Pending

$595,000

Est. $3,936/mo —

•

2,590

sq ft

430 Spruce St, Modesto, CA 95351

About this home

TURNKEY 3-HOME INVESTMENT OPPORTUNITY! This unique property features three separate 2-bedroom, 1-bath homes on one spacious 10,123 sq. ft. lot, offering an excellent opportunity for investors seeking multiple income streams. All three units are currently tenant-occupied and generate a combined $50k+ annually. Each home has been remodeled within the last five years, providing updated living spaces and a more turnkey ownership experience. The property includes one main home and two additional rear homes, creating a unique multi-unit setup with strong rental potential. Each unit is individually metered for gas and electric, while water and sewer utilities are on one meter. With no HOA and three separate residences on one parcel, this property offers investors the opportunity to own a well-established income-producing asset with potential for future rental growth. Whether you're expanding your portfolio or looking for a property with immediate rental income, 430 Spruce St is an opportunity worth exploring. **DO NOT DISTURB TENANTS.**

Multi-familyProperty Type

1946Year Built

10,123 sq ftLot Size

$230Price/Sq.Ft.

3 car garageParking

Listed by Bradly Cardoso •DRE #02126716 • Redwood Real Estate

Listing updated: Oct 10, 2026 at 01:54pm

Redfin checked: 2 minutes ago

•Source:MetroList #226106569

Listing provided courtesy of Metrolist Services, Inc (Sacramento)

Payment calculator

$3,936 per month

Principal and interest$3,207

Property taxes

$620

HOA dues

Home insurance

$109

Utilities

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Affordability tools

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 11AM TO 2PM
$650,000
5 beds3 baths2,856 sq ft
4025 Beyer Park Dr, Modesto, CA 95357
7,601 sq ft lot • 3 garage spots • Built 2000
PMZ Real Estate
OPEN TODAY, 11AM TO 3PM
$399,000
3 beds2 baths1,016 sq ft
1433 Coffee Villa Dr, Modesto, CA 95355
5,662 sq ft lot • 2 garage spots • Built 1974
OPEN TODAY, 11AM TO 3PM
$1,299,950
5 beds3.5 baths3,150 sq ft
829 Brady Ave, Modesto, CA 95354
0.25 acre lot • 3 garage spots • Built 2026
HomeSmart PV & Associates
OPEN TODAY, 12PM TO 2PM
$529,500
4 beds2 baths1,536 sq ft
2508 Carver Rd, Modesto, CA 95350
6,199 sq ft lot • 2 garage spots • Built 1968
Ralph Gresham Real Estate, Ralph Gresham Real Estate
OPEN TODAY, 12PM TO 2PM3D WALKTHROUGH
$425,000
4 beds2 baths1,385 sq ft
2314 Fay Ave, Modesto, CA 95350
5,663 sq ft lot • 2 parking spots • Built 1957
PMZ Real Estate
OPEN TODAY, 1PM TO 3:30PM
$350,000
3 beds2 baths1,634 sq ft
549 El Cajon Ave, Modesto, CA 95350
6,151 sq ft lot • 2 garage spots • Built 1938
Realty ONE Group Zoom
OPEN TODAY, 2PM TO 4PM
$299,900
2 beds2 baths989 sq ft
4013 Elmo Loop Unit A, Modesto, CA 95356
$480 HOA • Parking • Community pool
J.Peter Realtors
OPEN TODAY, 2PM TO 4PMVIDEO TOUR
$450,000
3 beds2.5 baths1,600 sq ft
330 Applegate Dr, Oakdale, CA 95361
2,474 sq ft lot • 2 garage spots • Built 2009
PMZ Real Estate
OPEN SUN, 11AM TO 3PM
$779,000
6 beds3 baths2,618 sq ft
1753 Ruth Dr, Ripon, CA 95366
7,200 sq ft lot • 2 garage spots • Pool
CV Realty
OPEN SUN, 1PM TO 3PM
$439,900
4 beds2 baths1,248 sq ft
6212 Don Carlos Ave, Riverbank, CA 95367
7,183 sq ft lot • 2 garage spots • Built 1973
TAG Realty Inc.

Around this home

Schools

K - 12
Preschool & daycare

Franklin Elementary School

Public K-6 • Assigned • 0.4mi

4/10

Mark Twain Junior High School

Public 7-8 • Assigned • 0.5mi

4/10

Modesto High School

Public 9-12 • Assigned • 0.4mi

5/10

Provided by GreatSchools

About West

Side

West Side, located between the Tuolumne River and Downtown Modesto, is a residential and historic Modesto neighborhood with tree-lined streets and a strong sense of place. The neighborhood’s character concentrates around the 9th Street Bridge and the riverfront paths, where joggers, cyclists, and sunset walkers set the daily rhythm. Early-20th-century bungalows and mid-century ranch homes sit behind mature canopies, with front porches and deep setbacks shaping a calm streetscape. The Gallo Center for the Arts and the State Theatre anchor nearby nights out with concerts, film, and stage shows. On weekends, the Modesto Certified Farmers Market brings local produce and small-batch goods into the routine. Parks along the river add open space and a natural edge to the grid.

Provided by Walk Score and Local Logic

Property details

Interior
Exterior
Finance

Interior features
Great room
Partial basement
Dining and living combined
Granite countertop in kitchen
Tankless water heater

Bedrooms
6 bedrooms

Bathrooms
3 full bathrooms
Tubs with shower over

Kitchen
Free standing gas range
Dishwasher
Garbage disposal
Microwave
Granite counters

Laundry & utility
Laundry hookups inside

Flooring
Laminate flooring

Heating & cooling
Wall furnace heating
Window air conditioning units

Sale and tax history for 430 Spruce St

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2026

$2,331 (+1.1%)

$35,511 + $142,052

$177,563

2025

$2,305 (+4.2%)

$35,511 + $142,052

$177,563

2024

$2,212 (+1.4%)

$34,815 + $139,267

$174,082

2023

$2,180 (+2.3%)

$34,133 + $136,537

$170,670

2022

$2,131 (+5.6%)

$33,464 + $133,860

$167,324

2021

$2,018 (−1.6%)

$32,808 + $131,236

$164,044

2020

$2,050 (+2.2%)

$32,165 + $128,663

$160,828

2019

$2,005 (+4.4%)

$31,836 + $127,344

$159,180

2018

$1,921 (+2.3%)

$31,212 + $124,848

$156,060

2017

$1,879 (+171.5%)

$30,000 + $120,000

$150,000

2016

$692 (+1.5%)

$30,000 + $120,000

$150,000

2015

$682 (+58.6%)

$8,256 + $32,590

$40,846

2014

$430 (+0.2%)

$7,973 + $31,473

$39,446

2013

$429 (+1.5%)

$7,973 + $31,473

$39,446

2012

$423 (+3.1%)

$7,937 + $31,331

$39,268

2011

$410 (+0.9%)

$7,782 + $30,717

$38,499

2010

$406 (+1.1%)

$7,630 + $30,115

$37,745

2009

$402 (+3.6%)

$7,573 + $29,890

$37,463

2008

$388

$7,590 + $29,961

$37,551

2007

$388

$7,442 + $29,374

$36,816

Public record

Public record
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,123 Sq. Ft.

Year renovated

—

Finished Sq. Ft.

1,334

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,334

Year built

1946

Style

Other

County

Stanislaus County

APN

030010009000

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 15, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

7/10 Heat Factor

7 days above 102° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

10/10 Air Factor

33 unhealthy days expected this year, 38 days in 30 years

Provided by First Street

Historical weather

Modesto, CA • 95351

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

Try the sun simulator tool to see how light moves across the property at different times of day and year.

Provided by Shadowmap

Redfin Estimate for 430 Spruce St

$578,623

$16K under list price of $595K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $410K to $600K.

SOLD MAY 28, 2026
$593,000 Last sold price
4 beds2 baths2,144 sq ft
101 Maple St, Modesto, CA 95351
$47/sq ft
smaller lot
24 years newer
SOLD JUN 26, 2026
$600,000 Last sold price
4 beds2.5 baths2,438 sq ft
604 Maze Blvd, Modesto, CA 95351
West Coast Mortgage Group of Modesto
$16/sq ft
larger lot
24 years older
SOLD JUN 1, 2026
$485,000 Last sold price
5 beds3 baths2,476 sq ft
114 College Ave, Modesto, CA 95350
PMZ Real Estate
$34/sq ft
smaller lot
15 years newer
SOLD JUN 18, 2026
$499,000 Last sold price
6 beds4 baths2,197 sq ft
109 Rosemont Ave, Modesto, CA 95351
All City Homes
$3/sq ft
smaller lot
21 years older
SOLD SEP 1, 2026
$580,000 Last sold price
4 beds2.5 baths2,255 sq ft
422 Sycamore Ave, Modesto, CA 95354
Core Four Realty
$27/sq ft
smaller lot
26 years older
SOLD JUL 17, 2026
$410,000 Last sold price
2 beds1 bath1,306 sq ft
110 Olive Ave, Modesto, CA 95350
Excel Realty
$84/sq ft
smaller lot
26 years older

This home is pending

The seller has accepted an offer, and this property is now .

Have questions?

Sarah Bergen

Modesto Redfin Agent

Sarah Bergen typically replies in about 6 minutes

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New listings for sale in 95351

$449,900

3 beds2 baths1,908 sq ft

133 Rosemont Ave, Modesto, CA 95351

Expansive backyard • Investment property • Conveniently located

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Fully remodeled • Brand-new kitchen • Quartz countertops

Lifestyle Realty

Details provided by MetroList and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

Affordability tools

Open houses

Nearby open houses (10)

Around this home

Schools

Property details

Sale and tax history for 430 Spruce St

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 430 Spruce St

This home is pending

Have questions?

Nearby similar homes

New listings for sale in 95351

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