For sale

$1,699,000

Est. $11,599/mo —

•

1,971

sq ft

223 Rigg St, Santa Cruz, CA 95060

About this home

Price Reduction! Completely remodeled Lower Westside home on an oversized 9,000+ sqft lot. Renovated approx. 10 years ago as the owners forever home, this home features quality upgrades including dual-pane windows, new electrical/panel, brand new roof, new furnace/ducting, tankless water heater, exterior paint, rain gutters, remodeled kitchen with custom cabinetry and granite countertops, and an updated bathroom. The home offers 3 spacious bedrooms and 1 large bathroom with a tub and shower and a functional layout. Featuring both an eat-in kitchen and a formal dining room allowing for additional flexibility. Above the garage is a private upper-level retreat with a generous bonus room, bar area, and large outdoor deck; ideal for guests, home office, or creative space with a 1/2 bath located below. Automatic gate for driveway including a two-car garage and parking for multiple vehicles. Large laundry room with sink and additional storage space. The deep backyard features a lawn, established fruit trees, multiple entertaining areas, and a stunning covered all season outdoor dining space. This home is conveniently located near West Cliff Drive, beaches, eateries, shopping, parks, and is located within the Westlake Elementary attendance area.

Single-familyProperty Type

1952Year Built

9,365 sq ftLot Size

$862Price/Sq.Ft.

2 car garageParking

Listed by Katy Cowley •DRE #01946911 • Cowley Properties

Listing updated: Sep 12, 2026 at 11:05am

Redfin checked: a minute ago

•Source:MLSListings #ML82036709

Payment calculator

$11,599 per month

Principal and interest$9,504

Property taxes

$1,770

HOA dues

Home insurance

$326

Utilities

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Around this home

Schools

K - 12
Preschool & daycare

Westlake Elementary School

Public K-5 • Assigned • 0.9mi

9/10

Mission Hill Middle School

Public 6-8 • Assigned • 0.3mi

9/10

Santa Cruz High School

Public 9-12 • Assigned • 0.2mi

10/10

Provided by GreatSchools

About Mission

Hill

Mission Hill, located between Downtown Santa Cruz and the Westside, is a hillside and historic Santa Cruz neighborhood with a campus-edge energy and a canopy of mature trees. The neighborhood’s character concentrates along Mission Street near Bay Street, where coffee counters, taquerias, and small storefronts meet steady foot traffic. Classic Craftsman and Spanish Revival homes line winding streets, with stairways and pocket viewpoints shaping daily routes. UC Santa Cruz’s nearby presence adds a bookish, bike-and-walk rhythm without overpowering the residential feel. The Mission Santa Cruz and its gardens lend a quiet, landmark backdrop, while the Santa Cruz Museum of Art & History anchors cultural calendars downtown. Natural Bridges State Beach sits a short drive away for open-sky breaks from the hills.

Provided by Walk Score and Local Logic

Offer insights

223 Rigg St · $1,699,000

Strong offer

$1.69M and above

75% chance or better to win

Why $1.69M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 31 days.

SALE-TO-LIST

Most homes are selling 1% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Dining

Interior features
Fireplace in the living room
Eat-in kitchen
Formal dining room
No family room

Bathrooms
One full bathroom
One half bathroom

Kitchen
Gas oven range

Laundry & utility
Washer and dryer
Laundry located in utility room

Flooring
Carpet
Wood

Heating & cooling
Forced air heating

Sale and tax history for 223 Rigg St

Sale History
Tax History

Date

Event

Price

MLSListings #ML82036709

Aug 31, 2026

Price Changed

$1,699,000

$862/sq ft

Aug 18, 2026

Price Changed

$1,749,000

$887/sq ft

Aug 9, 2026

Relisted

—

Aug 5, 2026

Pending

—

Aug 4, 2026

Contingent

—

Jul 13, 2026

Price Changed

$1,799,000

$913/sq ft

Jun 29, 2026

Price Changed

$1,845,000

$936/sq ft

Jun 9, 2026

Listed

$1,895,000

$961/sq ft

+37

Public Records

Jul 18, 2013

Sold

$70,000

$36/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$7,759 (+7.7%)

$431,429 + $203,252

$634,681

2024

$7,206 (+1.2%)

$422,969 + $199,266

$622,235

2023

$7,120 (+1.1%)

$422,969 + $199,266

$622,235

2022

$7,042 (+2.1%)

$414,676 + $195,359

$610,035

2021

$6,898 (+0.8%)

$406,545 + $191,529

$598,074

2020

$6,845 (+2.3%)

$398,574 + $187,773

$586,347

2019

$6,693 (+1.1%)

$394,487 + $185,848

$580,335

2018

$6,618 (+1.3%)

$386,752 + $182,204

$568,956

2017

$6,535 (+5.8%)

$371,734 + $175,130

$546,864

2016

$6,179 (+50.7%)

$371,734 + $175,130

$546,864

2015

$4,100 (+287.5%)

$364,445 + $171,696

$536,141

2014

$1,058 (−0.3%)

$24,259 + $46,512

$70,771

2013

$1,062 (+3.6%)

$24,259 + $46,512

$70,771

2012

$1,025 (+1.6%)

$24,149 + $46,303

$70,452

2011

$1,009 (+9.5%)

$23,674 + $45,395

$69,069

2010

$921 (−72.5%)

$23,210 + $44,505

$67,715

2009

$3,356 (+282.0%)

$180,609 + $105,830

$286,439

2008

$878

$181,038 + $106,081

$287,119

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

9,365 Sq. Ft.

Year renovated

1952

Finished Sq. Ft.

1,562

Unfinished Sq. Ft.

—

Total Sq. Ft.

1,562

Year built

1952

Style

Single Family Residential

County

Santa Cruz County

APN

00649309

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Jul 10, 2026.

R-1-5

Single-Family Residence District

To stabilize and protect the residential characteristics of the district, and to promote and encourage a suitable environment for family life and single persons; and intended for single-family detached dwellings and the services appurtenant thereto. This section of the Zoning Ordinance is also part of the Local Coastal Implementation Plan.

Permitted uses

Include but are not limited to:

Garden center
Day care facility
Housing-Group
Housing-Single unit
Housing-Other

May 22, 2026 • Final

Bldg residential

Remove and replace the existing composition roofing with new composition shingles.

Roofing

Aug 6, 2025 • Final

Bldg residential

Upgrade the main electrical panel from 100 amps to 200 amps.

Electrical

Electric meter

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

3/10 Heat Factor

7 days above 81° expected this year, 15 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Santa Cruz, CA • 95060

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

80/ 100

Very good sunlight

Sunscore

This home receives average direct sun exposure in Santa Cruz. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.

8.7 hrs

5.6 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 223 Rigg St

$1,626,418

$73K under list price of $1.70M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $1.2M to $1.9M.

SOLD JUN 5, 2026
$1,550,000 Last sold price
3 beds2.5 baths1,817 sq ft
130 Otis St, Santa Cruz, CA 95060
$9/sq ft
smaller lot
36 years newer
SOLD JUL 2, 2026
$1,352,000 Last sold price
3 beds2.5 baths1,902 sq ft
309 Village Cir, Santa Cruz, CA 95060
$151/sq ft
smaller lot
44 years newer
SOLD OCT 6, 2026
$1,240,000 Last sold price
3 beds2.5 baths1,896 sq ft
911 King St, Santa Cruz, CA 95060
$208/sq ft
smaller lot
24 years older
SOLD JUL 27, 2026
$1,300,000 Last sold price
3 beds2 baths2,139 sq ft
225 Union St, Santa Cruz, CA 95060
$254/sq ft
smaller lot
54 years older
SOLD DEC 1, 2025
$1,900,000 Last sold price
3 beds2.5 baths2,382 sq ft
233 Rigg St, Santa Cruz, CA 95060
$64/sq ft
larger lot
2 years older
SOLD SEP 21, 2026
$1,655,000 Last sold price
4 beds2 baths2,139 sq ft
1503 King St, Santa Cruz, CA 95060
$88/sq ft
smaller lot
24 years older

Rental earnings

Est. $4,466 per month, based on comparable rentals

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