BEAUTIFUL GOLD FORTIFIED BEACH HOME. This gorgeous home is right across the street from Terry Cove and less than a mile to the Gulf of America beaches. The HOA offers a well kept subdivision with a boat ramp, trailer/boat storage, playground, sand volleyball court, basketball court, tennis and pickleball courts, a large community swimming pool, and a fishing dock. Dolphins often swim in Terry Cove and put on a show for the homes surrounding it, for those fishing or for those sitting on the provided benches enjoying the view. All this for ONLY $650 a YEAR in HOA dues! Best deal in Orange Beach! Included in this home are four ensuites for privacy of family/guest and an indoor elevator to take you from the bottom floor to the top floor. .. no need to take the stairs. The master suite offers a luxury bathroom with separate sinks and separate closets, a coffee bar and a balcony with an awesome view of Terry Cove. This house was built with hurricane standards including hurricane fortified doors, windows and additional hurricane protection with roll-down doors and added front window protection. The Gold Fortification (which helps lower the cost of homeowners' insurance) was recently renewed and good through 2030. A tandem garage for your toys and an additional outside storage room for lawn care tools are a handy part of this home's design. An extra driveway has provided ample parking room. Included is a gas cooking range and a tankless water heater so you'll never run out of hot water. This home's outside fire pit is great for the chilly evenings in the winter and an outdoor shower allows you to wash the sand off before coming in the house. A large yard and 6 ft fence is already installed keeping children and pets safe. Look out the back door and you can watch the kids or grandkids play at the neighborhood park/playground. Evenings sitting on the relaxed "southern" porch gives you an opportunity to wave at and chat with your neighbors as the go by on the golf-courts or for an evening stroll. In fact, all three porches and the patio offer a relaxing time. This house is designed for family, but can also serve as a second home to those that love the beach and a family community . Lots of shopping, restaurants and a variety of activities are near by to keep you and your family busy. Orange Beach Schools are rated excellent in Alabama rankings. Orange Beach residents are very proud of our educational system. Miles of award winning Alabama State Park trails for walking and biking are within a short distance. If you're looking for a quintessential beach house this it. FYI: Terry Cove Subdivision does not allow short term rentals. A minimum of a six month rental lease is required. All information is to be verified by the buyer during due diligence.
Median sale price in this area is $392,956. (70% lower than this home)
PRICE DROP
0 price drops
18% of homes in this area have had a price drop in the past month.
Property details
Exterior
Property Features
Year Built: 2019
Living Area: 2560
Public facts
Beds: —
Baths: —
Finished Sq. Ft.: 2,560
Unfinished Sq. Ft.: —
Total Sq. Ft.: 2,560
Stories: 2.0
Lot Size: 9,000 square feet
Style: Single Family Residential
Year Built: 2019
Year Renovated: —
County: Baldwin County
APN: 65-02-04-4-001-027.000
Home facts updated by county records on Aug 7, 2026
Sale and tax history for 4099 Harbor Rd
Sale History
Tax History
Date
Event
Price
FSBO.com #cmt8509w6050ds6018tstyuf9
Aug 25, 2026
Listed
$1,290,000
$504/sq ft
BCAR #385297
Feb 26, 2026
Price Changed
$1,349,000
$527/sq ft
Jan 19, 2026
Price Changed
$1,373,000
$536/sq ft
Sep 16, 2025
Listed
$1,375,000
$537/sq ft
Public Records
May 22, 2009
Sold
$70,000
$27/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,378 (+6.2%)
2023
$2,239 (+21.0%)
2022
$1,850 (+22.7%)
2021
$1,508 (+6.2%)
2020
$1,420 (+68.1%)
2019
$845 (+71.9%)
2018
$492
2017
$492 (+18.2%)
2016
$416 (+55.2%)
2014
$268
Public record
Public record
Zoning
Permits
Beds
—
Baths
—
Stories
2
Lot width
—
Lot depth
—
Lot size
9,000 Sq. Ft.
Year renovated
—
Finished Sq. Ft.
2,560
Unfinished Sq. Ft.
—
Total Sq. Ft.
2,560
Year built
2019
Style
Single Family Residential
County
Baldwin County
APN
65-02-04-4-001-027.000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 7, 2026.
PUD
AIRPORT HEIGHT OVERLAY DISTRICT
Planned Unit Development District
This district in intended to provide flexibility in densities, setbacks, uses, open space and other bulk and area requirements for property that would otherwise be mandated by the zoning ordinance and subdivision regulations.
Zone overlays
Jack Edwards Airport Height Zoning Overlay District.
Feb 22, 2019 • Final
Plumbing
Install plumbing for a new single-family home.
Plumbing
Feb 21, 2019 • Final
Fire system permits
Install a fire sprinkler system for a new single-family home.
Fire sprinkler
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
9/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
10/10 Heat Factor
7 days above 104° expected this year, 24 days in 30 years
10/10 Wind Factor
99% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Orange Beach, AL • 36561
Average low and high temperatures (°F)
60
43
67
51
72
57
77
64
82
70
88
76
91
78
90
77
86
74
80
65
73
59
65
49
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.7 hrs
6.9 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 4099 Harbor Rd
There isn’t enough information to generate an accurate estimate at this time. Learn More