202, 204 Terrace Way, Capitola, CA 95010

Off market oct 2025 for $2.3M

$2,716,648

Est. refi paymentEst. refi $479/mo

•

1,889

sq ft

202, 204 Terrace Way, Capitola, CA 95010

About this home

Mid-century home in upper Capitola Village! Feel your cares drop away as you unwind in your light and airy beach retreat. Enjoy panoramic Monterey Bay views from your expansive new deck. Peaceful seaside compound - house with cottage (situated on a buildable lot ) tucked away in private gardens offers flexible uses. Experience true Coastal lifestyle in the heart of this vibrant beachside community. Bonus: a 2 car garage, with additional parking exclusive to property ( a rare amenity in this neighborhood) . P. S. Don't miss the nearby secret pathway to the lower village and beach! Price and listing includes both parcels of 202 and 204 Terrace Way.

Single-familyProperty Type

1960Year Built

3,485 sq ftLot Size

$1,438Est. Price/Sq.Ft.

2 garage spacesParking

Listed by David Cury •DRE #00665478 • Park Place

Bought with David Cury •DRE #00665478 • Park Place

Redfin checked: 2 minutes ago

•Source:MLSListings #ML81997229

Redfin Estimate

$2,716,648

$367K since sold in October 2025$33K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 54% higher than the average sale price ($1.76M) of 6 comparable homes.

SOLD OCT 26, 2026
$1,750,000
A
3 beds2 baths1,407 sq ft
601 Oak Dr, Capitola, CA 95010
SOLD JUL 22, 2026
$1,975,000
B
2 beds3 baths1,814 sq ft
533 Riverview Dr, Capitola, CA 95010
SOLD OCT 13, 2026
$1,920,000
C
3 beds3 baths1,839 sq ft
1599 Lincoln Ave, Capitola, CA 95010
SOLD OCT 13, 2026
$1,425,000
D
3 beds2 baths1,558 sq ft
109 Cabrillo St, Capitola, CA 95010
SOLD JUL 22, 2026
$1,725,000
E
3 beds2 baths1,577 sq ft
315 Mccormick Ave, Capitola, CA 95010
SOLD SEP 28, 2026
$1,790,000
F
3 beds2 baths1,500 sq ft
709 Gilroy Dr, Capitola, CA 95010

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Rent

$6,227/mo

Redfin rental estimate

List your home for rent

Market trends in 95010, CA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

100.2%

0.2% MoM

Median sale price

$1.4M

$100K MoM

Avg. days on market

27d

3 days MoM

Recently sold homes

4 MoM

New listings for sale

NEW 20 HRS AGO
$574,999
3 beds2 baths1,332 sq ft
2155 Wharf Rd #11, Capitola, CA 95010
OPEN SAT, 1PM TO 4PM
$599,900
2 beds1 bath925 sq ft
1375 Ruby Ct #4, Capitola, CA 95010
3D & VIDEO TOUR
$399,000
2 beds2 baths1,344 sq ft
4425 Clares St #88, Capitola, CA 95010
OPEN TODAY, 4PM TO 6PM
$729,000
3 beds2 baths1,196 sq ft
4160 Jade St #108, Capitola, CA 95010
OPEN SAT, 12PM TO 3PM
$689,000
2 beds1.5 baths704 sq ft
815 Balboa Ave #102, Capitola, CA 95010
$685,000
2 beds1.5 baths990 sq ft
1925 46th Ave #143, Capitola, CA 95010
The Royalty Group
OPEN SAT, 12PM TO 2PM
$325,000
2 beds2 baths1,062 sq ft
930 Rosedale Ave #36, Capitola, CA 95010
OPEN SAT, 12PM TO 3PM
$1,525,000
3 beds2 baths1,312 sq ft
145 Wesley St, Capitola, CA 95010
OPEN SUN, 9AM TO 1PM
$1,295,000
2 beds1 bath847 sq ft
400 Pine St, Capitola, CA 95010
See all

Provided by Redfin

Sale history for 202, 204 Terrace Way

Date

Event

Price

MLSListings #ML81997229

Oct 16, 2025

Sold

$2,350,000

$1,244/sq ft

Jul 11, 2025

Pending

—

Jun 26, 2025

Price Changed

Jun 26, 2025

Price Changed

$2,485,000

$1,316/sq ft

May 9, 2025

Price Changed

May 9, 2025

Price Changed

$2,750,000

$1,456/sq ft

May 9, 2025

Relisted

—

Apr 21, 2025

Pending

—

Mar 10, 2025

Listed

$2,950,000

$1,562/sq ft

Mar 10, 2025

Listed

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81958051

Mar 27, 2025

Listing Removed

—

May 15, 2024

Listing Removed

—

Mar 18, 2024

Listed

$3,700,000

$1,959/sq ft

MLSListings #ML81965758

Jan 13, 2025

Listing Removed

—

Oct 2, 2024

Contingent

—

Oct 2, 2024

Price Changed

$2,950,000

$1,562/sq ft

Jul 30, 2024

Price Changed

$2,250,000

$1,191/sq ft

May 15, 2024

Listed

$2,500,000

$1,323/sq ft

Public Records

Apr 29, 1986

Sold

$250,000

$132/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$30,366 (+6.9%)

$1,625,000 + $200,000

$1,825,000

2024

$28,400 (+344.7%)

$2,167,500 + $331,500

$2,499,000

2023

$6,386 (+1.5%)

$2,167,500 + $331,500

$2,499,000

2022

$6,291 (+2.7%)

$287,124 + $191,414

$478,538

2021

$6,126 (+1.3%)

$281,494 + $187,662

$469,156

2020

$6,050 (+2.4%)

$275,974 + $183,982

$459,956

2019

$5,907 (+1.9%)

$273,144 + $182,096

$455,240

2018

$5,799 (+1.5%)

$267,788 + $178,524

$446,312

2017

$5,713 (+5.4%)

$257,388 + $171,592

$428,980

2016

$5,420 (+3.6%)

$257,388 + $171,592

$428,980

2015

$5,234 (+2.1%)

$252,342 + $168,228

$420,570

2014

$5,127 (−0.2%)

$243,684 + $162,456

$406,140

2013

$5,138 (+1.9%)

$243,684 + $162,456

$406,140

2012

$5,042 (+2.4%)

$242,582 + $161,722

$404,304

2011

$4,926 (+1.3%)

$237,825 + $158,549

$396,374

2010

$4,864

$233,162 + $155,440

$388,602

2009

$4,863 (+3.1%)

$231,419 + $154,278

$385,697

2008

$4,717

$231,969 + $154,645

$386,614

Tax history for 202, 204 Terrace Way

Year

Property tax

Land + Additions

Assessment*

2025

$30,366 (+6.9%)

$1,625,000 + $200,000

$1,825,000

2024

$28,400 (+344.7%)

$2,167,500 + $331,500

$2,499,000

2023

$6,386 (+1.5%)

$2,167,500 + $331,500

$2,499,000

2022

$6,291 (+2.7%)

$287,124 + $191,414

$478,538

2021

$6,126 (+1.3%)

$281,494 + $187,662

$469,156

2020

$6,050 (+2.4%)

$275,974 + $183,982

$459,956

2019

$5,907 (+1.9%)

$273,144 + $182,096

$455,240

2018

$5,799 (+1.5%)

$267,788 + $178,524

$446,312

2017

$5,713 (+5.4%)

$257,388 + $171,592

$428,980

2016

$5,420 (+3.6%)

$257,388 + $171,592

$428,980

2015

$5,234 (+2.1%)

$252,342 + $168,228

$420,570

2014

$5,127 (−0.2%)

$243,684 + $162,456

$406,140

2013

$5,138 (+1.9%)

$243,684 + $162,456

$406,140

2012

$5,042 (+2.4%)

$242,582 + $161,722

$404,304

2011

$4,926 (+1.3%)

$237,825 + $158,549

$396,374

2010

$4,864

$233,162 + $155,440

$388,602

2009

$4,863 (+3.1%)

$231,419 + $154,278

$385,697

2008

$4,717

$231,969 + $154,645

$386,614

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

—

Lot width

—

Lot depth

—

Lot size

3,485 Sq. Ft.

Year renovated

1995

Sq. Ft.

2,844

Year built

1960

Style

Single Family Residential

County

Santa Cruz County

APN

03516334

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Nov 5, 2026.

RM-L

Residential Multifamily, Low Density District

The purpose of the RM zoning district is to accommodate a range of housing types to serve all Capitola residents. The RM zoning district allows single-family and multifamily housing at higher densities to maintain and increase the supply of affordable housing choices. Housing in the RM zoning district will be carefully designed to enhance Capitola’s unique identity and to minimize impacts on adjacent land uses and structures. The RM zone is divided into three subzones (RM-L, RM-M, and RM-H) allowing for a range of permitted residential densities.

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Infrastructure

Property details

Parking

Garage Information
# of Garage Spaces: 2
Has Attached Garage: Yes

Parking Information
# of Total Parking Spaces: 4
Has Garage: Yes
Parking Features: Attached Garage, Off-Street Parking, On Street, Tandem Parking

Interior

Bedroom Information
Bedroom Features: Walk-In Closet

Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1
Bathroom Features: Stall Shower (2+), Tile

Appliances
Electric Cooktop, Dishwasher, Exhaust Fan, Double Oven, Electric Oven Range, Refrigerator, Dryer, Washer

Dining Room Information
Breakfast Nook

Family Room Information
No Family Room

Fireplace Information
# of Fireplaces: 1
Fireplace Features: Living Room, Wood Stove

Flooring Information
Carpet, Laminate, Tile

Laundry Information
Laundry Features: Tub/Sink, Inside

Room Information
Room Type: Laundry

Kitchen Information
Kitchen Features: Formica Countertop, Exhaust Fan

Exterior

Building Information
Foundation Details: Concrete Perimeter and Slab
Roof: Composition

Exterior Features
Fencing: Wood
Patio & Porch Features: Back Yard, Deck, Fenced

Year Built
Year Built Details: 2

Property Information
Building Area Total (Sq. Ft.): 1,889

View
View: Ocean, Water

Financial

Financial Information
Buyer Financing: Cash
Listing Terms: Cash or Conventional Loan

Utilities

Heating & Cooling
Heating: Central Forced Air, Fireplace

Utility Information
Gas: Public Utilities
Utilities: Public Utilities, Public Water
Water Source: Public

Location

School Information
Elementary School District: Soquel Union Elementary
High School District: Santa Cruz City High

Location Information
MLS Area: Capitola
Street Name: Terrace
Street Number: 202, 204

WalkScore Information
Walk Score: 92

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 2,844
Stories: —
Lot Size: 3,485 square feet
Style: Single Family Residential
Year Built: 1960
Year Renovated: 1995
County: Santa Cruz County
APN: 03516334

Home facts updated by county records on Nov 5, 2026

Around this home

Schools

K - 12
Preschool & daycare

Main Street Elementary School

Public K-5 • Assigned • 1.2mi

7/10

New Brighton Middle School

Public 6-8 • Assigned • 0.3mi

7/10

Soquel High School

Public 9-12 • Assigned • 1.3mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 84° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Capitola, CA • 95010

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.58M – $3.13M

Sell confidently with a local market expert in Capitola. 3 minutes to get started.

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New listings for sale in 95010

NEW 20 HRS AGO

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OPEN SAT, 1PM TO 4PM

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OPEN TODAY, 4PM TO 6PM3D WALKTHROUGH

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4160 Jade St #108, Capitola, CA 95010

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OPEN SAT, 12PM TO 3PM

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815 Balboa Ave #102, Capitola, CA 95010

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930 Rosedale Ave #36, Capitola, CA 95010

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OPEN SAT, 12PM TO 3PM

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145 Wesley St, Capitola, CA 95010

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OPEN SUN, 9AM TO 1PM3D WALKTHROUGH

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2 beds1 bath847 sq ft

400 Pine St, Capitola, CA 95010

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Home values near 202, 204 Terrace Way

Data from public records.

Address	Redfin Estimate
209 Terrace Way, Capitola, CA 3 Beds \| 2.5 Baths \| 1650 Sq. Ft.	$2,285,155
203 Terrace Way, Capitola, CA 1 Beds \| 1 Baths \| 586 Sq. Ft.	$1,005,974

Address	Redfin Estimate
207 Terrace Way, Capitola, CA 3 Beds \| 2 Baths \| 1403 Sq. Ft.	$1,738,932
212 Terrace Way, Capitola, CA 2 Beds \| 2 Baths \| 1336 Sq. Ft.	$1,784,874

Address	Redfin Estimate
205 Terrace Way, Capitola, CA 3 Beds \| 2 Baths \| 1136 Sq. Ft.	$1,718,594
204 Terrace Way, Capitola, CA 1 Beds \| 1 Baths \| 300 Sq. Ft.	$1,547,992

Property information provided by MLSListings when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95010, CA

Sale history for 202, 204 Terrace Way

Tax history for 202, 204 Terrace Way

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95010

Home values near 202, 204 Terrace Way

More real estate resources