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Off Market Jun 2025 for $678K

$670,008

Est. refi paymentEst. refi $2,396/mo

•

1,358

sq ft

12446 Rios Rd, San Diego, CA 92128

About this home

Beautifully updated 2-bedroom, 2-bath, 1,358 sq. ft. single-story condo in the highly desirable Seven Oaks 55+ Community. This rare detached unit offers no shared walls and no direct neighbors behind, ensuring exceptional privacy. Thoughtful upgrades include Red Dragon granite countertops, an updated backsplash, soft-close cabinetry with built-in trash and recycling, wood-like laminate flooring, recessed lighting, plantation shutters, and dual-pane windows. The spacious living room is warm and inviting, featuring a cozy fireplace, perfect for relaxing evenings. Designed for seamless indoor-outdoor living, the open floor plan flows effortlessly onto a private patio, ideal for quiet moments or entertaining guests. Additional highlights include a full laundry room, a golf cart garage with tandem covered carport parking, and convenient guest parking nearby. All appliances are included, making this home truly move-in ready. Seven Oaks offers a wealth of amenities designed to enhance your lifestyle. Enjoy a refreshing dip in the community pool, unwind in the spa, or engage in friendly competition on the pickleball and shuffleboard courts. Stay active in the fitness center and take part in the many social activities and events held throughout the year. HOA covers cable, trash, and pest control, ensuring low-maintenance living. Don’t miss this opportunity to enjoy comfort, convenience, and community in one of the area's most sought-after 55+ neighborhoods. Schedule your tour today and discover all that this exceptional home and Seven Oaks have to offer! 760.445.9284

CondoProperty Type

1970Year Built

6.94 acresLot Size

$493Est. Price/Sq.Ft.

1 garage spacesParking

Listed by Sandra Topp •DRE #01991196 • Pacific Sotheby's Int'l Realty

Contact: 7604459284

Bought with Kimberly Riedlinger •DRE #02018378 • Douglas Elliman of California

Redfin checked: a minute ago

•Source:CRMLS #ND25073001

Redfin Estimate

$670,008

$7,992 since sold in June 2025$6,000 since July

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 16% higher than the average sale price ($578K) of 5 comparable homes.

SOLD MAY 28, 2026
$535,000
A
2 beds2 baths1,372 sq ft
16470 Caminito Vecinos Unit 82, San Diego, CA 92128
SOLD MAY 18, 2026
$642,500
B
2 beds2 baths1,372 sq ft
16407 Caminito Vecinos #155, San Diego, CA 92128
SOLD MAY 13, 2026
$575,000
C
2 beds2 baths1,372 sq ft
16410 Caminito Vecinos #137, San Diego, CA 92128
SOLD JUN 22, 2026
$575,000
D
2 beds2 baths1,176 sq ft
16566 Caminito Vecinos #25, San Diego, CA 92128
SOLD JUN 24, 2026
$560,000
E
2 beds2 baths1,134 sq ft
16533 Caminito Vecinos #52, San Diego, CA 92128

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Earn from this home

Sell

$103,456

Est. take-home

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Refinance

Est. cash available

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Rent

$3,543/mo

Redfin rental estimate

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Market trends in Rancho Bernardo, CA

Last updated July 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

98.8%

+0.3% MoM

Median sale price

$875K

$25K MoM

Avg. days on market

28d

6 days MoM

Recently sold homes

181

6 MoM

New listings for sale

NEW 20 HRS AGO
$850,000
2 beds2 baths1,740 sq ft
12080 Calle De Maria, San Diego, CA 92128
Francis Taylor Properties
NEW 28 HRS AGO
$795,000
2 beds2 baths1,471 sq ft
17959 Avenida Alozdra, San Diego, CA 92128
$680,000
2 beds2 baths1,036 sq ft
14966 Avenida Venusto Unit 71 #71, San Diego, CA 92128
$799,000
2 beds2.5 baths1,450 sq ft
13051 Evening Creek Dr Dr S #49, San Diego, CA 92128
$770,000
2 beds2 baths1,388 sq ft
17877 Avenida Cordillera, San Diego, CA 92128
Coldwell Banker Realty
$1,579,900
4 beds2.5 baths2,434 sq ft
12659 Gibraltar Dr, San Diego, CA 92128
3D WALKTHROUGH
$1,750,000
4 beds2.5 baths2,480 sq ft
18353 Camberwell Ln, San Diego, CA 92128
$1,450,000
3 beds2.5 baths2,228 sq ft
11821 Calle Parral, San Diego, CA 92128
3D WALKTHROUGH
$418,580
1 bed1 bath704 sq ft
12067 Alta Carmel Ct #58, San Diego, CA 92128
$1,019,000
2 beds2 baths1,786 sq ft
12659 Senda Acantilada, San Diego, CA 92128
See all

Provided by Redfin

Sale history for 12446 Rios Rd

Date

Event

Price

CRMLS #ND25073001

Jun 9, 2025

Sold

$678,000

$499/sq ft

May 19, 2025

Pending

—

Apr 10, 2025

Listed

$675,900

$498/sq ft

Apr 9, 2025

Coming Soon

$675,900

$498/sq ft

SDMLS #190045139

Sep 27, 2019

Sold

$420,000

$309/sq ft

Aug 29, 2019

Pending

—

Aug 14, 2019

Listed

$425,000

$313/sq ft

+20

Highly upgraded 2 bedroom, 2 bathroom, 1358 sq. ft. This contemporary upgraded single-story condo is in San Diego’s master planned Rancho Bernardo’s 55-plus Seven Oaks community. This beautiful condo is highly upgraded throughout. Upgrades include kitchen, bathrooms, windows, and flooring. Appliances are included. Indoor laundry room. There is covered parking and a golf cart sized garage.

Upgrades include the following: KITCHEN: Red Dragon Granite counter tops, Attractive backsplash, Trash / Recycle Pull Cabinet, Soft close drawers, Deep drawers for pots storage. BATHROOMS: New soft close cabinets and drawers, River White Granite, High Rise toilets, New Shower in guest bathroom . EXTERIOR: Succulent landscaping and stone beds. OTHER: Dual pane windows and sliders throughout, Attractive laminate flooring with wood appearance, Re-textured ceilings throughout. Newer HVAC. The Seven Oaks community center offers heated swimming with lap lanes, meeting rooms, auditorium, library, well-equipped wood working shop, shuffle board, arts and crafts, billiard room, and beautiful courtyards. The area includes shopping, restaurants, medical services, recreation, golf courses, houses of worship, and transportation in beautiful North San Diego. Relax and enjoy Rancho Bernardo's wonderful climate and breezes.

SDMLS #130028237

Jul 9, 2013

Sold

$280,000

$206/sq ft

Jun 8, 2013

Pending

—

Jun 2, 2013

Listed

$279,900

$206/sq ft

Very private and peaceful setting, unit not attached to any other homeowner - just parking structure. Newer AC, furnace, and windows. Kitchen has open pass through which allows light and extra seating. Mostly shutters throughout, french doors to patio. Sky lights and ceiling fans , fireplace in living room, separate laundry room. Golf cart garage makes a good storage area, plus one covered carport for off street parking. Walk to Seven Oaks Community Center, shopping, and bus.

Public Records

May 8, 2009

Sold

$268,000

$197/sq ft

Public Records

Feb 29, 1996

Sold

$123,000

$91/sq ft

Public Records

Oct 19, 1990

Sold

$110,000

$81/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$5,776 (+12.9%)

$412,872 + $278,687

$691,559

2024

$5,116 (+2.2%)

$274,225 + $185,101

$459,326

2023

$5,007 (+1.7%)

$268,849 + $181,472

$450,321

2022

$4,924 (+3.0%)

$263,578 + $177,914

$441,492

2021

$4,781 (−0.3%)

$258,410 + $174,426

$432,836

2020

$4,795 (+40.1%)

$253,344 + $171,006

$424,350

2019

$3,423 (+2.9%)

$250,747 + $169,253

$420,000

2018

$3,326 (+2.8%)

$183,697 + $123,995

$307,692

2017

$3,237 (+2.2%)

$176,565 + $119,181

$295,746

2016

$3,168 (+1.5%)

$176,565 + $119,181

$295,746

2015

$3,120 (+2.4%)

$173,103 + $116,845

$289,948

2014

$3,046

$167,164 + $112,836

$280,000

2013

$3,049 (+2.0%)

$167,164 + $112,836

$280,000

2012

$2,988 (+2.0%)

$167,317 + $112,940

$280,257

2011

$2,930 (+0.6%)

$164,037 + $110,726

$274,763

2010

$2,911 (+76.2%)

$160,821 + $108,555

$269,376

2009

$1,653 (+2.4%)

$159,620 + $107,744

$267,364

2008

$1,615

$69,657 + $85,138

$154,795

Tax history for 12446 Rios Rd

Year

Property tax

Land + Additions

Assessment*

2025

$5,776 (+12.9%)

$412,872 + $278,687

$691,559

2024

$5,116 (+2.2%)

$274,225 + $185,101

$459,326

2023

$5,007 (+1.7%)

$268,849 + $181,472

$450,321

2022

$4,924 (+3.0%)

$263,578 + $177,914

$441,492

2021

$4,781 (−0.3%)

$258,410 + $174,426

$432,836

2020

$4,795 (+40.1%)

$253,344 + $171,006

$424,350

2019

$3,423 (+2.9%)

$250,747 + $169,253

$420,000

2018

$3,326 (+2.8%)

$183,697 + $123,995

$307,692

2017

$3,237 (+2.2%)

$176,565 + $119,181

$295,746

2016

$3,168 (+1.5%)

$176,565 + $119,181

$295,746

2015

$3,120 (+2.4%)

$173,103 + $116,845

$289,948

2014

$3,046

$167,164 + $112,836

$280,000

2013

$3,049 (+2.0%)

$167,164 + $112,836

$280,000

2012

$2,988 (+2.0%)

$167,317 + $112,940

$280,257

2011

$2,930 (+0.6%)

$164,037 + $110,726

$274,763

2010

$2,911 (+76.2%)

$160,821 + $108,555

$269,376

2009

$1,653 (+2.4%)

$159,620 + $107,744

$267,364

2008

$1,615

$69,657 + $85,138

$154,795

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1970

Sq. Ft.

1,358

Year built

1970

Style

Condo/Co-op

County

San Diego County

APN

2742102701

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

RS-1-14

RANCHO BERNARDO

Residential-Single Unit Zone

The purpose of the RS zones is to provide appropriate regulations for the development of single dwelling units that accommodate a variety of lot sizes and residential dwelling types and which promote neighborhood quality, character, and livability. It is intended that these zones provide for flexibility in development regulations that allow reasonable use of property while minimizing adverse impacts to adjacent properties.

Zone overlays

Rancho Bernardo Community Plan

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Housing-Other
Recreation
Park & open space

Property details

Parking

Parking / Garage Information
Uncovered Spaces: 1
# of Carport Spaces: 1
# of Garage Spaces: 1
Carport, Golf Cart Garage, Street, Tandem Covered, Tandem Uncovered
# of Parking Spaces: 3

Interior

Laundry Information
Has Laundry
Dryer Included, Inside, Washer Included

Kitchen Information
Appliances: Dishwasher, Electric Oven, Garbage Disposal, Gas Water Heater, Microwave, Refrigerator
Has Appliances
Area, Separated
Built-in Trash/Recycling, Granite Counters, Pots & Pan Drawers, Self-closing drawers

Bathroom Information
# of Baths (Full): 2
Exhaust fan(s), Granite Counters, Main Floor Full Bath, Upgraded, Walk-in shower

Cooling Information
Central
Has Cooling

Room Information
All Bedrooms Down, Family Room, Kitchen, Laundry, Main Floor Bedroom, Main Floor Primary Bedroom

Fireplace Information
Family Room
Has Fireplace

Flooring Information
Carpet, Laminated, Tile

Heating Information
Fireplace, Forced Air, Natural Gas
Has Heating

Interior Features
Entry Level: 1
Entry Location: 1
Ceiling Fan, Granite Counters, Recessed Lighting
Levels: One
Main Level Bathrooms: 2
Main Level Bedrooms: 2
Spa Features: Association, Community
Has Spa
Window Features: Double Pane Windows

Exterior

Exterior Information
Structure Type: House
Fencing: None

Exterior Features
Patio And Porch Features: Patio, Slab
Has Patio
Pool Features: Association, Community Pool

Lot Information
Elevation Units: Feet
Lot Size Source: Assessor's Data

Property Information
Common Interest: Condominium
Total # of Units: 1
Common Walls: End Unit, No Common Walls
Living Area Source: Assessor's Data
Parcel Number: 2742102701
Property Condition: Turnkey
Total # of Stories: 1
Year Built Source: Public Records
Property ADU: No

Financial

Assesments Information
Assessments: Special Assessments

Utilities

Utilities Information
Sewer: Public Sewer
See Remarks
Water Source: District/Public

Location

Multi-Unit Information
# of Units In Community: 86

Homeowners Association
Is Part of Association
Association Name: Seven Oaks Community Center
Association Fee: $560
Association Fee Frequency: Annually
Secondary Association Fee: 600
Secondary Association Fee Frequency: Monthly
Association Amenities: Pickleball, Pool, Spa, Picnic Area
Senior Community

Neighborhood Information
Community Features: Sidewalks, Street Lighting

School Information
High School District: Poway Unified

Location Information
Latitude: 33.01546700
Longitude: -117.06087700
Other Subdivision Name: Rancho Bernardo
Directions: From Pomerado Road (behind Albertsons), turn Right onto Rios Rd. Drive two blocks to Roca Drive. The property will be on your right, just after the intersection with Roca Dr. The entrance to the home is in the back, behind carport.
Subdivision Name: Rancho Bernardo
Zoning: RS-1-14

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,358
Stories: 1.0
Lot Size: —
Style: Condo/Co-op
Year Built: 1970
Year Renovated: 1970
County: San Diego County
APN: 2742102701

Home facts updated by county records on Aug 20, 2026

Other

Listing Information
IDX Contact Info: 7604459284
Days Active in MLS: 36
Continuous Days Active in MLS: 36

Listing Agent Information
List Agent First Name: Sandra
List Agent Last Name: Topp

Listing Office Information
List Office Name: Pacific Sotheby's Int'l Realty

Selling Agent Information
Buyer Agent First Name: Kimberly
Buyer Agent Last Name: Riedlinger

Selling Office Information
Buyer Office Name: Douglas Elliman of California

Around this home

Schools
Places
Transit

Highland Ranch Elementary School

Public K-5 • Assigned • 2.2mi

9/10

Bernardo Heights Middle School

Public 6-8 • Assigned • 1.2mi

8/10

Rancho Bernardo High School

Public 9-12 • Assigned • 1.5mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 97° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

San Diego, CA • 92128

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.9 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

8.9 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$637,000 – $771,000

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Home values near 12446 Rios Rd

Data from public records.

Address	Redfin Estimate
12448 Rios Road, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$683,223
12470 Rios Road, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$571,765

Address	Redfin Estimate
12450 Rios Road, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$635,937
12486 Rios Road, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$693,351

Address	Redfin Estimate
12466 Rios Road, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$595,737
12488 Rios Road, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$620,077

Property information provided by CRMLS when last listed in 2025. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in Rancho Bernardo, CA

Sale history for 12446 Rios Rd

Tax history for 12446 Rios Rd

Public record

Property details

Around this home

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 92128

Home values near 12446 Rios Rd

More real estate resources