This is a rare opportunity to purchase and build your custom dream home on one of the few available ocean front lots on the Monterey Bay. Part of the private, gated community of Potbelly Beach in Aptos, Ca. This property currently includes a family beach cabin built in 1959. The small but sturdy 3 bedroom, 1 bath cabin flows out to a deck that is almost as large as the house itself. Owned by the same family for more than 65 years, its time for a new family and a new house to take advantage of all the ocean front position has to offer: the sound of the waves, the sea lions who accompany you on your morning walk, the sunset, and evening gatherings you might have on the deck. The cabin is part of a 17 member association that shares maintenance of the beach revetment, road and additional acreage on the bluff above. The property is gated with a caretaker. And while you feel a world away, you are close to Highway 1 and the conveniences of Aptos and Capitola. Here is a great venue for entertaining multiple generations of family and friends, while still giving you an opportunity to expand or custom build your year-around dream home in the future if you so desire.
Single-familyProperty Type
1959Year Built
0.27 acresLot Size
$2,778Price/Sq.Ft.
$800/moHOA Dues
Listed by David Mann•DRE #00491847• Coldwell Banker Realty
Listed by Shelley Patton•DRE #01737930• Coldwell Banker Realty
This is a rare opportunity to purchase and build your custom dream home on one of the few available ocean front lots on the Monterey Bay. Part of the private, gated community of Potbelly Beach in Aptos, Ca. This property currently includes a family beach cabin built in 1959. The small but sturdy 3 bedroom, 1 bath cabin flows out to a deck that is almost as large as the house itself. Owned by the same family for more than 65 years, its time for a new family and a new house to take advantage of all the ocean front position has to offer: the sound of the waves, the sea lions who accompany you on your morning walk, the sunset, and evening gatherings you might have on the deck. The cabin is part of a 17 member association that shares maintenance of the beach revetment, road and additional acreage on the bluff above. The property is gated with a caretaker. And while you feel a world away, you are close to Highway 1 and the conveniences of Aptos and Capitola. Here is a great venue for entertaining multiple generations of family and friends, while still giving you an opportunity to expand or custom build your year-around dream home in the future if you so desire.
Year
Property tax
Land + Additions
Assessment*
2025
$3,567 (+9.1%)
$128,089 + $31,894
$159,983
2024
$3,268 (+3.9%)
$125,577 + $31,269
$156,846
2023
$3,146 (+2.8%)
$125,577 + $31,269
$156,846
2022
$3,061 (+8.1%)
$123,114 + $30,655
$153,769
2021
$2,832 (+1.7%)
$120,702 + $30,054
$150,756
2020
$2,784 (+2.3%)
$118,335 + $29,464
$147,799
2019
$2,722 (+2.4%)
$117,122 + $29,163
$146,285
2018
$2,659 (+1.7%)
$114,824 + $28,590
$143,414
2017
$2,615 (+4.0%)
$110,365 + $27,480
$137,845
2016
$2,513 (+6.6%)
$110,365 + $27,480
$137,845
2015
$2,358 (+2.5%)
$108,202 + $26,940
$135,142
2014
$2,300 (+0.2%)
$104,488 + $26,016
$130,504
2013
$2,294 (+2.2%)
$104,488 + $26,016
$130,504
2012
$2,244 (+2.4%)
$104,017 + $25,899
$129,916
2011
$2,191 (+1.2%)
$101,977 + $25,393
$127,370
2010
$2,164 (+0.8%)
$99,977 + $24,895
$124,872
2009
$2,145 (+3.3%)
$99,230 + $24,709
$123,939
2008
$2,078
$99,466 + $24,768
$124,234
Public record
Beds
2
Baths
1
Stories
—
Lot width
—
Lot depth
—
Lot size
0.27 Acres
Year renovated
1959
Finished Sq. Ft.
774
Unfinished Sq. Ft.
—
Total Sq. Ft.
774
Year built
1959
Style
Single Family Residential
County
Santa Cruz County
APN
03823127
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 10, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
5 days above 83° expected this year, 9 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
6/10 Air Factor
11 unhealthy days expected this year, 12 days in 30 years
Provided by First Street
Historical weather
Aptos, CA • 95003
Average low and high temperatures (°F)
61
41
62
44
66
45
64
46
67
49
67
52
66
53
72
54
71
55
70
51
63
45
61
44
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
70/ 100
Good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
7.1 hrs
5.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 16 Potbelly Beach Rd
$2,108,133
$42K under list price of $2.15M
Nearby comparable homes
The Redfin Estimate uses 5 recent nearby sales, priced between $1.5M to $1.7M.