18683 Morgan Valley Rd, Lower Lake, CA 95457

Rare Seller Financing Opportunity — Own More Home for Less Monthly! Why pay today’s high market rates when this seller may offer financing at approximately HALF the current market interest rate? This unique opportunity could dramatically reduce your monthly principal and interest payment, potentially allowing you to afford more home, more land, and more of the features you want — without the higher monthly payment that typically comes with today’s rates. Call now for details and to learn how the seller financing could work for you. Then step outside and discover a property that truly feels like your own private oasis. Set on 9.5+ acres in Morgan Valley, this gated estate offers exceptional privacy, postcard-worthy valley views, and the rare combination of comfort, sustainability, usable acreage, and seclusion — all just 3 miles from town Energy independence is a major highlight. A 61-panel solar array paired with three Tesla Powerwalls provides substantial power generation and backup capability, helping reduce dependence on the grid, protect against outages, and potentially keep energy costs remarkably low. There is also room for virtually everything. The property features three attached double garages plus an additional oversized 2+ car garage , providing an extraordinary amount of space for vehicles, equipment, storage, hobbies, or a serious workshop. Water and infrastructure are equally impressive, with large water storage capacity and a complete treatment system , plus a newer septic system. Outside, enjoy your own secluded swimming pool, built- in spa, and three expansive decks — perfect for entertaining guests, enjoying the sunset, or simply soaking in the peace and privacy. Inside, abundant natural light pours through generous windows that showcase sweeping valley views. The home offers 4 bedrooms and 3 bathrooms , with a spacious primary suite featuring a shower. The versatile lower level includes a bedroom, bathroom, bar/kitchen area, and living room, creating an ideal space for guests, extended family, multigenerational living, or potential rental income. Two woodstoves add warmth and character, while fresh paint and numerous upgrades make the home move-in ready. The acreage offers even more possibilities. Grow your own fruit, create expansive gardens, or explore the potential for a private vineyard in the heart of the Napa/Lake County wine region.