Experience the best of Capitola living in this beautifully updated 2-bedroom, 2.5-bath condo, just a stroll to Capitola Village/Beach, The Esplanade, restaurants, coffee shops, the public library, and more! Rarely does condo living offer five separate outdoor spaces - a rooftop deck for entertaining, a balcony overlooking a peaceful tree-filled greenbelt, a sunny courtyard for morning coffee, and private outdoor retreats off both bedrooms creating exceptional indoor/outdoor living. Surrounded by trees and nestled in the smaller Riverview Community, this home also features a detached 2-car garage and indoor laundry. Both bedrooms and bathrooms are conveniently located on the lower level. Upstairs, the light-filled living area showcases vaulted ceilings, skylights, abundant windows, and a gas-starter fireplace. The beautifully updated kitchen offers generous cabinetry and a dry bar with a wine/beverage fridge. Additional highlights include radiant heated floors in the guest bath and hallway, plus easy access to Hwy 1, 41st Avenue, shopping, and specialty markets. Whether you're looking for a full-time residence, a weekend getaway, or an investment opportunity, this exceptional home offers the chance to embrace the coveted Capitola coastal lifestyle.
CondoProperty Type
1983Year Built
697 sq ftLot Size
$724Price/Sq.Ft.
$750/moHOA Dues
2 car garageParking
Listed by Marti Pepito Meyer•DRE #01946083• Christie's International Real Estate Sereno
41st Avenue, located between Capitola Village and Pleasure Point, is a coastal and commercial Capitola neighborhood with surf-town energy and a walkable retail spine. The character concentrates around 41st Avenue at Clares Street, where taquerias, coffee counters, surf shops, and small boutiques keep the sidewalks active. Low-slung mid-century buildings and beach cottages mix with newer mixed-use storefronts along the corridor. New Brighton State Beach and the bluffs set a salt-air backdrop for daily errands and sunset walks. Gayle’s Bakery & Rosticceria, Verve Coffee Roasters, and the Capitola Book Café act as local pillars with steady foot traffic. The route links quickly to Capitola Beach and the Esplanade for oceanfront scenery and seasonal events.
Provided by Walk Score and Local Logic
Offer insights
2052 Wharf Rd · $887,999
$885K and above
75% chance or better to win
Why $885K+ is a strong offer
DAYS ON MARKET
65 days
The average home goes pending in 74 days.
SALE-TO-LIST
98.4%
Most homes are selling 2% below list price.
About offer insights
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Interior features
Skylight(s)
Vaulted ceiling
Atrium
Bedrooms
Primary bedroom on ground floor
More than one bedroom on ground floor
Bathrooms
Two full bathrooms
One half bathroom
Primary bathroom with stall shower(s)
Shower and tub
Updated bathrooms
Kitchen
Granite countertops
Dishwasher
Garbage disposal
Hood over range
Electric oven/range
Wine refrigerator
Laundry & utility
Laundry inside
Flooring
Carpet
Laminate
Tile
Heating & cooling
Central forced air heating
Ceiling fan
Exterior features
Fenced front
Balcony or patio
Courtyard
Low-maintenance yard
Home design
Condominium ownership
Raised foundation
Parking
Detached 2-car garage
Guest/visitor parking
Construction
Shingle roof
Concrete perimeter foundation
Utilities
Public water
Public sewer
Public utilities
Tankless water heater
Double pane windows
Low-flow shower
Low-flow toilet
HOA & community
Has HOA (Riverview of Capitola)
HOA fee $750 monthly
HOA transfer fee $550
HOA fees cover common area electricity, decks, exterior painting, common area insurance, structure insurance, road maintenance, management fee, reserves, and roof
HOA documents include budget, bylaws, CC&Rs, financial statement, minutes, reserve study, and rules & regulations
Electricity and solar
View estimated energy costs and solar savings for this home
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82051648
Aug 3, 2026
Price Changed
$887,999
$724/sq ft
Aug 3, 2026
Price Changed
$887,999
$724/sq ft
Jun 24, 2026
Listed
$899,999
$733/sq ft
Jun 24, 2026
Listed
$899,999
$733/sq ft
+34
Experience the best of Capitola living in this beautifully updated 2-bedroom, 2.5-bath condo, just a stroll to Capitola Village/Beach, The Esplanade, restaurants, coffee shops, the public library, and more! Rarely does condo living offer five separate outdoor spaces - a rooftop deck for entertaining, a balcony overlooking a peaceful tree-filled greenbelt, a sunny courtyard for morning coffee, and private outdoor retreats off both bedrooms creating exceptional indoor/outdoor living. Surrounded by trees and nestled in the smaller Riverview Community, this home also features a detached 2-car garage and indoor laundry. Both bedrooms and bathrooms are conveniently located on the lower level. Upstairs, the light-filled living area showcases vaulted ceilings, skylights, abundant windows, and a gas-starter fireplace. The beautifully updated kitchen offers generous cabinetry and a dry bar with a wine/beverage fridge. Additional highlights include radiant heated floors in the guest bath and hallway, plus easy access to Hwy 1, 41st Avenue, shopping, and specialty markets. Whether you're looking for a full-time residence, a weekend getaway, or an investment opportunity, this exceptional home offers the chance to embrace the coveted Capitola coastal lifestyle.
Public Records
Jan 10, 2001
Sold
$392,000
$319/sq ft
Public Records
Feb 26, 1996
Sold
$88,000
$72/sq ft
Public Records
Mar 30, 1988
Sold
$2,000,000
$1,630/sq ft
Public Records
May 21, 1987
Sold
$2,371,481
$1,933/sq ft
Public Records
Aug 19, 1982
Sold
$909,081
$741/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$7,877 (+7.8%)
$406,852 + $183,836
$590,688
2024
$7,308 (+2.4%)
$398,874 + $180,232
$579,106
2023
$7,136 (+1.3%)
$398,874 + $180,232
$579,106
2022
$7,042 (+2.5%)
$391,054 + $176,698
$567,752
2021
$6,867 (+1.2%)
$383,386 + $173,234
$556,620
2020
$6,786 (+2.4%)
$375,868 + $169,836
$545,704
2019
$6,626 (+1.8%)
$372,014 + $168,096
$540,110
2018
$6,510 (+1.5%)
$364,720 + $164,800
$529,520
2017
$6,414 (+6.0%)
$350,558 + $158,400
$508,958
2016
$6,053 (+3.3%)
$350,558 + $158,400
$508,958
2015
$5,862 (+5.5%)
$343,684 + $155,294
$498,978
2014
$5,555 (+18.0%)
$319,676 + $144,446
$464,122
2013
$4,708 (+2.8%)
$319,676 + $144,446
$464,122
2012
$4,578 (−9.6%)
$264,195 + $119,377
$383,572
2011
$5,063 (−6.8%)
$256,500 + $115,900
$372,400
2010
$5,435 (−0.2%)
$288,900 + $130,540
$419,440
2009
$5,445 (+3.0%)
$315,187 + $142,418
$457,605
2008
$5,285
$315,936 + $142,756
$458,692
Public record
Public record
Zoning
Beds
2
Baths
2.5
Stories
—
Lot width
—
Lot depth
—
Lot size
—
Year renovated
1983
Finished Sq. Ft.
1,227
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,227
Year built
1983
Style
Condo/Co-op
County
Santa Cruz County
APN
03528114
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 10, 2026.
RM-L
Residential Multifamily, Low Density District
The purpose of the RM zoning district is to accommodate a range of housing types to serve all Capitola residents. The RM zoning district allows single-family and multifamily housing at higher densities to maintain and increase the supply of affordable housing choices. Housing in the RM zoning district will be carefully designed to enhance Capitola’s unique identity and to minimize impacts on adjacent land uses and structures. The RM zone is divided into three subzones (RM-L, RM-M, and RM-H) allowing for a range of permitted residential densities.
Permitted uses
Include but are not limited to:
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Infrastructure
Climate risks
5/10 Flood Factor
Estimated 19-29% chance of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
6 days above 84° expected this year, 12 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
13 unhealthy days expected this year, 14 days in 30 years
Provided by First Street
Historical weather
Capitola, CA • 95010
Average low and high temperatures (°F)
63
43
63
45
68
47
66
48
69
50
69
53
68
55
74
55
73
56
71
52
64
46
62
45
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
88/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.7 hrs
6.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 2052 Wharf Rd
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $630,000 and $978,500.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $630K to $979K.