Set within the serene gated community of Bay Ridge, this 3,798 sq ft Monterey residence captures panoramic Carmel Valley views across 2.4 acres. Thoughtfully designed for everyday comfort and effortless entertaining, the home offers four spacious ensuite bedrooms and 4.5 baths, multiple gathering spaces, and seamless indoor-outdoor flow. The light-filled kitchen and family room open to an expansive view deck framed by columns and pergola, ideal for al fresco dinners, weekend brunches, and sunset gatherings. Formal living and dining rooms, three fireplaces, and a gracious foyer with dramatic double doors create a warm, welcoming sense of arrival. The primary suite is a true retreat, featuring its own fireplace, generous sitting area, private courtyard, and separate deck overlooking the hills. Recent improvements include fresh interior paint, new heaters, a recently painted exterior, and 31 owned solar panels installed in 2023. Well-considered amenities such as a 3-car garage with Tesla charger, additional on-site parking, and a dedicated dog run further elevate everyday living. Within a gated community that offers security, privacy, and peace of mindand just minutes from all the Peninsula has to offerthis peaceful enclave is Bay Ridge living at its best.
Single-familyProperty Type
1991Year Built
2.41 acresLot Size
$633Price/Sq.Ft.
$240/moHOA Dues
3 car garageParking
Listed by Nancy Nino•DRE #02168301• Coldwell Banker Realty
Listed by William Smith•DRE #01064866• Coldwell Banker Realty
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82048233
Jul 6, 2026
Price Changed
$2,400,000
$633/sq ft
Jul 6, 2026
Price Changed
$2,400,000
$633/sq ft
May 22, 2026
Listed
$2,600,000
$686/sq ft
May 22, 2026
Listed
$2,600,000
$686/sq ft
+74
Set within the serene gated community of Bay Ridge, this 3,798 sq ft Monterey residence captures panoramic Carmel Valley views across 2.4 acres. Thoughtfully designed for everyday comfort and effortless entertaining, the home offers four spacious ensuite bedrooms and 4.5 baths, multiple gathering spaces, and seamless indoor-outdoor flow. The light-filled kitchen and family room open to an expansive view deck framed by columns and pergola, ideal for al fresco dinners, weekend brunches, and sunset gatherings. Formal living and dining rooms, three fireplaces, and a gracious foyer with dramatic double doors create a warm, welcoming sense of arrival. The primary suite is a true retreat, featuring its own fireplace, generous sitting area, private courtyard, and separate deck overlooking the hills. Recent improvements include fresh interior paint, new heaters, a recently painted exterior, and 31 owned solar panels installed in 2023. Well-considered amenities such as a 3-car garage with Tesla charger, additional on-site parking, and a dedicated dog run further elevate everyday living. Within a gated community that offers security, privacy, and peace of mindand just minutes from all the Peninsula has to offerthis peaceful enclave is Bay Ridge living at its best.
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML81219650
May 22, 2026
Listing Removed
—
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML80523473
Aug 26, 2005
Sold
$1,740,000
$459/sq ft
Aug 26, 2005
Listing Removed
—
Jun 15, 2005
Sold
$1,740,000
$459/sq ft
May 3, 2005
Listed
$1,779,000
$469/sq ft
May 3, 2005
Listed
$1,779,000
$469/sq ft
Public Records
Nov 4, 1997
Sold
$745,000
$197/sq ft
Public Records
Sep 24, 1993
Sold
$725,000
$191/sq ft
Public Records
Jun 3, 1988
Sold
$150,500
$40/sq ft
Public Records
Dec 2, 1983
Sold
$2,031,000
$536/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$26,981 (+8.0%)
$1,366,626 + $1,011,302
$2,377,928
2024
$24,989 (+1.0%)
$1,366,626 + $1,011,302
$2,377,928
2023
$24,735 (+29.9%)
$1,339,830 + $991,473
$2,331,303
2022
$19,038 (+3.2%)
$1,313,559 + $972,033
$2,285,592
2021
$18,446 (+4.6%)
$1,005,000 + $743,000
$1,748,000
2020
$17,640 (−5.8%)
$968,000 + $717,000
$1,685,000
2019
$18,716 (+2.8%)
$953,000 + $705,000
$1,658,000
2018
$18,205 (+8.9%)
$944,000 + $698,000
$1,642,000
2017
$16,721 (+2.8%)
$913,000 + $675,000
$1,588,000
2016
$16,264 (+5.5%)
$913,000 + $675,000
$1,588,000
2015
$15,410 (+13.7%)
$886,000 + $656,000
$1,542,000
2014
$13,553 (+13.9%)
$736,000 + $545,000
$1,281,000
2013
$11,894 (+38.3%)
$736,000 + $545,000
$1,281,000
2012
$8,599 (−19.9%)
$657,000 + $486,000
$1,143,000
2011
$10,735 (−5.2%)
$265,000 + $550,000
$815,000
2010
$11,323 (−22.0%)
$552,000 + $464,330
$1,016,330
2009
$14,519 (−4.7%)
$708,145 + $708,145
$1,416,290
2008
$15,241
$708,145 + $708,145
$1,416,290
Public record
Public record
Permits
Beds
3
Baths
4.5
Stories
1
Lot width
—
Lot depth
—
Lot size
2.41 Acres
Year renovated
1991
Finished Sq. Ft.
3,663
Unfinished Sq. Ft.
—
Total Sq. Ft.
3,663
Year built
1991
Style
Single Family Residential
County
Monterey County
APN
416131031000
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 16, 2026.
Apr 24, 2026 • Active
Mechanical
HVAC
Apr 24, 2026 • Final
Building permit application
Remove and replace two furnaces.
HVAC
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
4/10 Fire Factor
3% chance of being in a wildfire in next 30 years
1/10 Heat Factor
5 days above 83° expected this year, 12 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
12 unhealthy days expected this year, 13 days in 30 years
Provided by First Street
Historical weather
Monterey, CA • 93940
Average low and high temperatures (°F)
63
45
64
47
65
49
63
50
64
52
66
55
65
55
69
57
70
57
69
54
64
48
63
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.2 hrs
6.8 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 11142 Saddle Rd
$2,351,665
$48K under list price of $2.40M
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.5M to $2.6M.