Google street view image for 1870 Wharf Rd, Capitola, CA 95010

Off market jul 1985 for $104K

$1,279,213

Est. refi paymentEst. refi $656/mo

•

1 ba

•

954

sq ft

1870 Wharf Rd, Capitola, CA 95010

About this home

1870 Wharf Rd is a 954 square foot house on a 6,534 square foot lot with 1 bedroom and 1 bathroom. - it last sold on July 29, 1985 for $104,000. Based on Redfin's Capitola data, we estimate the home's value is $1,279,213.

Single-familyProperty Type

1962Year Built

6,534 sq ftLot Size

$1,341Est. Price/Sq.Ft.

1 car garageParking

Source:Public Records

Redfin Estimate

$1,279,213

$1.2M since sold in July 1985$52K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 16.8% lower than the average sale price ($1.54M) of 5 comparable homes.

SOLD OCT 13, 2026
$1,425,000
A
3 beds2 baths1,558 sq ft
109 Cabrillo St, Capitola, CA 95010
SOLD OCT 28, 2026
$1,925,000
B
2 beds2 baths1,154 sq ft
4235 Bain Ave, Santa Cruz, CA 95062
SOLD OCT 26, 2026
$1,750,000
C
3 beds2 baths1,407 sq ft
601 Oak Dr, Capitola, CA 95010
SOLD JUN 18, 2026
$1,350,000
D
3 beds2 baths1,433 sq ft
3239 Churnside Ln, Santa Cruz, CA 95062
SOLD OCT 8, 2026
$1,238,000
E
3 beds2 baths1,473 sq ft
2201 40th Ave, Santa Cruz, CA 95062

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Earn from this home

Refinance

Est. cash available

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Rent

$3,301/mo

Redfin rental estimate

List your home for rent

Market trends in 95010, CA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.2%

0.2% MoM

Median sale price

$1.4M

$100K MoM

Avg. days on market

27d

3 days MoM

Recently sold homes

4 MoM

New listings for sale

OPEN NOV 14, 12PM TO 3PM
$574,999
3 beds2 baths1,332 sq ft
2155 Wharf Rd #11, Capitola, CA 95010
OPEN TODAY, 1PM TO 4PM
$599,900
2 beds1 bath925 sq ft
1375 Ruby Ct #4, Capitola, CA 95010
3D & VIDEO TOUR
$399,000
2 beds2 baths1,344 sq ft
4425 Clares St #88, Capitola, CA 95010
OPEN TODAY, 12PM TO 2PM
$729,000
3 beds2 baths1,196 sq ft
4160 Jade St #108, Capitola, CA 95010
$689,000
2 beds1.5 baths704 sq ft
815 Balboa Ave #102, Capitola, CA 95010
$685,000
2 beds1.5 baths990 sq ft
1925 46th Ave #143, Capitola, CA 95010
The Royalty Group
OPEN TODAY, 1PM TO 3PM
$1,525,000
3 beds2 baths1,312 sq ft
145 Wesley St, Capitola, CA 95010
OPEN TODAY, 9AM TO 1PM
$1,295,000
2 beds1 bath847 sq ft
400 Pine St, Capitola, CA 95010
See all

Provided by Redfin

Sale history for 1870 Wharf Rd

Date

Event

Price

SDMLS #302567148

Nov 10, 2020

Listing Removed

—

Jun 22, 2020

Listed

$639,000

$670/sq ft

MLSListings #ML81797739

Sep 10, 2020

Contingent

—

Sep 1, 2020

Price Changed

$639,000

$670/sq ft

Jul 22, 2020

Price Changed

$700,000

$734/sq ft

Jul 8, 2020

Price Changed

$735,000

$770/sq ft

Jun 22, 2020

Listed

$775,000

$812/sq ft

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81757737

Jun 30, 2019

Listing Removed

—

Jun 21, 2019

Listed

$975,000

$1,022/sq ft

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81752907

Jun 21, 2019

Listing Removed

—

May 21, 2019

Listed

$975,000

$1,022/sq ft

MLSListings #ML81747319

May 17, 2019

Listed

$975,000

$1,022/sq ft

May 17, 2019

Listing Removed

—

Public Records

Jul 29, 1985

Sold

$104,000

$109/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$9,337 (+7.6%)

$552,040 + $158,988

$711,028

2024

$8,676 (+2.4%)

$530,604 + $152,814

$683,418

2023

$8,471 (+1.3%)

$530,604 + $152,814

$683,418

2022

$8,361 (+2.5%)

$520,200 + $149,818

$670,018

2021

$8,154 (+142.4%)

$510,000 + $146,880

$656,880

2020

$3,365 (+2.4%)

$500,000 + $144,000

$644,000

2019

$3,286 (+4.8%)

$118,360 + $93,698

$212,058

2018

$3,136 (+1.7%)

$116,040 + $91,861

$207,901

2017

$3,082 (+4.7%)

$111,533 + $88,294

$199,827

2016

$2,943 (+5.9%)

$111,533 + $88,294

$199,827

2015

$2,780 (+2.5%)

$109,346 + $86,563

$195,909

2014

$2,712 (−0.2%)

$105,594 + $83,593

$189,187

2013

$2,716 (+2.3%)

$105,594 + $83,593

$189,187

2012

$2,656 (+2.6%)

$105,117 + $83,215

$188,332

2011

$2,589 (+2.5%)

$103,056 + $81,583

$184,639

2010

$2,527 (+0.6%)

$101,035 + $79,983

$181,018

2009

$2,512 (+3.4%)

$100,280 + $79,385

$179,665

2008

$2,429

$100,518 + $79,574

$180,092

Tax history for 1870 Wharf Rd

Year

Property tax

Land + Additions

Assessment*

2025

$9,337 (+7.6%)

$552,040 + $158,988

$711,028

2024

$8,676 (+2.4%)

$530,604 + $152,814

$683,418

2023

$8,471 (+1.3%)

$530,604 + $152,814

$683,418

2022

$8,361 (+2.5%)

$520,200 + $149,818

$670,018

2021

$8,154 (+142.4%)

$510,000 + $146,880

$656,880

2020

$3,365 (+2.4%)

$500,000 + $144,000

$644,000

2019

$3,286 (+4.8%)

$118,360 + $93,698

$212,058

2018

$3,136 (+1.7%)

$116,040 + $91,861

$207,901

2017

$3,082 (+4.7%)

$111,533 + $88,294

$199,827

2016

$2,943 (+5.9%)

$111,533 + $88,294

$199,827

2015

$2,780 (+2.5%)

$109,346 + $86,563

$195,909

2014

$2,712 (−0.2%)

$105,594 + $83,593

$189,187

2013

$2,716 (+2.3%)

$105,594 + $83,593

$189,187

2012

$2,656 (+2.6%)

$105,117 + $83,215

$188,332

2011

$2,589 (+2.5%)

$103,056 + $81,583

$184,639

2010

$2,527 (+0.6%)

$101,035 + $79,983

$181,018

2009

$2,512 (+3.4%)

$100,280 + $79,385

$179,665

2008

$2,429

$100,518 + $79,574

$180,092

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Zoning

R-1

Residential Single-Family District

The purpose of the R-1 zoning district is to protect and enhance the unique qualities of individual neighborhoods in Capitola. The R-1 zoning district allows for variation in development standards based on the existing development patterns within these neighborhoods. New development will respect the existing scale, density, and character of neighborhoods to strengthen Capitola’s unique sense of place.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Infrastructure

Property details

Interior

Bathroom Information
# of Full Baths: 1

Heating & Cooling
Heating Type: Floor/wall Furnace

Fireplace Information
# of Fireplaces: 1
Has Fireplace

Room Information
# of Rooms: 5

Exterior

Exterior Information
Physical Condition: Average
Building Style Type: Bungalow
Construction Type: Frame
Exterior Wall: Stucco
Building Improvement Type: Detached

Property Information
Subdivision Name: DAVID BRUCE OSTERMANN
Living Sq. Ft: 954
Building Sq. Ft: 1,143
# of Stories: 2

Parking & Garage Information
# of Parking Spaces: 1
Parking Type: Attached Garage
Garage/Parking Sq. Ft: 189
Garage / Carport Type: Attached

Lot Information
# of Buildings: 1
Land Sq. Ft: 6,534
Legal Lot Number: 8,9
Legal Block Number: 13
Municipality Name: CAPITOLA CITY
Acres: 0.15
County Use Description: SINGLE FAMILY RESID

Utility Information
Sewer Type: Public
Water Service Type: Public

Financial

Assessor Information
Assessment Year: 2026
Tax Area: CAPITOLA CITY

Public facts

Beds: 1
Baths: 1.0
Sq. Ft.: 954
Stories: 2.0
Lot Size: 6,534 square feet
Style: Single Family Residential
Year Built: 1962
Year Renovated: 1962
County: Santa Cruz County
APN: 03503133

Home facts updated by county records on Nov 5, 2026

Around this home

Schools

K - 12
Preschool & daycare

Soquel Elementary School

Public K-5 • Assigned • 0.6mi

6/10

New Brighton Middle School

Public 6-8 • Assigned • 0.5mi

7/10

Soquel High School

Public 9-12 • Assigned • 1.1mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 84° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Capitola, CA • 95010

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.22M – $1.47M

Sell confidently with a local market expert in Capitola. 3 minutes to get started.

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New listings for sale in 95010

OPEN NOV 14, 12PM TO 3PM

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2155 Wharf Rd #11, Capitola, CA 95010

Open floor plan • 2 parking spots • Built 1999

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3D & VIDEO TOUR

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OPEN TODAY, 12PM TO 2PM3D WALKTHROUGH

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815 Balboa Ave #102, Capitola, CA 95010

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1925 46th Ave #143, Capitola, CA 95010

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The Royalty Group

OPEN TODAY, 1PM TO 3PM

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145 Wesley St, Capitola, CA 95010

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OPEN TODAY, 9AM TO 1PM3D WALKTHROUGH

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Home values near 1870 Wharf Rd

Data from public records.

Address	Redfin Estimate
1855 Wharf Rd, Capitola, CA 2 Beds \| 1 Baths \| 1100 Sq. Ft.	$1,303,156
1835 Wharf Rd Apartment A, Capitola, CA 4 Beds \| 2 Baths \| - Sq. Ft.	$1,450,659
1890 Wharf Rd, Capitola, CA 1 Beds \| 1 Baths \| 684 Sq. Ft.	$1,137,287
1850 Wharf Rd, Capitola, CA 3 Beds \| 3 Baths \| - Sq. Ft.	$1,675,401
4805 Grace St Apartment A, Capitola, CA 18 Beds \| - Baths \| 11980 Sq. Ft.	—
1842 48th Ave, Capitola, CA 2 Beds \| 2 Baths \| 936 Sq. Ft.	$1,413,961
527 Riverview Dr, Capitola, CA 2 Beds \| 2 Baths \| - Sq. Ft.	$1,549,855

Address	Redfin Estimate
1875 Wharf Rd Apartment 1, Capitola, CA 22 Beds \| - Baths \| 8736 Sq. Ft.	—
1900 Wharf Rd, Capitola, CA 3 Beds \| 3 Baths \| 1696 Sq. Ft.	$1,589,067
1880 Wharf Rd, Capitola, CA 2 Beds \| 1 Baths \| 600 Sq. Ft.	$1,108,523
1840 Wharf Rd, Capitola, CA 4 Beds \| 3 Baths \| 4134 Sq. Ft.	$2,288,700
1829 49th Ave, Capitola, CA 3 Beds \| 1 Baths \| 1028 Sq. Ft.	$1,368,201
531 Riverview Dr, Capitola, CA 3 Beds \| 2 Baths \| 1575 Sq. Ft.	$1,509,071
525 Riverview Dr, Capitola, CA 3 Beds \| 2 Baths \| 1300 Sq. Ft.	$1,595,167

Address	Redfin Estimate
1847 Wharf Rd, Capitola, CA 9 Beds \| - Baths \| 3988 Sq. Ft.	—
1910 Wharf Rd, Capitola, CA 3 Beds \| 2.5 Baths \| 1384 Sq. Ft.	$1,636,731
1860 Wharf Rd, Capitola, CA 3 Beds \| 2.5 Baths \| 2800 Sq. Ft.	$2,299,089
1830 Wharf Rd, Capitola, CA 3 Beds \| 2.5 Baths \| 2000 Sq. Ft.	$1,992,108
1836 48th Ave, Capitola, CA 3 Beds \| 3 Baths \| 1721 Sq. Ft.	$1,742,605
529 Riverview Dr, Capitola, CA 3 Beds \| 3 Baths \| 2287 Sq. Ft.	$2,202,271
523 Riverview Dr, Capitola, CA 4 Beds \| 3 Baths \| 2402 Sq. Ft.	$2,550,845

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About this home

Redfin Estimate

Earn from this home

Market trends in 95010, CA

Sale history for 1870 Wharf Rd

Tax history for 1870 Wharf Rd

Zoning

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95010

Home values near 1870 Wharf Rd

More real estate resources