Off Market Sep 2025 for $450K

$516,856

Est. refi paymentEst. refi $2,772/mo

•

2,052

sq ft

638-642 N St, Merced, CA 95341

About this home

Welcome Investors and First time home buyers!!! Awesome opportunity with this Triplex. All units are rented with long time tenants. Each unit features 2 bedroom and 1 bath. All units have fenced, private yard, with its own attached laundry closet and each unit with 1 parking space. Property is on a corner lot across from Tenaya Middle School. Don't miss this rare Triplex opportunity to turn this property into your new home or investment with lots of potential in Merced.

Multi-familyProperty Type

1980Year Built

6,500 sq ftLot Size

$252Est. Price/Sq.Ft.

3 spacesParking

Listed by Martha Lizarraga •DRE #01462198 • Coldwell Banker Realty

Contact: 408-722-4020

Bought with Roger Cervantes •DRE #01411975 • Century 21 Select Real Estate, Los Banos

Redfin checked: 2 minutes ago

•Source:MLSListings #ML82017818

Redfin Estimate

$516,856

$67K since sold in September 2025$34K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 39.7% higher than the average sale price ($370K) of 6 comparable homes.

SOLD JUL 24, 2026
$379,900
A
4 beds2 baths1,706 sq ft
596 St Teresa Ct, Merced, CA 95341
Diamante Real Estate
SOLD AUG 13, 2025
$435,000
B
6 beds3 baths2,205 sq ft
118 T St, Merced, CA 95341
SOLD JUL 16, 2026
$275,000
C
5 beds2 baths1,785 sq ft
1020 W 24th, Merced, CA 95340
SOLD AUG 14, 2026
$360,000
D
3 beds2 baths1,313 sq ft
177 San Pedro St, Merced, CA 95341
LIVE Collective Real Estate, P.C.
SOLD AUG 11, 2026
$345,000
E
3 beds2 baths1,416 sq ft
430 W 6th St, Merced, CA 95341
SOLD AUG 21, 2026
$425,000
F
5 beds3 baths2,098 sq ft
175 E Main, Merced, CA 95340

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Earn from this home

Refinance

Est. cash available

Get cash now or lower your monthly rate

Market trends in 95341, CA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.1%

1.3% MoM

Median sale price

$394K

$4K MoM

Avg. days on market

38d

1 days MoM

Recently sold homes

20 MoM

New listings for sale

$34,900
2 beds2 baths856 sq ft
2240 Golden Oak Ln #131, Merced, CA 95340
HomeSmart PV & Associates
$429,900
4 beds3 baths1,999 sq ft
594 Granada Ct, Merced, CA 95341
$289,900
2 beds1 bath776 sq ft
736 W 9th, Merced, CA 95341
$340,000
2 beds2.5 baths1,259 sq ft
134 Wonderland Trl, Merced, CA 95341
$390,000
3 beds2 baths1,136 sq ft
1280 Dodd Ct, Merced, CA 95341
$399,999
3 beds2 baths1,214 sq ft
756 Brianne Ct, Merced, CA 95341
$372,500
3 beds2 baths1,623 sq ft
1921 Fultz Ct, Merced, CA 95341
See all

Provided by Redfin

Sale history for 638-642 N St

Date

Event

Price

MLSListings #ML82017818

Sep 19, 2025

Sold

$450,000

$219/sq ft

Sep 19, 2025

Sold

$450,000

$219/sq ft

Sep 10, 2025

Pending

—

Aug 21, 2025

Pending

—

Aug 21, 2025

Contingent

—

Aug 12, 2025

Listed

$490,000

$239/sq ft

Aug 12, 2025

Listed

$490,000

$239/sq ft

Public Records

Oct 28, 2013

Sold

$106,500

$52/sq ft

CRMLS #MC7020010

Dec 31, 2007

Listing Removed

—

Mar 17, 2007

Listed

$399,900

$195/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$1,473 (+5.7%)

$105,000 + $345,000

$450,000

2024

$1,394 (+1.4%)

$18,382 + $111,423

$129,805

2023

$1,375 (+1.4%)

$18,022 + $109,239

$127,261

2022

$1,356 (+0.2%)

$17,669 + $107,098

$124,767

2021

$1,353 (−0.7%)

$17,323 + $104,999

$122,322

2020

$1,362 (+1.6%)

$16,984 + $102,941

$119,925

2019

$1,341 (+9.6%)

$16,810 + $101,886

$118,696

2018

$1,224 (−3.6%)

$16,481 + $99,889

$116,370

2017

$1,270 (+1.6%)

$15,842 + $96,011

$111,853

2016

$1,250 (+1.5%)

$15,842 + $96,011

$111,853

2015

$1,231 (+2.2%)

$15,532 + $94,129

$109,661

2014

$1,205 (+33.8%)

$15,000 + $90,900

$105,900

2013

$900 (−0.5%)

$15,000 + $90,900

$105,900

2012

$905 (+29.5%)

$15,000 + $65,000

$80,000

2011

$699 (+1.9%)

$15,000 + $65,000

$80,000

2010

$686 (−23.7%)

$15,000 + $45,000

$60,000

2009

$899 (+3.0%)

$15,000 + $45,000

$60,000

2008

$873

$6,294 + $76,267

$82,561

Tax history for 638-642 N St

Year

Property tax

Land + Additions

Assessment*

2025

$1,473 (+5.7%)

$105,000 + $345,000

$450,000

2024

$1,394 (+1.4%)

$18,382 + $111,423

$129,805

2023

$1,375 (+1.4%)

$18,022 + $109,239

$127,261

2022

$1,356 (+0.2%)

$17,669 + $107,098

$124,767

2021

$1,353 (−0.7%)

$17,323 + $104,999

$122,322

2020

$1,362 (+1.6%)

$16,984 + $102,941

$119,925

2019

$1,341 (+9.6%)

$16,810 + $101,886

$118,696

2018

$1,224 (−3.6%)

$16,481 + $99,889

$116,370

2017

$1,270 (+1.6%)

$15,842 + $96,011

$111,853

2016

$1,250 (+1.5%)

$15,842 + $96,011

$111,853

2015

$1,231 (+2.2%)

$15,532 + $94,129

$109,661

2014

$1,205 (+33.8%)

$15,000 + $90,900

$105,900

2013

$900 (−0.5%)

$15,000 + $90,900

$105,900

2012

$905 (+29.5%)

$15,000 + $65,000

$80,000

2011

$699 (+1.9%)

$15,000 + $65,000

$80,000

2010

$686 (−23.7%)

$15,000 + $45,000

$60,000

2009

$899 (+3.0%)

$15,000 + $45,000

$60,000

2008

$873

$6,294 + $76,267

$82,561

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

6,500 Sq. Ft.

Year renovated

—

Sq. Ft.

2,052

Year built

1978

Style

Other

County

Merced County

APN

032211001000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 26, 2026.

R-3-1.5

Medium Density Residential-1.5 District

The R-3 zoning district provides an area for a full range of residential uses, including single-family dwellings, duplex homes, multi-family dwellings, single room occupancy housing, and other land uses typically compatible with a medium density residential setting. The R-3 zoning district R-3-1.5 allowing for a range of permitted residential densities.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Other
Infrastructure
Office-Other

Property details

Parking

Parking Information
Carport (Minimum): -3
Parking Description: Assigned Spaces
Parking Spaces: 3

Interior

Heating & Cooling Information
Cooling: Central Forced Air
Heating: Central Forced Air

Exterior

Exterior Features
Roof: Composition

Building Information
# of Buildings: 1
Subclass: Triplex
Concrete Perimeter and Slab

Property Features
Living Sq. Ft.: 2,052

Property Information
Property Primary ID: 736572
Tenant Expenses: Utilities (Electric), Utilities (Gas)

Land Information
Landscape Expense: $1,080

Lot Information
Lot Acres: 0.1492
Lot Size Area Minimum Units: Sq. Ft.
Lot Size Area Maximum Units: Sq. Ft.
Lot Size Source: Assessor
Zoning: R-3-1.5

Financial

Tax/Assessment Information
Annual Tax Amount: $1,392

Utilities

Utility Information
Meters: Separate Electric
Sewer Septic: Sewer (Public)
Utilities: Public Utilities
Utility Expenses: $3,600

Water Information
Water: Public

Location

Multi-Unit Information
# of Units in Building (Total): 3
Annual Rental Income: $38,220
Annual Gross Income: $38,220
Gross Rent Multiplier: 12.82
Gross Scheduled Income: $38,220
Total Expenses: $10,992

Unit Type 1 Information
# of Bedrooms: 2
# of Baths (Full): 1
Approx Sq. Ft.: 684

Unit Type 2 Information
# of Bedrooms: 2
# of Baths (Full): 1
Approx Sq. Ft.: 684

Unit Type 3 Information
# of Bedrooms: 2
# of Baths (Full): 1
Approx Sq. Ft.: 684

School Information
Elementary School District: Merced City Elementary
High School District: Merced Union High

Public facts

Beds: 6
Baths: 3.0
Sq. Ft.: 2,052
Stories: 1.0
Lot Size: 6,500 square feet
Style: Other
Year Built: 1978
Year Renovated: —
County: Merced County
APN: 032211001000

Home facts updated by county records on Aug 26, 2026

Around this home

Schools

Alicia Reyes Elementary School

Public K-6 • Assigned • 0.4mi

2/10

Tenaya Middle School

Public 7-8 • Assigned • 0.0mi

3/10

El Capitan High

Public 9-12 • Assigned • 5.4mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

5/10 Flood Factor

Estimated 45-55% chance of a flood reaching the building in the next 30 years

5/10 Fire Factor

3% chance of being in a wildfire in next 30 years

7/10 Heat Factor

7 days above 105° expected this year, 17 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

10/10 Air Factor

34 unhealthy days expected this year, 35 days in 30 years

Provided by First Street

Historical weather

Merced, CA • 95341

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Estimated sale price

$492,000 – $595,000

Sell confidently with a local market expert in Merced. 3 minutes to get started.

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Home values near 638-642 N St

Data from public records.

Address	Redfin Estimate
718 N Street, Merced, CA 3 Beds \| 1 Baths \| 960 Sq. Ft.	$284,937
631 M Street, Merced, CA 4 Beds \| 2 Baths \| 1200 Sq. Ft.	$296,911

Address	Redfin Estimate
554 N Street, Merced, CA 1 Beds \| 1 Baths \| 844 Sq. Ft.	$258,283
610 W 7th Street, Merced, CA 7 Beds \| 2 Baths \| 1800 Sq. Ft.	$469,611

Address	Redfin Estimate
606 N Street, Merced, CA 10 Beds \| 5 Baths \| 3944 Sq. Ft.	—
612 N West Avenue, Merced, CA 3 Beds \| 2 Baths \| 1173 Sq. Ft.	$303,216

Property information provided by MLSListings when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95341, CA

Sale history for 638-642 N St

Tax history for 638-642 N St

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95340

Home values near 638-642 N St

More real estate resources