OFF MARKET

Off market dec 2024 for $1.1M

$1,592,684

Est. refi paymentEst. refi $7,465/mo

•

2,545

sq ft

12440 Saddle Rd, Carmel Valley, CA 93924

About this home

Bankruptcy overbid opportunity. What a fantastic price on this Carmel Valley home perched high on nearly an acre of land with fantastic views of the hills and valleys below. Originally built in 1978, this home has undergone some updating over the years and now is more contemporary inside with a modern feel. It offers over 2500 square feet of light and bright living space all on one main level, including a spacious primary suite, formal living and dining space, an open kitchen, family room as well as 3 additional bedrooms, a hall bath and a powder room. There are a series of decks off the rear of the home offering great outdoor space and plenty of privacy. Other amenities include a 2 car garage with a circle driveway, a laundry area, and a wine room.

Single-familyProperty Type

1978Year Built

0.94 acresLot Size

$626Est. Price/Sq.Ft.

2 car garageParking

Listed by Monterey Peninsula Home T Monterey Peninsula Home Team •DRE #70000352 • KW Coastal Estates

Bought with Robin Anderson •DRE #01518311 • Sotheby’s International Realty

Redfin checked: a minute ago

•Source:MLSListings #ML81981053

Redfin Estimate

$1,592,684

$463K since sold in December 2024$62K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 18.4% lower than the average sale price ($1.95M) of 6 comparable homes.

SOLD AUG 17, 2026
$1,550,000
A
4 beds3 baths2,494 sq ft
27460 Loma Del Rey, Carmel, CA 93923
SOLD JUL 1, 2026
$1,720,000
B
3 beds2 baths2,434 sq ft
13810 Vista Dorada, Salinas, CA 93908
SOLD MAY 13, 2026
$2,695,000
C
4 beds3 baths2,563 sq ft
25485 Via Paloma, Carmel, CA 93923
SOLD APR 9, 2026
$2,000,000
D
3 beds3 baths2,484 sq ft
12225 Carola Dr, Carmel Valley, CA 93924
SOLD APR 13, 2026
$1,748,000
E
4 beds2 baths2,424 sq ft
25435 Via Cicindela, Carmel, CA 93923
SOLD MAY 18, 2026
$1,993,000
F
3 beds2.5 baths2,210 sq ft
25430 Loma Robles Dr, Carmel, CA 93923

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Earn from this home

Sell

$634,068

Est. take-home

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Refinance

Est. cash available

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Rent

$6,401/mo

Redfin rental estimate

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Market trends in 93924, CA

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

96.0%

+0.5% MoM

Median sale price

$1.5M

$105K MoM

Avg. days on market

78d

0 days MoM

Recently sold homes

4 MoM

New listings for sale

$1,975,000
4 beds3.5 baths3,429 sq ft
45 Toyon Way, Carmel Valley, CA 93924
See all

Provided by Redfin

Sale history for 12440 Saddle Rd

Date

Event

Price

MLSListings #ML81981053

Dec 9, 2024

Sold

$1,130,000

$444/sq ft

Nov 1, 2024

Pending

—

Nov 1, 2024

Price Changed

$1,155,000

$454/sq ft

Oct 15, 2024

Contingent

—

Oct 9, 2024

Price Changed

$1,099,000

$432/sq ft

Sep 20, 2024

Listed

$1,200,000

$472/sq ft

Sep 20, 2024

Listed

bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81883806

Oct 30, 2024

Listing Removed

—

Jul 11, 2022

Listing Removed

—

May 26, 2022

Price Changed

$1,499,000

$589/sq ft

Mar 24, 2022

Listed

$1,599,000

$628/sq ft

MLSListings #ML81653340

Nov 18, 2017

Listing Removed

—

Aug 31, 2017

Price Changed

$1,099,000

$432/sq ft

Aug 2, 2017

Price Changed

$1,149,000

$451/sq ft

Jul 10, 2017

Price Changed

$1,249,000

$491/sq ft

May 26, 2017

Listed

$1,325,000

$521/sq ft

Public Records

Dec 1, 1998

Sold

$435,000

$171/sq ft

MLSListings #ML89806854

Dec 1, 1998

Listing Removed

—

Nov 9, 1998

Sold

$435,000

$171/sq ft

Feb 27, 1998

Listed

$435,000

$171/sq ft

Public Records

Aug 21, 1981

Sold

$101,000

$40/sq ft

Public Records

May 15, 1978

Sold

$136,500

$54/sq ft

Public Records

Sep 12, 1977

Sold

$31,500

$12/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$12,812 (+72.5%)

$408,000 + $744,600

$1,152,600

2024

$7,429 (+3.7%)

$400,000 + $730,000

$1,130,000

2023

$7,163 (−0.7%)

$230,534 + $438,030

$668,564

2022

$7,216 (+4.5%)

$226,014 + $429,442

$655,456

2021

$6,903 (+2.2%)

$221,583 + $421,022

$642,605

2020

$6,752 (+0.4%)

$217,239 + $412,767

$630,006

2019

$6,725 (+2.2%)

$215,012 + $408,535

$623,547

2018

$6,583 (−1.5%)

$210,797 + $400,525

$611,322

2017

$6,682 (+3.1%)

$202,612 + $384,973

$587,585

2016

$6,480 (+1.0%)

$202,612 + $384,973

$587,585

2015

$6,416 (+3.4%)

$198,640 + $377,425

$576,065

2014

$6,204

$191,825 + $364,474

$556,299

2013

$6,207 (+2.6%)

$191,825 + $364,474

$556,299

2012

$6,051 (+1.4%)

$190,959 + $362,827

$553,786

2011

$5,970 (+1.4%)

$187,215 + $355,713

$542,928

2010

$5,884 (+0.2%)

$183,545 + $348,739

$532,284

2009

$5,874 (+3.3%)

$182,607 + $346,956

$529,563

2008

$5,687

$182,607 + $346,956

$529,563

Tax history for 12440 Saddle Rd

Year

Property tax

Land + Additions

Assessment*

2025

$12,812 (+72.5%)

$408,000 + $744,600

$1,152,600

2024

$7,429 (+3.7%)

$400,000 + $730,000

$1,130,000

2023

$7,163 (−0.7%)

$230,534 + $438,030

$668,564

2022

$7,216 (+4.5%)

$226,014 + $429,442

$655,456

2021

$6,903 (+2.2%)

$221,583 + $421,022

$642,605

2020

$6,752 (+0.4%)

$217,239 + $412,767

$630,006

2019

$6,725 (+2.2%)

$215,012 + $408,535

$623,547

2018

$6,583 (−1.5%)

$210,797 + $400,525

$611,322

2017

$6,682 (+3.1%)

$202,612 + $384,973

$587,585

2016

$6,480 (+1.0%)

$202,612 + $384,973

$587,585

2015

$6,416 (+3.4%)

$198,640 + $377,425

$576,065

2014

$6,204

$191,825 + $364,474

$556,299

2013

$6,207 (+2.6%)

$191,825 + $364,474

$556,299

2012

$6,051 (+1.4%)

$190,959 + $362,827

$553,786

2011

$5,970 (+1.4%)

$187,215 + $355,713

$542,928

2010

$5,884 (+0.2%)

$183,545 + $348,739

$532,284

2009

$5,874 (+3.3%)

$182,607 + $346,956

$529,563

2008

$5,687

$182,607 + $346,956

$529,563

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Permits

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

0.94 Acres

Year renovated

1978

Sq. Ft.

2,145

Year built

1978

Style

Single Family Residential

County

Monterey County

APN

416061005000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Sep 14, 2026.

Jan 24, 2019 • Final

Electrical

Remove and replace an existing electrical service panel with a new electrical service panel.

Electrical

Mar 1, 2018 • Final

Electrical

Install a new metered electrical pedestal panel to serve an existing single-family home.

Electrical

Electric meter

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Garage Information
# of Garage Spaces: 2
Has Attached Garage: Yes

Parking Information
Has Garage: Yes
Parking Features: Attached Garage

Interior

Virtual Tour

Bedroom Information
Bedroom Features: Ground Floor Bedroom, Primary Suite/Retreat (2+), Walk-In Closet, Primary Bedroom on Ground Floor

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1
Bathroom Features: Double Sinks, Shower over Tub (1), Stall Shower, Tub in Primary Bedroom

Appliances
Gas Cooktop, Dishwasher, Garbage Disposal, Hood Over Range, Built-In Oven, Refrigerator, Washer/Dryer, Warming Drawer

Dining Room Information
Breakfast Bar, Breakfast Nook, Dining Area, Dining Area in Family Room

Family Room Information
Separate Family Room

Fireplace Information
# of Fireplaces: 2
Fireplace Features: Gas Burning, Wood Burning

Flooring Information
Laminate, Stone

Interior Features
Interior Features: High Ceiling, Vaulted Ceiling, Walk-In Closet

Laundry Information
Laundry Features: Inside

Kitchen Information
Kitchen Features: Granite Countertop

Exterior

Building Information
Foundation Details: Concrete Perimeter and Slab
Roof: Tile

Exterior Features
Other Structures: Shed(s)
Patio & Porch Features: Barbecue Area, Deck, Storage Shed/Structure

Stories
Stories: 2

Year Built
Year Built Details: 2

Lot Information
Lot Features: Hillside (Grade), Sloped Down (Grade)

Property Information
Building Area Total (Sq. Ft.): 2,545

View
View: Forest/Woods, Hills, Mountains, Valley

Financial

Financial Information
Buyer Financing: Cash
Listing Terms: Cash or Conventional Loan

Utilities

Heating & Cooling
Cooling: Central Forced Air
Heating: Central Forced Air

Utility Information
Gas: Propane On Site, Public Utilities
Utilities: Propane, Public Utilities

Location

HOA Information
Association Fee: $75
Association Fee Frequency: Monthly
Association Name: Hidden Hills
Has Association: Yes

School Information
Elementary School District: Washington Union Elementary
High School District: Salinas Union High

Location Information
MLS Area: Miramonte
Street Name: Saddle
Street Number: 12440

Public facts

Beds: 4
Baths: 2.5
Sq. Ft.: 2,145
Stories: 2.0
Lot Size: 0.94 acres
Style: Single Family Residential
Year Built: 1978
Year Renovated: 1978
County: Monterey County
APN: 416061005000

Home facts updated by county records on Sep 14, 2026

Around this home

Schools

K - 12
Preschool & daycare

Washington Elementary School

Public 4-5 • Assigned • 1.7mi

8/10

San Benancio Middle School

Public 6-8 • Assigned • 3.0mi

8/10

Salinas High School

Public 9-12 • Assigned • 10.0mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

4/10 Fire Factor

2% chance of being in a wildfire in next 30 years

1/10 Heat Factor

14 hot days expected this year, 1 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

12 unhealthy days expected this year, 12 days in 30 years

Provided by First Street

Historical weather

Carmel Valley, CA • 93924

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 11 hours in June and 4.8 hours in December, placing it above the U.S. average for solar exposure.

11 hrs

4.8 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$1.51M – $1.83M

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Home values near 12440 Saddle Rd

Data from public records.

Address	Redfin Estimate
12365 Saddle Rd, Carmel Valley, CA 4 Beds \| 3 Baths \| 3167 Sq. Ft.	$2,267,949
12445 Saddle Rd, Carmel Valley, CA 3 Beds \| 3 Baths \| 1708 Sq. Ft.	$1,257,642
12385 Saddle Rd, Carmel Valley, CA 3 Beds \| 2.5 Baths \| 2235 Sq. Ft.	$1,698,573
12380 Saddle Rd, Carmel Valley, CA 4 Beds \| 3 Baths \| 2250 Sq. Ft.	$1,519,674
12480 Saddle Rd, Carmel Valley, CA 3 Beds \| 3 Baths \| 2102 Sq. Ft.	$1,423,203
26005 Ned Ln, Carmel Valley, CA 4 Beds \| 4.5 Baths \| 4700 Sq. Ft.	$2,287,867
26000 Ned Ln, Carmel Valley, CA 2 Beds \| 2 Baths \| 1628 Sq. Ft.	$1,192,114

Address	Redfin Estimate
12465 Saddle Rd, Carmel Valley, CA 3 Beds \| 2 Baths \| 1767 Sq. Ft.	$1,287,736
12415 Saddle Rd, Carmel Valley, CA 3 Beds \| 2 Baths \| 2209 Sq. Ft.	$1,437,767
12460 Saddle Rd, Carmel Valley, CA 3 Beds \| 2.5 Baths \| 3789 Sq. Ft.	$1,951,923
12400 Saddle Rd, Carmel Valley, CA 2 Beds \| 2 Baths \| 1280 Sq. Ft.	$1,080,800
12500 Saddle Way, Carmel Valley, CA 3 Beds \| 2.5 Baths \| 2041 Sq. Ft.	$1,710,150
26025 Ned Ln, Carmel Valley, CA 3 Beds \| 2 Baths \| 1872 Sq. Ft.	$1,413,336
26030 Ned Ln, Carmel Valley, CA 3 Beds \| 3 Baths \| 2908 Sq. Ft.	$1,549,916

Address	Redfin Estimate
12495 Saddle Rd, Carmel Valley, CA 3 Beds \| 2 Baths \| 2889 Sq. Ft.	$1,576,560
12395 Saddle Rd, Carmel Valley, CA 3 Beds \| 2.5 Baths \| 2392 Sq. Ft.	$1,535,084
12290 Saddle Rd, Carmel Valley, CA 2 Beds \| 2 Baths \| 1581 Sq. Ft.	$1,515,047
12420 Saddle Rd, Carmel Valley, CA 2 Beds \| 2 Baths \| 2198 Sq. Ft.	$1,092,948
12520 Saddle Way, Carmel Valley, CA 4 Beds \| 2 Baths \| 2400 Sq. Ft.	$1,567,843
26045 Ned Ln, Carmel Valley, CA 5 Beds \| 3 Baths \| 3050 Sq. Ft.	$1,614,151
12230 Carola Dr, Carmel Valley, CA 3 Beds \| 2 Baths \| 2112 Sq. Ft.	$1,684,826

Property information provided by MLSListings when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 93924, CA

Sale history for 12440 Saddle Rd

Tax history for 12440 Saddle Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 93924

Home values near 12440 Saddle Rd

More real estate resources