For sale

$549,000

Est. $4,076/mo —

•

1,040

sq ft

12140 Rancho Bernardo Dr Unit B, San Diego, CA 92128

About this home

Located in the desirable Bernardo Villas community, this inviting upper-level condo combines some modern updates with spectacular panoramic golf course views. Located on the quiet back side of the complex, this property features a bright, open floor plan that creates a welcoming atmosphere, enhanced by an abundance of natural light throughout. Upgrades include smooth ceilings, fresh paint and new vinyl plank flooring. The kitchen features view onto the courtyard and a generous pantry. Step outside to your own large balcony (with utility closet) and take in peaceful fairway views—the perfect setting for a quiet morning or a relaxing evening off of the living room and a separate private front porch at the entry. Storage is plentiful with a covered carport, along with a separate golf cart garage or bonus storage space to accommodate outdoor equipment and seasonal items. Homeowners enjoy membership to the Rancho Bernardo Swim & Tennis Club, offering resort-style amenities including pools, a spa, fitness center, tennis and pickleball courts, and an active clubhouse. HOA dues also include water, trash, internet, and TV services. Ideally situated in the award-winning Poway Unified School District, this home is just moments from shopping, restaurants, parks, golf, and convenient access to I-15, making it an exceptional opportunity to enjoy the best of Rancho Bernardo living.

CondoProperty Type

1969Year Built

$528Price/Sq.Ft.

$475/moHOA Dues

1 spaceParking

Listed by Tracie Kersten •DRE #01137669 • Compass

•619-886-5294 (agent)

•tracie@lajollaagent.com (agent)

Listing updated: Aug 15, 2026 at 10:32pm

Redfin checked: 2 minutes ago

•Source:SDMLS #260017723

Payment calculator

$4,076 per month

Principal and interest$2,919

Property taxes

HOA dues

Home insurance

Utilities

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Open houses

No upcoming open houses.

Nearby open houses (10)

OPEN SAT, 10AM TO 12:30PM
$949,000
3 beds2.5 baths1,513 sq ft
18861 Caminito Cantilena 42 Unit 42, San Diego, CA 92128
OPEN SAT, 11AM TO 1PM
$949,900
4 beds2 baths1,532 sq ft
420 N Pacific St, San Marcos, CA 92069
Real Brokerage Technologies
OPEN SAT, 12PM TO 3PM3D WALKTHROUGH
$825,000
3 beds2.5 baths1,058 sq ft
10875 Caminito Arcada, San Diego, CA 92131
OPEN SAT, 12PM TO 2PM
$895,900
3 beds2 baths1,476 sq ft
2430 Sunflower, Vista, CA 92083
Real Brokerage Technologies
OPEN SAT, 12PM TO 3PM
$820,000
2 beds2.5 baths1,458 sq ft
2166 Silverado St, San Marcos, CA 92078
OPEN SAT, 12PM TO 3PM
$949,000
3 beds2.5 baths1,487 sq ft
590 Sonoma St, San Marcos, CA 92078
eXp Realty of California, Inc
REDFIN OPEN SAT, 1PM TO 3PM3D & VIDEO TOUR
$2,750,000
4 beds4 baths3,029 sq ft
12893 Palisades Ct, Poway, CA 92064
OPEN SAT, 1PM TO 4PM
$3,549,000
4 beds4.5 baths2,857 sq ft
11670 Tierra del Sur, San Diego, CA 92130
OPEN SAT, 1PM TO 3PM3D WALKTHROUGH
$750,000
2 beds2.5 baths1,335 sq ft
16917 Vasquez Way #70, San Diego, CA 92127
OPEN SAT, 3PM TO 6PM3D WALKTHROUGH
$899,900
2 beds2 baths1,649 sq ft
1183 Los Corderos, San Marcos, CA 92078

Around this home

Schools

K - 12
Preschool & daycare

Chaparral Elementary School

Public K-5 • Assigned • 1.0mi

7/10

Bernardo Heights Middle School

Public 6-8 • Assigned • 1.7mi

8/10

Rancho Bernardo High School

Public 9-12 • Assigned • 1.9mi

9/10

Provided by GreatSchools

About Rancho

Bernardo

Rancho Bernardo, located between Poway and Escondido, is a master-planned and golf-oriented San Diego neighborhood with rolling hills and a village-style retail core. The neighborhood’s tempo concentrates around Bernardo Center Drive at Camino del Norte, where patios, coffee counters, and service storefronts line the shopping plazas. Ranch-style houses, Spanish-influenced facades, and newer planned tracts follow the contours of canyons and fairways. Lake Hodges and the San Dieguito River Park frame the western edge with trailheads and open views. The Country Club of Rancho Bernardo and Bernardo Winery act as long-running social anchors. Westfield North County and the I-15 corridor shape daily errands and commutes.

Provided by Walk Score and Local Logic

Offer insights

12140 Rancho Bernardo Dr Unit B · $549,000

Strong offer

$549K and above

75% chance or better to win

Why $549K+ is a strong offer

DAYS ON MARKET

The average home goes pending in 44 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Refrigerator
Electric cooktop
Forced air heating
Natural gas heating

Bedrooms
2 possible bedrooms

Bathrooms
2 full bathrooms

Kitchen
Refrigerator
Electric cooktop

Heating & cooling
Forced air
Natural gas

Sale and tax history for 12140 Rancho Bernardo Dr Unit B

Sale History
Tax History

Year

Property tax

Land + Additions

Assessment*

2025

$2,886 (+2.7%)

$150,674 + $104,712

$255,386

2024

$2,810 (+2.2%)

$147,720 + $102,659

$250,379

2023

$2,751 (+1.7%)

$144,824 + $100,647

$245,471

2022

$2,705 (+1.3%)

$141,985 + $98,674

$240,659

2021

$2,670 (+1.3%)

$139,201 + $96,740

$235,941

2020

$2,635 (+2.6%)

$136,472 + $94,844

$231,316

2019

$2,567 (+2.9%)

$135,073 + $93,872

$228,945

2018

$2,496 (+2.7%)

$132,425 + $92,032

$224,457

2017

$2,430 (+2.1%)

$127,284 + $88,459

$215,743

2016

$2,379 (+1.5%)

$127,284 + $88,459

$215,743

2015

$2,344 (+2.4%)

$124,789 + $86,725

$211,514

2014

$2,290 (+0.4%)

$120,508 + $83,750

$204,258

2013

$2,280 (+2.0%)

$120,508 + $83,750

$204,258

2012

$2,235 (+1.9%)

$119,964 + $83,372

$203,336

2011

$2,193 (+0.6%)

$117,612 + $81,738

$199,350

2010

$2,179 (+0.8%)

$115,306 + $80,136

$195,442

2009

$2,162 (+2.3%)

$114,445 + $79,538

$193,983

2008

$2,114

$114,717 + $79,727

$194,444

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1969

Finished Sq. Ft.

1,040

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,040

Year built

1969

Style

Condo/Co-op

County

San Diego County

APN

2731900534

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

RM-1-1

RANCHO BERNARDO

Residential-Multiple Unit Zone

The purpose of the RM zones is to provide for multiple dwelling unit development at varying densities. The RM zones individually accommodate developments with similar densities and characteristics. Each of the RM zones is intended to establish development criteria that consolidates common development regulations, accommodates specific dwelling types, and responds to locational issues regarding adjacent land uses.

Zone overlays

Rancho Bernardo Community Plan

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Student
Housing-Other
Recreation
Housing-Mobile home park
Park & open space

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

5/10 Fire Factor

3% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 97° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

San Diego, CA • 92128

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

90/ 100

Exceptional sunlight

Sunscore

There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

10.5 hrs

6.3 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 12140 Rancho Bernardo Dr Unit B

$544,228

$4,772 under list price of $549K

Nearby comparable homes

The Redfin Estimate uses 5 recent nearby sales, priced between $500K to $575K.

SOLD JUL 3, 2026
$500,000 Last sold price
2 beds2 baths1,120 sq ft
16677 Orilla, San Diego, CA 92128
$82/sq ft
4 years older
SOLD JUN 2, 2026
$515,995 Last sold price
2 beds2 baths1,096 sq ft
12555 Oaks North Dr #206, San Diego, CA 92128
$57/sq ft
8 years newer
SOLD JUN 22, 2026
$575,000 Last sold price
2 beds2 baths1,176 sq ft
16566 Caminito Vecinos #25, San Diego, CA 92128
$39/sq ft
2 years newer
SOLD JUL 1, 2026
$565,000 Last sold price
2 beds2 baths1,080 sq ft
11850 Caminito Ronaldo #232, San Diego, CA 92128
$5/sq ft
16 years newer
SOLD OCT 15, 2025
$550,000 Last sold price
2 beds2 baths1,080 sq ft
11855 Caminito Ronaldo #108, San Diego, CA 92128
$19/sq ft
16 years newer

Rental earnings

Est. $3,051 per month, based on comparable rentals

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Early Access listings

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EARLY ACCESSCOMPASS COMING SOON

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EARLY ACCESSCOMPASS COMING SOON

$1,449,000

3 beds2 baths1,667 sq ft

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EARLY ACCESSREDFIN COMING SOON

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Nearby similar homes

$559,000

2 beds2 baths1,056 sq ft

18563 Caminito Pasadero #403, San Diego, CA 92128

$544,000

2 beds2 baths944 sq ft

17141 W Bernardo Dr #203, San Diego, CA 92127

OPEN SAT, 11AM TO 1PM

$479,900

1 bed1 bath769 sq ft

15373 Maturin Dr #192, San Diego, CA 92127

$799,000

3 beds2 baths1,454 sq ft

12089 Caminito Campana, San Diego, CA 92128

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3 beds2.5 baths1,651 sq ft

17539 Fairlie Rd, San Diego, CA 92128

OPEN SAT, 12PM TO 3PM

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New listings for sale in 92128

OPEN SAT, 10AM TO 12:30PM

$949,000

3 beds2.5 baths1,513 sq ft

18861 Caminito Cantilena 42 Unit 42, San Diego, CA 92128

NEW 9 HRS AGO

$649,999

2 beds2 baths956 sq ft

11021 Catarina Ln #298, San Diego, CA 92128

NEW 9 HRS AGO

$1,450,000

5 beds3 baths2,494 sq ft

17367 Bernardo Center Dr, San Diego, CA 92128

NEW 14 HRS AGO

$599,000

2 beds2 baths1,172 sq ft

12122 Royal Birkdale Row #103, San Diego, CA 92128

COMING SOON

$895,000

3 beds2 baths1,395 sq ft

16915 Acena Dr, San Diego, CA 92128

$729,000

2 beds2 baths1,358 sq ft

12461 Rios Rd, San Diego, CA 92128

$1,175,000

3 beds2 baths2,000 sq ft

12226 Casero Ct, San Diego, CA 92128

Acropolis Enterprise

COMING SOON

$569,000

2 beds2 baths1,134 sq ft

16555 Caminito Vecinos #40, San Diego, CA 92128

Keller Williams Realty

$575,000

2 beds2 baths1,140 sq ft

18577 Caminito Pasadero #422, San Diego, CA 92128

Details provided by SDMLS and may not match the public record. Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Payment calculator

See this home in person

Nearby open houses (10)

Around this home

Schools

Offer insights

Property details

Sale and tax history for 12140 Rancho Bernardo Dr Unit B

Public record

Climate risks

Historical weather

Sun exposure

Redfin Estimate for 12140 Rancho Bernardo Dr Unit B

Early Access listings

Nearby similar homes

New listings for sale in 92128

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