Here it is - an awesome lake house, located on the beautiful Upper Bear Lake. Enjoy this gorgeous house with year around navigable water. .. an YES it has a TVA permitted boat dock! The boat dock features a 10x13 sun deck and a covered 10x25 boat slip. This custom built, 3400 sq ft, 4 bedroom, 4 bath house, would be great for year around living, weekend getaway, or maybe a VRBO. It features a gourmet kitchen w/ granite, soft closing cabinets & a viking 6 burner gas stove. There is a demand, tankless hot water heater. A deck surrounds the upper level & is equipped w/ a natural gas connection. The beautiful stair case leads down to a 2nd den, rec room, kitchen, bedrooms 3 & 4, & baths 3 & 4. The bottom level leads out to a concrete patio, which has outdoor wood burning rock fireplace. Also a 40x30 2 car detached garage w/ driveway. Security system w/ controls on both floors w/ sensors on doors, windows, & motion sensors. 22 KW Generac whole house generator (warranty). Call today!
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
0.44 Acres
Year renovated
2003
Sq. Ft.
1,806
Year built
2002
Style
Single Family Residential
County
Franklin County
APN
14083400000010030
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 13, 2026.
Property details
Parking
Parking/Garage Information
Has Garage
# of Garage Spaces: 2
Parking Features: Driveway, Detached
Interior
Virtual Tour
Bedroom Information
Main Level Bedrooms: 2
Bathroom Information
# of Full Bathrooms: 4
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Central
Interior Features
Interior Features: Granite Counters
Window Features: Blinds
Appliances: Dishwasher, Refrigerator, Tankless Water Heater
Flooring: Tile, Vinyl
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas Log
Room Information
# of Rooms Total: 14
Laundry Features: Laundry Room
Has Basement
Basement Details: Finished
Exterior
Exterior Features
Exterior Features: Dock, Fire Pit
Patio And Porch Features: Deck
Roof: Metal
Building Information
Above Grade Finished Area: 1,700
Below Grade Finished Area: 1,700
Construction Materials: Vinyl Siding
Foundation Details: Slab
Property Features
On Waterfront
Waterfront Features: Lake, Navigable Water
Has View
Security Features: Security System
Other Equipment: Generator
Other Structures: Boat House
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Residential
Property Condition: Updated/Remodeled
Lot Information
Lot Features: Gentle Sloping, Views, Waterfront
Water Body Name: Bear Creek Reservoir
Road Surface Type: Paved
Road Frontage Type: County Road
Lot Size Dimensions: .74 Acres
Lot Size Acres: 0.74
Zoning Description: R1
Financial
Tax Information
Tax Annual Amount: $932.35
Utilities
Utility Information
Water Source: Public
Utilities: Natural Gas Available, Electricity Connected, Natural Gas Connected, Water Connected
Sewer: Septic Tank
Location
Schools Information
Elementary School: Phil Campbell
Middle Or Junior School: Phil Campbell
High School: Phil Campbell
Location Information
Directions: From Muscle Shoals take Hwy 43 S through Phil Campbell, turn left on Hwy 70 (County Line Rd) Go about a mile, turn right on Kelley Rd, go about a mile - house on right
Subdivision Name: None
Community Information
Community Features: Lake
Public facts
Beds: —
Baths: 1.0
Sq. Ft.: 1,806
Stories: 1.0
Lot Size: 0.44 acres
Style: Single Family Residential
Year Built: 2002
Year Renovated: 2003
County: Franklin County
APN: 14083400000010030
Home facts updated by county records on Jul 13, 2026
Other
Listing Information
List AOR: Strategic MLS Alliance
Around this home
Schools
East Franklin Junior High School
Public PreK-9 • Assigned • 6.3mi
9/10
Belgreen High School
Public PreK-12 • Assigned • 15.5mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.46% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 106° expected this year, 20 days in 30 years
6/10 Wind Factor
27% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Phil Campbell, AL • undefined
Average low and high temperatures (°F)
48
29
59
37
70
47
76
55
77
61
85
68
89
72
85
67
83
63
75
52
65
45
54
37
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.2 hours in
June and 4.5 hours in December, placing it below the
U.S. average for solar exposure.
9.2 hrs
4.5 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$588,000 – $711,000
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