This is why people move to Harbor Bay. Set along the lagoon in Harbor Bay's coveted Catamar community, 262 Ratto Road offers the rare combination of waterfront living, indoor-outdoor flow, and everyday convenience that makes this one of Alameda's most sought-after neighborhoods. Vaulted ceilings and walls of glass create a sense of openness and light, while the seamless connection between the living spaces and the outdoors makes the lagoon part of everyday life. Imagine starting your morning with coffee overlooking the water, spending the afternoon on the shoreline trails, and ending the day watching the sunset from your private waterfront deck. Step outside and the experience continues. The landscaped backyard leads directly to the water's edge, creating a natural extension of the home and a front-row seat to life on the lagoon. What truly sets Harbor Bay apart is how effortlessly it balances serenity and convenience. Close to everything. Connected to nothing but the moment. Miles of shoreline trails, parks, golf, the SF Ferry, BART, Oakland International Airport, and major commuter routes are all within easy reach. Because the real luxury isn't simply living on the water. It's waking up to it. It's ending the day beside it. It's having a home that feels like an escape without ever leaving town. Welcome to 262 Ratto Road.
Single-familyProperty Type
1997Year Built
4,913 sq ftLot Size
$889Price/Sq.Ft.
$388/moHOA Dues
2 car garageParking
Listed by Jose Cerda-zein•DRE #01403669• Cerda-Zein Real Estate
Bought with Jimmy J.h. He•DRE #01877145• Bay Home Investments&Loans
Est. $4,822 per month, based on comparable rentals
Sale and tax history for 262 Ratto Rd
Sale History
Tax History
Date
Event
Price
bridgeMLS, Bay East AOR, or Contra Costa AOR #41138195
Jul 27, 2026
Sold
$1,802,000
$889/sq ft
Jun 26, 2026
Pending
—
Jun 12, 2026
Listed
$1,468,000
$724/sq ft
bridgeMLS, Bay East AOR, or Contra Costa AOR #40073860
May 17, 2005
Sold
$1,005,000
$496/sq ft
Apr 26, 2005
Listing Removed
—
Apr 15, 2005
Listed
$929,000
$458/sq ft
+3
Stylish 3-bedroom, 2.5-bath direct lagoon home in Cantamar.Only 8 years old. Master retreat can be converted to 4th bedroom. Beautiful garden with mature trees, flagstone patio, and deck overlooking lagoon. Near greenbelt.
bridgeMLS, Bay East AOR, or Contra Costa AOR #20038839
Dec 21, 2000
Sold
$635,000
$313/sq ft
Nov 17, 2000
Listing Removed
—
Nov 2, 2000
Listed
$620,000
$306/sq ft
Beautiful BayBreeze home by the lagoon! Cathedral ceiling thru-out. Formal diningrm. Familyrm w/buil in soundsystem & fireplace. Kit w/Corian counter.Master w/sep office(4th bedrm),deck w/ Bayview & much more......
Year
Property tax
Land + Additions
Assessment*
2025
$19,314 (+2.2%)
$428,627 + $1,000,130
$1,428,757
2024
$18,899 (+4.1%)
$420,224 + $980,524
$1,400,748
2023
$18,146 (+2.3%)
$411,987 + $961,304
$1,373,291
2022
$17,730 (+2.6%)
$395,993 + $923,983
$1,319,976
2021
$17,278 (+1.2%)
$395,993 + $923,983
$1,319,976
2020
$17,065 (+4.1%)
$388,229 + $905,868
$1,294,097
2019
$16,397 (−0.7%)
$384,249 + $896,582
$1,280,831
2018
$16,512 (−2.6%)
$376,718 + $879,009
$1,255,727
2017
$16,953 (+1.8%)
$450,000 + $675,000
$1,125,000
2016
$16,660 (+6.3%)
$450,000 + $675,000
$1,125,000
2015
$15,676 (+13.3%)
$323,700 + $755,300
$1,079,000
2014
$13,839 (+6.0%)
$260,100 + $606,900
$867,000
2013
$13,059 (+1.6%)
$260,100 + $606,900
$867,000
2012
$12,859 (−6.2%)
$240,000 + $560,000
$800,000
2011
$13,704 (+5.9%)
$237,000 + $553,000
$790,000
2010
$12,943 (+1.8%)
$264,000 + $616,000
$880,000
2009
$12,715 (−5.0%)
$255,900 + $597,100
$853,000
2008
$13,384
$234,000 + $546,000
$780,000
Public record
Public record
Zoning
Permits
Beds
3
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
4,913 Sq. Ft.
Year renovated
1997
Sq. Ft.
2,028
Year built
1997
Style
Single Family Residential
County
Alameda County
APN
074 134802200
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 17, 2026.
R-1
PD
One-Family Residence District
It is intended that this district classification be applied in areas subdivided and used or designed to be used for one-family and two-family residential development, and that the regulations established will promote and protect a proper residential character in such districts.
Zone overlays
Planned Development Combining District
Permitted uses
Include but are not limited to:
Agriculture
Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Other
Infrastructure
Public service
Fire house
Library
Park & open space
Mar 25, 1997 • Final
Electrical
Install electrical systems for a new single-family home.
Electrical
New construction
Mar 20, 1997 • Final
Plumbing
Install new plumbing for a single-family home.
New construction
Plumbing
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Spaces: 2
Covered Spaces: 2
Parking Features: Attached
Interior
Virtual Tour
Bathroom Information
# of Bathrooms Total: 3
# of Bathrooms Full: 2
# of Bathrooms Partial: 1
Other Bathrooms Included Features: Shower Over Tub, Double Vanity, Window
Property information provided by bridgeMLS, Bay East AOR, or Contra Costa AOR when last listed in 2026. This data may not match public records. Learn more.