Off market jun 2021 for $3.6M

$4,242,590

Est. refi paymentEst. refi $16,538/mo

•

2,866

sq ft

21028 Bank Mill Rd, Saratoga, CA 95070

About this home

Spectacular view from prestigious Congress Springs! Filled with natural light, this fully remodeled home features a large, open floor plan, and a 0.9-acre view lot. Enjoy the breathtaking pristine views from both the living room and master bedroom. The recently upgraded kitchen and bathrooms give the owners comfort of living. Customized bookshelf and built-in tables with high-end materials and crafts. Well-suited to its pristine surroundings are the outdoor living spaces including an expansive deck, patios, grassland, and a peaceful garden, for playing, relaxing and entertaining. Walking distance to Saratoga downtown, Hakone Garden, Quarry Park, Wildwood Park and more. Easy commute to 280, 85. This home offers a unique combination of a serene, natural setting with convenience to award winning Saratoga schools, downtown life, and outdoor activities.

Single-familyProperty Type

1968Year Built

0.82 acresLot Size

$1,480Est. Price/Sq.Ft.

2 car garageParking

Listed by Jing Hua •DRE #01959484 • OWN

Bought with Jennifer Tollenaar •DRE #01405600 • Redfin

Redfin checked: a few seconds ago

•Source:MLSListings #ML81841403

Redfin Estimate

$4,242,590

$623K since sold in June 2021$21K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 12.3% lower than the average sale price ($4.84M) of 6 comparable homes.

SOLD AUG 24, 2026
$4,300,000
A
4 beds3 baths3,056 sq ft
13594 Old Oak Way, Saratoga, CA 95070
SOLD JUN 18, 2026
$5,000,000
B
4 beds2.5 baths2,831 sq ft
14781 Vickery Ave, Saratoga, CA 95070
SOLD JUN 29, 2026
$4,150,000
C
4 beds3 baths2,733 sq ft
20995 Canyon View Dr, Saratoga, CA 95070
SOLD JUN 30, 2026
$4,175,000
D
4 beds2.5 baths2,531 sq ft
20782 Verde Vista Ln, Saratoga, CA 95070
SOLD MAY 13, 2026
$4,710,000
E
4 beds2.5 baths2,806 sq ft
14611 Aloha Ave, Saratoga, CA 95070
SOLD AUG 31, 2026
$6,700,000
F
4 beds3 baths3,442 sq ft
19700 Minocqua Ct, Saratoga, CA 95070

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Earn from this home

Sell

$1,430,854

Est. take-home

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Refinance

Est. cash available

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Rent

$7,664/mo

Redfin rental estimate

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Market trends in 95070, CA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.4%

0.3% MoM

Median sale price

$3.8M

$351K MoM

Avg. days on market

19d

4 days MoM

Recently sold homes

1 MoM

New listings for sale

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OPEN TODAY, 1PM TO 4PM
$2,998,000
4 beds3 baths2,173 sq ft
18692 Martha Ave, Saratoga, CA 95070
EARLY ACCESS
$3,599,888
4 beds2 baths2,167 sq ft
19799 Oakhaven Dr, Saratoga, CA 95070
OPEN TODAY, 1PM TO 4PM
$4,988,888
4 beds2.5 baths2,884 sq ft
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OPEN TODAY, 2PM TO 4PM
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See all

Provided by Redfin

Sale history for 21028 Bank Mill Rd

Date

Event

Price

MLSListings #ML81841403

Jun 8, 2021

Sold

$3,620,000

$1,263/sq ft

May 5, 2021

Pending

—

Apr 29, 2021

Listed

$3,280,000

$1,144/sq ft

MLSListings #ML81721561

Sep 27, 2018

Sold

$2,988,000

$1,043/sq ft

Sep 14, 2018

Pending

—

Sep 4, 2018

Listed

$2,998,000

$1,046/sq ft

+31

Exquisite Remodeled Home on . 9 Acre View Lot In Prestigious Congress Springs. Located only ½ mile from downtown Saratoga is this outstanding home with large, open floor plan, impeccable designer selected finishes. The extraordinary property is situated in a spectacular area surrounded by vista views of pristine landscape, rolling hills and city lights. Solar system, chefs kitchen, exquisite spa-like bathrooms, walls of windows and glass doors framing the mountain vistas beyond. Brand new wide plank flooring, soaring ceilings with decorative crown molding, and designer finishes with stunning contemporary accents. Well-suited to its pristine surroundings are the outdoor living spaces including an expansive wrap-around deck, multiple patios and peaceful garden areas tucked away for playing, relaxing and entertaining! It offers the unique combination of a serene, natural setting with convenience to award winning Saratoga schools, downtown life, hiking/biking trails. easy to commute.

Public Records

Mar 12, 1997

Sold

$959,000

$335/sq ft

Public Records

Feb 2, 1989

Sold

$840,000

$293/sq ft

Public Records

Apr 15, 1988

Sold

$635,000

$222/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$46,310 (+1.1%)

$3,020,000 + $755,000

$3,775,000

2024

$45,793 (+0.9%)

$3,134,722 + $783,679

$3,918,401

2023

$45,402 (+2.1%)

$3,073,257 + $768,313

$3,841,570

2022

$44,474 (+19.2%)

$3,012,998 + $753,249

$3,766,247

2021

$37,324 (+2.1%)

$2,953,920 + $738,480

$3,692,400

2020

$36,557 (+1.7%)

$2,512,522 + $566,811

$3,079,333

2019

$35,950 (+110.9%)

$2,486,760 + $561,000

$3,047,760

2018

$17,046 (+0.8%)

$2,438,000 + $550,000

$2,988,000

2017

$16,919 (+3.0%)

$842,005 + $503,795

$1,345,800

2016

$16,420 (+2.1%)

$842,005 + $503,795

$1,345,800

2015

$16,089 (+1.7%)

$825,496 + $493,917

$1,319,413

2014

$15,816 (+2.9%)

$797,170 + $476,969

$1,274,139

2012

$15,368 (+3.7%)

$793,568 + $474,814

$1,268,382

2011

$14,815 (+0.9%)

$778,008 + $465,504

$1,243,512

2010

$14,682 (+0.3%)

$762,753 + $456,377

$1,219,130

2009

$14,642 (+4.4%)

$757,053 + $452,967

$1,210,020

2008

$14,021

$743,973 + $445,142

$1,189,115

Tax history for 21028 Bank Mill Rd

Year

Property tax

Land + Additions

Assessment*

2025

$46,310 (+1.1%)

$3,020,000 + $755,000

$3,775,000

2024

$45,793 (+0.9%)

$3,134,722 + $783,679

$3,918,401

2023

$45,402 (+2.1%)

$3,073,257 + $768,313

$3,841,570

2022

$44,474 (+19.2%)

$3,012,998 + $753,249

$3,766,247

2021

$37,324 (+2.1%)

$2,953,920 + $738,480

$3,692,400

2020

$36,557 (+1.7%)

$2,512,522 + $566,811

$3,079,333

2019

$35,950 (+110.9%)

$2,486,760 + $561,000

$3,047,760

2018

$17,046 (+0.8%)

$2,438,000 + $550,000

$2,988,000

2017

$16,919 (+3.0%)

$842,005 + $503,795

$1,345,800

2016

$16,420 (+2.1%)

$842,005 + $503,795

$1,345,800

2015

$16,089 (+1.7%)

$825,496 + $493,917

$1,319,413

2014

$15,816 (+2.9%)

$797,170 + $476,969

$1,274,139

2012

$15,368 (+3.7%)

$793,568 + $474,814

$1,268,382

2011

$14,815 (+0.9%)

$778,008 + $465,504

$1,243,512

2010

$14,682 (+0.3%)

$762,753 + $456,377

$1,219,130

2009

$14,642 (+4.4%)

$757,053 + $452,967

$1,210,020

2008

$14,021

$743,973 + $445,142

$1,189,115

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

2.5

Stories

Lot width

—

Lot depth

—

Lot size

35,758

Year renovated

1968

Sq. Ft.

2,866

Year built

1968

Style

Single Family Residential

County

Santa Clara County

APN

50355016

Parking Spaces

Basement

Yes

Accessible

HOA Dues

—

Garage

Yes

Features

Views, Green

Last updated by owner on Nov 3, 2021.

R-1-40,000

Single-Family Residential District

In addition to the objectives set forth in Section 15-05.020, the single-family residential districts are included in the Zoning Ordinance to achieve the following purposes: To reserve appropriately located areas for family living at a reasonable range of population densities consistent with sound standards of public health and safety.; To ensure adequate light, air, privacy and open space for each single-family dwelling unit.; To protect single-family dwellings from the congestion and lack of privacy associated with multi-family dwellings.; To provide space for community facilities needed to complement residential areas and for institutions, which require a residential environment.; To protect residential properties from the hazards, noise and congestion created by commercial and industrial uses.; To protect residential properties from fire, explosion, noxious fumes, noise, excessive light or glare and other hazards.

Permitted uses

Include but are not limited to:

Livestock production
Housing-Group
Housing-Single unit
Housing-Other
Communications tower

Oct 15, 2020 • Final

Plumbing

Remove and replace a water heater.

Plumbing

Water heater

Aug 14, 2020 • Final

Electrical

Upgrade the electrical service panel.

Electrical

Electric meter

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Garage Information
# of Garage Spaces: 2
Has Attached Garage: Yes

Parking Information
Has Garage: Yes
Parking Features: Attached Garage

Interior

Virtual Tour

Bathroom Information
# of Baths (Full): 2
# of Baths (1/2): 1

Appliances
Gas Cooktop, Dishwasher, Hood Over Range, Oven Range, Washer/Dryer

Basement Information
Finished

Dining Room Information
Dining Area, Formal Dining Room

Family Room Information
Separate Family Room

Fireplace Information
# of Fireplaces: 1
Fireplace Features: Living Room
Has Fireplace: Yes

Flooring Information
Hardwood

Interior Features
Interior Features: Walk-In Closet

Room Information
Room Type: Basement

Kitchen Information
Kitchen Features: Granite Countertop, Gas Hookups, Island, Island with Sink, Skylight(s)

Exterior

Building Information
Foundation Details: Crawl Space
Roof: Tile

Stories
Stories: 1

Year Built
Year Built Details: 2

Property Information
Building Area Total (Sq. Ft.): 2,866

Financial

Financial Information
Buyer Financing: Conventional
Listing Terms: Cash or Conventional Loan

Utilities

Heating & Cooling
Cooling: Central Forced Air
Heating: Central Forced Air

Utility Information
Gas: Individual Gas Meters
Sewer: Public Sewer
Utilities: Public Water, Solar
Water Source: Public

Location

School Information
Elementary School: Argonaut Elementary
Elementary School District: Saratoga Union Elementary
High School: Saratoga High
High School District: Los Gatos-Saratoga Joint Union High
Middle/Junior High School: Redwood Middle

Location Information
MLS Area: Saratoga
Street Name: Bank Mill
Street Number: 21028

WalkScore Information
Walk Score: 37

Public facts

Beds: 4
Baths: 2.5
Sq. Ft.: 2,866
Stories: 1.0
Parking Spaces: 2
Basement: Yes
Accessible: No
Lot Size: 0.82 acres
Style: Single Family Residential
Year Built: 1968
Year Renovated: 1968
County: Santa Clara County
APN: 50355016
HOA Dues: —
Garage: Yes
Features: Views, Green

Home facts updated by owner on Nov 3, 2021

Around this home

Schools

K - 12
Preschool & daycare

Saratoga Elementary School

Public K-5 • Assigned • 0.5mi

9/10

Redwood Middle School

Public 6-8 • Assigned • 1.6mi

9/10

Saratoga High School

Public 9-12 • Assigned • 1.0mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Local insights from Redfin agents

The Saratoga housing market remains highly competitive, driven by strong demand and limited inventory. Over the past three months, the median home price was approximately $3.5M, reflecting continued buyer interest in this highly desirable community.
3 weeks ago • Saratoga
Fifi Li
Redfin Premier agent
124 deals
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Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

3/10 Heat Factor

10 days above 93° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Saratoga, CA • 95070

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 4.9 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$4.03M – $4.88M

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Home values near 21028 Bank Mill Rd

Data from public records.

Address	Redfin Estimate
21048 Bank Mill Rd, Saratoga, CA 4 Beds \| 4.5 Baths \| 3855 Sq. Ft.	$5,507,663
21172 Bank Mill Rd, Saratoga, CA 4 Beds \| 2.5 Baths \| 2500 Sq. Ft.	$4,345,482
21037 Bank Mill Ln, Saratoga, CA 3 Beds \| 3 Baths \| 2808 Sq. Ft.	$4,135,424
21027 Bank Mill Rd, Saratoga, CA 4 Beds \| 2.5 Baths \| 2742 Sq. Ft.	$4,227,117
14634 Ambric Knolls Rd, Saratoga, CA 3 Beds \| 3 Baths \| 2552 Sq. Ft.	$3,772,601
14656 Stoneridge Dr, Saratoga, CA 4 Beds \| 3.5 Baths \| 3711 Sq. Ft.	$4,389,110
21150 Ambric Knolls Rd, Saratoga, CA 4 Beds \| 3.5 Baths \| 2255 Sq. Ft.	$3,914,649

Address	Redfin Estimate
21010 Bank Mill Rd, Saratoga, CA 3 Beds \| 3.5 Baths \| 3470 Sq. Ft.	$5,630,490
21025 Bank Mill Rd, Saratoga, CA 4 Beds \| 3 Baths \| 3500 Sq. Ft.	$4,266,718
21001 Bank Mill Rd, Saratoga, CA 2 Beds \| 3 Baths \| 2809 Sq. Ft.	$3,435,026
14664 Stoneridge Dr, Saratoga, CA 3 Beds \| 3 Baths \| 2163 Sq. Ft.	$1,917,919
14662 Stoneridge Dr, Saratoga, CA 3 Beds \| 3.5 Baths \| 2614 Sq. Ft.	$2,706,246
14650 Stoneridge Dr, Saratoga, CA 2 Beds \| 3 Baths \| 3116 Sq. Ft.	$3,416,452
14670 Stoneridge Dr, Saratoga, CA 2 Beds \| 2.5 Baths \| 2163 Sq. Ft.	$2,723,817

Address	Redfin Estimate
21062 Bank Mill Rd, Saratoga, CA 4 Beds \| 2.5 Baths \| 2970 Sq. Ft.	$4,628,546
21029 Bank Mill Ln, Saratoga, CA 5 Beds \| 4.5 Baths \| 5100 Sq. Ft.	$6,086,258
21036 Bank Mill Rd, Saratoga, CA 4 Beds \| 4 Baths \| 3013 Sq. Ft.	$4,216,131
14666 Ambric Knolls Rd, Saratoga, CA 3 Beds \| 3 Baths \| 2400 Sq. Ft.	$4,128,342
14660 Stoneridge Dr, Saratoga, CA 3 Beds \| 2.5 Baths \| 2163 Sq. Ft.	$2,101,997
14666 Stoneridge Dr, Saratoga, CA 3 Beds \| 2.5 Baths \| 2417 Sq. Ft.	$2,765,551
14668 Stoneridge Dr, Saratoga, CA 3 Beds \| 3 Baths \| 2417 Sq. Ft.	$1,725,276

Property information provided by MLSListings when last listed in 2021. This data may not show owner updates. Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95070, CA

Sale history for 21028 Bank Mill Rd

Tax history for 21028 Bank Mill Rd

Public record

Property details

Around this home

Schools

Lifestyle

Local insights from Redfin agents

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95070

Home values near 21028 Bank Mill Rd

More real estate resources