4934 El Ranchero Ct, Rocklin, CA 95677

2.25% FIXED RATE UNICORN! NO MILITARY SERVICE REQUIRED! Possible assumption. Beat today's high rates with an incredible, fully assumable VA loan locked at an unprecedented 2.25% interest rate. Any qualified buyer can assume this loan, even non-veterans! On the $313,000 balance, your monthly payment is just $1,358.88 vs. $2,188.54 at a current 7.5% market ratesaving you $829.66 every single month! With the option to add a second loan to bridge the gap between the assumable loan and a 10% down-payment. Rates due to change. This absolutely stunning, turnkey home features owned solar, premium upgrades, and fantastic community perks including a sparkling HOA pool and clubhouse. The entry sets a sophisticated tone with tile floors and a designer handmade light fixture. Fresh laminate wood floors and baseboards (2024) flow through the living/dining area, highlighted by a gorgeous chandelier and a stone-surround gas log fireplace. The remodeled kitchen (2021) boasts custom soft-close cabinets, quartz counters, an island, a glass tile backsplash, a farmhouse sink, a dual-zone dishwasher, a Samsung 5-burner gas cooktop, and an automatic slider shade screen. Both bathrooms were remodeled in 2024 with modern finishes. The primary suite features dual closets, a slider to a private patio, and an ensuite with dual quartz sinks and a tile tub surround. Every bedroom includes ceiling fans and laminate floors. Even the garage is updated with a new door/springs (2026) and opener (2024).