Tucked inside the gated community of Oak Shores, this inviting two-story home blends lake-area charm with everyday convenience. Off-street parking and a 29' deep garage, complete with washer, dryer, and on-demand water heater, set the tone for a property designed with practicality in mind. A wraparound deck welcomes you with peaceful views of Lake Nacimiento, offering the perfect spot for morning coffee or evening sunsets. Inside, the main level features an open layout wrapped in warm knotty pine and updated with new vinyl flooring. The kitchen is thoughtfully arranged with a long breakfast bar, dishwasher, propane range, and a door leading directly to the rear deck for easy indoor-outdoor entertaining. A generous pantry, utility closet, and a full bathroom add valuable functionality on the main floor. Upstairs, two bedrooms and a full bathroom create a relaxing retreat. Step out onto the private rear balcony to soak in sweeping mountain views, a serene backdrop to start or end your day. Owning in Oak Shores means enjoying resort-style amenities year-round: pickleball courts, hiking trails, a mini golf course, playground, two boat launch ramps, a marina with over 60 courtesy slips, a heated swimming pool, clubhouse, and even a campground. This property offers the best of lake living and community convenience in one beautiful package.
Single-familyProperty Type
1998Year Built
5,079 sq ftLot Size
$333Price/Sq.Ft.
$319/moHOA Dues
2 garage spacesParking
Listed by Jasmine Duncan•DRE #02092802• Oak Shores Realty
Listed by Grace Borzini•DRE #01272895• Oak Shores Realty
Contact: 831 206-6443
Bought with Timothy Ellis•DRE #01152831• Oak Shores Realty
Est. $2,694 per month, based on comparable rentals
Sale and tax history for 2433 Stern Deck
Sale History
Tax History
Date
Event
Price
CRMLS #NS25266181
Aug 26, 2026
Sold
$400,000
$333/sq ft
Aug 19, 2026
Pending
—
Jul 21, 2026
Contingent
—
May 28, 2026
Price Changed
$459,000
$383/sq ft
Dec 2, 2025
Listed
$475,000
$396/sq ft
Public Records
Oct 21, 1997
Sold
$24,000
$20/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$2,801 (+15.1%)
$47,066 + $111,922
$158,988
2024
$2,433 (+2.2%)
$46,144 + $109,728
$155,872
2023
$2,381 (−0.6%)
$45,240 + $107,577
$152,817
2022
$2,394 (+2.3%)
$44,353 + $105,468
$149,821
2021
$2,340 (+1.6%)
$43,484 + $103,400
$146,884
2020
$2,302 (+26.6%)
$42,632 + $101,373
$144,005
2019
$1,819 (+2.1%)
$42,195 + $100,334
$142,529
2018
$1,782 (+2.1%)
$41,368 + $98,367
$139,735
2017
$1,746 (+4.4%)
$39,762 + $94,549
$134,311
2016
$1,672 (+1.7%)
$39,762 + $94,549
$134,311
2015
$1,644 (+3.6%)
$38,983 + $92,696
$131,679
2014
$1,587 (+0.7%)
$37,646 + $89,516
$127,162
2013
$1,576 (+2.1%)
$37,476 + $89,112
$126,588
2012
$1,544
$37,476 + $89,112
$126,588
Public record
Public record
Zoning
Beds
—
Baths
—
Stories
—
Lot width
—
Lot depth
—
Lot size
5,079 Sq. Ft.
Year renovated
—
Sq. Ft.
—
Year built
—
Style
Single Family Residential
County
San Luis Obispo County
APN
012-244-033
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 16, 2026.
RSF
NACIMIENTO SUB AREA
NORTH COUNTY PLANNING AREA
INLAND AREA
Residential, Single-Family District
The purpose of this section is to establish standards for the conversion of rental housing into condominiums that conform to the General Plan and Housing Element, maintain a supply of affordable housing units, retain some rental units, reduce the impact of such conversions on the tenants, facilitate resident ownership of the converted units, ensure that converted housing achieves a high standard of safety and quality, and inform the prospective buyers of the physical conditions of the structure.
Zone overlays
Permitted uses
Include but are not limited to:
Office-Other
Property details
Parking
Parking / Garage Information
Uncovered Spaces: 3
Attached Garage
# of Garage Spaces: 2
Garage, Driveway - Concrete, Driveway Up Slope From Street, Driveway
Has Parking
# of Parking Spaces: 5
Interior
Laundry Information
Has Laundry
In Garage, Washer Included, Dryer Included
Kitchen Information
Appliances: Microwave, Refrigerator, Propane Range, High Efficiency Water Heater, Dishwasher
Has Appliances
Breakfast Counter / Bar, In Living Room, Area
Kitchen Open to Family Room
Bathroom Information
# of Baths (Full): 2
Shower in Tub, Main Floor Full Bath
Cooling Information
Central
Has Cooling
Room Information
All Bedrooms Up, Kitchen, Living Room
Flooring Information
Vinyl
Heating Information
Central Furnace
Has Heating
Interior Features
Sliding Glass Door(s)
Entry Level: 1
Entry Location: 1
Balcony, Pantry, Open Floor Plan, Cathedral-Vaulted Ceilings
Levels: Two
Main Level Bathrooms: 1
Main Level Bedrooms: 0
Security Features: Gated Community
Exterior
Exterior Information
Structure Type: House
Roof: Composition
Fencing: None
Construction Materials: Wood
Foundation Information
Foundation Details: Concrete Perimeter, Raised
Exterior Features
Rain Gutters
Patio And Porch Features: Deck
Has Patio
Pool Features: Association
Lot Information
Elevation Units: Feet
Lot Size Source: Assessor's Data
Lot Features: Cul-De-Sac, Up Slope from Street
Property Information
Common Interest: Planned Development
Total # of Units: 1
Accessibility Features: None
Below Grade Finished Area Units: Square Feet
Common Walls: No Common Walls
Living Area Source: Seller
Parcel Number: 012244033
Total # of Stories: 2
Has View
Waterfront Features: Lot has Lake Rights, Fishing in Community
Year Built Source: Public Records
Property ADU: No
Financial
Assesments Information
Assessments: Unknown
Utilities
Utilities Information
Electric: Standard
Sewer: Public Sewer
Propane, Sewer Connected, Electricity Connected, Water Connected
Water Source: Private
Location
Homeowners Association
Is Part of Association
Association Name: OSCA
Association Fee: $3,826.42
Association Fee Frequency: Annually
Association Amenities: Hiking Trails, Banquet Facilities, Picnic Area, Onsite Property Management, Pickleball, Pool, Other Courts, Outdoor Cooking Area, Barbecue, Controlled Access, Club House, Meeting Room, Dock, Playground, Dog Park
Neighborhood Information
Community Features: Curbs, Watersports, Dog Park, Hiking, Fishing, Lake, Street Lighting, Park
School Information
Elementary School: Cappy Culver
High School District: Paso Robles Joint Unified
Elementary School 2: CACUL
Location Information
Latitude: 35.75556800
Longitude: -120.98747200
Other Subdivision Name: PR Lake Nacimiento(230)
Directions: At mini golf course, turn right onto Oak Shores Drive, take second right onto Captains Walk and right onto Stern Deck. House is on left hand side.
Road Frontage Type: Private Road
Road Surface Type: Maintained, Paved
Subdivision Name: PR Lake Nacimiento(230)
Public facts
Beds: —
Baths: —
Sq. Ft.: —
Stories: —
Lot Size: 5,079 square feet
Style: Single Family Residential
Year Built: —
Year Renovated: —
County: San Luis Obispo County
APN: 012-244-033
Home facts updated by county records on Sep 16, 2026
Other
Listing Information
IDX Contact Info: 831 206-6443
Days Active in MLS: 231
Continuous Days Active in MLS: 231
Listing Agent Information
List Agent First Name: Jasmine
List Agent Last Name: Duncan
Co-List Agent First Name: Grace
Co-List Agent Last Name: Borzini
Listing Office Information
List Office Name: Oak Shores Realty
Co-List Office Name: Oak Shores Realty
Selling Agent Information
Buyer Agent First Name: Timothy
Buyer Agent Last Name: Ellis
Selling Office Information
Buyer Office Name: Oak Shores Realty
Around this home
Schools
Cappy Culver Elementary School
Public K-8 • Assigned • 6.2mi
6/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
6/10 Fire Factor
9% chance of being in a wildfire in next 30 years
4/10 Heat Factor
7 days above 101° expected this year, 17 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
13 unhealthy days expected this year, 14 days in 30 years
Provided by First Street
Historical weather
Bradley, CA • 93426
Average low and high temperatures (°F)
65
34
67
40
73
42
75
44
84
48
91
52
95
55
97
55
89
57
83
48
68
41
66
39
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
87/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Bradley. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
8.6 hrs
5.7 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$454,000 – $549,000
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