Located in the Lower Santa Cruz Gardens neighborhood this meticulously maintained, 4bd 2ba home is available for the first time ever! New floors recently installed in the entry room, dining and kitchen. Off the kitchen, you'll step into the living space followed by a sunroom. Next step into a quiet, private oasis featuring a fabulous pool in excellent condition! You have to see this home in person to appreciate every detail!
Single-familyProperty Type
1964Year Built
5,706 sq ftLot Size
$823Price/Sq.Ft.
2 car garageParking
Listed by Emma Alcaraz•DRE #02253735• Schooner Realty
Located in the Lower Santa Cruz Gardens neighborhood this meticulously maintained, 4bd 2ba home is available for the first time ever! New floors recently installed in the entry room, dining and kitchen. Off the kitchen, you'll step into the living space followed by a sunroom. Next step into a quiet, private oasis featuring a fabulous pool in excellent condition! You have to see this home in person to appreciate every detail!
Year
Property tax
Land + Additions
Assessment*
2025
$2,980 (+10.0%)
$18,454 + $109,013
$127,467
2024
$2,709 (+4.4%)
$18,092 + $106,876
$124,968
2023
$2,594 (+3.3%)
$18,092 + $106,876
$124,968
2022
$2,511 (+8.5%)
$17,737 + $104,780
$122,517
2021
$2,314 (+2.0%)
$17,390 + $102,726
$120,116
2020
$2,269 (+2.4%)
$17,049 + $100,711
$117,760
2019
$2,216 (+2.7%)
$16,874 + $99,679
$116,553
2018
$2,156 (+1.9%)
$16,543 + $97,724
$114,267
2017
$2,115 (+3.9%)
$15,901 + $93,930
$109,831
2016
$2,036 (+4.1%)
$15,901 + $93,930
$109,831
2015
$1,955 (+2.8%)
$15,589 + $92,088
$107,677
2014
$1,902
$15,054 + $88,928
$103,982
2013
$1,901 (+1.9%)
$15,054 + $88,928
$103,982
2012
$1,865 (+2.6%)
$14,986 + $88,526
$103,512
2011
$1,818 (+1.3%)
$14,692 + $86,790
$101,482
2010
$1,794 (+1.1%)
$14,404 + $85,088
$99,492
2009
$1,774 (+3.5%)
$14,296 + $84,452
$98,748
2008
$1,715
$14,330 + $84,653
$98,983
Public record
Beds
4
Baths
3
Stories
—
Lot width
—
Lot depth
—
Lot size
5,706 Sq. Ft.
Year renovated
1964
Finished Sq. Ft.
1,519
Unfinished Sq. Ft.
—
Total Sq. Ft.
1,519
Year built
1964
Style
Single Family Residential
County
Santa Cruz County
APN
02511126
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Aug 4, 2026.
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 86° expected this year, 15 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
13 unhealthy days expected this year, 14 days in 30 years
Provided by First Street
Historical weather
Santa Cruz, CA • 95065
Average low and high temperatures (°F)
64
46
64
46
69
48
67
47
72
50
73
52
75
54
81
55
78
58
75
54
65
48
63
48
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
92/ 100
Exceptional sunlight
Sunscore
This home ranks in the top 12% for direct sun exposure in Santa Cruz. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.5 hrs
7.1 hrs
JuneDecember
Provided by Shadowmap
Redfin Estimate for 2520 Howe St
We cannot show automated home-value estimates for this home.
Nearby homes have recently sold between $1,265,000 and $1,479,145.
Nearby comparable homes
The Redfin Estimate uses 6 recent nearby sales, priced between $1.3M to $1.5M.