This Cambria property is simply the most beautiful property available on the California Coast. Picture this: waking up to panoramic ocean views from nearly every room and sipping your morning coffee on a wraparound deck while the waves crash in the distance. This 2-bedroom, 1.5-bath coastal retreat delivers all the seaside charm and tranquility you’ve been dreaming of. With its beautifully landscaped lot and meticulously cared-for interior, this home feels like a peaceful sanctuary. Whether you’re soaking in the stunning sunsets or enjoying the fresh ocean breeze, this property invites you to slow down and savor the beauty of coastal living. Nestled in the heart of Cambria, this home is more than a residence—it’s a place to breathe deeply, relax fully, and embrace the coastal lifestyle. Don’t miss this opportunity to own your own slice of seaside serenity. Bonus Features: RV parking and an office space in the two car garage.
Single-familyProperty Type
1967Year Built
3,750 sq ftLot Size
$1,332Est. Price/Sq.Ft.
2 car garageParking
Listed by Dick Keenan•DRE #00860187• Keller Williams Realty Central Coast
Listed by Narlene Carter Keenan•DRE #00976857• Keller Williams Realty Central Coast
Contact: 805-801-9032
Bought with Bob Kasper•DRE #01423355• The Real Estate Company of Cambria
Authentic Mid-Century Modern classic home with breathtaking 180 degree, coastal whitewater views overlooking Marine Terrace! Just a short walk to the ocean and Fiscalini Ranch Open Space where you'll find numerous walking/hiking/biking trails. * * And as of 3/10/2022 SLO County says this amazing home is available for a VACATION RENTAL permit * * Entering the second story you are greeted by spectacular views from the wall of windows in the open concept living room/dining area with hardwood floors and an Irish Waterford free standing stove creating a cozy ambiance to enjoy the sunsets. This level also includes a spacious kitchen with tile counters, double ovens, frig, dishwasher and a breakfast bar. Adjacent to the kitchen is a large walk-in pantry, and a half bath. Sliding glass doors in the living room open to a wraparound deck to sit and enjoy the ocean breezes. Down the stairs, the lower level features a den/family room, 2 spacious bedrooms and a full bath with dual sinks and a stall shower. You will also find a full-size washer/dryer closet behind louvered bifold doors and a small office/bonus room with a built-in desk and storage cupboards. The front bedroom overlooks the front garden shaded with three, 40 yr. old fig trees. Additional storage can be found under the stairs. The den and primary bedroom possess sliding glass doors that also take in the amazing ocean views and provide access to the backyard. This charming yard has a brick patio, surrounded by a glass windbreak which extends the entire length of the property. Enjoy the privacy while relaxing in the sun. There's large side yard for a play area, extra outside storage, RV parking or vegetable garden. The detached 2-car garage includes a separate office with sink, a workshop and overhead storage racks. Upgrades through the years include a tankless water heater, a brand new high-efficiency Trane furnace with all new ducting and fresh paint inside and out. Additionally, included with the sale are plans (designed by a local architect), for a primary suite addition over the garage, designed to take advantage of the ocean views with abundant windows and a private deck. ( * * Buyer to research with the County of San Luis Obispo the viability of these plans and the permit process for the Vacation Rental * * ) This home boasts a fantastic location for enjoying all the natural beauty Cambria is so known for. Must see to appreciate!
Year
Property tax
Land + Additions
Assessment*
2025
$14,511 (+2.3%)
$1,224,000 + $714,000
$1,938,000
2024
$14,189 (+1.7%)
$848,966 + $494,522
$1,343,488
2023
$13,950 (+359.6%)
$832,320 + $484,826
$1,317,146
2022
$3,035 (+1.7%)
$816,000 + $475,320
$1,291,320
2021
$2,985 (+1.3%)
$150,826 + $106,577
$257,403
2020
$2,947 (+1.9%)
$147,869 + $104,488
$252,357
2019
$2,892 (+2.0%)
$146,353 + $103,417
$249,770
2018
$2,835 (+2.1%)
$143,484 + $101,390
$244,874
2017
$2,777 (+2.0%)
$137,913 + $97,453
$235,366
2016
$2,722 (+4.3%)
$137,913 + $97,453
$235,366
2015
$2,610 (+3.4%)
$135,209 + $95,543
$230,752
2014
$2,523 (+0.5%)
$130,571 + $92,265
$222,836
2013
$2,510 (+1.9%)
$129,981 + $91,849
$221,830
2012
$2,463
$129,981 + $91,849
$221,830
Tax history for 1895 Saint James Rd
Year
Property tax
Land + Additions
Assessment*
2025
$14,511 (+2.3%)
$1,224,000 + $714,000
$1,938,000
2024
$14,189 (+1.7%)
$848,966 + $494,522
$1,343,488
2023
$13,950 (+359.6%)
$832,320 + $484,826
$1,317,146
2022
$3,035 (+1.7%)
$816,000 + $475,320
$1,291,320
2021
$2,985 (+1.3%)
$150,826 + $106,577
$257,403
2020
$2,947 (+1.9%)
$147,869 + $104,488
$252,357
2019
$2,892 (+2.0%)
$146,353 + $103,417
$249,770
2018
$2,835 (+2.1%)
$143,484 + $101,390
$244,874
2017
$2,777 (+2.0%)
$137,913 + $97,453
$235,366
2016
$2,722 (+4.3%)
$137,913 + $97,453
$235,366
2015
$2,610 (+3.4%)
$135,209 + $95,543
$230,752
2014
$2,523 (+0.5%)
$130,571 + $92,265
$222,836
2013
$2,510 (+1.9%)
$129,981 + $91,849
$221,830
2012
$2,463
$129,981 + $91,849
$221,830
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
3,750 Sq. Ft.
Year renovated
—
Sq. Ft.
1,394
Year built
1967
Style
Single Family Residential
County
San Luis Obispo County
APN
023-133-004
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Sep 16, 2026.
RSF
COASTAL ZONE
NORTH COAST PLANNING AREA
Residential, Single-Family District
The purpose of this section is to establish standards for the conversion of rental housing into condominiums that conform to the General Plan and Housing Element, maintain a supply of affordable housing units, retain some rental units, reduce the impact of such conversions on the tenants, facilitate resident ownership of the converted units, ensure that converted housing achieves a high standard of safety and quality, and inform the prospective buyers of the physical conditions of the structure.
Zone overlays
Permitted uses
Include but are not limited to:
Office-Other
Property details
Parking
Parking / Garage Information
# of Garage Spaces: 2
Driveway, Garage - Two Door, RV Access/Parking, Workshop
Has Parking
# of Parking Spaces: 2
Interior
Laundry Information
Has Laundry
Inside, Washer Hookup
Kitchen Information
Appliances: 6 Burner Stove, Dishwasher, Garbage Disposal, Gas Range, Refrigerator, Tankless Water Heater
Has Appliances
Area
Tile Counters
Bathroom Information
# of Baths (Full): 1
# of Baths (1/2): 1
Bidet, Shower, Double sinks in bath(s), Tile Counters, Walk-in shower
Room Information
All Bedrooms Down, Bonus Room, Kitchen, Living Room
Fireplace Information
Living Room, Wood, Free Standing
Has Fireplace
Flooring Information
Carpet, Wood
Heating Information
Forced Air, Wood Stove
Has Heating
Interior Features
Sliding Glass Door(s)
Entry Level: 2
Entry Location: 2
Tile Counters
Levels: Two
Main Level Bathrooms: 1
Main Level Bedrooms: 0
Exterior
Exterior Information
Structure Type: House
Roof: Composition, Shingle
Fencing: Wire, Wood
Has Fence
Construction Materials: Stucco, Wood
Foundation Information
Foundation Details: Raised
Exterior Features
Rain Gutters
Patio And Porch Features: Deck, Wood, Wrap Around
Has Patio
Pool Features: None
Lot Information
Elevation Units: Feet
Lot Size Source: Assessor's Data
Lot Features: Down Slope from Street, Front Yard, Yard
Property Information
Total # of Units: 1
Common Walls: No Common Walls
Direction Faces: West
Living Area Source: Assessor's Data
Parcel Number: 023133004
Property Condition: Turnkey
Total # of Stories: 2
Has View
Year Built Source: Public Records
Property ADU: No
Utilities
Utilities Information
Electric: Electricity - On Property
Sewer: Public Sewer
Natural Gas Connected, Sewer Connected, Water Connected
Water Source: District/Public
Location
Neighborhood Information
Community Features: Hiking, Suburban
School Information
High School: Coast Union
High School District: Coast Unified
High School 2: CSTUNO
Location Information
Latitude: 35.54514600
Longitude: -121.08806800
Directions: From highway 1 in Cambria turn onto Ardath Dr, left on Benson, right on Saint Thomas, left on Saint James, house is on the right.
Road Frontage Type: Access via City Streets
Road Surface Type: Paved
Zoning: RSF
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,394
Stories: 1.0
Lot Size: 3,750 square feet
Style: Single Family Residential
Year Built: 1967
Year Renovated: —
County: San Luis Obispo County
APN: 023-133-004
Home facts updated by county records on Sep 16, 2026
Other
Listing Information
IDX Contact Info: 805-801-9032
Days Active in MLS: 5
Continuous Days Active in MLS: 5
Listing Agent Information
List Agent First Name: Dick
List Agent Last Name: Keenan
Co-List Agent First Name: Narlene
Co-List Agent Last Name: Carter Keenan
Listing Office Information
List Office Name: Keller Williams Realty Central Coast
Co-List Office Name: Keller Williams Realty Central Coast
Selling Agent Information
Buyer Agent First Name: Bob
Buyer Agent Last Name: Kasper
Selling Office Information
Buyer Office Name: The Real Estate Company of Cambria
Around this home
Schools
Cambria Grammar School
Public K-5 • Assigned • 1.1mi
4/10
Santa Lucia Middle School
Public 6-8 • Assigned • 1.2mi
5/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
3/10 Fire Factor
0.31% chance of being in a wildfire in next 30 years
6/10 Heat Factor
7 days above 77° expected this year, 15 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
12 unhealthy days expected this year, 13 days in 30 years
Provided by First Street
Historical weather
Cambria, CA • 93428
Average low and high temperatures (°F)
62
47
61
48
62
48
61
48
61
48
62
51
64
53
68
52
69
55
66
52
62
49
62
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.7 hours in
June and 4.9 hours in December, placing it above the
U.S. average for solar exposure.
10.7 hrs
4.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.76M – $2.14M
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