Beautiful home located in Montego Village in Rancho Del Oro. .. Bright and open floor plan with a spacious master suite and full bathroom on the first level. 2 bedrooms up with a large loft and wonderfully upgraded guest bathroom. Open kitchen with breakfast nook, built-in desk and loads of cabinet space. Laundry room on the first level, fireplace in family room. Private rear yard for entertaining, two car attached garage. Community features include several common areas and a large park. Centrally located to freeways, schools & shopping. Very low HOA and no Mello Roos. Don't let this one pass you by!
Single-familyProperty Type
1990Year Built
5,618 sq ftLot Size
$462Est. Price/Sq.Ft.
2 car garageParking
Listed by Micki O'Toole•DRE #01450265• Property ADVANTAGE
Bought with Mary Frolander•DRE #01884174• First Team Real Estate
Montego Village in Rancho Del Oro. .. Bright open floor plan with a spacious master suite and full bathroom on the first level. 3 bedrooms up with a large loft. .. beautiful upgraded guest bathroom. Newer paint & carpeting, laundry room on the first level, fireplace in family room. Private rear yard for entertaining, two car attached garage. Several common areas and a large park in the neighborhood. Centrally located to freeways, schools & shopping. Very low HOA and no Mello Roos. Neighborhoods: Rancho Del Oro Equipment: Garage Door Opener Other Fees: 0 Sewer: Sewer Connected Topography: LL
CRMLS #991009356
Jun 30, 1999
Sold
$233,000
$117/sq ft
May 18, 1999
Listed
$239,000
$120/sq ft
CUL-DE-SAC LOCATION, OPTIONAL 4TH BR NOW LOFT. DOWNSTAIRS MASTER BR. TILED ENTRY & KITCHEN, SOOTHING SPA, MATURE LANDSCAPING, INSIDE LAUNDRY ROOM, DECORATOR SHELVING SHELVES IN GARAGE STAY. GREAT FAMILY NEIGHBORHOOD OWNER MAY MOVE FAST WITH QUICK ESCROW MATURE LANDSCAPING
Public Records
Apr 21, 1989
Sold
$220,000
$110/sq ft
Public Records
Mar 7, 1989
Sold
$175,000
$88/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$9,349 (+1.8%)
$458,776 + $350,338
$809,114
2024
$9,179 (+3.0%)
$449,781 + $343,469
$793,250
2023
$8,910 (+1.5%)
$440,962 + $336,735
$777,697
2022
$8,782 (+22.5%)
$432,316 + $330,133
$762,449
2021
$7,168 (+3.0%)
$423,840 + $323,660
$747,500
2020
$6,960 (+73.4%)
$333,418 + $254,610
$588,028
2019
$4,013 (+1.0%)
$330,000 + $252,000
$582,000
2018
$3,974 (+1.7%)
$113,887 + $213,548
$327,435
2017
$3,907 (+3.0%)
$109,465 + $205,256
$314,721
2016
$3,793 (+2.7%)
$109,465 + $205,256
$314,721
2015
$3,694 (+3.6%)
$107,319 + $201,232
$308,551
2014
$3,567 (+0.4%)
$103,637 + $194,328
$297,965
2013
$3,554 (+1.8%)
$103,637 + $194,328
$297,965
2012
$3,492 (+1.7%)
$103,169 + $193,450
$296,619
2011
$3,432 (+1.0%)
$101,147 + $189,657
$290,804
2010
$3,399 (−1.0%)
$99,164 + $185,939
$285,103
2009
$3,433 (+2.2%)
$98,423 + $184,550
$282,973
2008
$3,359
$98,657 + $184,989
$283,646
Tax history for 2174 Luz
Year
Property tax
Land + Additions
Assessment*
2025
$9,349 (+1.8%)
$458,776 + $350,338
$809,114
2024
$9,179 (+3.0%)
$449,781 + $343,469
$793,250
2023
$8,910 (+1.5%)
$440,962 + $336,735
$777,697
2022
$8,782 (+22.5%)
$432,316 + $330,133
$762,449
2021
$7,168 (+3.0%)
$423,840 + $323,660
$747,500
2020
$6,960 (+73.4%)
$333,418 + $254,610
$588,028
2019
$4,013 (+1.0%)
$330,000 + $252,000
$582,000
2018
$3,974 (+1.7%)
$113,887 + $213,548
$327,435
2017
$3,907 (+3.0%)
$109,465 + $205,256
$314,721
2016
$3,793 (+2.7%)
$109,465 + $205,256
$314,721
2015
$3,694 (+3.6%)
$107,319 + $201,232
$308,551
2014
$3,567 (+0.4%)
$103,637 + $194,328
$297,965
2013
$3,554 (+1.8%)
$103,637 + $194,328
$297,965
2012
$3,492 (+1.7%)
$103,169 + $193,450
$296,619
2011
$3,432 (+1.0%)
$101,147 + $189,657
$290,804
2010
$3,399 (−1.0%)
$99,164 + $185,939
$285,103
2009
$3,433 (+2.2%)
$98,423 + $184,550
$282,973
2008
$3,359
$98,657 + $184,989
$283,646
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Permits
Beds
4
Baths
3
Stories
—
Lot width
—
Lot depth
—
Lot size
5,618 Sq. Ft.
Year renovated
1990
Sq. Ft.
1,995
Year built
1990
Style
Single Family Residential
County
San Diego County
APN
1656832200
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
Nov 25, 2025 • Final
Sfd fau replacement
Replace the furnace.
HVAC
Jun 19, 2023 • Final
Sfd solar pv
Install a roof-mounted solar photovoltaic system on a residential building.
Electrical
Solar
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking / Garage Information
Attached Garage
# of Garage Spaces: 2
# of Parking Spaces: 2
Interior
Laundry Information
Has Laundry
Inside
Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1
Room Information
Family Room, Kitchen, Living Room, Loft, Main Floor Primary Bedroom
Fireplace Information
Family Room
Has Fireplace
Interior Features
Levels: Two
Main Level Bathrooms: 2
Main Level Bedrooms: 1
Spa Features: Above Ground
Has Spa
Exterior
Exterior Features
Pool Features: None
Has Sprinklers
Lot Information
Lot Size Source: Assessor's Data
Lot Features: Front Yard, Sprinkler System
Property Information
Common Walls: No Common Walls
Living Area Source: Assessor's Data
Parcel Number: 1656832200
Total # of Stories: 2
Year Built Source: Assessor
Financial
Assesments Information
Assessments: Unknown
Utilities
Utilities Information
Water Source: District/Public
Location
Multi-Unit Information
# of Units In Community: 43
Homeowners Association
Is Part of Association
Association Name: Montego Vilage
Association Fee: $107
Association Fee Frequency: Monthly
Association Amenities: Hiking Trails
Neighborhood Information
Community Features: Sidewalks, Street Lighting, Hiking, Park
School Information
High School District: Oceanside Unified
Location Information
Latitude: 33.19373059
Longitude: -117.31002785
Directions: Vista Way and Rancho Del Oro Rd
Zoning: Residential
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 1,995
Stories: —
Lot Size: 5,618 square feet
Style: Single Family Residential
Year Built: 1990
Year Renovated: 1990
County: San Diego County
APN: 1656832200
Home facts updated by county records on Aug 20, 2026
Other
Listing Information
Days Active in MLS: 14
Listing Agent Information
List Agent First Name: Micki
List Agent Last Name: O'Toole
Listing Office Information
List Office Name: Property ADVANTAGE
Selling Agent Information
Buyer Agent First Name: Mary
Buyer Agent Last Name: Frolander
Selling Office Information
Buyer Office Name: First Team Real Estate
Around this home
Schools
Christa Mcauliffe Elementary School
Public K-5 • Assigned • 0.5mi
4/10
Martin Luther King Jr. Middle School
Public 6-8 • Assigned • 1.5mi
5/10
El Camino High School
Public 9-12 • Assigned • 1.7mi
7/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Local insights from Redfin agents
Oceanside offers a great mix of coastal living and everyday convenience, with miles of beaches, a vibrant downtown, the Oceanside Harbor and Pier, and plenty of restaurants, shopping and entertainment. Its location also provides easy access to...