For sale

$485,000

Est. $3,811/mo —

•

1,040

sq ft

12140 Rancho Bernardo Dr Unit B, San Diego, CA 92128

About this home

Located in the desirable Bernardo Villas community, this inviting upper-level condo with additional golf cart garage (not available to all units) combines some modern updates with spectacular panoramic golf course views. Located on the quiet back side of the complex, this property features a bright, open floor plan that creates a welcoming atmosphere, enhanced by an abundance of natural light throughout. Upgrades include smooth ceilings, fresh paint and new vinyl plank flooring. The kitchen features view onto the courtyard and a generous pantry. Step outside to your own large balcony (with utility closet) and take in peaceful fairway views—the perfect setting for a quiet morning or a relaxing evening off of the living room and a separate private front porch at the entry. Storage is plentiful with a covered carport, along with a separate golf cart garage or bonus storage space to accommodate outdoor equipment and seasonal items. Homeowners enjoy membership to the Rancho Bernardo Swim & Tennis Club, offering resort-style amenities including pools, a spa, fitness center, tennis and pickleball courts, and an active clubhouse. HOA dues also include water, trash, internet, and TV services. Ideally situated in the award-winning Poway Unified School District, this home is just moments from shopping, restaurants, parks, golf, and convenient access to I-15, making it an exceptional opportunity to enjoy the best of Rancho Bernardo living.

CondoProperty Type

1969Year Built

$466Price/Sq.Ft.

$525/moHOA Dues

1 spaceParking

Listed by Tracie Kersten •DRE #01137669 • Compass

•619-886-5294 (agent)

•tracie@lajollaagent.com (agent)

Listing updated: Oct 13, 2026 at 01:25pm

Redfin checked: 2 minutes ago

•Source:SDMLS #260017723

Redfin agents who toured

Very beautiful and clean condo in a pleasant community with a beautiful view.
2 weeks ago
Victoria Palamari
Redfin Associate agent
6 tours

Payment calculator

$3,811 per month

Principal and interest$2,680

Property taxes

HOA dues

Home insurance

Utilities

5 minutes to get started. No credit impact.

Affordability tools

See this home in person

Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN TODAY, 11AM TO 4PM3D WALKTHROUGH
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4 beds3 baths3,284 sq ft
2065 Simpatico Pl, Escondido, CA 92026
7,030 sq ft lot • 2 garage spots • Built 2026
OPEN TODAY, 11AM TO 4PM3D WALKTHROUGH
$1,184,025
4 beds2.5 baths2,333 sq ft
2080 Simpatico Pl, Escondido, CA 92026
0.32 acre lot • 2 garage spots • Built 2026
OPEN TODAY, 12PM TO 5PM
$749,990
4 beds3.5 baths1,751 sq ft
2632 Buckwheat, Escondido, CA 92025
$419 HOA • 2 garage spots • Built 2026
OPEN THU, 3PM TO 6PM
$629,900
2 beds1 bath885 sq ft
9645 Easter Way, San Diego, CA 92121
$450 HOA • 2 parking spots • Community pool
OPEN FRI, 2PM TO 6PM3D WALKTHROUGH
$1,500,000
4 beds2 baths1,418 sq ft
7905 Calle Posada, Carlsbad, CA 92009
8,222 sq ft lot • 2 garage spots • Built 1985
eXp Realty of California, Inc
OPEN FRI, 4PM TO 6PM3D WALKTHROUGH
$1,479,000
4 beds2.5 baths2,575 sq ft
1605 Reflection St, San Marcos, CA 92078
7,840 sq ft lot • 3 garage spots • Built 2004
OPEN FRI, 4PM TO 7PM
$779,999
3 beds2 baths1,006 sq ft
640 Judson, Escondido, CA 92027
6,400 sq ft lot • 2 garage spots • Built 1967
OPEN SAT, 10AM TO 2PM
$290,000
2 beds2 baths1,368 sq ft
1145 E Barham Dr Spc 186, San Marcos, CA 92078
34.38 acre lot • 2 parking spots • Community pool
OPEN SAT, 12PM TO 3PM
$2,595,000
4 beds2.5 baths2,302 sq ft
5360 Vista Del Dios, San Diego, CA 92130
2 garage spots • Community pool • Built 1990
OPEN SAT, 12PM TO 3PM
$575,000
1 bed1 bath638 sq ft
12570 Carmel Creek Rd #75, San Diego, CA 92130
$370 HOA • Community pool • Built 1990

Around this home

Schools

K - 12
Preschool & daycare

Chaparral Elementary School

Public K-5 • Assigned • 1.0mi

7/10

Bernardo Heights Middle School

Public 6-8 • Assigned • 1.7mi

8/10

Rancho Bernardo High School

Public 9-12 • Assigned • 1.9mi

9/10

Provided by GreatSchools

About Rancho

Bernardo

Rancho Bernardo, located between Poway and Escondido, is a master-planned and golf-oriented San Diego neighborhood with rolling hills and a village-style retail core. The neighborhood’s tempo concentrates around Bernardo Center Drive at Camino del Norte, where patios, coffee counters, and service storefronts line the shopping plazas. Ranch-style houses, Spanish-influenced facades, and newer planned tracts follow the contours of canyons and fairways. Lake Hodges and the San Dieguito River Park frame the western edge with trailheads and open views. The Country Club of Rancho Bernardo and Bernardo Winery act as long-running social anchors. Westfield North County and the I-15 corridor shape daily errands and commutes.

Provided by Walk Score and Local Logic

Offer insights

12140 Rancho Bernardo Dr Unit B · $485,000

Strong offer

$485K and above

75% chance or better to win

Why $485K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 47 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Bedrooms
2 bedrooms

Bathrooms
2 full bathrooms

Kitchen
Refrigerator
Electric cooktop

Heating & cooling
Forced-air heating
Natural gas heating

Sale and tax history for 12140 Rancho Bernardo Dr Unit B

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$2,886 (+2.7%)

$150,674 + $104,712

$255,386

2024

$2,810 (+2.2%)

$147,720 + $102,659

$250,379

2023

$2,751 (+1.7%)

$144,824 + $100,647

$245,471

2022

$2,705 (+1.3%)

$141,985 + $98,674

$240,659

2021

$2,670 (+1.3%)

$139,201 + $96,740

$235,941

2020

$2,635 (+2.6%)

$136,472 + $94,844

$231,316

2019

$2,567 (+2.9%)

$135,073 + $93,872

$228,945

2018

$2,496 (+2.7%)

$132,425 + $92,032

$224,457

2017

$2,430 (+2.1%)

$127,284 + $88,459

$215,743

2016

$2,379 (+1.5%)

$127,284 + $88,459

$215,743

2015

$2,344 (+2.4%)

$124,789 + $86,725

$211,514

2014

$2,290 (+0.4%)

$120,508 + $83,750

$204,258

2013

$2,280 (+2.0%)

$120,508 + $83,750

$204,258

2012

$2,235 (+1.9%)

$119,964 + $83,372

$203,336

2011

$2,193 (+0.6%)

$117,612 + $81,738

$199,350

2010

$2,179 (+0.8%)

$115,306 + $80,136

$195,442

2009

$2,162 (+2.3%)

$114,445 + $79,538

$193,983

2008

$2,114

$114,717 + $79,727

$194,444

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1969

Finished Sq. Ft.

1,040

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,040

Year built

1969

Style

Condo/Co-op

County

San Diego County

APN

2731900534

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

RM-1-1

RANCHO BERNARDO

Residential-Multiple Unit Zone

The purpose of the RM zones is to provide for multiple dwelling unit development at varying densities. The RM zones individually accommodate developments with similar densities and characteristics. Each of the RM zones is intended to establish development criteria that consolidates common development regulations, accommodates specific dwelling types, and responds to locational issues regarding adjacent land uses.

Zone overlays

Rancho Bernardo Community Plan

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Student
Housing-Other
Recreation
Housing-Mobile home park
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

5/10 Fire Factor

3% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 97° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

San Diego, CA • 92128

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

90/ 100

Exceptional sunlight

Sunscore

This home ranks in the top 22% for direct sun exposure in San Diego. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.5 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 12140 Rancho Bernardo Dr Unit B

$479,956

$5,044 under list price of $485K

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $496K to $615K.

SOLD JUN 4, 2026
$550,000 Last sold price
2 beds1.5 baths924 sq ft
12226 Rancho Bernardo Rd Unit A, San Diego, CA 92128
$129/sq ft
3 years older
SOLD JUN 22, 2026
$575,000 Last sold price
2 beds2 baths1,176 sq ft
16566 Caminito Vecinos #25, San Diego, CA 92128
$23/sq ft
2 years newer
SOLD MAY 8, 2026
$615,000 Last sold price
3 beds2 baths1,040 sq ft
17093 W Bernardo Dr #202, San Diego, CA 92127
$125/sq ft
25 years newer
SOLD JUL 3, 2026
$500,000 Last sold price
2 beds2 baths1,120 sq ft
16677 Orilla, San Diego, CA 92128
$20/sq ft
4 years older
SOLD DEC 2, 2025
$496,000 Last sold price
2 beds2 baths1,040 sq ft
11984 Rancho Bernardo Rd Unit J, San Diego, CA 92128
$11/sq ft
2 years newer
SOLD JAN 14, 2026
$610,000 Last sold price
2 beds2 baths1,138 sq ft
16566 Caminito Vencinos #31, San Diego, CA 92128
$70/sq ft
2 years newer

Rental earnings

Est. $2,965 per month, based on comparable rentals

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Details provided by SDMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin agents who toured

Payment calculator

Affordability tools

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 12140 Rancho Bernardo Dr Unit B

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 12140 Rancho Bernardo Dr Unit B

Early Access listings

Nearby similar homes

New listings for sale in 92128

More real estate resources