For sale

$877,999

Est. $6,744/mo —

•

1,227

sq ft

2052 Wharf Rd, Capitola, CA 95010

About this home

NEW PRICE + Seller offering a credit toward interest-rate buydown or closing costs with an acceptable offer. Live the coveted Capitola lifestyle, Rarely does condo living offer a private rooftop terrace, 4 additional outdoor spaces, a 2-car garage, and indoor laundry - all just a 15-minute walk to the beach! Expand your living space outdoors with a balcony overlooking a tree-filled greenbelt, a sunny courtyard perfect for morning coffee, and private outdoor retreats off both bedrooms. Nestled in the smaller Riverview community, you're just a stroll away to Capitola Village and Beach, The Esplanade, restaurants, coffee shops, public library, and SO much more. Both bedrooms and bathrooms are located on the lower level, while upstairs, the light-filled living area features vaulted ceilings, skylights, abundant windows, and a gas-starter fireplace. The beautifully updated kitchen offers generous cabinetry and a convenient dry bar with wine/beverage fridge. Additional highlights include radiant heated floors in the guest bath and hallway, plus easy access to Highway 1, 41st Avenue, shopping, and specialty markets. With very little upkeep required by the homeowners, this condo is perfect as a full-time residence, weekend retreat, or investment property. Come enjoy a fabulous lifestyle!

CondoProperty Type

1983Year Built

697 sq ftLot Size

$716Price/Sq.Ft.

$750/moHOA Dues

2 car garageParking

Listed by Marti Pepito Meyer •DRE #01946083 • Christie's International Real Estate Sereno

Listing updated: Oct 1, 2026 at 10:46am

Redfin checked: a few seconds ago

•Source:MLSListings #ML82051648

Payment calculator

$6,744 per month

Principal and interest$4,911

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

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Open houses

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Nearby open houses (10)

OPEN TODAY, 4PM TO 6PM3D WALKTHROUGH
$1,549,000
3 beds1.5 baths1,200 sq ft
145 National St, Santa Cruz, CA 95060
OPEN WED, 3PM TO 6PM
$1,289,000
3 beds2 baths1,687 sq ft
5010 Thurber Ln, Santa Cruz, CA 95065
OPEN THU, 9:30AM TO 12PM
$649,000
2 beds1 bath768 sq ft
1160 Dundee Ave, Ben Lomond, CA 95005
OPEN THU, 12:30PM TO 3PM
$549,000
2 beds2 baths1,100 sq ft
6034 Soquel Dr, Aptos, CA 95003
OPEN THU, 1:30PM TO 4PMVIDEO TOUR
$2,495,000
4 beds3 baths3,880 sq ft
220 Whippet Run, Watsonville, CA 95076
OPEN SAT, 12PM TO 3PM
$729,000
3 beds1.5 baths1,127 sq ft
166 Pryce St #166, Santa Cruz, CA 95060
OPEN SAT, 1PM TO 4PM
$1,099,000
2 beds1 bath900 sq ft
439 Stanford Ave, Santa Cruz, CA 95062
OPEN SAT, 1:30PM TO 4:30PMVIDEO TOUR
$1,575,000
3 beds2 baths1,951 sq ft
24766 Skyland Rd, Los Gatos, CA 95033
OPEN SUN, 11AM TO 2PM3D & VIDEO TOUR
$1,380,000
4 beds2 baths1,455 sq ft
6053 Thurber Ln, Santa Cruz, CA 95065
OPEN SUN, 12PM TO 3PM
$1,030,000
2 beds2 baths1,052 sq ft
101 Shell Dr #287, Watsonville, CA 95076

Around this home

Schools

K - 12
Preschool & daycare

Soquel Elementary School

Public K-5 • Assigned • 0.4mi

6/10

New Brighton Middle School

Public 6-8 • Assigned • 0.6mi

7/10

Soquel High School

Public 9-12 • Assigned • 0.8mi

9/10

Provided by GreatSchools

About 41st

Avenue

41st Avenue, located between Capitola Village and Pleasure Point, is a coastal and commercial Capitola neighborhood with surf-town energy and a walkable retail spine. The character concentrates around 41st Avenue at Clares Street, where taquerias, coffee counters, surf shops, and small boutiques keep the sidewalks active. Low-slung mid-century buildings and beach cottages mix with newer mixed-use storefronts along the corridor. New Brighton State Beach and the bluffs set a salt-air backdrop for daily errands and sunset walks. Gayle’s Bakery & Rosticceria, Verve Coffee Roasters, and the Capitola Book Café act as local pillars with steady foot traffic. The route links quickly to Capitola Beach and the Esplanade for oceanfront scenery and seasonal events.

Provided by Walk Score and Local Logic

Offer insights

2052 Wharf Rd · $877,999

Strong offer

$870K and above

75% chance or better to win

Why $870K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 41 days.

SALE-TO-LIST

Most homes are selling 3% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Bathroom

Bedroom

Living

Interior features
Skylights
Vaulted ceiling
Dining area

Bedrooms
Primary bedroom on the ground floor
More than one bedroom on the ground floor

Bathrooms
Two full bathrooms
One half bathroom
Primary with stall shower
Shower and tub
Updated bathrooms
Full bathroom on the ground floor

Kitchen
Granite countertops
Dishwasher
Garbage disposal
Hood over range
Electric oven/range
Wine refrigerator

Laundry & utility
Laundry inside the unit

Flooring
Carpet
Laminate
Tile

Heating & cooling
Central forced air heating
Ceiling fan

Sale and tax history for 2052 Wharf Rd

Sale History
Tax History

Date

Event

Price

MLSListings #ML82051648

Sep 18, 2026

Price Changed

$877,999

$716/sq ft

Aug 3, 2026

Price Changed

$887,999

$724/sq ft

Jun 24, 2026

Listed

$899,999

$733/sq ft

+25

Public Records

Jan 10, 2001

Sold

$392,000

$319/sq ft

Public Records

Feb 26, 1996

Sold

$88,000

$72/sq ft

Public Records

Mar 30, 1988

Sold

$2,000,000

$1,630/sq ft

Public Records

May 21, 1987

Sold

$2,371,481

$1,933/sq ft

Public Records

Aug 19, 1982

Sold

$909,081

$741/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$7,877 (+7.8%)

$406,852 + $183,836

$590,688

2024

$7,308 (+2.4%)

$398,874 + $180,232

$579,106

2023

$7,136 (+1.3%)

$398,874 + $180,232

$579,106

2022

$7,042 (+2.5%)

$391,054 + $176,698

$567,752

2021

$6,867 (+1.2%)

$383,386 + $173,234

$556,620

2020

$6,786 (+2.4%)

$375,868 + $169,836

$545,704

2019

$6,626 (+1.8%)

$372,014 + $168,096

$540,110

2018

$6,510 (+1.5%)

$364,720 + $164,800

$529,520

2017

$6,414 (+6.0%)

$350,558 + $158,400

$508,958

2016

$6,053 (+3.3%)

$350,558 + $158,400

$508,958

2015

$5,862 (+5.5%)

$343,684 + $155,294

$498,978

2014

$5,555 (+18.0%)

$319,676 + $144,446

$464,122

2013

$4,708 (+2.8%)

$319,676 + $144,446

$464,122

2012

$4,578 (−9.6%)

$264,195 + $119,377

$383,572

2011

$5,063 (−6.8%)

$256,500 + $115,900

$372,400

2010

$5,435 (−0.2%)

$288,900 + $130,540

$419,440

2009

$5,445 (+3.0%)

$315,187 + $142,418

$457,605

2008

$5,285

$315,936 + $142,756

$458,692

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1983

Finished Sq. Ft.

1,227

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,227

Year built

1983

Style

Condo/Co-op

County

Santa Cruz County

APN

03528114

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

RM-L

Residential Multifamily, Low Density District

The purpose of the RM zoning district is to accommodate a range of housing types to serve all Capitola residents. The RM zoning district allows single-family and multifamily housing at higher densities to maintain and increase the supply of affordable housing choices. Housing in the RM zoning district will be carefully designed to enhance Capitola’s unique identity and to minimize impacts on adjacent land uses and structures. The RM zone is divided into three subzones (RM-L, RM-M, and RM-H) allowing for a range of permitted residential densities.

Permitted uses

Include but are not limited to:

Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Senior
Infrastructure

Climate risks

5/10 Flood Factor

Estimated 19-29% chance of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

6 days above 84° expected this year, 12 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Capitola, CA • 95010

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

88/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Capitola. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.7 hrs

6.2 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 2052 Wharf Rd

We cannot show automated home-value estimates for this home.

Nearby homes have recently sold between $771,000 and $919,000.

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $771K to $919K.

SOLD AUG 11, 2026
$803,000 Last sold price
3 beds2.5 baths1,459 sq ft
3205 Stockbridge Ln, Santa Cruz, CA 95065
$166/sq ft
larger lot
1 year newer
SOLD JUN 25, 2026
$919,000 Last sold price
3 beds2.5 baths1,448 sq ft
2931 Leotar Cir, Santa Cruz, CA 95062
$81/sq ft
larger lot
SOLD MAY 27, 2026
$860,000 Last sold price
3 beds2.5 baths1,422 sq ft
4202 Sea Pines Ct, Capitola, CA 95010
$111/sq ft
4 years older
SOLD FEB 10, 2026
$780,000 Last sold price
3 beds2.5 baths1,385 sq ft
2607 Mallory Ln, Santa Cruz, CA 95065
$153/sq ft
3 years newer
SOLD JUL 21, 2026
$771,000 Last sold price
2 beds2 baths1,076 sq ft
222 Everson Dr, Santa Cruz, CA 95060
$1/sq ft
15 years newer
SOLD MAY 26, 2026
$870,000 Last sold price
2 beds2 baths1,104 sq ft
710 Freeman Ct, Santa Cruz, CA 95062
$72/sq ft
2 years newer

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Details provided by MLSListings and may not match the public record. Learn more.

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About this home

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See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 2052 Wharf Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 2052 Wharf Rd

Early Access listings

Nearby similar homes

New listings for sale in 95010

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