family. At every stage Mike put my needs in front of his own, and always made himself available to me (and both agents) at all hours, including an urgent 6am call required by the seller's agent. Throughout the process he and his team (Rich Smith) remained professional, courteous, and attentive to my needs. In the end, the loan funded 3 days early. This was the first time I used Mike R as a loan advisor, and moving forward it will only be him (and Rich).