RATES GOT YOU DOWN. .. . This home has a fully assumable VA loan at a very low rate of 2.25%. Reach out for details! This is a nearly new home with attached Casita in the Saratoga neighborhood at Horse Creek Ridge. This highly upgraded 4 bedroom, 3 and ½ baths, open concept home is nestled in one of the more highly desirable communities within Fallbrook. This home features a 464 square foot Casita Suite with its own private entrance. The Suite features 1 bedroom, 1 full bath with stone countertops, kitchenette with built in refrigerator and microwave, quartz countertops as well as a suite living area. The rest of the home features a large great room with fireplace, gourmet kitchen with oversized island, butler’s pantry. Electrolux appliances include a 6 burner gas stove, double oven, built in microwave and oversize farm sink. Low utility bills with PAID SOLAR and a whole house fan. Primary bathroom includes his and hers sinks and walk-in closets and a huge soaking tub. Upstairs laundry with ample amount of storage and a sink. The backyard is an entertainers paradise with California room and spacious patio off the dining room for entertaining. The backyard was just completed with sprinklers & built in barbeque and firepit. Great location near the clubhouse, pool & new Palomar College off of the 76 & 15 frwy. This community is great place to raise a family with lots of parks & perfect for those that commute to San Diego or Riverside County.
Single-familyProperty Type
2019Year Built
5,364 sq ftLot Size
$354Est. Price/Sq.Ft.
2 car garageParking
Listed by Thomas Olsewski•DRE #01442461• Coldwell Banker Realty
Bought with Sommer Brussich•DRE #01930983• Camden McKay Realty
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Beds
4
Baths
4
Stories
—
Lot width
—
Lot depth
—
Lot size
5,364 Sq. Ft.
Year renovated
2019
Sq. Ft.
2,905
Year built
2019
Style
Single Family Residential
County
San Diego County
APN
1085073700
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
Property details
Parking
Parking / Garage Information
Attached Garage
# of Garage Spaces: 2
Garage - Front Entry
Has Parking
# of Parking Spaces: 2
Interior
Laundry Information
Has Laundry
Individual Room, Inside, On Upper Level, Stackable
Kitchen Information
Appliances: Barbecue, Dishwasher, Gas Cooktop, Gas Water Heater, Vented Exhaust Fan
Has Appliances
Breakfast Counter / Bar, Formal Dining Room
Butler’s Pantry, Kitchen Island, Kitchen Open to Family Room, Quartz Counters, Walk-In Pantry
Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1
Bathtub, Shower in Tub, Closet in bathroom, Double Sinks In Master Bath, Quartz Counters, Remodeled
Cooling Information
Central
Has Cooling
Room Information
Bonus Room, Family Room, Formal Entry, Foyer, Great Room, Kitchen, Laundry, Loft, Main Floor Bedroom, Primary Bathroom, Primary Bedroom, Primary Suite
Fireplace Information
Family Room
Has Fireplace
Heating Information
Central Furnace, Fireplace
Has Heating
Interior Features
Levels: Two
Main Level Bathrooms: 2
Main Level Bedrooms: 1
Spa Features: Association, Community
Has Spa
Exterior
Exterior Information
Structure Type: House
Roof: Concrete
Foundation Information
Foundation Details: Concrete Slab
Exterior Features
Barbecue Private
Patio And Porch Features: Covered, Patio
Has Patio
Pool Features: Association, Community Pool
Has Sprinklers
Lot Information
Elevation Units: Feet
Lot Size Source: Assessor's Data
Lot Features: 0-1 Unit/Acre, Close to Clubhouse, Park Nearby, Sprinklers In Front, Sprinklers In Rear
Property Information
Common Interest: Planned Development
Total # of Units: 1
Common Walls: No Common Walls
Parcel Number: 1085073700
Property Condition: Turnkey
Has View
Year Built Source: Seller
Financial
Assesments Information
Assessments: Unknown
Utilities
Utilities Information
Sewer: Public Sewer
Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Water Source: District/Public
Location
Homeowners Association
Is Part of Association
Association Name: Horse Creek Ridge Community Association
Association Fee: $188
Association Fee Frequency: Monthly
Association Amenities: Pool, Spa, Fire Pit, Barbecue, Outdoor Cooking Area, Picnic Area, Playground, Biking Trails, Hiking Trails, Club House, Call for Rules
Neighborhood Information
Community Features: Biking, Curbs, Hiking, Park, Sidewalks, Street Lighting, Suburban
School Information
High School District: Fallbrook Union
Location Information
Latitude: 33.36197000
Longitude: -117.15434000
Directions: Pankey to Friesian Way then left on Messara St Then right on Ventasso
Road Surface Type: Paved
Zoning: R1
Public facts
Beds: 4
Baths: 4.0
Sq. Ft.: 2,905
Stories: —
Lot Size: 5,364 square feet
Style: Single Family Residential
Year Built: 2019
Year Renovated: 2019
County: San Diego County
APN: 1085073700
Home facts updated by county records on Aug 20, 2026
Other
Listing Information
Days Active in MLS: 75
Continuous Days Active in MLS: 75
Listing Agent Information
List Agent First Name: Thomas
List Agent Last Name: Olsewski
Listing Office Information
List Office Name: Coldwell Banker Realty
Selling Agent Information
Buyer Agent First Name: Sommer
Buyer Agent Last Name: Brussich
Selling Office Information
Buyer Office Name: Camden McKay Realty
Around this home
Schools
K - 12
Preschool & daycare
Live Oak Elementary School
Public K-6 • Assigned • 3.7mi
8/10
James E. Potter Intermediate School
Public 7-8 • Assigned • 3.9mi
5/10
Fallbrook High School
Public 9-12 • Assigned • 5.2mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
2% chance of being in a wildfire in next 30 years
8/10 Heat Factor
8 days above 94° expected this year, 25 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
4/10 Air Factor
5 unhealthy days expected this year, 6 days in 30 years
Provided by First Street
Historical weather
Fallbrook, CA • 92028
Average low and high temperatures (°F)
69
49
70
51
73
52
70
51
74
55
78
58
84
62
87
63
83
64
78
57
72
51
70
49
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 9.4 hours in
June and 7.3 hours in December, placing it above the
U.S. average for solar exposure.
9.4 hrs
7.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$998,000 – $1.21M
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