Renovated House plus Duplex. Short walk to USD campus and trolley station. Upgraded units with stable income production. Current rental rates are low. Front house includes garage plus additional parking. Potential redevelopment opportunity due to Complete Communities Zoning and ADU options. Seller may finance first TD.
Multi-familyProperty Type
1963Year Built
5,870 sq ftLot Size
Listed by Ray Adams•DRE #00989238• Ray Adams Investment Real Estate Inc
•619-884-5456 (agent)
•raire.inc@gmail.com (agent)
Bought with Lance Theriault•DRE #01129741• Lance John Theriault, Broker
House plus duplex in the Morena District/USD neighborhood. Walk to shopping, dining, trolley, and USD campus. Great cash flow value-add property or new development opportunity. Estimated 5+ new units on the site. Desirable location with outstanding potential. Please drive by discreetly without disturbing the tenants.
Public Records
Jun 19, 1998
Sold
$160,000
Public Records
Apr 1, 1983
Sold
$107,000
Year
Property tax
Land + Additions
Assessment*
2025
$12,198 (+8.6%)
$956,696 + $478,304
$1,435,000
2024
$11,234 (+2.3%)
$619,749 + $309,846
$929,595
2023
$10,985 (+2.7%)
$607,598 + $303,771
$911,369
2022
$10,693 (+0.7%)
$595,685 + $297,815
$893,500
2021
$10,620 (+276.0%)
$584,005 + $291,976
$875,981
2020
$2,824 (+1.9%)
$572,554 + $286,251
$858,805
2019
$2,773 (+7.0%)
$155,724 + $77,855
$233,579
2018
$2,592 (+2.5%)
$152,671 + $76,329
$229,000
2017
$2,528 (+1.8%)
$146,744 + $73,366
$220,110
2016
$2,484 (+1.6%)
$146,744 + $73,366
$220,110
2015
$2,446 (+1.6%)
$143,867 + $71,928
$215,795
2014
$2,408 (+0.1%)
$138,931 + $69,461
$208,392
2013
$2,405 (+8.5%)
$138,931 + $69,461
$208,392
2012
$2,217 (+1.9%)
$138,304 + $69,148
$207,452
2011
$2,175 (+1.8%)
$135,593 + $67,793
$203,386
2010
$2,137 (−0.3%)
$132,935 + $66,464
$199,399
2009
$2,143 (+3.7%)
$131,942 + $65,968
$197,910
2008
$2,067
$132,256 + $66,125
$198,381
Tax history for 5520 Riley St
Year
Property tax
Land + Additions
Assessment*
2025
$12,198 (+8.6%)
$956,696 + $478,304
$1,435,000
2024
$11,234 (+2.3%)
$619,749 + $309,846
$929,595
2023
$10,985 (+2.7%)
$607,598 + $303,771
$911,369
2022
$10,693 (+0.7%)
$595,685 + $297,815
$893,500
2021
$10,620 (+276.0%)
$584,005 + $291,976
$875,981
2020
$2,824 (+1.9%)
$572,554 + $286,251
$858,805
2019
$2,773 (+7.0%)
$155,724 + $77,855
$233,579
2018
$2,592 (+2.5%)
$152,671 + $76,329
$229,000
2017
$2,528 (+1.8%)
$146,744 + $73,366
$220,110
2016
$2,484 (+1.6%)
$146,744 + $73,366
$220,110
2015
$2,446 (+1.6%)
$143,867 + $71,928
$215,795
2014
$2,408 (+0.1%)
$138,931 + $69,461
$208,392
2013
$2,405 (+8.5%)
$138,931 + $69,461
$208,392
2012
$2,217 (+1.9%)
$138,304 + $69,148
$207,452
2011
$2,175 (+1.8%)
$135,593 + $67,793
$203,386
2010
$2,137 (−0.3%)
$132,935 + $66,464
$199,399
2009
$2,143 (+3.7%)
$131,942 + $65,968
$197,910
2008
$2,067
$132,256 + $66,125
$198,381
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Public record
Public record
Zoning
Beds
7
Baths
3
Stories
1
Lot width
—
Lot depth
—
Lot size
5,998 Sq. Ft.
Year renovated
1963
Sq. Ft.
2,743
Year built
1963
Style
Multi-Family (2-4 Unit)
County
San Diego County
APN
4365521700
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 20, 2026.
RM-3-7
LINDA VISTA
PIOZ- CAMPUS-IMPACT
Residential-Multiple Unit Zone
The purpose of the RM zones is to provide for multiple dwelling unit development at varying densities. The RM zones individually accommodate developments with similar densities and characteristics. Each of the RM zones is intended to establish development criteria that consolidates common development regulations, accommodates specific dwelling types, and responds to locational issues regarding adjacent land uses.
Zone overlays
Permitted uses
Include but are not limited to:
Retail-Grocery
Restaurant
Housing-Single unit
Housing-Multiple units
Housing-Senior
Housing-Student
Housing-Other
Office
Medical office
Recreation
Property details
Interior
Virtual Tour
Bathroom Information
# of Full Bathrooms: 3
Exterior
Exterior Features
Fencing: Partial
Roof: Composition
Building Information
Sq. Ft.: 0.0
# of Stories Total: 1
Construction Materials: Stucco
Property Information
Property Type: Residential Income
Property Sub Type: Multi Family
Raw Mls Property Sub Type: Res Income 2-4 Units
Lot Information
Lot Size : 4,000-7,499 SF
Lot Size Units: Acres
Location
Location Information
Subdivision Name: BAY PARK
Community Information
Building Name: Silver Terrace
Public facts
Beds: 7
Baths: 3.0
Sq. Ft.: 2,743
Stories: 1.0
Lot Size: 5,998 square feet
Style: Multi-Family (2-4 Unit)
Year Built: 1963
Year Renovated: 1963
County: San Diego County
APN: 4365521700
Home facts updated by county records on Aug 20, 2026
Other
Listing Information
List AOR: San Diego Association of REALTOR
Around this home
Schools
Carson Elementary School
Public K-5 • Assigned • 1.4mi
3/10
Montgomery Middle School
Public 6-8 • Assigned • 1.9mi
7/10
Kearny Digital Media & Design School
Public 9-12 • Assigned • 3.0mi
9/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
4/10 Heat Factor
7 days above 85° expected this year, 20 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
3/10 Air Factor
4 unhealthy days expected this year, 4 days in 30 years
Provided by First Street
Historical weather
San Diego, CA • 92110
Average low and high temperatures (°F)
67
50
68
53
69
56
67
57
69
60
71
63
72
64
75
66
76
67
72
60
68
54
66
52
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 8.2 hours in
June and 7.3 hours in December, placing it above the
U.S. average for solar exposure.
8.2 hrs
7.3 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.66M – $2.01M
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