Tucked away in a serene, natural setting along the Upper Bear Creek Lake, this extraordinary waterfront estate offers privacy, space, and timeless craftsmanship. The main residence features 5 spacious bedrooms, with a sixth bedroom option currently utilized as a home office, providing flexibility for growing families, guests, and remote work. The home includes 2.5 bathrooms and showcases beautiful architectural detail throughout, with expansive living areas designed for both comfort and entertaining. The impressive den features a stunning rock fireplace and built-in bar complete with ice machine and mini fridge. Located discreetly within the closet is a 4'x6' safe room offering an added layer of security and peace of mind. Large windows frame peaceful views of the water and surrounding wooded landscape, allowing natural light to fill the home. Metal Shingles offer superior durability and weather resistance. Energy efficient spray foam insulation throughout. HVAC systems updated within the last year. Complementing the main residence are a detached garage and an additional barn/workshop, idea for storage, hobbies, recreational equipment, or future customization. Multiple outdoor living spaces invite you to enjoy quiet mornings, host gatherings, or simply take in the tranquility of the waterfront setting. With gentle shoreline access, abundant privacy, and versatile interior and exterior spaces, this property offers a rare opportunity to enjoy a true retreat-style lifestyle without sacrificing functionality.
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Around this home
Schools
K - 12
Preschool & daycare
East Franklin Junior High School
Public PreK-9 • Assigned • 4.5mi
9/10
Belgreen High School
Public PreK-12 • Assigned • 15.8mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Offer insights
1195 Mon Dye Rd · $899,999
$881K and above
75% chance or better to win
Why $881K+ is a strong offer
DAYS ON MARKET
259 days
The average home goes pending in 109 days.
SALE-TO-LIST
98.5%
Most homes are selling 2% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Wood-burning fireplace
Rain gutters
Kitchen
Dishwasher
Microwave
Refrigerator
Range hood
Ice maker
Electric oven
Gas range
Laundry & utility
Electric water heater
Flooring
Wood
Tile
Carpet
Heating & cooling
Central electric heating
Electric cooling
Exterior features
Porch
Outbuilding
Lake front waterfront
Home design
Single-family residence
Residential property
Parking
Detached 2-car garage
Construction
Frame construction
Metal and shingle roof
Crawl space foundation
Built as residential single family
Utilities
Public water
Septic tank sewer
Other
Approximately 2.85 acres lot
Approx. 4036 total area
Subdivision: MOUNTAIN LAKE ESTATE
Directions: From Bear Creek town center take CR-79 for 5.8 miles and take a slight left turn onto Mon Dye Rd. In 1 mile the destination is on your right.
Electricity and solar
View estimated energy costs and solar savings for this home
Rare find for this type of waterfront estate on Upper Bear. This beautiful home is over 3000 sq ft, has a seperate garage with floored upstair, another guest building that has a garage/workshop and a R. V. Bay with all the hook ups with a finished floor upstairs with a full bath. All of this and more sitting on 3 1/4+ acres with 307+ feet of cleared waterfront. This home has a gourmet kitchen, large great room with exposed beams, wet bar, stone fireplace, downstairs Master Suite and so much more. Upstairs has 3 bedrooms with 2 bonus rooms or could be a 2nd Master Suite. This is truly a one of a kind property that you don't want to miss. There is a great covered porch that runs the width of the home, multiple outdoor spaces for entertaining friends and family. Call today for your appointment.
VMLS #1104447
Jan 23, 2019
Sold
$729,900
$181/sq ft
Oct 3, 2018
Listed
$799,900
$198/sq ft
SAARMLS #105025
Jan 30, 2018
Listed
$799,900
$198/sq ft
As the MLS and public records start to fill up, we'll list the details here.
Public record
Beds
—
Baths
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Stories
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Lot width
195 ft.
Lot depth
159 ft.
Lot size
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Year renovated
—
Finished Sq. Ft.
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Unfinished Sq. Ft.
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Total Sq. Ft.
—
Year built
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Style
Single Family Residential
County
Franklin County
APN
1407250000001002
Parking Spaces
—
Basement
—
Accessible
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HOA Dues
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Garage
—
Features
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Last updated by owner on May 27, 2023.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 105° expected this year, 21 days in 30 years
5/10 Wind Factor
26% chance of strong winds in next 30 years
2/10 Air Factor
1 unhealthy days expected this year, 1 days in 30 years
Provided by First Street
Historical weather
Phil Campbell, AL • 35581
Average low and high temperatures (°F)
48
29
59
37
70
47
76
55
77
61
85
68
89
72
85
67
83
63
75
52
65
45
54
37
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
98/ 100
Exceptional sunlight
Sunscore
This home receives average direct sun exposure in Phil Campbell. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
9.8 hrs
6.3 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1195 Mon Dye Rd
$840,608
$59K under list price of $900K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $260K to $1.1M.