OFF MARKET

Off market sep 2020 for $1.2M

$2,163,364

Est. refi paymentEst. refi $7,980/mo

•

3,525

sq ft

440 Dry Creek Rd, Monterey, CA 93940

About this home

Located in one of the most desirable neighborhoods in Monterey, this well maintained home sits above the street on a cul-de-sac offering expansive views of Jacks Peak and the Santa Lucia Mountains. At 3,500 square feet the home offers 4 bedrooms and 4 full bathrooms. 2 bedrooms have on-suite bathrooms, with the Master Bedroom having its own private escape with an additional bonus room that could be used as a home office, gym, sitting area or dressing room. The downstairs offers a versatile floorplan which owners can configure any way they choose with a living room, dining area, two bedrooms and a family room. Perfectly tied into the outdoors with two decks which allow for endless entertaining possibilities. Recent updates include fresh interior paint, new roof, upgraded stove top and refrigerator, landscaping and kitchen appliances. With easy access to downtown Monterey, Veterans Park, Del Monte Shopping Center, Highway 1 or Highway 68 this home offers the best Monterey has to offer.

Single-familyProperty Type

1988Year Built

10,500 sq ftLot Size

$614Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Ben Zoller •DRE #01967810 • Monterey Coast Realty

Bought with Jim Somerville •DRE #01368907 • Carmel Realty Company

Redfin checked: 2 minutes ago

•Source:MLSListings #ML81785119

Redfin Estimate

$2,163,364

$903K since sold in September 2020$106K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.2% higher than the average sale price ($2.12M) of 6 comparable homes.

SOLD AUG 28, 2026
$2,050,000
A
4 beds3.5 baths3,825 sq ft
8 Cramden Dr, Monterey, CA 93940
SOLD JUL 6, 2026
$2,420,000
B
4 beds3 baths3,917 sq ft
471 Dry Creek Rd, Monterey, CA 93940
SOLD APR 7, 2026
$2,075,000
C
4 beds3.5 baths3,340 sq ft
4 Sommerset Vale, Monterey, CA 93940
SOLD DEC 31, 2025
$1,750,000
D
4 beds3.5 baths3,292 sq ft
23 Cramden Dr, Monterey, CA 93940
SOLD SEP 2, 2026
$1,900,000
E
3 beds3.5 baths3,500 sq ft
4051 Los Altos Dr, Pebble Beach, CA 93953
SOLD OCT 5, 2026
$2,500,000
F
4 beds3 baths2,568 sq ft
1 Walter Colton Dr, Monterey, CA 93940

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Earn from this home

Sell

$1,164,787

Est. take-home

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Est. cash available

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Rent

$8,110/mo

Redfin rental estimate

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Market trends in 93940, CA

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

98.3%

0.3% MoM

Median sale price

$1.1M

$61K MoM

Avg. days on market

36d

0 days MoM

Recently sold homes

3 MoM

New listings for sale

NEW 6 HRS AGO
$2,249,988
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EARLY ACCESS
$1,800,000
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721 Fernwood Ave, Monterey, CA 93940
OPEN SAT, 11AM TO 2PM
$995,000
2 beds1 bath828 sq ft
471 Pine St, Monterey, CA 93940
OPEN SAT, 10AM TO 12PM
$1,450,000
3 beds3 baths1,710 sq ft
890 Fountain Ave, Monterey, CA 93940
OPEN SAT, 1PM TO 4PM
$1,188,888
4 beds3 baths1,640 sq ft
4 Castanada Pl, Monterey, CA 93940
OPEN SAT, 10:30AM TO 12PM
$419,000
1 bed1 bath560 sq ft
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OPEN SAT, 1PM TO 3PM
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3 beds2 baths1,223 sq ft
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$3,145,000
5 beds4.5 baths5,118 sq ft
11935 Saddle Rd, Monterey, CA 93940
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3 beds2 baths1,520 sq ft
111 Dunecrest Ave, Monterey, CA 93940
$979,000
3 beds2 baths1,257 sq ft
836 Terry St, Monterey, CA 93940
See all

Provided by Redfin

Sale history for 440 Dry Creek Rd

Date

Event

Price

MLSListings #ML81785119

Sep 2, 2020

Sold

$1,260,000

$357/sq ft

Aug 20, 2020

Pending

—

Jul 31, 2020

Contingent

—

Mar 3, 2020

Listed

$1,299,000

$369/sq ft

SDMLS #302457929

Aug 4, 2020

Listing Removed

—

Mar 3, 2020

Listed

$1,299,000

$369/sq ft

MLSListings #ML81732928

Mar 26, 2019

Sold

$950,000

$270/sq ft

Feb 21, 2019

Contingent

—

Feb 12, 2019

Price Changed

$999,900

$284/sq ft

Jan 30, 2019

Relisted

—

Jan 10, 2019

Contingent

—

Dec 7, 2018

Listed

$1,275,000

$362/sq ft

Dec 7, 2018

Listed

$999,900

$284/sq ft

Public Records

May 14, 1990

Sold

$565,000

$160/sq ft

Public Records

Jul 16, 1986

Sold

$112,500

$32/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$15,710 (+8.1%)

$662,447 + $728,692

$1,391,139

2024

$14,533 (+1.4%)

$649,458 + $714,404

$1,363,862

2023

$14,337 (+1.4%)

$636,724 + $700,397

$1,337,121

2022

$14,140 (+2.0%)

$624,240 + $686,664

$1,310,904

2021

$13,859 (+32.5%)

$612,000 + $673,200

$1,285,200

2020

$10,457 (−28.7%)

$600,000 + $660,000

$1,260,000

2019

$14,671 (+43.0%)

$459,000 + $510,000

$969,000

2018

$10,260 (+7.8%)

$510,000 + $765,000

$1,275,000

2017

$9,519 (+1.2%)

$317,044 + $578,616

$895,660

2016

$9,407 (+1.4%)

$317,044 + $578,616

$895,660

2015

$9,274 (+1.7%)

$310,828 + $567,271

$878,099

2014

$9,115 (+2.2%)

$300,163 + $547,806

$847,969

2013

$8,919 (+0.7%)

$300,163 + $547,806

$847,969

2012

$8,856 (+3.2%)

$298,807 + $545,331

$844,138

2011

$8,583 (+3.8%)

$292,949 + $534,639

$827,588

2010

$8,270 (−0.3%)

$287,205 + $524,156

$811,361

2009

$8,296 (+2.3%)

$285,059 + $520,239

$805,298

2008

$8,113

$285,737 + $521,475

$807,212

Tax history for 440 Dry Creek Rd

Year

Property tax

Land + Additions

Assessment*

2025

$15,710 (+8.1%)

$662,447 + $728,692

$1,391,139

2024

$14,533 (+1.4%)

$649,458 + $714,404

$1,363,862

2023

$14,337 (+1.4%)

$636,724 + $700,397

$1,337,121

2022

$14,140 (+2.0%)

$624,240 + $686,664

$1,310,904

2021

$13,859 (+32.5%)

$612,000 + $673,200

$1,285,200

2020

$10,457 (−28.7%)

$600,000 + $660,000

$1,260,000

2019

$14,671 (+43.0%)

$459,000 + $510,000

$969,000

2018

$10,260 (+7.8%)

$510,000 + $765,000

$1,275,000

2017

$9,519 (+1.2%)

$317,044 + $578,616

$895,660

2016

$9,407 (+1.4%)

$317,044 + $578,616

$895,660

2015

$9,274 (+1.7%)

$310,828 + $567,271

$878,099

2014

$9,115 (+2.2%)

$300,163 + $547,806

$847,969

2013

$8,919 (+0.7%)

$300,163 + $547,806

$847,969

2012

$8,856 (+3.2%)

$298,807 + $545,331

$844,138

2011

$8,583 (+3.8%)

$292,949 + $534,639

$827,588

2010

$8,270 (−0.3%)

$287,205 + $524,156

$811,361

2009

$8,296 (+2.3%)

$285,059 + $520,239

$805,298

2008

$8,113

$285,737 + $521,475

$807,212

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

10,500

Year renovated

2021

Sq. Ft.

3,525

Year built

1988

Style

Single Family Residential

County

Monterey County

APN

001282049000

Parking Spaces

Basement

Accessible

HOA Dues

—

Garage

Yes

Features

Views, Green

Last updated by owner on Sep 24, 2021.

R-1-15

Residential Single-Family District

The R-1 Residential Single-Family District is intended to provide opportunities for single family detached homes in neighborhoods at densities ranging from less than 2 du per acre to 8 units per acre. A second number, -5, -6, etc., indicates the minimum lot area and dimensions and the property development standards that apply. Supporting recreational, religious, educational and community facilities also are allowed.

Permitted uses

Include but are not limited to:

Day care facility
Housing-Single unit
Housing-Senior
Housing-Student
Housing-Other
Infrastructure

Property details

Parking

Garage Information
# of Garage Spaces: 2
Has Attached Garage: Yes

Parking Information
# of Total Parking Spaces: 4
Has Garage: Yes
Parking Features: Attached Garage, Off-Street Parking, On Street

Interior

Virtual Tour

Bedroom Information
Bedroom Features: Ground Floor Bedroom, Primary Suite/Retreat, Walk-In Closet

Bathroom Information
# of Baths (Full): 4
Bathroom Features: Double Sinks, Showers over Tubs (2+), Skylight, Tile, Full on Ground Floor, Primary Oversized Tub

Appliances
Gas Cooktop, Exhaust Fan, Garbage Disposal, Built-In Oven Range, Refrigerator

Dining Room Information
Breakfast Room, Dining Area

Family Room Information
Kitchen/Family Room Combo

Fireplace Information
# of Fireplaces: 1
Fireplace Features: Family Room, Gas Starter
Has Fireplace: Yes

Flooring Information
Carpet, Hardwood, Tile

Laundry Information
Laundry Features: In Utility Room

Room Information
Room Type: Utility Room

Kitchen Information
Kitchen Features: Tile Countertop, Exhaust Fan

Exterior

Building Information
Foundation Details: Slab, Crawl Space
Roof: Composition

Exterior Features
Fencing: Wood
Patio & Porch Features: Back Yard, Deck

Stories
Stories: 3

Year Built
Year Built Details: 2

Lot Information
Lot Features: Sloped Up (Grade)

Property Information
Building Area Total (Sq. Ft.): 3,372

View
View: Forest/Woods, Mountains

Financial

Financial Information
Buyer Financing: Conventional
Listing Terms: Cash or Conventional Loan

Utilities

Heating & Cooling
Heating: Forced Air

Utility Information
Gas: Public Utilities
Sewer: Public Sewer
Telephone Services: Cable TV
Utilities: Public Utilities, Public Water
Water Source: Public

Location

HOA Information
Association Name: Dry Creek HOA

School Information
Elementary School District: Monterey Peninsula Unified
High School District: Monterey Peninsula Unified

Location Information
MLS Area: Skyline Forest/Skyline Ridge
Street Name: Dry Creek
Street Number: 440

WalkScore Information
Walk Score: 12

Public facts

Beds: 4
Baths: 4.0
Sq. Ft.: 3,525
Stories: 3.0
Parking Spaces: 4
Basement: No
Accessible: No
Lot Size: 10,500 square feet
Style: Single Family Residential
Year Built: 1988
Year Renovated: 2021
County: Monterey County
APN: 001282049000
HOA Dues: —
Garage: Yes
Features: Views, Green

Home facts updated by owner on Sep 24, 2021

Around this home

Schools

K - 12
Preschool & daycare

Monte Vista

Public K-8 • Assigned • 0.2mi

6/10

Monterey High School

Public 9-12 • Assigned • 0.6mi

8/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

1/10 Heat Factor

4 days above 76° expected this year, 10 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

5/10 Air Factor

8 unhealthy days expected this year, 8 days in 30 years

Provided by First Street

Historical weather

Monterey, CA • 93940

Average low and high temperatures (°F)

63°

45°

64°

47°

65°

49°

63°

50°

64°

52°

66°

55°

67°

56°

69°

57°

71°

59°

68°

54°

64°

48°

63°

48°

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 4.9 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$2.06M – $2.49M

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Home values near 440 Dry Creek Rd

Data from public records.

Address	Redfin Estimate
471 Dry Creek Rd, Monterey, CA 4 Beds \| 3 Baths \| 3917 Sq. Ft.	$2,547,572
371 Dry Creek Rd, Monterey, CA 3 Beds \| 2.5 Baths \| 2675 Sq. Ft.	$2,108,115
410 Dry Creek Rd, Monterey, CA 4 Beds \| 2.5 Baths \| 3529 Sq. Ft.	$1,653,811
450 Dry Creek Rd, Monterey, CA 4 Beds \| 3 Baths \| 3514 Sq. Ft.	$2,408,154
29 Cramden Dr, Monterey, CA 5 Beds \| 3.5 Baths \| 4428 Sq. Ft.	$2,659,962
23 Cramden Dr, Monterey, CA 4 Beds \| 3.5 Baths \| 3292 Sq. Ft.	$2,148,323
15 Cramden Dr, Monterey, CA 3 Beds \| 2.5 Baths \| 3695 Sq. Ft.	$1,992,769

Address	Redfin Estimate
391 Dry Creek Rd, Monterey, CA 5 Beds \| 3 Baths \| 3650 Sq. Ft.	$2,355,670
390 Dry Creek Rd, Monterey, CA 3 Beds \| 3.5 Baths \| 3300 Sq. Ft.	$2,329,559
420 Dry Creek Rd, Monterey, CA 3 Beds \| 2 Baths \| 2789 Sq. Ft.	$1,904,104
460 Dry Creek Rd, Monterey, CA 4 Beds \| 2.5 Baths \| 3151 Sq. Ft.	$2,122,361
27 Cramden Dr, Monterey, CA 4 Beds \| 3 Baths \| 3252 Sq. Ft.	$2,063,880
21 Cramden Dr, Monterey, CA 4 Beds \| 3 Baths \| 2756 Sq. Ft.	$2,181,202
20 Cramden Dr, Monterey, CA 3 Beds \| 2.5 Baths \| 3156 Sq. Ft.	$1,820,429

Address	Redfin Estimate
381 Dry Creek Rd, Monterey, CA 3 Beds \| 2.5 Baths \| 3037 Sq. Ft.	$2,039,655
400 Dry Creek Rd, Monterey, CA 4 Beds \| 3.5 Baths \| 3736 Sq. Ft.	$2,684,968
430 Dry Creek Rd, Monterey, CA 4 Beds \| 2.5 Baths \| 3299 Sq. Ft.	$2,105,511
470 Dry Creek Rd, Monterey, CA 3 Beds \| 3.5 Baths \| 2838 Sq. Ft.	$1,660,589
25 Cramden Dr, Monterey, CA 3 Beds \| 2.5 Baths \| 2913 Sq. Ft.	$1,941,548
17 Cramden Dr, Monterey, CA 3 Beds \| 2.5 Baths \| 1827 Sq. Ft.	$1,477,112
22 Cramden Dr, Monterey, CA 3 Beds \| 3 Baths \| 3565 Sq. Ft.	$2,017,233

Property information provided by MLSListings when last listed in 2020. This data may not show owner updates. Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 93940, CA

Sale history for 440 Dry Creek Rd

Tax history for 440 Dry Creek Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 93940

Home values near 440 Dry Creek Rd

More real estate resources