OFF MARKET

Off market oct 2021 for $3.8M

$5,099,610

Est. refi paymentEst. refi $23,761/mo

•

3,727

sq ft

21278 Bank Mill Rd, Saratoga, CA 95070

About this home

Welcome home! North-East facing, located on a huge near Acre lot with a lot of flat land, large back yard & potential doe ADU, this home is a rear find!! Walking distance to restaurants on Big Basin, its is private, quiet & surrounded by peaceful nature views! It is practically functions as a 1 story home with 4 bedroom, including Master bedroom Suite & an office. The Lowel level has a huge Bonus room, temperature controlled wine cellar & additional Master Suite with amazing Master Bathroom. It has it's own entrance & a large patio. Amazing views are spectacular from every window and ez back yard access from Living, Family, office, Master bedroom. There is an elevator between 1st and the 2nd floor. Large decks, amazing pool & a spa, as well as a large flower & a vegetable garden makes this home a one of a kind!All the rooms are a large generous size. Pool equipment house is a perfect place to build AUD. Best schools, low price/ sq ft, in law or work from home 2nd level & More!

Single-familyProperty Type

1969Year Built

0.98 acresLot Size

$1,368Est. Price/Sq.Ft.

3 car garageParking

Listed by Elena Johal •DRE #01167127 • KW Bay Area Estates

Bought with Darryl Chew •DRE #00928670 • Compass

Redfin checked: 2 minutes ago

•Source:MLSListings #ML81861291

Redfin Estimate

$5,099,610

$1.3M since sold in October 2021$76K since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 3.1% lower than the average sale price ($5.26M) of 5 comparable homes.

SOLD SEP 18, 2026
$4,300,000
A
5 beds3.5 baths3,266 sq ft
15355 Peach Hill Rd, Saratoga, CA 95070
SOLD AUG 24, 2026
$4,300,000
B
4 beds3 baths3,056 sq ft
13594 Old Oak Way, Saratoga, CA 95070
SOLD APR 16, 2026
$5,625,000
C
5 beds3.5 baths3,636 sq ft
13841 Malcom Ave, Saratoga, CA 95070
SOLD AUG 26, 2026
$5,385,000
D
5 beds3 baths3,300 sq ft
14300 Maclay Ct, Saratoga, CA 95070
SOLD AUG 31, 2026
$6,700,000
E
4 beds3 baths3,442 sq ft
19700 Minocqua Ct, Saratoga, CA 95070

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Earn from this home

Sell

$2,086,880

Est. take-home

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Refinance

Est. cash available

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Rent

$8,724/mo

Redfin rental estimate

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Market trends in 95070, CA

Last updated October 2026

Buyer's Market

Seller's Market

Seller's market

Sale-to-list price

101.4%

0.3% MoM

Median sale price

$3.8M

$351K MoM

Avg. days on market

19d

4 days MoM

Recently sold homes

1 MoM

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Provided by Redfin

Sale history for 21278 Bank Mill Rd

Year

Property tax

Land + Additions

Assessment*

2025

$48,955 (+1.1%)

$3,788,512 + $450,617

$4,239,129

2024

$48,408 (+3.7%)

$3,714,228 + $441,782

$4,156,010

2023

$46,689 (+2.1%)

$3,641,400 + $433,120

$4,074,520

2022

$45,734 (+51.2%)

$3,570,000 + $306,000

$3,876,000

2021

$30,241 (+2.1%)

$3,500,000 + $300,000

$3,800,000

2020

$29,615 (+1.7%)

$2,189,197 + $287,998

$2,477,195

2019

$29,119 (+1.9%)

$2,166,750 + $285,045

$2,451,795

2018

$28,586 (+0.5%)

$2,124,265 + $279,456

$2,403,721

2017

$28,432 (+2.9%)

$2,041,778 + $268,605

$2,310,383

2016

$27,620 (+2.0%)

$2,041,778 + $268,605

$2,310,383

2015

$27,085 (+1.8%)

$2,001,744 + $263,339

$2,265,083

2014

$26,595 (+11.4%)

$1,933,054 + $254,304

$2,187,358

2012

$23,875 (+7.9%)

$1,882,900 + $247,700

$2,130,600

2011

$22,123 (−7.8%)

$1,736,500 + $228,500

$1,965,000

2010

$23,999 (−3.1%)

$1,632,000 + $215,000

$1,847,000

2009

$24,758 (+4.5%)

$1,773,700 + $233,300

$2,007,000

2008

$23,697

$1,804,053 + $237,339

$2,041,392

Tax history for 21278 Bank Mill Rd

Year

Property tax

Land + Additions

Assessment*

2025

$48,955 (+1.1%)

$3,788,512 + $450,617

$4,239,129

2024

$48,408 (+3.7%)

$3,714,228 + $441,782

$4,156,010

2023

$46,689 (+2.1%)

$3,641,400 + $433,120

$4,074,520

2022

$45,734 (+51.2%)

$3,570,000 + $306,000

$3,876,000

2021

$30,241 (+2.1%)

$3,500,000 + $300,000

$3,800,000

2020

$29,615 (+1.7%)

$2,189,197 + $287,998

$2,477,195

2019

$29,119 (+1.9%)

$2,166,750 + $285,045

$2,451,795

2018

$28,586 (+0.5%)

$2,124,265 + $279,456

$2,403,721

2017

$28,432 (+2.9%)

$2,041,778 + $268,605

$2,310,383

2016

$27,620 (+2.0%)

$2,041,778 + $268,605

$2,310,383

2015

$27,085 (+1.8%)

$2,001,744 + $263,339

$2,265,083

2014

$26,595 (+11.4%)

$1,933,054 + $254,304

$2,187,358

2012

$23,875 (+7.9%)

$1,882,900 + $247,700

$2,130,600

2011

$22,123 (−7.8%)

$1,736,500 + $228,500

$1,965,000

2010

$23,999 (−3.1%)

$1,632,000 + $215,000

$1,847,000

2009

$24,758 (+4.5%)

$1,773,700 + $233,300

$2,007,000

2008

$23,697

$1,804,053 + $237,339

$2,041,392

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning
Permits

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

0.91 Acres

Year renovated

2010

Sq. Ft.

3,285

Year built

1969

Style

Single Family Residential

County

Santa Clara County

APN

50355003

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 21, 2026.

R-1-40,000

Single-Family Residential District

In addition to the objectives set forth in Section 15-05.020, the single-family residential districts are included in the Zoning Ordinance to achieve the following purposes: To reserve appropriately located areas for family living at a reasonable range of population densities consistent with sound standards of public health and safety.; To ensure adequate light, air, privacy and open space for each single-family dwelling unit.; To protect single-family dwellings from the congestion and lack of privacy associated with multi-family dwellings.; To provide space for community facilities needed to complement residential areas and for institutions, which require a residential environment.; To protect residential properties from the hazards, noise and congestion created by commercial and industrial uses.; To protect residential properties from fire, explosion, noxious fumes, noise, excessive light or glare and other hazards.

Permitted uses

Include but are not limited to:

Livestock production
Housing-Group
Housing-Single unit
Housing-Other
Communications tower

May 28, 2025 • Final

Addition residential

Work on an addition and remodel of a residential building.

Addition

Remodel

Apr 24, 2025 • Final

Hvac

Install a new furnace and air conditioning unit.

Heat pump

HVAC

Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.

Property details

Parking

Garage Information
# of Garage Spaces: 3
Has Attached Garage: Yes

Parking Information
Has Garage: Yes
Parking Features: Attached Garage

Interior

Virtual Tour

Bedroom Information
Bedroom Features: Walk-In Closet, More Than One Bedroom on Ground Floor

Bathroom Information
# of Baths (Full): 3
# of Baths (1/2): 1
Bathroom Features: Updated Bath(s), Full on Ground Floor, Half on Ground Floor, Oversized Tub

Appliances
Washer/Dryer

Dining Room Information
Breakfast Nook, Breakfast Room, Eat-In Kitchen, Formal Dining Room

Family Room Information
Separate Family Room

Fireplace Information
# of Fireplaces: 1
Fireplace Features: Gas Burning, Living Room, Wood Burning

Flooring Information
Carpet, Hardwood, Tile

Laundry Information
Laundry Features: In Utility Room

Room Information
Room Type: Great Room, Laundry, Office

Kitchen Information
Kitchen Features: Island

Exterior

Building Information
Foundation Details: Slab
Roof: Composition

Pool Information
Pool Features: In Ground, Pool/Spa Combo
Spa Features: Pool/Spa Combo

Stories
Stories: 1

Year Built
Year Built Details: 2

Property Information
Building Area Total (Sq. Ft.): 3,727

View
View: Garden/Greenbelt, Mountains

Financial

Financial Information
Buyer Financing: Conventional

Utilities

Heating & Cooling
Cooling: Central Forced Air
Heating: Forced Air

Utility Information
Gas: Public Utilities
Sewer: Public Sewer
Utilities: Public Utilities, Public Water
Water Source: Public

Location

School Information
Elementary School: Argonaut Elementary
Elementary School District: Saratoga Union Elementary
High School: Saratoga High
High School District: Los Gatos-Saratoga Joint Union High
Middle/Junior High School: Redwood Middle

Location Information
MLS Area: Saratoga
Street Name: Bank Mill
Street Number: 21278

WalkScore Information
Walk Score: 21

Public facts

Beds: 5
Baths: 4.0
Sq. Ft.: 3,285
Stories: 1.0
Lot Size: 0.91 acres
Style: Single Family Residential
Year Built: 1969
Year Renovated: 2010
County: Santa Clara County
APN: 50355003

Home facts updated by county records on Aug 21, 2026

Around this home

Schools

K - 12
Preschool & daycare

Saratoga Elementary School

Public K-5 • Assigned • 0.6mi

9/10

Redwood Middle School

Public 6-8 • Assigned • 1.8mi

9/10

Saratoga High School

Public 9-12 • Assigned • 1.2mi

10/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Local insights from Redfin agents

The Saratoga housing market remains highly competitive, driven by strong demand and limited inventory. Over the past three months, the median home price was approximately $3.5M, reflecting continued buyer interest in this highly desirable community.
3 weeks ago • Saratoga
Fifi Li
Redfin Premier agent
124 deals
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Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

3/10 Fire Factor

0.31% chance of being in a wildfire in next 30 years

3/10 Heat Factor

10 days above 93° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

7/10 Air Factor

13 unhealthy days expected this year, 14 days in 30 years

Provided by First Street

Historical weather

Saratoga, CA • 95070

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.8 hours in June and 4.9 hours in December, placing it above the U.S. average for solar exposure.

10.8 hrs

4.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$4.85M – $5.87M

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Home values near 21278 Bank Mill Rd

Data from public records.

Address	Redfin Estimate
21175 Bank Mill Rd, Saratoga, CA 5 Beds \| 4.5 Baths \| 3593 Sq. Ft.	$4,582,082
21134 Bank Mill Rd, Saratoga, CA 4 Beds \| 3.5 Baths \| 4100 Sq. Ft.	$4,804,521
21158 Bank Mill Rd, Saratoga, CA 4 Beds \| 3 Baths \| 2689 Sq. Ft.	$4,191,486
21182 Haymeadow Dr, Saratoga, CA 6 Beds \| 3.5 Baths \| 4441 Sq. Ft.	$5,020,059
14666 Ambric Knolls Rd, Saratoga, CA 3 Beds \| 3 Baths \| 2400 Sq. Ft.	$4,128,342
21194 Haymeadow Dr, Saratoga, CA 5 Beds \| 4.5 Baths \| 5000 Sq. Ft.	$6,100,565
14633 Ambric Knolls Rd, Saratoga, CA 3 Beds \| 3 Baths \| 2051 Sq. Ft.	$3,383,762

Address	Redfin Estimate
21127 Bank Mill Rd, Saratoga, CA 4 Beds \| 3 Baths \| 2553 Sq. Ft.	$3,910,290
21194 Bank Mill Rd, Saratoga, CA 5 Beds \| 2.5 Baths \| 2586 Sq. Ft.	$4,033,645
21216 Bank Mill Rd, Saratoga, CA 5 Beds \| 4.5 Baths \| 4800 Sq. Ft.	$6,433,149
21196 Toll Gate Rd, Saratoga, CA 5 Beds \| 3.5 Baths \| 3370 Sq. Ft.	$4,142,069
21170 Big Basin Way, Saratoga, CA 6 Beds \| 6.5 Baths \| 5500 Sq. Ft.	$6,995,085
21207 Haymeadow Dr, Saratoga, CA 4 Beds \| 5 Baths \| 4822 Sq. Ft.	$6,508,734
21208 Haymeadow Dr, Saratoga, CA 5 Beds \| 3 Baths \| 2916 Sq. Ft.	$4,985,349

Address	Redfin Estimate
21268 Bank Mill Rd, Saratoga, CA 6 Beds \| 6 Baths \| 5126 Sq. Ft.	$5,108,082
21146 Bank Mill Rd, Saratoga, CA 4 Beds \| 3 Baths \| 2786 Sq. Ft.	$4,603,415
21166 Haymeadow Dr, Saratoga, CA 4 Beds \| 4 Baths \| 3762 Sq. Ft.	$6,004,025
21185 Toll Gate Rd, Saratoga, CA 4 Beds \| 3.5 Baths \| 3176 Sq. Ft.	$4,186,177
21282 Toll Gate Rd, Saratoga, CA 5 Beds \| 5 Baths \| 4785 Sq. Ft.	$6,590,066
21164 Toll Gate Rd, Saratoga, CA 3 Beds \| 2.5 Baths \| 2359 Sq. Ft.	$3,407,453
21170 Big Basin Way, Saratoga, CA 3 Beds \| 2 Baths \| 2194 Sq. Ft.	$4,056,913

Property information provided by MLSListings when last listed in 2021. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 95070, CA

Sale history for 21278 Bank Mill Rd

Tax history for 21278 Bank Mill Rd

Public record

Property details

Around this home

Schools

Lifestyle

Local insights from Redfin agents

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 95070

Home values near 21278 Bank Mill Rd

More real estate resources