OFF MARKET

Off Market Nov 2024 for $779K

$782,690

Est. refi paymentEst. refi $4,368/mo

•

1,594

sq ft

646 Steffy Rd, Ramona, CA 92065

About this home

Welcome to this beautifully updated 3-bedroom, 2-bathroom home nestled on over half an acre of flat, usable land in the heart of Ramona. Step inside to discover a spacious living room with stunning vinyl plank flooring, plush carpeting in the bedrooms, and a fresh, modern interior. The main living areas boast an open layout, ideal for entertaining or relaxing with family. Enjoying hosting family and friends in the expansive family room. This home has been thoughtfully upgraded, featuring a brand-new roof, freshly painted exterior, owned solar system, and a Tesla battery—offering both energy efficiency and peace of mind. The backyard is a true oasis, complete with a large covered patio perfect for outdoor dining or lounging. Enjoy summer days in the enormous above-ground pool, while the flat open yard offers endless possibilities for expansion. With no HOA looking over your fence you have plenty of space for boat and RV parking, and the potential to build an ADU, this property offers incredible versatility and growth opportunity. Just minutes away from grocery shopping, dining and award winning schools this amazing home checks all the boxes!

Single-familyProperty Type

1977Year Built

$491Est. Price/Sq.Ft.

2 garage spacesParking

Listed by Michael Proctor •DRE #01727013 • eXp Realty of California, Inc.

•619-843-4931 (agent)

•Mike.proctor@thewbgroup.com (agent)

Bought with Jenniffer Taylor •DRE #01343352 • Pacific Sotheby's Int'l Realty

•619-892-6773 (agent)

•JenTaylor1993@gmail.com (agent)

Redfin checked: 3 minutes ago

•Source:SDMLS #240025241

Redfin Estimate

$782,690

$3,690 since sold in November 2024$12K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 2.4% higher than the average sale price ($764K) of 6 comparable homes.

SOLD MAY 28, 2026
$635,000
A
3 beds2 baths1,688 sq ft
631 Hanson Ln, Ramona, CA 92065
SOLD JUN 3, 2026
$760,000
B
3 beds2 baths1,504 sq ft
810 Steffy Rd, Ramona, CA 92065
SOLD MAY 5, 2026
$735,000
C
3 beds2 baths1,644 sq ft
1121 11Th St, Ramona, CA 92065
SOLD MAR 6, 2026
$800,000
D
3 beds2 baths1,897 sq ft
1566 Wilson, Ramona, CA 92065
SOLD JUN 2, 2026
$785,000
E
3 beds2 baths1,721 sq ft
1355 Franklin Ln, Ramona, CA 92065
SOLD JUN 29, 2026
$870,000
F
3 beds2 baths2,160 sq ft
1412 Keyser Rd, Ramona, CA 92065
Real Broker

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Earn from this home

Sell

$138,549

Est. take-home

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Refinance

Est. cash available

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Rent

$2,979/mo

Redfin rental estimate

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Market trends in 92065, CA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

+0.2% MoM

Median sale price

$825K

$357 MoM

Avg. days on market

25d

2 days MoM

Recently sold homes

1 MoM

New listings for sale

OPEN SUN, 11AM TO 3PM
$1,199,000
4 beds3 baths2,375 sq ft
17121 Woodson View Ln, Ramona, CA 92065
$470,000
2 beds2 baths1,178 sq ft
23949 Green Haven Ln, Ramona, CA 92065
NEW 10 HRS AGO
$3,300,000
4 beds5 baths5,674 sq ft
15625 Mussey Grade Rd, Ramona, CA 92065
COMING SOON
$1,150,000
4 beds3 baths3,261 sq ft
1420 Hanson Ln, Ramona, CA 92065
LISTED BY REDFIN 14 HRS AGO
$850,000
3 beds2 baths1,552 sq ft
1922 Vermont St, Ramona, CA 92065
NEW 18 HRS AGO
$899,900
4 beds2 baths1,652 sq ft
2111 Toca, Ramona, CA 92065
COMING SOON
25766 Caryn Ct, Ramona, CA 92065
$775,000
4 beds2 baths1,941 sq ft
25766 Caryn Ct, Ramona, CA 92065
OPEN SAT, 2:30PM TO 4:30PM
$1,245,000
4 beds3 baths3,408 sq ft
2090 Quail Meadow Rd, Ramona, CA 92065
OPEN SAT, 12PM TO 2PM
$799,000
2 beds2 baths1,856 sq ft
22170 N Burma Rd, Ramona, CA 92065
COMING SOON
$879,500
3 beds3 baths2,613 sq ft
23746 Barona Mesa Rd, Ramona, CA 92065
See all

Provided by Redfin

Sale history for 646 Steffy Rd

Date

Event

Price

SDMLS #240025241

Nov 27, 2024

Sold

$779,000

$489/sq ft

Oct 29, 2024

Pending

—

Oct 24, 2024

Listed

$749,000

$470/sq ft

CRMLS #PTP2105254

Sep 3, 2021

Sold

$603,000

$378/sq ft

Aug 10, 2021

Pending

—

Aug 10, 2021

Price Changed

$607,900

$381/sq ft

Jul 27, 2021

Listed

$599,900

$376/sq ft

Lots of room on this useable . 62 acre property! Home has very open concept. Large living room lots of windows, light and bright! Family room/ dining area with wood stove. 3 bedrooms and 2 full baths. Kitchen has new stove. New carpet in bedrooms, new flooring in most areas of home. Large gate opens for access into land in back. Parking for RV, toys, horses, animals lots of room. Not far from town. Tax rolls show this as a 2 Bedroom, 1 Bath. Seller purchased as it is a 3 bedroom, 2 bath. permit status unknown.

Public Records

Jul 9, 2002

Sold

$303,000

$190/sq ft

Public Records

Apr 10, 1996

Sold

$168,000

$105/sq ft

Public Records

Nov 9, 1995

Sold

$101,000

$63/sq ft

Public Records

Apr 13, 1988

Sold

$118,000

$74/sq ft

Public Records

Jun 24, 1983

Sold

$85,000

$53/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$8,461 (+20.2%)

$264,854 + $529,725

$794,579

2024

$7,041 (+8.0%)

$259,661 + $519,339

$779,000

2023

$6,520 (−1.4%)

$209,115 + $418,244

$627,359

2022

$6,612 (+49.9%)

$205,015 + $410,044

$615,059

2021

$4,412 (+1.0%)

$200,996 + $402,004

$603,000

2020

$4,370 (+2.4%)

$133,797 + $267,601

$401,398

2019

$4,266 (+2.7%)

$132,426 + $264,858

$397,284

2018

$4,152 (+2.0%)

$129,830 + $259,665

$389,495

2017

$4,072 (+2.4%)

$124,790 + $249,583

$374,373

2016

$3,978

$124,790 + $249,583

$374,373

Tax history for 646 Steffy Rd

Year

Property tax

Land + Additions

Assessment*

2025

$8,461 (+20.2%)

$264,854 + $529,725

$794,579

2024

$7,041 (+8.0%)

$259,661 + $519,339

$779,000

2023

$6,520 (−1.4%)

$209,115 + $418,244

$627,359

2022

$6,612 (+49.9%)

$205,015 + $410,044

$615,059

2021

$4,412 (+1.0%)

$200,996 + $402,004

$603,000

2020

$4,370 (+2.4%)

$133,797 + $267,601

$401,398

2019

$4,266 (+2.7%)

$132,426 + $264,858

$397,284

2018

$4,152 (+2.0%)

$129,830 + $259,665

$389,495

2017

$4,072 (+2.4%)

$124,790 + $249,583

$374,373

2016

$3,978

$124,790 + $249,583

$374,373

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

0.62 Acres

Year renovated

1977

Sq. Ft.

1,594

Year built

1977

Style

Single Family Residential

County

San Diego County

APN

2840332600

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 19, 2026.

A70

Limited Agricultural Zone

The A70 Use Regulations are intended to create and preserve areas intended primarily for agricultural crop production. Additionally, a limited number of small farm animals may be kept and agricultural products raised on the premises may be processed. Typically, the A70 Use Regulations would be applied to areas throughout the County to protect moderate to high quality agricultural land.

Permitted uses

Include but are not limited to:

Agriculture
Housing
Processing
Fire house
Police station
Agriculture-Cropland
Agriculture-Grove / orchard
Park & open space

Property details

Parking

Parking/Garage Information
# of Parking Spaces Total: 10
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Attached, Garage

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 2

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air, Electric

Interior Features
Interior Features: Ceiling Fan(s)
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Dining Room

Exterior

Exterior Features
Patio And Porch Features: Patio
Fencing: Full
Roof: Composition

Building Information
# of Stories Total: 1
Construction Materials: Stucco

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Detached

Lot Information
Lot Size Area: 0.62
Lot Size Units: Square Feet

Utilities

Utility Information
Water Source: Public
Sewer: Septic Tank

Location

Location Information
Subdivision Name: RAMONA

Public facts

Beds: 2
Baths: 1.0
Sq. Ft.: 1,594
Stories: —
Lot Size: 0.62 acres
Style: Single Family Residential
Year Built: 1977
Year Renovated: 1977
County: San Diego County
APN: 2840332600

Home facts updated by county records on Aug 19, 2026

Other

Listing Information
List AOR: San Diego Association of REALTOR

Around this home

Schools

Ramona Elementary School

Public K-6 • Assigned • 1.0mi

3/10

Olive Peirce Middle School

Public 7-8 • Assigned • 1.2mi

4/10

Ramona High School

Public 9-12 • Assigned • 1.0mi

7/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

8/10 Fire Factor

45% chance of being in a wildfire in next 30 years

6/10 Heat Factor

7 days above 98° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

5/10 Air Factor

8 unhealthy days expected this year, 9 days in 30 years

Provided by First Street

Historical weather

Ramona, CA • 92065

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 9.1 hours in June and 7.4 hours in December, placing it above the U.S. average for solar exposure.

9.1 hrs

7.4 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$744,000 – $901,000

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OPEN SAT, 2:30PM TO 4:30PM

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Home values near 646 Steffy Rd

Data from public records.

Address	Redfin Estimate
643 Steffy Rd, Ramona, CA 4 Beds \| 3 Baths \| 1961 Sq. Ft.	$821,800
615 Steffy Rd, Ramona, CA 3 Beds \| 2 Baths \| 1300 Sq. Ft.	$578,066

Address	Redfin Estimate
623 Steffy Rd, Ramona, CA 3 Beds \| 2 Baths \| 1470 Sq. Ft.	$697,410
627 Steffy Rd, Ramona, CA 3 Beds \| 2 Baths \| 1853 Sq. Ft.	$770,358

Address	Redfin Estimate
619 Steffy Rd, Ramona, CA 4 Beds \| 2 Baths \| 1600 Sq. Ft.	$751,144
557 Steffy Rd, Ramona, CA 2 Beds \| 2 Baths \| 1152 Sq. Ft.	$694,980

Property information provided by SDMLS when last listed in 2024. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in 92065, CA

Sale history for 646 Steffy Rd

Tax history for 646 Steffy Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 92065

Home values near 646 Steffy Rd

More real estate resources