OFF MARKET

Off Market Feb 2021 for $475K

$620,633

Est. refi paymentEst. refi $2,778/mo

•

1,358

sq ft

12495 Rios Rd, San Diego, CA 92128

About this home

Highly desirable private & larger floor plan 1358 SF in Seven Oaks 55+, includes interior Laundry room w/ W/ D. Updated Kitchen with new SS appliances/sink & faucet, new quartz counters, refinished cabinetry. Newer laminate flooring, water heater, furnace w Nest. Interior painted, shows light, bright & clean! Rare Enclosed sunroom (11x9) not included in 1358 SF, so enjoy more space for an office, patio, or ?? Unit is located off back of street w/ larger greenbelt area & privacy. Golf cart/storage unit & carport.

CondoProperty Type

1970Year Built

6.94 acresLot Size

$457Est. Price/Sq.Ft.

1 spaceParking

Listed by Christine Fitzgerald •DRE #01961264 • United Real Estate San Diego

•619-518-9620 (agent)

•cfitzgeraldsd@gmail.com (agent)

Bought with Nick Alameddin •DRE #01193357 • Premiere Homes

•760-802-4166 (agent)

•nick@mypfgroup.com (agent)

Redfin checked: a few seconds ago

•Source:SDMLS #200054644

Redfin Estimate

$620,633

$146K since sold in February 2021$13K since August

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 5.6% higher than the average sale price ($588K) of 6 comparable homes.

SOLD SEP 3, 2026
$640,000
A
2 beds2 baths1,372 sq ft
16511 Caminito Vecinos Unit 64, San Diego, CA 92128
SOLD MAY 28, 2026
$535,000
B
2 beds2 baths1,372 sq ft
16470 Caminito Vecinos Unit 82, San Diego, CA 92128
SOLD MAY 18, 2026
$642,500
C
2 beds2 baths1,372 sq ft
16407 Caminito Vecinos #155, San Diego, CA 92128
SOLD JUN 22, 2026
$575,000
D
2 beds2 baths1,176 sq ft
16566 Caminito Vecinos #25, San Diego, CA 92128
SOLD MAY 13, 2026
$575,000
E
2 beds2 baths1,372 sq ft
16410 Caminito Vecinos #137, San Diego, CA 92128
SOLD JUN 24, 2026
$560,000
F
2 beds2 baths1,134 sq ft
16533 Caminito Vecinos #52, San Diego, CA 92128

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Earn from this home

Sell

$248,530

Est. take-home

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Refinance

Est. cash available

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Rent

$3,541/mo

Redfin rental estimate

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Market trends in Rancho Bernardo, CA

Last updated August 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-List Price

99.2%

+0.5% MoM

Median sale price

$935K

$65K MoM

Avg. days on market

26d

2 days MoM

Recently sold homes

181

4 MoM

New listings for sale

$575,000
2 beds2 baths1,140 sq ft
18577 Caminito Pasadero #422, San Diego, CA 92128
$1,099,000
4 beds2 baths2,208 sq ft
16866 Acebo Dr, San Diego, CA 92128
$1,379,999
4 beds3.5 baths2,406 sq ft
13957 Carmel Ridge Rd, San Diego, CA 92128
$559,000
2 beds2 baths1,056 sq ft
18563 Caminito Pasadero #403, San Diego, CA 92128
COMING SOON
$990,000
4 beds2.5 baths1,733 sq ft
11595 Compass Dr Dr N #8, San Diego, CA 92126
Epique Inc
$1,195,000
3 beds2.5 baths1,965 sq ft
15968 Caminito Aire Puro, San Diego, CA 92128
3D WALKTHROUGH
$725,000
2 beds2 baths1,102 sq ft
12510 Heatherton Ct #195, San Diego, CA 92128
3D WALKTHROUGH
$1,475,000
5 beds3 baths2,761 sq ft
12550 Shropshire Ln, San Diego, CA 92128
$1,085,000
3 beds2 baths1,565 sq ft
17633 Corte Potosi, San Diego, CA 92128
$1,125,000
2 beds2 baths1,418 sq ft
12725 Rueda Acayan, San Diego, CA 92128
See all

Provided by Redfin

Sale history for 12495 Rios Rd

Date

Event

Price

SDMLS #200054644

Feb 17, 2021

Sold

$475,000

$350/sq ft

Jan 18, 2021

Pending

—

Jan 15, 2021

Relisted

—

Jan 13, 2021

Pending

—

Dec 22, 2020

Listed

$470,000

$346/sq ft

Public Records

Jan 31, 2019

Sold

$395,909

$292/sq ft

Greater Lansing AoR #180035753

Jan 31, 2019

Sold

$395,000

$291/sq ft

Jan 31, 2019

Sold

$395,000

$291/sq ft

Nov 22, 2018

Pending

—

Aug 15, 2018

Price Changed

$405,000

$298/sq ft

Jun 29, 2018

Listed

$405,000

$298/sq ft

Jun 29, 2018

Listed

$415,000

$306/sq ft

KITCHEN REMODEL in process,new appliances,new sink and faucet,quartz counters,refinished cabinetry. New laminate flooring in most of the rooms, new interior paint. Newer water heater, furnace and roof. Open and airy. Enclosed sun room (12x9) not included in the 1358 sf, so you can enjoy more space for an office, den, or ?? Laundry room inside unit. Garage/storage near covered carport. Beautiful 7 Oaks senior development with wonderful club with swimming,lawn bowling,classes. SEE SUPPL.

PRICE IMPROVEMENT. Here is your next home. This condo sits in the Seven Oaks senior development in Rancho Bernardo. KITCHEN REMODEL IN PROCESS with new appliances, sink and faucet, new quartz counters, refinishes cabinetry. New floors in most rooms, new interior paint, ceilings scraped, newer water heater, furnace and roof. The sun room gives more square footage and the ability to enjoy an office, study, or ???. Enjoy the Seven Oaks Club with swimming pool, lawn bowling, meeting rooms, classes. If you are bored it is your own fault. There is so much to keep you busy in this lovely location. Close to hospital, shopping, restaurants, freeway.

Public Records

May 15, 1981

Sold

$95,500

$70/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$6,318 (+12.0%)

$230,964 + $293,468

$524,432

2024

$5,642 (+2.2%)

$226,436 + $287,714

$514,150

2023

$5,521 (+1.7%)

$221,997 + $282,073

$504,070

2022

$5,428 (+18.4%)

$217,645 + $276,543

$494,188

2021

$4,585 (+1.4%)

$213,378 + $271,121

$484,499

2020

$4,523 (+116.9%)

$179,279 + $227,793

$407,072

2019

$2,085 (+2.9%)

$177,441 + $225,458

$402,899

2018

$2,027 (+2.7%)

$79,950 + $101,585

$181,535

2017

$1,974 (+2.2%)

$76,847 + $97,642

$174,489

2016

$1,932 (+1.5%)

$76,847 + $97,642

$174,489

2015

$1,904 (+2.3%)

$75,341 + $95,728

$171,069

2014

$1,861 (+0.5%)

$72,757 + $92,444

$165,201

2013

$1,852 (+2.0%)

$72,757 + $92,444

$165,201

2012

$1,816 (+1.9%)

$72,429 + $92,027

$164,456

2011

$1,782 (+0.7%)

$71,009 + $90,223

$161,232

2010

$1,770 (+0.8%)

$69,617 + $88,454

$158,071

2009

$1,756 (+2.3%)

$69,097 + $87,793

$156,890

2008

$1,717

$69,262 + $88,002

$157,264

Tax history for 12495 Rios Rd

Year

Property tax

Land + Additions

Assessment*

2025

$6,318 (+12.0%)

$230,964 + $293,468

$524,432

2024

$5,642 (+2.2%)

$226,436 + $287,714

$514,150

2023

$5,521 (+1.7%)

$221,997 + $282,073

$504,070

2022

$5,428 (+18.4%)

$217,645 + $276,543

$494,188

2021

$4,585 (+1.4%)

$213,378 + $271,121

$484,499

2020

$4,523 (+116.9%)

$179,279 + $227,793

$407,072

2019

$2,085 (+2.9%)

$177,441 + $225,458

$402,899

2018

$2,027 (+2.7%)

$79,950 + $101,585

$181,535

2017

$1,974 (+2.2%)

$76,847 + $97,642

$174,489

2016

$1,932 (+1.5%)

$76,847 + $97,642

$174,489

2015

$1,904 (+2.3%)

$75,341 + $95,728

$171,069

2014

$1,861 (+0.5%)

$72,757 + $92,444

$165,201

2013

$1,852 (+2.0%)

$72,757 + $92,444

$165,201

2012

$1,816 (+1.9%)

$72,429 + $92,027

$164,456

2011

$1,782 (+0.7%)

$71,009 + $90,223

$161,232

2010

$1,770 (+0.8%)

$69,617 + $88,454

$158,071

2009

$1,756 (+2.3%)

$69,097 + $87,793

$156,890

2008

$1,717

$69,262 + $88,002

$157,264

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

—

Year renovated

1970

Sq. Ft.

1,358

Year built

1970

Style

Condo/Co-op

County

San Diego County

APN

2742102738

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

RS-1-14

RANCHO BERNARDO

Residential-Single Unit Zone

The purpose of the RS zones is to provide appropriate regulations for the development of single dwelling units that accommodate a variety of lot sizes and residential dwelling types and which promote neighborhood quality, character, and livability. It is intended that these zones provide for flexibility in development regulations that allow reasonable use of property while minimizing adverse impacts to adjacent properties.

Zone overlays

Rancho Bernardo Community Plan

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Senior
Housing-Other
Recreation
Park & open space

Property details

Parking

Parking/Garage Information
# of Parking Spaces Total: 1

Interior

Virtual Tour

Bathroom Information
# of Full Bathrooms: 2

Heating & Cooling
Has Cooling
Cooling: Central Air
Has Heating
Heating: Fireplace(s), Forced Air, Natural Gas

Interior Features
Appliances: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Electric Range, ENERGY STAR Qualified Appliances
Flooring: Vinyl
Has Fireplace
# of Fireplaces: 1
Fireplace Features: Gas, Gas Starter, Family Room

Room Information
Laundry Features: Washer Hookup

Exterior

Exterior Features
Patio And Porch Features: Enclosed, Patio
Roof: Spanish Tile

Pool Information
Pool Features: Community
Has Spa/Hot Tub

Building Information
Entry Level: 1
# of Stories Total: 1
Construction Materials: Stucco

Property Features
Pets Allowed: Yes, Breed Restrictions

Property Information
Property Type: Residential
Property Sub Type: Condominium
Raw Mls Property Sub Type: All Other Attached
Common Walls: No One Above, No One Below

Lot Information
Lot Size Area: 6.94
Lot Size Units: Acres
Zoning: R-1:SINGLE

Utilities

Utility Information
Water Source: Public
Utilities: Cable Available
Sewer: Public Sewer

Location

HOA Information
Has Homeowners Association
Association Amenities: Billiard Room, Clubhouse, Pool, Insurance
Association Fee: $400
Association Fee Frequency: Monthly
Derived Association Fee (Monthly): $400
Association Fee Includes: Sewer, Maintenance Grounds

Location Information
Subdivision Name: RANCHO BERNARDO

Community Information
Community Features: Pool, Clubhouse, Sidewalks
Senior Community
Building Name: Seven Oaks #4

Public facts

Beds: 2
Baths: 2.0
Sq. Ft.: 1,358
Stories: —
Lot Size: —
Style: Condo/Co-op
Year Built: 1970
Year Renovated: 1970
County: San Diego County
APN: 2742102738

Home facts updated by county records on Aug 20, 2026

Other

Listing Information
List AOR: San Diego Association of REALTOR

Around this home

Schools

Highland Ranch Elementary School

Public K-5 • Assigned • 2.3mi

9/10

Bernardo Heights Middle School

Public 6-8 • Assigned • 1.2mi

8/10

Rancho Bernardo High School

Public 9-12 • Assigned • 1.5mi

9/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

5/10 Heat Factor

7 days above 97° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

5 unhealthy days expected this year, 5 days in 30 years

Provided by First Street

Historical weather

San Diego, CA • 92128

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.9 hours in June and 7.3 hours in December, placing it above the U.S. average for solar exposure.

8.9 hrs

7.3 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$590,000 – $714,000

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Home values near 12495 Rios Rd

Data from public records.

Address	Redfin Estimate
12466 Rios Rd, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$582,931
12488 Rios Rd, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$598,877

Address	Redfin Estimate
12470 Rios Rd, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$571,797
12490 Rios Rd, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$570,993

Address	Redfin Estimate
12486 Rios Rd, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$694,014
12512 Rios Rd, San Diego, CA 2 Beds \| 2 Baths \| 1358 Sq. Ft.	$584,740

Property information provided by SDMLS when last listed in 2020. This data may not match . Learn more.

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GreatSchools Ratings provided by GreatSchools.org.

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About this home

Redfin Estimate

Earn from this home

Market trends in Rancho Bernardo, CA

Sale history for 12495 Rios Rd

Tax history for 12495 Rios Rd

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 92128

Home values near 12495 Rios Rd

More real estate resources