Every time I wired WFG money, I had to ask them for a receipt. I had to ask them once for the earnest money, and twice for the down payment - on two separate days. On the buyer's side of a transaction, that is (to me) the most important job of the escrow company - making sure the buyer knows when the money has been received into escrow. The transaction closed, but I spent an entire night wondering if a good chunk of my life's savings had been lost.