Off Market Mar 2022 for $530K

$547,942

Est. refi paymentEst. refi $4,068/mo

•

1,634

sq ft

970 Ranch Rd, Galt, CA 95632

About this home

Beautiful 3-bedroom 2 1/2-bath home in the desirable Creekside neighborhood of Galt. Tile roof and charming entrance lend to great curb appeal. Nice open floor plan with excellent flow and high ceilings gives a spacious and inviting feel. Featuring a large, cozy gas fireplace in the living room and a nice sized master suite, bonus room or possible 4th bedroom and inside laundry with entry from outside. Step away from the breakfast nook with a hot cup of coffee through the sliding glass doors into the side yard and enjoy the tranquility of the mature trees on the beautiful concrete patio. 2-car oversize garage, tool shed, and lots of storage throughout. Fresh paint inside and new carpet make it move in ready! Near Highway 99.

Single-familyProperty Type

2003Year Built

7,052 sq ftLot Size

$335Est. Price/Sq.Ft.

2 car garageParking

Listed by Becky Roenspie •DRE #01729507 • Roenspie + Johnson Real Estate Inc

Bought with Brenda Chua •DRE #01960655 • Banyan Properties

Redfin checked: a minute ago

•Source:MetroList #222010495

Listing provided courtesy of Metrolist Services, Inc (Sacramento)

Redfin Estimate

$547,942

$18K since sold in March 2022$4,000 since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7.2% higher than the average sale price ($511K) of 6 comparable homes.

SOLD AUG 24, 2026
$473,000
A
3 beds2 baths1,121 sq ft
655 Crow Creek Dr, Galt, CA 95632
Coldwell Banker Realty
SOLD AUG 21, 2026
$529,000
B
3 beds2 baths1,523 sq ft
727 Crow Creek Cir, Galt, CA 95632
Kinnect Realty Group
SOLD JUN 17, 2026
$525,000
C
3 beds2 baths1,550 sq ft
630 Germaine Dr, Galt, CA 95632
Crown Real Estate & Mortgage
SOLD FEB 27, 2026
$540,000
D
3 beds2 baths1,811 sq ft
906 Ranch Rd, Galt, CA 95632
Coldwell Banker Realty
SOLD NOV 26, 2025
$550,000
E
3 beds2 baths1,751 sq ft
744 Creekview Cir, Galt, CA 95632
Parker Realty, Parker Realty
SOLD JUL 22, 2026
$450,000
F
3 beds2 baths1,059 sq ft
679 Cardoso Ct, Galt, CA 95632
eXp Realty of California Inc, eXp Realty of Northern California, Inc.

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Earn from this home

Sell

$126,405

Est. take-home

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Refinance

Est. cash available

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Rent

$2,586/mo

Redfin rental estimate

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Market trends in 95632, CA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.9%

+0.7% MoM

Median sale price

$515K

$18K MoM

Avg. days on market

35d

6 days MoM

Recently sold homes

1 MoM

New listings for sale

NEW 8 HRS AGO
$540,000
4 beds2 baths1,746 sq ft
132 Fern Ct, Galt, CA 95632
Professional Realty Associates
OPEN SAT, 10AM TO 1PM
$405,000
3 beds1 bath1,100 sq ft
419 E St, Galt, CA 95632
RE/MAX Gold Lodi
OPEN SAT, 12PM TO 2PM
$645,000
3 beds2 baths2,354 sq ft
905 Ellis Cir, Galt, CA 95632
USKO Realty, USKO Realty
$499,000
3 beds2 baths1,349 sq ft
733 Cimmaron Ct, Galt, CA 95632
Coldwell Banker Realty
OPEN SEP 12, 9AM TO 4PM
$655,000
3 beds2 baths2,354 sq ft
853 Mccauley Way, Galt, CA 95632
M & M Real Estate
$549,999
4 beds2 baths1,637 sq ft
1013 Bay Terrace Ct, Galt, CA 95632
FX Realty
$609,600
4 beds2.5 baths2,339 sq ft
1271 Billorights Ave, Galt, CA 95632
Mertitage Homes
$789,000
5 beds3 baths2,597 sq ft
1132 Dorothy Ln, Galt, CA 95632
Real Brokerage Technologies, Real Brokerage Technologies
OPEN SAT, 11AM TO 1PM
$560,000
4 beds2 baths1,820 sq ft
933 Lake Canyon Ave, Galt, CA 95632
Cove Real Estate, Cove Real Estate
EARLY ACCESS
$525,000
5 beds3.5 baths2,072 sq ft
813 Lake Park Cir, Galt, CA 95632
See all

Provided by Redfin

Sale history for 970 Ranch Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,579 (+4.4%)

$159,181 + $403,259

$562,440

2024

$6,301 (+1.7%)

$159,181 + $403,259

$562,440

2023

$6,197 (+7.7%)

$156,060 + $395,352

$551,412

2022

$5,756 (+1.9%)

$153,000 + $387,600

$540,600

2021

$5,647 (+10.7%)

$157,614 + $354,644

$512,258

2020

$5,103 (+6.6%)

$139,553 + $314,005

$453,558

2019

$4,785 (+1.8%)

$122,415 + $275,443

$397,858

2018

$4,699 (+10.6%)

$114,944 + $258,632

$373,576

2017

$4,251 (+8.7%)

$100,477 + $226,078

$326,555

2016

$3,912 (+5.6%)

$100,477 + $226,078

$326,555

2015

$3,703 (−0.3%)

$91,343 + $205,526

$296,869

2014

$3,716 (+23.4%)

$80,578 + $181,305

$261,883

2013

$3,012 (+11.3%)

$80,578 + $181,305

$261,883

2012

$2,706 (−6.9%)

$61,983 + $139,465

$201,448

2011

$2,905 (−2.4%)

$53,899 + $121,274

$175,173

2010

$2,978 (−1.8%)

$59,230 + $133,269

$192,499

2009

$3,033 (−20.2%)

$61,698 + $138,822

$200,520

2008

$3,801

$64,945 + $146,128

$211,073

Tax history for 970 Ranch Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,579 (+4.4%)

$159,181 + $403,259

$562,440

2024

$6,301 (+1.7%)

$159,181 + $403,259

$562,440

2023

$6,197 (+7.7%)

$156,060 + $395,352

$551,412

2022

$5,756 (+1.9%)

$153,000 + $387,600

$540,600

2021

$5,647 (+10.7%)

$157,614 + $354,644

$512,258

2020

$5,103 (+6.6%)

$139,553 + $314,005

$453,558

2019

$4,785 (+1.8%)

$122,415 + $275,443

$397,858

2018

$4,699 (+10.6%)

$114,944 + $258,632

$373,576

2017

$4,251 (+8.7%)

$100,477 + $226,078

$326,555

2016

$3,912 (+5.6%)

$100,477 + $226,078

$326,555

2015

$3,703 (−0.3%)

$91,343 + $205,526

$296,869

2014

$3,716 (+23.4%)

$80,578 + $181,305

$261,883

2013

$3,012 (+11.3%)

$80,578 + $181,305

$261,883

2012

$2,706 (−6.9%)

$61,983 + $139,465

$201,448

2011

$2,905 (−2.4%)

$53,899 + $121,274

$175,173

2010

$2,978 (−1.8%)

$59,230 + $133,269

$192,499

2009

$3,033 (−20.2%)

$61,698 + $138,822

$200,520

2008

$3,801

$64,945 + $146,128

$211,073

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

7,052 Sq. Ft.

Year renovated

2003

Sq. Ft.

1,634

Year built

2003

Style

Single Family Residential

County

Sacramento County

APN

15005400350000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 31, 2026.

R1C

Maximum Density Single-Family Residential District

The R1C zoning district is intended for areas appropriate for single-family detached homes and secondary residential units. This use is typically located in areas which include full urban services, and away from industrial, intensive commercial, and large-scale infrastructure i.e., power substations, wastewater treatment plant. The R1C zoning district provides a higher density single-family residential environment. This zoning district is characterized by small residential lots minimum 6,500 sq ft designed to promote the development of single-family dwellings at a higher suburban density with cohesive neighborhoods and easy access to urban facilities. The allowable residential density ranges from 0 to 6 du per acre. The R1C zoning district is consistent with the low density land use designation of the General Plan.

Permitted uses

Include but are not limited to:

Community / recreation center
Garden center
Housing-Single unit
Housing-Senior
Housing-Other

Property details

Parking

Parking & Garage Information
Garage Spaces: 2
Parking Features: Attached, Garage Door Opener, Garage Facing Front

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Partial): 1
Master Bathroom Features: Closet, Shower Stall(s), Tile, Window
Other Bathroom Features: Double Sinks, Tile, Tub w/Shower Over, Window

Bedroom Information
# of Bedrooms (Total): 3
# of Bedrooms (Possible): 4

Heating & Cooling
Cooling: Central
Heating: Central, Fireplace(s)

Interior Features
Appliances: Gas Cook Top, Built-In Gas Oven, Dishwasher, Disposal, Microwave
Fireplaces Total: 1
Fireplace Features: Living Room, Metal, Gas Piped
Flooring: Carpet, Laminate, Tile
Interior Features: Cathedral Ceiling
Laundry Features: Cabinets, Gas Hook-Up, Inside Room
Patio And Porch Features: Uncovered Patio
Window Features: Dual Pane Full, Window Coverings, Window Screens
Levels: One
# of Stories: 1

Room Information
Room Type: Den, Laundry
Living Room Features: Great Room
Kitchen Features: Pantry Cabinet, Tile Counter
Dining Room Features: Dining Bar, Dining/Family Combo
Main Level: Bedroom(s), Dining Room, Family Room, Master Bedroom, Full Bath(s), Partial Bath(s), Garage, Kitchen

Exterior

Exterior Features
Fencing: Back Yard, Wood
Allows Horses: No
Roof: Tile

Pool Information
Has Private Pool: No
Has Spa: No

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Subtype Description: Tract
Property Condition: Updated/Remodeled
Year Built: 2,003

Lot Information
Lot Features: Auto Sprinkler F&R, Curb(s)/Gutter(s), Landscape Back, Landscape Front
Lot Size Square Feet: 7,052
Lot Size Acres: 0.1619

Utilities

Utility Information
Utilities: Natural Gas Connected
Electric: 220 Volts in Laundry
Sewer: Public Sewer
Irrigation Source: None
Water Source: Meter Required, Public

Location

HOA Information
Association YN: No

School Information
School District County: Sacramento
Elementary School District: Galt Joint Union
Middle Or Junior School District: Galt Joint Union
High School District: Galt Joint UHS

Location Information
Postal Code: 95632
County Or Parish: Sacramento
CrossStreet: Bernal Road
Directions: Continue onto S. Lincoln Way from N. Lower Sacramento Rd, turn right (east) onto Ranch Rd, destination will be on the right.
State Or Province: CA
Street Number Numeric: 970
Unparsed Address: 970 Ranch Rd, Galt, CA 95632
Street Address Filtered: 970 Ranch Rd

Community Information
Senior Community YN: No

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,634
Stories: 1.0
Lot Size: 7,052 square feet
Style: Single Family Residential
Year Built: 2003
Year Renovated: 2003
County: Sacramento County
APN: 15005400350000

Home facts updated by county records on Aug 31, 2026

Other

Selling Agent
Buyer Agent Full Name: Brenda L Chua

Around this home

Schools

Valley Oaks Elementary School

Public K-6 • Assigned • 1.2mi

8/10

Robert L McCaffrey Middle School

Public 7-8 • Assigned • 2.9mi

6/10

Galt High School

Public 9-12 • Assigned • 1.0mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 59-73% chance of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

7/10 Heat Factor

7 days above 101° expected this year, 14 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

10/10 Air Factor

24 unhealthy days expected this year, 25 days in 30 years

Provided by First Street

Historical weather

Galt, CA • 95632

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 13.5 hours in June and 4.6 hours in December, placing it above the U.S. average for solar exposure.

13.5 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$521,000 – $631,000

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Home values near 970 Ranch Rd

Data from public records.

Address	Redfin Estimate
978 Ranch Road, Galt, CA 4 Beds \| 3 Baths \| 2303 Sq. Ft.	$579,308
958 Ranch Road, Galt, CA 4 Beds \| 3 Baths \| 2619 Sq. Ft.	$661,711

Address	Redfin Estimate
982 Ranch Road, Galt, CA 3 Beds \| 2 Baths \| 1990 Sq. Ft.	$615,800
971 Ranch Road, Galt, CA 5 Beds \| 3 Baths \| 2389 Sq. Ft.	$663,940

Address	Redfin Estimate
975 Ranch Road, Galt, CA 3 Beds \| 2 Baths \| 2005 Sq. Ft.	$578,857
963 Ranch Road, Galt, CA 3 Beds \| 2 Baths \| 1816 Sq. Ft.	$579,238

Property information provided by MetroList when last listed in 2022. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95632, CA

Sale history for 970 Ranch Rd

Tax history for 970 Ranch Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95632

Home values near 970 Ranch Rd

More real estate resources