SOLD OCT 2, 2025

Off Market Oct 2025 for $849K

$1,171,782

Est. refi paymentEst. refi $5,509/mo

•

684

sq ft

1890 Wharf Rd, Capitola, CA 95010

About this home

Live or Vacation in one of the Best Beach towns in California - Capitola By the Sea! This single family home has great views and a Dream Location! Perched above Soquel Creek, enjoy peaceful water views, a peek of the ocean and distant mountain vistas. Just a short stroll to Capitola Village, you're steps from the beach, surfing, dining, boutique shopping, live music, and steps from the Legendary and Romantic Shadowbrook Restaurant! Inside, the home features bamboo floors, dual-pane windows, an inviting living room, inside laundry area and an open floor plan that leads to a charming private deck, perfect for relaxing and entertaining. Whether you're looking for a full-time residence, vacation home or investment property, this gem offers the best of Coastal Living and Entertainment, Day and Night, in one of the most desirable beach towns on the California Coast! Rarely do homes like this come available in such a prime location. Garage is partially converted so not full size, but large enough for e-bikes, surf boards and the there is plenty of extra storage under the house. Don't miss your chance to own a piece of Capitola paradise! More photos and drone tour coming soon!

Single-familyProperty Type

1962Year Built

7,057 sq ftLot Size

$1,713Est. Price/Sq.Ft.

Listed by Shari Lynn Silva •DRE #01725425 • eXp Realty of California Inc

Contact: 831-295-2880

Bought with Diana Mercer •DRE #01017978 • Compass

Redfin checked: a minute ago

•Source:MLSListings #ML82014667

Redfin Estimate

$1,171,782

$323K since sold in October 2025$4,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.1% lower than the average sale price ($1.26M) of 5 comparable homes.

SOLD MAY 4, 2026
$1,025,000
A
2 beds1 bath832 sq ft
1761 44th Ave, Capitola, CA 95010
SOLD AUG 14, 2026
$1,470,000
B
2 beds1 bath824 sq ft
Undisclosed Address, Capitola, CA 95010
SOLD JUL 14, 2026
$1,225,000
C
2 beds1 bath1,092 sq ft
4800 Opal St, Capitola, CA 95010
SOLD MAY 5, 2026
$1,290,000
D
2 beds1 bath950 sq ft
624 Riverview Dr, Capitola, CA 95010
SOLD JUN 26, 2026
$1,300,000
E
1 bed1 bath816 sq ft
4755 Topaz St, Capitola, CA 95010

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,903/mo

Redfin rental estimate

List your home for rent

Market trends in 95010, CA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.3%

+1.1% MoM

Median sale price

$1.5M

$346 MoM

Avg. days on market

31d

9 days MoM

Recently sold homes

3 MoM

New listings for sale

$1,850,000
3 beds2 baths1,500 sq ft
709 Gilroy Dr, Capitola, CA 95010
3D WALKTHROUGH
$868,000
2 beds1.5 baths774 sq ft
815 Balboa Ave #106, Capitola, CA 95010
$1,500,000
4 beds2 baths2,065 sq ft
511 Capitola Ave, Capitola, CA 95010
$65,000
2 beds2 baths800 sq ft
750 47th Ave #69, Capitola, CA 95010
Real Broker Technologies
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Provided by Redfin

Sale history for 1890 Wharf Rd

Date

Event

Price

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82014667

Oct 2, 2025

Sold

$849,000

$1,241/sq ft

Oct 2, 2025

Sold

$849,000

$1,241/sq ft

Sep 27, 2025

Pending

—

Sep 9, 2025

Pending

—

Sep 9, 2025

Contingent

—

Aug 16, 2025

Listed

$849,000

$1,241/sq ft

Aug 16, 2025

Listed

$849,000

$1,241/sq ft

+20

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81423594

Jul 15, 2025

Listing Removed

—

MLSListings #ML81462139

Jun 25, 2015

Sold

$556,000

$813/sq ft

Jun 25, 2015

Sold

$556,000

$813/sq ft

May 28, 2015

Contingent

—

May 20, 2015

Pending

—

Apr 27, 2015

Listed

$499,000

$730/sq ft

Apr 27, 2015

Listed

$499,000

$730/sq ft

MLSListings #ML81046704

Aug 9, 2011

Sold

$360,000

$526/sq ft

Aug 9, 2011

Sold

$360,000

$526/sq ft

Aug 5, 2011

Pending

—

Jul 1, 2011

Pending

—

Mar 7, 2011

Price Changed

$399,000

$583/sq ft

Jan 28, 2011

Price Changed

$439,000

$642/sq ft

Jan 2, 2011

Price Changed

$475,000

$694/sq ft

Oct 12, 2010

Price Changed

$495,000

$724/sq ft

Sep 29, 2010

Price Changed

$525,000

$768/sq ft

Sep 22, 2010

Listed

$560,000

$819/sq ft

Sep 22, 2010

Listed

$399,000

$583/sq ft

Public Records

Aug 2, 1994

Sold

$160,000

$234/sq ft

Public Records

Apr 22, 1986

Sold

$23,500

$34/sq ft

Public Records

Nov 21, 1984

Sold

$85,000

$124/sq ft

Public Records

Jul 15, 1974

Sold

$11,000

$16/sq ft

Public Records

Oct 4, 1971

Sold

$19,500

$29/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$8,930 (+7.7%)

$499,970 + $168,259

$668,229

2024

$8,292 (+2.5%)

$490,167 + $164,960

$655,127

2023

$8,093 (+1.4%)

$490,167 + $164,960

$655,127

2022

$7,984 (+2.6%)

$480,555 + $161,725

$642,280

2021

$7,783 (+1.2%)

$471,133 + $158,554

$629,687

2020

$7,692 (+2.4%)

$461,895 + $155,445

$617,340

2019

$7,510 (+1.8%)

$457,159 + $153,851

$611,010

2018

$7,378 (+1.5%)

$448,195 + $150,835

$599,030

2017

$7,271 (+5.6%)

$430,791 + $144,978

$575,769

2016

$6,884 (+42.7%)

$430,791 + $144,978

$575,769

2015

$4,825 (+2.1%)

$422,344 + $142,135

$564,479

2014

$4,725 (+1.6%)

$221,320 + $147,546

$368,866

2013

$4,651 (+3.6%)

$221,320 + $147,546

$368,866

2012

$4,488 (−22.8%)

$215,654 + $143,770

$359,424

2011

$5,817 (+104.3%)

$207,360 + $138,240

$345,600

2010

$2,847 (+0.5%)

$328,300 + $142,100

$470,400

2009

$2,834 (+3.3%)

$160,813 + $45,772

$206,585

2008

$2,742

$161,195 + $45,881

$207,076

Tax history for 1890 Wharf Rd

Year

Property tax

Land + Additions

Assessment*

2025

$8,930 (+7.7%)

$499,970 + $168,259

$668,229

2024

$8,292 (+2.5%)

$490,167 + $164,960

$655,127

2023

$8,093 (+1.4%)

$490,167 + $164,960

$655,127

2022

$7,984 (+2.6%)

$480,555 + $161,725

$642,280

2021

$7,783 (+1.2%)

$471,133 + $158,554

$629,687

2020

$7,692 (+2.4%)

$461,895 + $155,445

$617,340

2019

$7,510 (+1.8%)

$457,159 + $153,851

$611,010

2018

$7,378 (+1.5%)

$448,195 + $150,835

$599,030

2017

$7,271 (+5.6%)

$430,791 + $144,978

$575,769

2016

$6,884 (+42.7%)

$430,791 + $144,978

$575,769

2015

$4,825 (+2.1%)

$422,344 + $142,135

$564,479

2014

$4,725 (+1.6%)

$221,320 + $147,546

$368,866

2013

$4,651 (+3.6%)

$221,320 + $147,546

$368,866

2012

$4,488 (−22.8%)

$215,654 + $143,770

$359,424

2011

$5,817 (+104.3%)

$207,360 + $138,240

$345,600

2010

$2,847 (+0.5%)

$328,300 + $142,100

$470,400

2009

$2,834 (+3.3%)

$160,813 + $45,772

$206,585

2008

$2,742

$161,195 + $45,881

$207,076

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

7,057 Sq. Ft.

Year renovated

1962

Sq. Ft.

684

Year built

1962

Style

Single Family Residential

County

Santa Cruz County

APN

03503135

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

R-1

Residential Single-Family District

The purpose of the R-1 zoning district is to protect and enhance the unique qualities of individual neighborhoods in Capitola. The R-1 zoning district allows for variation in development standards based on the existing development patterns within these neighborhoods. New development will respect the existing scale, density, and character of neighborhoods to strengthen Capitola’s unique sense of place.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Infrastructure

Property details

Parking

Parking Information
Parking Description: On Street

Interior

Virtual Tour

Bedroom Information
# of Bedrooms (Minimum): 1
# of Bedrooms (Maximum): 1
Bedrooms: Primary Bedroom on Ground Floor

Bathroom Information
# of Baths (Full): 1
Bathroom Description: Full on Ground Floor, Shower Over Tub

Room Information
Storage
Family Room Description: Kitchen/Family Room Combo
Dining Room Description: No Formal Dining Room
Kitchen Description: Cooktop (Electric)

Interior Features
Laundry: In Garage, Inside
Flooring: Tile, Other (See Remarks)

Heating & Cooling Information
Heating: Gas

Exterior

Exterior Features
View: Greenbelt, River / Stream
Fencing: Fenced Front, Gate, Wood
Roof: Flat/Low Pitch
Yard/Grounds: Deck, Fenced, Low Maintenance, Porch(s) (Enclosed), Other (See Remarks)

Building Information
Subclass: Single Family Home
Building Type: Detached
Construction Type: Steel, Wood, Wood Frame
Concrete Perimeter, Foundation Pillars, Other

Property Features
Living Sq. Ft.: 684

Property Information
Property Primary ID: 326748

Lot Information
Lot Acres: 0.162
Lot Description: Grade (Varies)
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: R1

Utilities

Utility Information
Sewer Septic: Sewer (Public)
Utilities: Public Utilities

Water Information
Water: Public

Location

Multi-Unit Information
# of Stories: 1

School Information
Elementary School District: Soquel Union Elementary
High School District: Santa Cruz City High

Public facts

Beds: 1
Baths: 1.0
Sq. Ft.: 684
Stories: 1.0
Lot Size: 7,057 square feet
Style: Single Family Residential
Year Built: 1962
Year Renovated: 1962
County: Santa Cruz County
APN: 03503135

Home facts updated by county records on Jul 10, 2026

Other

Miscellaneous Information
Incorporated: Yes

Around this home

Schools

Soquel Elementary School

Public K-5 • Assigned • 0.6mi

6/10

New Brighton Middle School

Public 6-8 • Assigned • 0.5mi

7/10

Soquel High School

Public 9-12 • Assigned • 1.1mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 84° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Capitola, CA • 95010

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.11M – $1.35M

Sell confidently with a local market expert in Capitola. 3 minutes to get started.

Nearby similar homes

$1,850,000

3 beds2 baths1,500 sq ft

709 Gilroy Dr, Capitola, CA 95010

$2,150,000

4 beds3.5 baths2,884 sq ft

3195 Corte Cabrillo, Aptos, CA 95003

VIDEO TOUR

$1,199,000

3 beds2 baths1,456 sq ft

3340 Goodway Ct, Soquel, CA 95073

$6,595,000

4 beds2.5 baths2,657 sq ft

4250 Opal Cliff Dr, Santa Cruz, CA 95062

3D WALKTHROUGH

$1,498,000

3 beds2 baths1,558 sq ft

109 Cabrillo St, Capitola, CA 95010

$1,999,999

3 beds1 bath1,000 sq ft

407 Pine St, Capitola, CA 95010

New listings for sale in 95010

$1,850,000

3 beds2 baths1,500 sq ft

709 Gilroy Dr, Capitola, CA 95010

3D WALKTHROUGH

$868,000

2 beds1.5 baths774 sq ft

815 Balboa Ave #106, Capitola, CA 95010

$1,500,000

4 beds2 baths2,065 sq ft

511 Capitola Ave, Capitola, CA 95010

$65,000

2 beds2 baths800 sq ft

750 47th Ave #69, Capitola, CA 95010

Real Broker Technologies

Home values near 1890 Wharf Rd

Data from public records.

Address	Redfin Estimate
1855 Wharf Rd, Capitola, CA 2 Beds \| 1 Baths \| 1100 Sq. Ft.	$1,342,500
1847 Wharf Rd, Capitola, CA 9 Beds \| - Baths \| 3988 Sq. Ft.	—

Address	Redfin Estimate
1875 Wharf Rd Apt 1, Capitola, CA 22 Beds \| - Baths \| 8736 Sq. Ft.	—
1835 Wharf Rd Apt A, Capitola, CA 4 Beds \| 2 Baths \| - Sq. Ft.	$1,384,920

Address	Redfin Estimate
1905 Wharf Rd Apt A, Capitola, CA 6 Beds \| 3 Baths \| 3698 Sq. Ft.	—
1900 Wharf Rd, Capitola, CA 3 Beds \| 3 Baths \| 1696 Sq. Ft.	$2,054,465

Property information provided by MLSListings when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95010, CA

Sale history for 1890 Wharf Rd

Tax history for 1890 Wharf Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95010

Home values near 1890 Wharf Rd

More real estate resources