RARE CREEKFRONT property in the secluded and coveted area of Bear Flats! Cabins do not come up for sale very often in this area. This rustic 2 bedroom, 1 bath cabin is a diamond in the rough and well worth the drive to this slice of paradise (approx. 10-15 min. from Hwy 260 through National Forest). As you pull into the neighborhood and up to the cabin you are surrounded by thick trees and foliage including wild berry bushes. A nice sized covered patio invites you into the kitchen and living room where a woodstove and big picture window await so you can begin your relaxing. Large bedroom (being used as bunk room) with bathroom and additional bedroom at the back. Listen to the creek from inside or out. Don't miss this opportunity to own a cabin on year round Tonto Creek.
RARE CREEKFRONT property in the secluded and coveted area of Bear Flats! Cabins do not come up for sale very often in this area. This rustic 2 bedroom, 1 bath cabin is a diamond in the rough and well worth the drive to this slice of paradise (approx. 10-15 min. from Hwy 260 through National Forest). As you pull into the neighborhood and up to the cabin you are surrounded by thick trees and foliage including wild berry bushes. A nice sized covered patio invites you into the kitchen and living room where a woodstove and big picture window await so you can begin your relaxing. Large bedroom (being used as bunk room) with bathroom and additional bedroom at the back. Listen to the creek from inside or out. Don't miss this opportunity to own a cabin on year round Tonto Creek. Adjacent vacant 1.09 ac lot for sale by different seller (MLS #88619). Combine the two and have 1.49 ac parcel with forest on one side and creek frontage on both lower parcels for the ultimate in privacy.
CAAR #1
Jun 9, 2023
Price Changed
$425,000
$472/sq ft
May 19, 2023
Price Changed
$475,000
$528/sq ft
ARMLS #6509019
Jun 28, 2023
Listing Removed
—
Jun 9, 2023
Price Changed
$425,000
$472/sq ft
Jan 18, 2023
Listed
$490,000
$544/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$1,589 (+1.6%)
$9,808 + $22,477
$32,285
2024
$1,563 (+7.9%)
$9,779 + $15,305
$25,084
2023
$1,449 (−11.8%)
$5,135 + $5,235
$10,370
2022
$1,643 (−1.6%)
$5,135 + $6,553
$11,688
2021
$1,670 (−1.8%)
$5,135 + $6,553
$11,688
2020
$1,701 (+4.3%)
$5,135 + $6,553
$11,688
2019
$1,631 (+4.2%)
$5,135 + $6,553
$11,688
2018
$1,565 (+5.2%)
$5,135 + $6,553
$11,688
2017
$1,488 (+2.6%)
$5,135 + $6,053
$11,188
2016
$1,450 (+10.0%)
$5,577 + $5,789
$11,366
2014
$1,318
$4,901 + $5,366
$10,267
Tax history for 5128 N Bear Flat Rd
Year
Property tax
Land + Additions
Assessment*
2025
$1,589 (+1.6%)
$9,808 + $22,477
$32,285
2024
$1,563 (+7.9%)
$9,779 + $15,305
$25,084
2023
$1,449 (−11.8%)
$5,135 + $5,235
$10,370
2022
$1,643 (−1.6%)
$5,135 + $6,553
$11,688
2021
$1,670 (−1.8%)
$5,135 + $6,553
$11,688
2020
$1,701 (+4.3%)
$5,135 + $6,553
$11,688
2019
$1,631 (+4.2%)
$5,135 + $6,553
$11,688
2018
$1,565 (+5.2%)
$5,135 + $6,553
$11,688
2017
$1,488 (+2.6%)
$5,135 + $6,053
$11,188
2016
$1,450 (+10.0%)
$5,577 + $5,789
$11,366
2014
$1,318
$4,901 + $5,366
$10,267
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
—
Baths
1
Stories
1
Lot width
—
Lot depth
—
Lot size
0.4 Acres
Year renovated
—
Sq. Ft.
900
Year built
1990
Style
Single Family Residential
County
Gila County
APN
30306056A
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 30, 2026.
Property details
Interior
Kitchen Information
Laminate Counters: Yes
Range Oven Electric: Yes
Bathroom Information
Bathrooms (Total Decimal): 1
Bathrooms (Total Integer): 1
Bedroom Information
Bedrooms (Possible): 2
Heating & Cooling
Has Heating
Cooling: Ceiling Fan(s)
Has Cooling
Heating: See Remarks, Electric
Interior Features
Interior Features: High Speed Internet, Laminate Counters
Fireplace Features: 1 Fireplace, Family Room
Has Fireplace
Flooring: Linoleum
LaundryFeatures: Other
Exterior
Exterior Features
Construction Materials: Wood Frame, Stone
Horses Allowed
Exterior Features: Storage
Fencing: None
Roof: Composition
Property Information
Ownership: Fee Simple
Property Sub Type: Single Family Residence
Lot Information
Lot Size Area: 17,310
Lot Size Source: Assessor
Lot Features: Waterfront Lot, Dirt Front
Has Water front
County Maintained Road
Building Information
Building Area Source: Assessor
Distance To Street Comments: Approx 4 miles from Hwy 260 on dirt road
Financial
Tax Information
Tax Annual Amount: $1,670
Tax Year: 2021
Location
HOA Information
Has Association
Association Fee: $200
Association Fee Frequency: Annually
Association Fee Includes: No Fees
School Information
Middle Or Junior School: Out of Maricopa Cnty
High School: Out of Maricopa Cnty
High School District: Payson Unified District
Elementary School: Out of Maricopa Cnty
Elementary School District: Payson Unified District
Location Information
Directions: Take AZ-260 E from Payson for 13 miles, Take right at sign for Bear Flats, Go Left on FS Rd 405A for 4 miles following signs for Bear Flats, Turn Left on Bear Flat Rd and continue to property on left
Utility Information
Sewer: Septic in & Cnctd
Public facts
Beds: —
Baths: 1.0
Sq. Ft.: 900
Stories: 1.0
Lot Size: 0.4 acres
Style: Single Family Residential
Year Built: 1990
Year Renovated: —
County: Gila County
APN: 30306056A
Home facts updated by county records on Jul 30, 2026
Other
Listing Information
Water Source: Private Well
Around this home
Schools
Payson Elementary School
Public K-2 • Assigned • 14.3mi
Rim Country Middle School
Public 6-8 • Assigned • 15.5mi
5/10
Payson High School
Public 9-12 • Assigned • 15.7mi
4/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
10/10 Flood Factor
Estimated 80%+ chance of a flood reaching the building in the next 30 years
10/10 Fire Factor
67% chance of being in a wildfire in next 30 years
3/10 Heat Factor
7 days above 92° expected this year, 16 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
1/10 Air Factor
0 unhealthy days expected this year, 0 days in 30 years
Provided by First Street
Historical weather
Payson, AZ • 85541
Average low and high temperatures (°F)
55
30
64
36
70
41
71
42
80
50
92
60
92
65
92
65
82
58
78
50
63
38
62
35
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 12.7 hours in
June and 7.3 hours in December, placing it above the
U.S. average for solar exposure.
12.7 hrs
7.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$379,000 – $459,000
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