Off market jul 2025 for $424K

$461,623

Est. refi paymentEst. refi $3,354/mo

•

1,515

sq ft

2820 Stone Ter, Modesto, CA 95355

About this home

This home has great curb appeal, solid bones, and endless potential. This spacious two-story, 3 bed, 3 bath home blends charm, character, and room to grow! Thoughtfully designed with a warm layout and tons of natural light, it's the perfect canvas to make your own. A little updating will go a long way. A fantastic opportunity for first-time buyers ready to build equity and create something special!

Single-familyProperty Type

1989Year Built

3,215 sq ftLot Size

$305Est. Price/Sq.Ft.

2 car garageParking

Listed by Alex Urbano Tafoya •DRE #01755067 • First Valley Real Estate Company

Bought with Mark Hammond •DRE #01441003 • Real Broker Technologies

Redfin checked: 3 minutes ago

•Source:MetroList #225072321

Listing provided courtesy of Metrolist Services, Inc (Sacramento)

Redfin Estimate

$461,623

$38K since sold in July 2025$1,000 since September

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.4% higher than the average sale price ($447K) of 6 comparable homes.

SOLD AUG 21, 2026
$480,000
A
3 beds2.5 baths1,515 sq ft
1916 Cobblestone Mnr, Modesto, CA 95355
PMZ Real Estate, PMZ Real Estate
SOLD JUL 10, 2026
$485,000
B
3 beds2.5 baths1,515 sq ft
2832 Belharbour Dr, Modesto, CA 95355
PMZ Real Estate
SOLD AUG 25, 2026
$450,000
C
3 beds2 baths1,246 sq ft
2821 Field Stone St, Modesto, CA 95355
RE/MAX Executive
SOLD JUN 24, 2026
$410,000
D
3 beds2 baths1,257 sq ft
2828 Field Stone St, Modesto, CA 95355
PMZ Real Estate, PMZ Real Estate
SOLD JUN 29, 2026
$405,000
E
3 beds2 baths1,257 sq ft
1900 Temescal Dr, Modesto, CA 95355
PMZ Real Estate
SOLD SEP 25, 2026
$449,000
F
3 beds2.5 baths1,666 sq ft
2501 Merle Ave, Modesto, CA 95355
HomeSmart PV & Associates

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Earn from this home

Sell

$101,041

Est. take-home

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Refinance

Est. cash available

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Rent

$2,458/mo

Redfin rental estimate

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Market trends in 95355, CA

Last updated September 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

99.4%

0.3% MoM

Median sale price

$498K

$7K MoM

Avg. days on market

22d

1 days MoM

Recently sold homes

143

6 MoM

New listings for sale

$490,000
3 beds2.5 baths1,952 sq ft
2525 Albatros Dr, Modesto, CA 95355
Nolo Real Estate and Mortgage Services
OPEN SAT, 11AM TO 2PM
$629,900
3 beds2 baths1,866 sq ft
4221 Copper Creek Dr, Modesto, CA 95355
J.Peter Realtors
$490,000
3 beds2 baths1,744 sq ft
1044 Stanton Way, Modesto, CA 95355
PMZ Real Estate
$625,000
4 beds2 baths2,097 sq ft
2025 St Peters St, Modesto, CA 95355
Vande Pol Realty
$616,500
3 beds2.5 baths2,281 sq ft
405 The Cv, Modesto, CA 95355
Valley Sotheby's International Realty
$699,900
3 beds2 baths2,229 sq ft
3547 Wycliffe Dr, Modesto, CA 95355
HomeSmart PV & Associates
$480,000
3 beds2.5 baths2,078 sq ft
2609 Beatrice, Modesto, CA 95355
$469,950
3 beds2 baths1,490 sq ft
1137 Copper Cottage Ln, Modesto, CA 95355
RE/MAX Executive
$469,950
3 beds2.5 baths1,961 sq ft
1124 Lakewood Ave, Modesto, CA 95355
RE/MAX Executive
$475,000
3 beds2 baths1,054 sq ft
3101 Burtano Ct, Modesto, CA 95355
RE/MAX Executive
See all

Provided by Redfin

Sale history for 2820 Stone Ter

Year

Property tax

Land + Additions

Assessment*

2026

$4,667 (+65.0%)

$220,000 + $204,000

$424,000

2025

$2,828 (+1.8%)

$220,000 + $204,000

$424,000

2024

$2,777 (+1.9%)

$127,661 + $128,241

$255,902

2023

$2,724 (+4.2%)

$125,158 + $125,727

$250,885

2022

$2,614 (+1.8%)

$122,704 + $123,262

$245,966

2021

$2,568 (+1.5%)

$120,299 + $120,846

$241,145

2020

$2,531 (+1.9%)

$117,941 + $118,477

$236,418

2019

$2,485 (+2.0%)

$116,732 + $117,263

$233,995

2018

$2,436 (−14.4%)

$114,444 + $114,964

$229,408

2017

$2,847 (+14.0%)

$110,000 + $154,000

$264,000

2016

$2,498 (+9.0%)

$110,000 + $154,000

$264,000

2015

$2,291 (+8.5%)

$90,000 + $145,500

$235,500

2014

$2,112 (+36.7%)

$40,000 + $157,000

$197,000

2013

$1,544 (+9.3%)

$40,000 + $157,000

$197,000

2012

$1,414 (−1.1%)

$40,000 + $105,500

$145,500

2011

$1,430 (−14.8%)

$45,000 + $90,000

$135,000

2010

$1,678 (−8.6%)

$45,000 + $90,000

$135,000

2009

$1,835 (−16.5%)

$45,000 + $112,500

$157,500

2008

$2,198

$45,000 + $129,000

$174,000

2007

$2,198

$50,500 + $151,500

$202,000

Tax history for 2820 Stone Ter

Year

Property tax

Land + Additions

Assessment*

2026

$4,667 (+65.0%)

$220,000 + $204,000

$424,000

2025

$2,828 (+1.8%)

$220,000 + $204,000

$424,000

2024

$2,777 (+1.9%)

$127,661 + $128,241

$255,902

2023

$2,724 (+4.2%)

$125,158 + $125,727

$250,885

2022

$2,614 (+1.8%)

$122,704 + $123,262

$245,966

2021

$2,568 (+1.5%)

$120,299 + $120,846

$241,145

2020

$2,531 (+1.9%)

$117,941 + $118,477

$236,418

2019

$2,485 (+2.0%)

$116,732 + $117,263

$233,995

2018

$2,436 (−14.4%)

$114,444 + $114,964

$229,408

2017

$2,847 (+14.0%)

$110,000 + $154,000

$264,000

2016

$2,498 (+9.0%)

$110,000 + $154,000

$264,000

2015

$2,291 (+8.5%)

$90,000 + $145,500

$235,500

2014

$2,112 (+36.7%)

$40,000 + $157,000

$197,000

2013

$1,544 (+9.3%)

$40,000 + $157,000

$197,000

2012

$1,414 (−1.1%)

$40,000 + $105,500

$145,500

2011

$1,430 (−14.8%)

$45,000 + $90,000

$135,000

2010

$1,678 (−8.6%)

$45,000 + $90,000

$135,000

2009

$1,835 (−16.5%)

$45,000 + $112,500

$157,500

2008

$2,198

$45,000 + $129,000

$174,000

2007

$2,198

$50,500 + $151,500

$202,000

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

3,214 Sq. Ft.

Year renovated

—

Sq. Ft.

1,515

Year built

1989

Style

Single Family Residential

County

Stanislaus County

APN

077034035000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 15, 2026.

P-D

Planned Development Zone

The purposes of the P-D Zone are: To encourage creative and efficient land uses.; To encourage mixed or multiple use projects.; To permit variations from the density, height and other standards in the various zones where needed to accomplish unique development.; To permit development based on a high standard of performance and design.

Permitted uses

Include but are not limited to:

Housing-Other
Cemetery
Housing-Mobile home park

Property details

Parking

Parking & Garage Information
Garage Spaces: 2
Parking Features: Attached, Garage Facing Front

Interior

Bathroom Information
# of Bathrooms (Full): 2
# of Bathrooms (Partial): 1
Other Bathroom Features: Tub w/Shower Over

Bedroom Information
# of Bedrooms (Total): 3

Heating & Cooling
Cooling: Central
Heating: Central

Interior Features
Appliances: Free Standing Gas Range, Dishwasher
Fireplaces Total: 1
Fireplace Features: Brick
Flooring: Laminate, Linoleum
Laundry Features: Hookups Only
# of Stories: 2

Room Information
Living Room Features: Cathedral/Vaulted
Kitchen Features: Breakfast Area, Pantry Closet
Dining Room Features: Formal Room
Main Level: Living Room, Dining Room, Family Room, Full Bath(s), Garage, Kitchen
Upper Level: Bedroom(s), Master Bedroom, Full Bath(s)

Exterior

Exterior Features
Allows Horses: No
Roof: Shingle

Pool Information
Has Private Pool: No
Has Spa: No

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Subtype Description: Detached
Year Built: 1,989

Lot Information
Lot Features: Auto Sprinkler Front, Landscape Front
Lot Size Square Feet: 3,215
Lot Size Acres: 0.0738

Utilities

Utility Information
Utilities: Natural Gas Available
Electric: 220 Volts in Laundry
Sewer: In & Connected
Irrigation Source: None
Water Source: Water District, Private

Location

HOA Information
Association YN: Yes
Association Mandatory: Yes
Association Amenities: None
Association Fee: $133
Association Fee Frequency: Monthly
Association Fee Includes: Maintenance Exterior, Maintenance Grounds, Security

School Information
School District County: Stanislaus
Elementary School District: Modesto City
Middle Or Junior School District: Modesto City
High School District: Modesto City

Location Information
Postal Code Plus 4: 9188
Postal Code: 95355
County Or Parish: Stanislaus
CrossStreet: Hearthstone Ln
Directions: From Hearthstone Ln to Stone Terrace
State Or Province: CA
Street Number Numeric: 2820
Unparsed Address: 2820 Stone Ter, Modesto, CA 95355-9188
Street Address Filtered: 2820 Stone Ter

Community Information
Senior Community YN: No

Public facts

Beds: 3
Baths: 2.5
Sq. Ft.: 1,515
Stories: 2.0
Lot Size: 3,214 square feet
Style: Single Family Residential
Year Built: 1989
Year Renovated: —
County: Stanislaus County
APN: 077034035000

Home facts updated by county records on Oct 15, 2026

Other

Selling Agent
Buyer Agent Full Name: Mark Hammond

Around this home

Schools

Orchard Elementary School

Public K-5 • Assigned • 0.6mi

5/10

Daniel J. Savage Middle School

Public 6-8 • Assigned • 0.8mi

5/10

James C. Enochs High School

Public 9-12 • Assigned • 1.3mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

7/10 Heat Factor

7 days above 102° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

10/10 Air Factor

36 unhealthy days expected this year, 39 days in 30 years

Provided by First Street

Historical weather

Modesto, CA • 95355

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 13.2 hours in June and 4.6 hours in December, placing it above the U.S. average for solar exposure.

13.2 hrs

4.6 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$439,000 – $531,000

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Nearby similar homes

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New listings for sale in 95355

$490,000

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2,422 sq ft lot • 2 garage spots • Built 2019

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Valley Sotheby's International Realty

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HomeSmart PV & Associates

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1137 Copper Cottage Ln, Modesto, CA 95355

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RE/MAX Executive

$469,950

3 beds2.5 baths1,961 sq ft

1124 Lakewood Ave, Modesto, CA 95355

Open concept • Spacious backyard • Adu potential

RE/MAX Executive

Home values near 2820 Stone Ter

Data from public records.

Address	Redfin Estimate
2828 Stone Terrace, Modesto, CA 3 Beds \| 2 Baths \| 1257 Sq. Ft.	$444,443
2825 Stone Terrace, Modesto, CA 3 Beds \| 3 Baths \| 1565 Sq. Ft.	$446,187

Address	Redfin Estimate
2829 Stone Terrace, Modesto, CA 3 Beds \| 2.5 Baths \| 1515 Sq. Ft.	$447,609
2808 Stone Terrace, Modesto, CA 3 Beds \| 3 Baths \| 1565 Sq. Ft.	$400,051

Address	Redfin Estimate
2812 Stone Terrace, Modesto, CA 2 Beds \| 2 Baths \| 1001 Sq. Ft.	$402,371
2816 Stone Terrace, Modesto, CA 3 Beds \| 3 Baths \| 1565 Sq. Ft.	$451,666

Property information provided by MetroList when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95355, CA

Sale history for 2820 Stone Ter

Tax history for 2820 Stone Ter

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95355

Home values near 2820 Stone Ter

More real estate resources