TURN-KEY TRI-LEVEL HOME IN THE HIGHLY DESIRABLE MASTER-PLANNED COMMUNITY OF OTAY RANCH–MONTECITO/MONTERRA! This beautifully maintained 4-bedroom, 3.5-bath home offers a fantastic and versatile open floor plan filled with natural light. The first floor features a private bedroom with a full bathroom—ideal for guests, extended family, a home office, or multi-generational living. Enjoy luxury vinyl plank flooring, stylish ceramic tile in the bathrooms, and carpet, along with central A/C and heat, a tankless water heater, custom window coverings throughout, beautifully upgraded bathrooms, elegant light fixtures, and a spacious 2-car garage. The inviting kitchen features quartz countertops and opens seamlessly to the living and dining areas, creating a spacious, open-concept setting perfect for everyday living and entertaining. Abundant windows bring in plenty of natural light throughout the home. Step outside and enjoy the ample balcony, perfect for relaxing or enjoying your morning coffee, plus a spacious gated front patio/entry area providing additional private outdoor space. Washer, dryer, and all appliances convey, making this an even easier move-in opportunity. Enjoy the Otay Ranch lifestyle with Montecito Park and community amenities within walking distance, including a clubhouse, swimming pool, gym, parks, and miles of nearby biking, jogging, and walking trails. Schools are also within walking distance. Conveniently located approximately 5 minutes from I-805 with easy access to shopping, dining, entertainment, major freeways, and nearby military installations, including Naval Base San Diego and Naval Base Coronado. TURN-KEY, OPEN FLOOR PLAN, GREAT LOCATION, FLEXIBLE LAYOUT, INDOOR-OUTDOOR LIVING, AND FANTASTIC COMMUNITY AMENITIES—DON’T MISS THIS OPPORTUNITY! Homes offering this combination of space, condition, and location are in demand. Schedule your showing today!
Otay Ranch, located between Olympic Parkway and Otay Lakes Road, is a master-planned and suburban Chula Vista neighborhood with hillside trails and village-style shopping districts. The neighborhood’s character concentrates around the Otay Ranch Town Center on Eastlake Parkway, where patios, a cinema plaza, and storefront promenades set a steady, social pace. Local pillars include the Chula Vista Elite Athlete Training Center, the U.S. Olympic & Paralympic Training Site, and the Living Coast Discovery Center. Architecture leans contemporary, with planned streetscapes, parks, and newer townhome clusters. Open-space edges and reservoir views shape the geography, while community parks anchor daily routines.
Provided by Walk Score and Local Logic
Market insights
1404 Santa Victoria Rd #3 · $680,000
DAYS ON MARKET
12 days
The average home goes pending in 43 days.
SALE-TO-LIST
98.8%
Most homes are selling 1% below list price.
LIST PRICE
$680,000
Median sale price in this area is $588,836. (13% lower than this home)
PRICE DROP
0 price drops
25% of homes in this area have had a price drop in the past month.
Property details
Interior
Exterior
Finance
Kitchen
Bathroom
Bedroom
Living
Dining
Interior features
Balcony
Ceiling fans
Recessed lighting
Open floor plan
Turnkey, updated/remodeled condition
Double-pane windows with blinds, screens and custom coverings
Spa
Bedrooms
One main-level bedroom
Bathrooms
Three full bathrooms
One half bathroom
Upgraded and remodeled baths with quartz counters
Double sinks in primary bath
Vanity area
Exhaust fan(s)
Shower
Kitchen
Gas cooking and gas range
Garbage disposal
Microwave
Refrigerator
Dishwasher
Tankless water heater
Separated eating area
Open kitchen to family room
Remodeled kitchen with island
Laundry & utility
Laundry in closet
Flooring
Tile
Vinyl
Carpet
Heating & cooling
Central heating (central furnace)
Central cooling
Exterior features
Front porch and patio
Balcony
Community pool
Lot is level/flat
Vinyl fencing
Home design
Condominium
Attached property with 3 total stories
Two or more common walls
Has a view
Entry on level 1
One-level residence
Parking
Attached garage
2 garage parking spaces (total 2 parking spaces)
Construction
Built by CornerStone
Public records used for lot and living area information
Utilities
Public sewer
HOA & community
Part of Monterra at Otay association and Montecito Master HOA
Monthly association fees of $317 plus a secondary monthly fee of $61
Association amenities include insurance, sport court, gym/exercise room, clubhouse and spa
Community of 36 units
Community features include sidewalks and a park
Other
Located in the Monterra subdivision (Monterra 32324)
Zoning: R
Directions: 805 South to Olympic Pkwy to Santa Victoria Rd
Electricity and solar
View estimated energy costs and solar savings for this home
Sale and tax history for 1404 Santa Victoria Rd #3
Sale History
Tax History
Date
Event
Price
CRMLS #PTP2605973
Aug 18, 2026
Pending
—
Aug 6, 2026
Listed
$680,000
$432/sq ft
SDMLS #210025377
Nov 2, 2021
Sold
$650,000
$413/sq ft
Oct 7, 2021
Pending
—
Oct 4, 2021
Relisted
—
Sep 20, 2021
Pending
—
Sep 5, 2021
Listed
$599,000
$381/sq ft
+18
BACK ON THE MARKET, BUYER DIDN'T PREFORMED, TURN-KEY PROPERTY, TRI-LEVEL FABULOUS PROPERTY, IT'S LOCATED IN THE MASTER COMMUNITY OF OTAY RANCH - MONTECITO, GREAT LAYOUT, 4 BED/ 3.5 BA, 2CAR GARAGE, A BEDROOM ON THE FIRST FLOOR WITH A FULL BATHROOM, THE 4TH BEDROOM/BATH WAS PERMITTED WITH THE BUILDER, IT OFFERS ENGINEERED FLOORS/CARPET, WALKING DISTANCE TO MONTECITO PARK, CLUB HOUSE, 5 MINUTES TO THE 805 FWY, SURROUNDED BY BIKE/JOGGING TRAILS, HURRY AT THIS PRICE IT WON'T LAST!
Year
Property tax
Land + Additions
Assessment*
2025
$11,136 (+5.2%)
$280,060 + $423,517
$703,577
2024
$10,587 (+3.2%)
$274,569 + $415,213
$689,782
2023
$10,255 (+3.8%)
$269,186 + $407,072
$676,258
2022
$9,878 (+27.9%)
$263,908 + $399,091
$662,999
2021
$7,723 (+114.9%)
$258,734 + $391,266
$650,000
2020
$3,594
$191,968 + $290,301
$482,269
Public record
Public record
Zoning
Beds
3
Baths
3
Stories
—
Lot width
—
Lot depth
—
Lot size
—
Year renovated
2020
Finished Sq. Ft.
1,573
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,573
Year built
2020
Style
Condo/Co-op
County
San Diego County
APN
6443418203
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 19, 2026.
PC
PC15
Planned Community Zone
The purposes of the planned community zone are to: Provide for the orderly preplanning and long-term development of large tracts of land which may contain a variety of land uses, but are under unified ownership or development control, so that the entire tract will provide an environment of stable and desirable character; Give the developer reasonable assurance that sectional development plans prepared by him in accordance with an approved general development plan will be acceptable to the City. Sectional development plans may include subdivision plans and/or planned unit development plans as provided for in this title; Enable the City to adopt measures providing for the development of the surrounding area compatible with the planned community zone.
Zone overlays
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
5/10 Fire Factor
3% chance of being in a wildfire in next 30 years
5/10 Heat Factor
6 days above 90° expected this year, 16 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
3/10 Air Factor
3 unhealthy days expected this year, 3 days in 30 years
Provided by First Street
Historical weather
Chula Vista, CA • 91913
Average low and high temperatures (°F)
69
48
71
50
72
54
70
54
71
57
74
61
75
62
79
64
79
64
76
57
71
52
69
50
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 16% for direct sun exposure in Chula Vista. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.2 hrs
6.2 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 1404 Santa Victoria Rd #3
$694,710
$15K over list price of $680K
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $665K to $750K.