Welcome to Rancho Bernardo's Seven Oaks 55+ Community! This 3 bedroom, 2 bath home welcomes you with the curb appeal of a low maintenance front yard and private brick front patio. Walking into the home you appreciate the open floor plan, beautiful wood laminate flooring and abundant natural light. The living room is spacious, centered by a brick fireplace and open to the dining room with it's lovely chandelier. The adjacent kitchen is beautifully appointed with contrasting light and dark cabinets, stunning countertops with complimentary tile backsplash and large window over the oversized stainless steel sink. See Supplement . . .
Appraisers: Agent/owner sold to agent/buyer. No commissions paid, so price reduced accordingly. Would have been closer to $400K. Beautiful remodel. Like new inside. Expanded MBR is huge w/ sitting area. Kitchen bright & updated/all new appliances, tile, sink, etc. Great decorator color scheme, shows great. see supplement. . [Supplement]: Owner/agt says sell this now! Previous owner added to the MBR so it is huge and L shaped to make a nice sitting room. Partial list of what is new in this home; Paint inside & out, carpet, ceramic tile floors in kit & baths, tile counter tops in kit & baths, sinks & faucets, stove, DW, microwave, disposal, door knobs & locks, front door & garage door & opener, decorator light fixtures, retextured ceilings, new MBA shower, shower doors, window blinds & more. back yd Needs landscaping & that has been considered in price. has huge covered patio & view of mountains and hills. AC & furnace are approx. 1 yr. old. Some exterior work still in progress.
Public Records
May 9, 2003
Sold
$275,000
$167/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$10,723 (+8.6%)
$649,454 + $270,606
$920,060
2024
$9,871 (+7.3%)
$636,720 + $265,300
$902,020
2023
$9,203 (+182.2%)
$620,000 + $259,000
$879,000
2022
$3,261 (+3.9%)
$579,000 + $242,000
$821,000
2021
$3,139 (+1.4%)
$116,633 + $167,786
$284,419
2020
$3,097 (+2.7%)
$114,347 + $164,497
$278,844
2019
$3,016 (+2.9%)
$113,175 + $162,811
$275,986
2018
$2,930 (+2.8%)
$110,956 + $159,619
$270,575
2017
$2,851 (+2.2%)
$106,649 + $153,422
$260,071
2016
$2,790 (+1.5%)
$106,649 + $153,422
$260,071
2015
$2,748 (+2.4%)
$104,558 + $150,414
$254,972
2014
$2,683 (+0.5%)
$100,971 + $145,253
$246,224
2013
$2,671 (+2.1%)
$100,971 + $145,253
$246,224
2012
$2,616 (+2.0%)
$100,515 + $144,597
$245,112
2011
$2,565 (+0.7%)
$98,545 + $141,762
$240,307
2010
$2,548 (+0.8%)
$96,613 + $138,983
$235,596
2009
$2,528 (+2.3%)
$95,891 + $137,945
$233,836
2008
$2,470
$96,119 + $138,273
$234,392
Tax history for 12106 Obispo Rd
Year
Property tax
Land + Additions
Assessment*
2025
$10,723 (+8.6%)
$649,454 + $270,606
$920,060
2024
$9,871 (+7.3%)
$636,720 + $265,300
$902,020
2023
$9,203 (+182.2%)
$620,000 + $259,000
$879,000
2022
$3,261 (+3.9%)
$579,000 + $242,000
$821,000
2021
$3,139 (+1.4%)
$116,633 + $167,786
$284,419
2020
$3,097 (+2.7%)
$114,347 + $164,497
$278,844
2019
$3,016 (+2.9%)
$113,175 + $162,811
$275,986
2018
$2,930 (+2.8%)
$110,956 + $159,619
$270,575
2017
$2,851 (+2.2%)
$106,649 + $153,422
$260,071
2016
$2,790 (+1.5%)
$106,649 + $153,422
$260,071
2015
$2,748 (+2.4%)
$104,558 + $150,414
$254,972
2014
$2,683 (+0.5%)
$100,971 + $145,253
$246,224
2013
$2,671 (+2.1%)
$100,971 + $145,253
$246,224
2012
$2,616 (+2.0%)
$100,515 + $144,597
$245,112
2011
$2,565 (+0.7%)
$98,545 + $141,762
$240,307
2010
$2,548 (+0.8%)
$96,613 + $138,983
$235,596
2009
$2,528 (+2.3%)
$95,891 + $137,945
$233,836
2008
$2,470
$96,119 + $138,273
$234,392
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
3
Baths
2
Stories
1
Lot width
—
Lot depth
—
Lot size
8,100 Sq. Ft.
Year renovated
1964
Sq. Ft.
1,647
Year built
1964
Style
Single Family Residential
County
San Diego County
APN
2742702800
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
RS-1-14
RANCHO BERNARDO
Residential-Single Unit Zone
The purpose of the RS zones is to provide appropriate regulations for the development of single dwelling units that accommodate a variety of lot sizes and residential dwelling types and which promote neighborhood quality, character, and livability. It is intended that these zones provide for flexibility in development regulations that allow reasonable use of property while minimizing adverse impacts to adjacent properties.
Zone overlays
Rancho Bernardo Community Plan
Permitted uses
Include but are not limited to:
Housing-Single unit
Housing-Senior
Housing-Other
Recreation
Park & open space
Property details
Parking
Parking/Garage Information
# of Parking Spaces Total: 4
Has Garage
Has Attached Garage
# of Garage Spaces: 2
Parking Features: Attached
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 2
Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Forced Air, Natural Gas
Interior Features
Appliances: Dishwasher, Disposal, Microwave, Electric Cooktop, Gas Water Heater
Flooring: Laminate, Tile
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Living Room
Exterior
Exterior Features
Patio And Porch Features: Covered
Fencing: Full
Roof: Composition
Pool Information
Pool Features: Community
Has Spa/Hot Tub
Building Information
Sq. Ft.: 1647.0
# of Stories Total: 1
Construction Materials: Stucco
Property Features
Pets Allowed: Breed Restrictions
Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Raw Mls Property Sub Type: Detached
Land Information
Irrigation Source: Sprinklers
Lot Information
Road Responsibility: Public Maintained Road
Lot Size Units: Acres
Utilities
Utility Information
Utilities: Sewer Connected, Electricity Available, Natural Gas Available, Electricity Connected, Natural Gas Connected, Water Connected
Location
HOA Information
Has Homeowners Association
Association Amenities: Clubhouse, Pool, Fitness Center, Spa/Hot Tub
Association Fee: $420
Association Fee Frequency: Annually
Derived Association Fee (Monthly): $35
Location Information
Subdivision Name: RANCHO BERNARDO
Community Information
Community Features: Tennis Court(s), Pool, Clubhouse, Fitness Center, Sidewalks
Senior Community
Public facts
Beds: 3
Baths: 2.0
Sq. Ft.: 1,647
Stories: 1.0
Lot Size: 8,100 square feet
Style: Single Family Residential
Year Built: 1964
Year Renovated: 1964
County: San Diego County
APN: 2742702800
Home facts updated by county records on Aug 20, 2026
Other
Listing Information
List AOR: San Diego Association of REALTOR
Around this home
Schools
Highland Ranch Elementary School
Public K-5 • Assigned • 2.3mi
9/10
Bernardo Heights Middle School
Public 6-8 • Assigned • 1.4mi
8/10
Rancho Bernardo High School
Public 9-12 • Assigned • 1.6mi
9/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
2/10 Fire Factor
0.00% chance of being in a wildfire in next 30 years
5/10 Heat Factor
7 days above 97° expected this year, 20 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
4/10 Air Factor
5 unhealthy days expected this year, 5 days in 30 years
Provided by First Street
Historical weather
San Diego, CA • 92128
Average low and high temperatures (°F)
69
45
71
49
73
51
72
51
74
56
78
60
83
63
85
62
82
63
78
54
72
48
70
46
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.9 hours in
June and 7.3 hours in December, placing it above the
U.S. average for solar exposure.
8.9 hrs
7.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$954,000 – $1.15M
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