OFF MARKET

Off market oct 2025 for $849K

$1,137,287

Est. refi paymentEst. refi $5,623/mo

•

684

sq ft

1890 Wharf Rd, Capitola, CA 95010

About this home

Live or Vacation in one of the Best Beach towns in California - Capitola By the Sea! This single family home has great views and a Dream Location! Perched above Soquel Creek, enjoy peaceful water views, a peek of the ocean and distant mountain vistas. Just a short stroll to Capitola Village, you're steps from the beach, surfing, dining, boutique shopping, live music, and steps from the Legendary and Romantic Shadowbrook Restaurant! Inside, the home features bamboo floors, dual-pane windows, an inviting living room, inside laundry area and an open floor plan that leads to a charming private deck, perfect for relaxing and entertaining. Whether you're looking for a full-time residence, vacation home or investment property, this gem offers the best of Coastal Living and Entertainment, Day and Night, in one of the most desirable beach towns on the California Coast! Rarely do homes like this come available in such a prime location. Garage is partially converted so not full size, but large enough for e-bikes, surf boards and the there is plenty of extra storage under the house. Don't miss your chance to own a piece of Capitola paradise! More photos and drone tour coming soon!

Single-familyProperty Type

1962Year Built

7,057 sq ftLot Size

$1,663Est. Price/Sq.Ft.

Listed by Shari Lynn Silva •DRE #01725425 • eXp Realty of California Inc

Bought with Diana Mercer •DRE #01017978 • Compass

Redfin checked: a minute ago

•Source:MLSListings #ML82014667

Redfin Estimate

$1,137,287

$288K since sold in October 2025$93K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 0.5% higher than the average sale price ($1.13M) of 5 comparable homes.

SOLD OCT 2, 2026
$890,000
A
1 bed1 bath457 sq ft
620 Sunset Dr, Capitola, CA 95010
SOLD MAY 4, 2026
$1,025,000
B
2 beds1 bath832 sq ft
1761 44th Ave, Capitola, CA 95010
SOLD OCT 28, 2026
$1,050,000
C
1 bed1 bath564 sq ft
4630 Jewel St, Capitola, CA 95010
SOLD JUL 14, 2026
$1,225,000
D
2 beds1 bath1,092 sq ft
4800 Opal St, Capitola, CA 95010
SOLD AUG 14, 2026
$1,470,000
E
2 beds1 bath824 sq ft
405 Pine St, Capitola, CA 95010

Claim this home to receive a free report every month with insights on the changing estimate.

Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$2,875/mo

Redfin rental estimate

List your home for rent

Market trends in 95010, CA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.2%

0.2% MoM

Median sale price

$1.4M

$100K MoM

Avg. days on market

27d

3 days MoM

Recently sold homes

4 MoM

New listings for sale

OPEN NOV 14, 12PM TO 3PM
$574,999
3 beds2 baths1,332 sq ft
2155 Wharf Rd #11, Capitola, CA 95010
OPEN TODAY, 1PM TO 4PM
$599,900
2 beds1 bath925 sq ft
1375 Ruby Ct #4, Capitola, CA 95010
3D & VIDEO TOUR
$399,000
2 beds2 baths1,344 sq ft
4425 Clares St #88, Capitola, CA 95010
OPEN TODAY, 12PM TO 2PM
$729,000
3 beds2 baths1,196 sq ft
4160 Jade St #108, Capitola, CA 95010
$689,000
2 beds1.5 baths704 sq ft
815 Balboa Ave #102, Capitola, CA 95010
$685,000
2 beds1.5 baths990 sq ft
1925 46th Ave #143, Capitola, CA 95010
The Royalty Group
OPEN TODAY, 1PM TO 3PM
$1,525,000
3 beds2 baths1,312 sq ft
145 Wesley St, Capitola, CA 95010
OPEN TODAY, 9AM TO 1PM
$1,295,000
2 beds1 bath847 sq ft
400 Pine St, Capitola, CA 95010
See all

Provided by Redfin

Sale history for 1890 Wharf Rd

Date

Event

Price

MLSListings #ML82014667

Oct 2, 2025

Sold

$849,000

$1,241/sq ft

Sep 27, 2025

Pending

—

Sep 9, 2025

Pending

—

Sep 9, 2025

Contingent

—

Aug 16, 2025

Listed

$849,000

$1,241/sq ft

Aug 16, 2025

Listed

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81423594

Jul 15, 2025

Listing Removed

—

MLSListings #ML81462139

Jun 25, 2015

Sold

$556,000

$813/sq ft

May 28, 2015

Contingent

—

May 20, 2015

Pending

—

Apr 27, 2015

Listed

$499,000

$730/sq ft

MLSListings #ML81046704

Aug 9, 2011

Sold

$360,000

$526/sq ft

Aug 5, 2011

Pending

—

Jul 1, 2011

Pending

—

Mar 7, 2011

Price Changed

$399,000

$583/sq ft

Jan 28, 2011

Price Changed

$439,000

$642/sq ft

Jan 2, 2011

Price Changed

$475,000

$694/sq ft

Oct 12, 2010

Price Changed

$495,000

$724/sq ft

Sep 29, 2010

Price Changed

$525,000

$768/sq ft

Sep 22, 2010

Listed

$560,000

$819/sq ft

Public Records

Aug 2, 1994

Sold

$160,000

$234/sq ft

Public Records

Apr 22, 1986

Sold

$23,500

$34/sq ft

Public Records

Nov 21, 1984

Sold

$85,000

$124/sq ft

Public Records

Jul 15, 1974

Sold

$11,000

$16/sq ft

Public Records

Oct 4, 1971

Sold

$19,500

$29/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$8,930 (+7.7%)

$525,000 + $324,000

$849,000

2024

$8,292 (+2.5%)

$490,167 + $164,960

$655,127

2023

$8,093 (+1.4%)

$490,167 + $164,960

$655,127

2022

$7,984 (+2.6%)

$480,555 + $161,725

$642,280

2021

$7,783 (+1.2%)

$471,133 + $158,554

$629,687

2020

$7,692 (+2.4%)

$461,895 + $155,445

$617,340

2019

$7,510 (+1.8%)

$457,159 + $153,851

$611,010

2018

$7,378 (+1.5%)

$448,195 + $150,835

$599,030

2017

$7,271 (+5.6%)

$430,791 + $144,978

$575,769

2016

$6,884 (+42.7%)

$430,791 + $144,978

$575,769

2015

$4,825 (+2.1%)

$422,344 + $142,135

$564,479

2014

$4,725 (+1.6%)

$221,320 + $147,546

$368,866

2013

$4,651 (+3.6%)

$221,320 + $147,546

$368,866

2012

$4,488 (−22.8%)

$215,654 + $143,770

$359,424

2011

$5,817 (+104.3%)

$207,360 + $138,240

$345,600

2010

$2,847 (+0.5%)

$328,300 + $142,100

$470,400

2009

$2,834 (+3.3%)

$160,813 + $45,772

$206,585

2008

$2,742

$161,195 + $45,881

$207,076

Tax history for 1890 Wharf Rd

Year

Property tax

Land + Additions

Assessment*

2025

$8,930 (+7.7%)

$525,000 + $324,000

$849,000

2024

$8,292 (+2.5%)

$490,167 + $164,960

$655,127

2023

$8,093 (+1.4%)

$490,167 + $164,960

$655,127

2022

$7,984 (+2.6%)

$480,555 + $161,725

$642,280

2021

$7,783 (+1.2%)

$471,133 + $158,554

$629,687

2020

$7,692 (+2.4%)

$461,895 + $155,445

$617,340

2019

$7,510 (+1.8%)

$457,159 + $153,851

$611,010

2018

$7,378 (+1.5%)

$448,195 + $150,835

$599,030

2017

$7,271 (+5.6%)

$430,791 + $144,978

$575,769

2016

$6,884 (+42.7%)

$430,791 + $144,978

$575,769

2015

$4,825 (+2.1%)

$422,344 + $142,135

$564,479

2014

$4,725 (+1.6%)

$221,320 + $147,546

$368,866

2013

$4,651 (+3.6%)

$221,320 + $147,546

$368,866

2012

$4,488 (−22.8%)

$215,654 + $143,770

$359,424

2011

$5,817 (+104.3%)

$207,360 + $138,240

$345,600

2010

$2,847 (+0.5%)

$328,300 + $142,100

$470,400

2009

$2,834 (+3.3%)

$160,813 + $45,772

$206,585

2008

$2,742

$161,195 + $45,881

$207,076

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

7,057 Sq. Ft.

Year renovated

2015

Sq. Ft.

750

Year built

1962

Style

Single Family Residential

County

Santa Cruz County

APN

03503135

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 5, 2026.

R-1

Residential Single-Family District

The purpose of the R-1 zoning district is to protect and enhance the unique qualities of individual neighborhoods in Capitola. The R-1 zoning district allows for variation in development standards based on the existing development patterns within these neighborhoods. New development will respect the existing scale, density, and character of neighborhoods to strengthen Capitola’s unique sense of place.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Infrastructure

Property details

Parking

Parking Information
Parking Features: On Street

Interior

Virtual Tour

Bedroom Information
Bedroom Features: Primary Bedroom on Ground Floor

Bathroom Information
# of Baths (Full): 1
Bathroom Features: Shower over Tub (1), Full on Ground Floor

Appliances
Electric Cooktop

Dining Room Information
No Formal Dining Room

Family Room Information
Kitchen/Family Room Combo

Flooring Information
Tile

Laundry Information
Laundry Features: In Garage, Inside

Exterior

Building Information
Foundation Details: Concrete Perimeter, Pillar/Post/Pier
Roof: Flat

Exterior Features
Fencing: Fenced Front, Gate, Wood
Patio & Porch Features: Deck, Fenced, Enclosed Porch(es)

Stories
Stories: 1

Year Built
Year Built Details: 2

Lot Information
Lot Features: Varies (Grade)

Property Information
Building Area Total (Sq. Ft.): 684

View
View: Greenbelt

Financial

Financial Information
Buyer Financing: Conventional
Listing Terms: Cash or Conventional Loan

Utilities

Heating & Cooling
Heating: Gas

Utility Information
Gas: Public Utilities
Sewer: Public Sewer
Utilities: Public Utilities, Public Water
Water Source: Public

Location

School Information
Elementary School District: Soquel Union Elementary
High School District: Santa Cruz City High

Location Information
MLS Area: Capitola
Street Name: Wharf
Street Number: 1890

WalkScore Information
Walk Score: 89

Public facts

Beds: 1
Baths: 1.0
Sq. Ft.: 750
Stories: 1.0
Lot Size: 7,057 square feet
Style: Single Family Residential
Year Built: 1962
Year Renovated: 2015
County: Santa Cruz County
APN: 03503135

Home facts updated by county records on Nov 5, 2026

Around this home

Schools

K - 12
Preschool & daycare

Soquel Elementary School

Public K-5 • Assigned • 0.6mi

6/10

New Brighton Middle School

Public 6-8 • Assigned • 0.5mi

7/10

Soquel High School

Public 9-12 • Assigned • 1.1mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 84° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Capitola, CA • 95010

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.08M – $1.31M

Sell confidently with a local market expert in Capitola. 3 minutes to get started.

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New listings for sale in 95010

OPEN NOV 14, 12PM TO 3PM

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Open floor plan • 2 parking spots • Built 1999

OPEN TODAY, 1PM TO 4PM

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OPEN TODAY, 12PM TO 2PM3D WALKTHROUGH

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815 Balboa Ave #102, Capitola, CA 95010

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1925 46th Ave #143, Capitola, CA 95010

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The Royalty Group

OPEN TODAY, 1PM TO 3PM

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OPEN TODAY, 9AM TO 1PM3D WALKTHROUGH

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400 Pine St, Capitola, CA 95010

Open-beam ceilings • Private oasis • Outdoor kitchen

Home values near 1890 Wharf Rd

Data from public records.

Address	Redfin Estimate
1855 Wharf Rd, Capitola, CA 2 Beds \| 1 Baths \| 1100 Sq. Ft.	$1,303,156
1835 Wharf Rd Apt A, Capitola, CA 4 Beds \| 2 Baths \| - Sq. Ft.	$1,450,659
1870 Wharf Rd, Capitola, CA 1 Beds \| 1 Baths \| 954 Sq. Ft.	$1,279,213
1850 Wharf Rd, Capitola, CA 3 Beds \| 3 Baths \| - Sq. Ft.	$1,675,401
4805 Grace St Apt A, Capitola, CA 18 Beds \| - Baths \| 11980 Sq. Ft.	—
529 Riverview Dr, Capitola, CA 3 Beds \| 3 Baths \| 2287 Sq. Ft.	$2,202,271
523 Riverview Dr, Capitola, CA 4 Beds \| 3 Baths \| 2402 Sq. Ft.	$2,550,845

Address	Redfin Estimate
1875 Wharf Rd Apt 1, Capitola, CA 22 Beds \| - Baths \| 8736 Sq. Ft.	—
1900 Wharf Rd, Capitola, CA 3 Beds \| 3 Baths \| 1696 Sq. Ft.	$1,589,067
1880 Wharf Rd, Capitola, CA 2 Beds \| 1 Baths \| 600 Sq. Ft.	$1,108,523
1840 Wharf Rd, Capitola, CA 4 Beds \| 3 Baths \| 4134 Sq. Ft.	$2,288,700
1842 48th Ave, Capitola, CA 2 Beds \| 2 Baths \| 936 Sq. Ft.	$1,413,961
527 Riverview Dr, Capitola, CA 2 Beds \| 2 Baths \| - Sq. Ft.	$1,549,855
533 Riverview Dr, Capitola, CA 2 Beds \| 3 Baths \| 1814 Sq. Ft.	$2,049,219

Address	Redfin Estimate
1847 Wharf Rd, Capitola, CA 9 Beds \| - Baths \| 3988 Sq. Ft.	—
1910 Wharf Rd, Capitola, CA 3 Beds \| 2.5 Baths \| 1384 Sq. Ft.	$1,636,731
1860 Wharf Rd, Capitola, CA 3 Beds \| 2.5 Baths \| 2800 Sq. Ft.	$2,299,089
1830 Wharf Rd, Capitola, CA 3 Beds \| 2.5 Baths \| 2000 Sq. Ft.	$1,992,108
531 Riverview Dr, Capitola, CA 3 Beds \| 2 Baths \| 1575 Sq. Ft.	$1,509,071
525 Riverview Dr, Capitola, CA 3 Beds \| 2 Baths \| 1300 Sq. Ft.	$1,595,167
535 Riverview Dr, Capitola, CA 3 Beds \| 2 Baths \| 2163 Sq. Ft.	$1,896,433

Property information provided by MLSListings when last listed in 2025. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95010, CA

Sale history for 1890 Wharf Rd

Tax history for 1890 Wharf Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95010

Home values near 1890 Wharf Rd

More real estate resources