Listed by Kelly Parnell •DRE #02180898 • Ace Mortgage Professionals

Contact: Kelly.michael.parnell@gmail.com

Coming soon on oct 14

$1,195,000

Est. $8,158/mo —

•

2,353

sq ft

547 El Monte Rd, El Cajon, CA 92029

About this home

Discover the perfect blend of versatility, income potential, and long-term value with this unique property featuring a 2-bedroom, 1-bathroom main residence and a fully permitted, recently renovated ADU offering 2 bedrooms, 2 full bathrooms, plus a bonus office currently utilized as a third bedroom. Situated on an expansive 8,134 sq. ft. lot, this property presents an outstanding opportunity for the sophisticated investor seeking to expand their portfolio with a flexible income-producing asset or the prospective homeowner looking to offset monthly housing expenses with supplemental rental income. The additional living space also offers excellent potential for multigenerational living, extended family, or guests. With a generous lot offering room to personalize and enhance, this property combines flexibility with attractive long-term potential. Whether you're a first-time buyer looking to build equity while generating supplemental income or a experienced investor seeking your next strategic acquisition, this El Cajon property offers a compelling opportunity to make your real estate goals a reality.

Single-familyProperty Type

1952Year Built

8,138 sq ftLot Size

$508Price/Sq.Ft.

1 car garageParking

Listing updated: Oct 12, 2026 at 05:06pm

Redfin checked: 2 minutes ago

•Source:CRMLS #PTP2607654

Payment calculator

$8,158 per month

Principal and interest$6,684

Property taxes

$1,245

HOA dues

Home insurance

$229

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TUE, 9AM TO 4:30PM
$849,900
3 beds2 baths1,478 sq ft
9377 Crest, Spring Valley, CA 91977
OPEN SAT, 10AM TO 12PM
$594,495
2 beds2 baths675 sq ft
3596 44th St, San Diego, CA 92105
OPEN SAT, 10AM TO 1PM3D WALKTHROUGH
$777,000
4 beds3 baths1,695 sq ft
753 Sacramento Ave, Spring Valley, CA 91977
OPEN SAT, 11AM TO 2PM
$599,999
3 beds1.5 baths959 sq ft
7892 Hunthaven Rd, San Diego, CA 92114
OPEN SAT, 11AM TO 2PM
$970,000
3 beds2.5 baths1,830 sq ft
8300 Station Village Lane Ln #17, San Diego, CA 92108
OPEN SAT, 12PM TO 1PM
$600,000
3 beds2.5 baths1,179 sq ft
8743 Ildica St, Spring Valley, CA 91977
OPEN SAT, 1PM TO 4PM
$175,000
3 beds2 baths1,120 sq ft
10767 Jamacha Blvd Spc 130, Spring Valley, CA 91978
Finest City Homes
OPEN SAT, 1PM TO 4PM
$458,000
2 beds1 bath844 sq ft
3040 Alta View Dr #106, San Diego, CA 92139
REDFIN OPEN SUN, 12PM TO 2PM3D WALKTHROUGH
$599,000
1 bed1.5 baths816 sq ft
3939 Illinois St Unit 1F, San Diego, CA 92104
OPEN SUN, 1PM TO 4PM3D WALKTHROUGH
$1,125,000
5 beds3.5 baths3,099 sq ft
3737 Sinclair Ln, Spring Valley, CA 91977

Around this home

Schools

K - 12
Preschool & daycare

Flying Hills Elementary School

Public K-8 • Assigned • 0.7mi

4/10

Grossmont High School

Public 9-12 • Assigned • 1.5mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Market insights

547 El Monte Rd · $1,195,000

SALE-TO-LIST

Most homes are selling 1% below list price.

LIST PRICE

Median sale price in this area is $1,065,796. (11% lower than this home)

PRICE DROP

22% of homes in this area have had a price drop in the past month.

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Bonus room

Bathrooms
3 full bathrooms

Laundry & utility
Gas and electric dryer hookups

Heating & cooling
Central cooling

Sale and tax history for 547 El Monte Rd

Sale History
Tax History

Date

Event

Price

CRMLS #PTP2303184

Sep 12, 2023

Sold

$630,000

$268/sq ft

Aug 10, 2023

Pending

—

Jul 28, 2023

Contingent

—

Jul 22, 2023

Price Changed

$625,000

$266/sq ft

Jul 14, 2023

Relisted

—

Jul 12, 2023

Pending

—

Jul 3, 2023

Listed

$649,000

$276/sq ft

CRMLS #12003999

Apr 26, 2022

Price Changed

$159,900

$68/sq ft

Apr 26, 2022

Price Changed

$159,900

$68/sq ft

Apr 26, 2022

Price Changed

$159,900

$68/sq ft

Jan 27, 2002

Sold

$213,000

$91/sq ft

Nov 9, 2001

Price Changed

$215,000

$91/sq ft

Nov 9, 2001

Price Changed

$215,000

$91/sq ft

Nov 9, 2001

Price Changed

$215,000

$91/sq ft

Public Records

Jan 29, 2002

Sold

$213,000

$91/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$8,459 (+2.0%)

$338,499 + $525,951

$864,450

2024

$8,292 (+99.0%)

$331,862 + $310,737

$642,599

2023

$4,167 (+2.2%)

$325,355 + $304,645

$630,000

2022

$4,076 (+3.1%)

$156,182 + $146,240

$302,422

2021

$3,953 (+1.1%)

$153,120 + $143,373

$296,493

2020

$3,911 (+15.6%)

$150,118 + $140,562

$290,680

2019

$3,383 (+1.7%)

$148,579 + $139,121

$287,700

2018

$3,327 (+1.3%)

$145,666 + $136,394

$282,060

2017

$3,283 (+4.2%)

$140,010 + $131,099

$271,109

2016

$3,150 (+0.5%)

$140,010 + $131,099

$271,109

2015

$3,133 (+2.0%)

$137,265 + $128,529

$265,794

2014

$3,071

$132,556 + $124,120

$256,676

2013

$3,069 (+5.4%)

$132,556 + $124,120

$256,676

2012

$2,911 (+2.2%)

$131,957 + $123,560

$255,517

2011

$2,847 (+2.3%)

$129,370 + $121,138

$250,508

2010

$2,782

$126,834 + $118,763

$245,597

2009

$2,784 (+5.6%)

$125,887 + $117,876

$243,763

2008

$2,637

$126,187 + $118,157

$244,344

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

7,500 Sq. Ft.

Year renovated

1952

Finished Sq. Ft.

848

Unfinished Sq. Ft.

—

Total Sq. Ft.

848

Year built

1952

Style

Single Family Residential

County

San Diego County

APN

4870310100

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 19, 2026.

RS-6

Residential Single-Family Zone

The General Plan designates residential land use classifications intended to accommodate various densities of residential development within the city. It is the intent of every residential zone established in this title to implement these goals and objectives. The various residential zones contain development standards intended to achieve General Plan goals and objectives by regulating residential development within specific density ranges. No residential subdivision or residential development shall be authorized which exceeds the density provisions of the underlying General Plan land use classification. See Chapter 17.220 for density bonus regulations related to affordable housing projects.; For the purpose of this title, residential density is expressed as dwelling units per sq ft of net lot area. However, it may also be expressed as dwelling units per acre of net lot area. Net lot area is calculated by subtracting all portions of the lot, or lots, which have been proposed to be dedicated for public rights-of-way.

Permitted uses

Include but are not limited to:

Garden center
Housing-Single unit
Housing-Senior
Housing-Other
Housing-Mobile home park
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

6 days above 98° expected this year, 16 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

3/10 Air Factor

4 unhealthy days expected this year, 4 days in 30 years

Provided by First Street

Historical weather

El Cajon, CA • 92029

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

95/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 16% for direct sun exposure in El Cajon. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

9.4 hrs

6.5 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 547 El Monte Rd

$1,197,977

$2,977 over list price of $1.20M

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $900K to $1.1M.

SOLD SEP 23, 2026
1746 El Pico, El Cajon, CA 92020
$1,000,000 Last sold price
4 beds2 baths2,324 sq ft
1746 El Pico, El Cajon, CA 92020
$78/sq ft
larger lot
13 years newer
SOLD JUL 27, 2026
$1,078,000 Last sold price
3 beds2.5 baths2,044 sq ft
1217 Pfeifer Ln, El Cajon, CA 92020
$19/sq ft
larger lot
29 years newer
SOLD SEP 22, 2026
1733 El Pico Dr, El Cajon, CA 92020
$900,000 Last sold price
3 beds2 baths1,663 sq ft
1733 El Pico Dr, El Cajon, CA 92020
$33/sq ft
larger lot
13 years newer
SOLD AUG 31, 2026
$1,150,000 Last sold price
3 beds2 baths2,051 sq ft
1259 Loma Portal Dr, El Cajon, CA 92020
$53/sq ft
larger lot
29 years newer
SOLD SEP 25, 2026
$985,575 Last sold price
3 beds2 baths1,682 sq ft
656 Dewane Dr, El Cajon, CA 92020
$78/sq ft
smaller lot
24 years newer

Rental earnings

Est. $2,533 per month, based on comparable rentals

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Details provided by CRMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Lifestyle

Market insights

Property details

Sale and tax history for 547 El Monte Rd

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 547 El Monte Rd

Early Access listings

Nearby similar homes

New listings for sale in 92020

More real estate resources