Listed by Jonathan Fisher •DRE #02002627 • Real Broker

Contact: jonathanfisher.realty@gmail.com

For sale

$1,200,000

Est. $8,160/mo —

•

2,576

sq ft

3387 Central Ave, Spring Valley, CA 91977

About this home

RARE DUPLEX OPPORTUNITY WITH AN FHA ASSUMABLE LOAN AT 4.375%! Welcome to 3387 Central Ave, a unique opportunity in Spring Valley offering two spacious units, a large lot, a private pool, and incredible flexibility for an owner-occupant or investor. Each unit features 3 bedrooms and 2 bathrooms, providing a total of 6 bedrooms and 4 bathrooms. Live in one unit and rent out the other, create a multi-generational living setup, or add a strong income-producing property to your portfolio. One of the biggest highlights is the existing FHA loan, which may be assumable at an incredible 4.375% interest rate for a qualified buyer. In today’s interest-rate environment, this could provide a significant financing advantage compared with obtaining a new loan at current market rates. The property also features paid-off solar, a private pool, generous outdoor space, and a large lot that gives each unit room to enjoy the Southern California lifestyle. With two full-size 3-bedroom units, a pool, paid solar, a large lot, and the potential to assume a 4.375% FHA loan, opportunities like this are hard to find. Contact us for additional information regarding rental income, FHA loan assumption details, and a private showing.

Multi-familyProperty Type

1960Year Built

9,583 sq ftLot Size

$466Price/Sq.Ft.

Listing updated: Oct 2, 2026 at 04:50pm

Redfin checked: 2 minutes ago

•Source:CRMLS #PTP2607459

Payment calculator

$8,160 per month

Principal and interest$6,630

Property taxes

$1,250

HOA dues

Home insurance

$280

Utilities

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Open houses

No upcoming open houses.

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Around this home

Schools

K - 12
Preschool & daycare

Bancroft Elementary School

Public K-8 • Assigned • 1.0mi

3/10

Monte Vista High School

Public 9-12 • Assigned • 1.9mi

6/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Offer insights

3387 Central Ave · $1,200,000

Strong offer

$1.2M and above

75% chance or better to win

Why $1.2M+ is a strong offer

DAYS ON MARKET

The average home goes pending in 48 days.

SALE-TO-LIST

Most homes are selling 5% below list price.

About offer insights

Property details

Interior
Exterior
Finance

Kitchen

Bathroom

Bedroom

Living

Interior features
Front entry
One level
All bedrooms on main level

Bathrooms
4 full bathrooms

Laundry & utility
Laundry room inside

Heating & cooling
Central cooling

Sale and tax history for 3387 Central Ave

Sale History
Tax History

Date

Event

Price

CRMLS #PTP2607459

Oct 2, 2026

Listed

$1,200,000

$466/sq ft

SDMLS #220009576

Jul 13, 2022

Sold

$1,160,000

$450/sq ft

Apr 27, 2022

Pending

—

Apr 22, 2022

Listed

$925,000

$359/sq ft

+37

Two units! Top unit is 3 bedroom 2 bathroom and bottom unit is also 3 bedroom 2 bathroom. Great for multi family living space or live in one and rent the other! New wood like laminate flooring throughout both units. Both newly updated kitchens with new cabinets, countertops, and stainless steel appliances. All bathrooms newly updated. Recessed lighting. Top unit has a large covered deck overlooking the yard and the bottom unit has a large patio overlooking the yard. Private backyard features rolling hill views new sod, and a swimming pool. Close to Parks, farmers markets, hwy access, and more.

Public Records

Jan 28, 2022

Sold

$600,000

$233/sq ft

CRMLS #90056841

May 12, 2010

Sold

$340,000

$132/sq ft

Oct 1, 2009

Listed

$335,000

$130/sq ft

SDMLS #2

Mar 18, 2010

Price Changed

$335,000

$130/sq ft

Dec 8, 2009

Price Changed

$389,000

$151/sq ft

SDMLS #1

Jun 4, 2008

Price Changed

$289,000

$112/sq ft

May 19, 2008

Price Changed

$324,000

$126/sq ft

Apr 9, 2008

Price Changed

$359,000

$139/sq ft

Mar 7, 2008

Price Changed

$379,000

$147/sq ft

Feb 5, 2008

Price Changed

$399,000

$155/sq ft

CRMLS #78016400

Aug 26, 2007

Listing Removed

—

Feb 26, 2007

Listed

$549,000

$213/sq ft

Public Records

Mar 29, 2006

Sold

$690,000

$268/sq ft

Public Records

Nov 3, 2005

Sold

$650,000

$252/sq ft

Public Records

Jun 27, 2005

Sold

$565,000

$219/sq ft

SDMLS #56003082

Apr 19, 2005

Listing Removed

—

Jan 13, 2005

Listed

$549,000

$213/sq ft

Public Records

Dec 22, 1989

Sold

$163,500

$63/sq ft

Year

Property tax

Land + Additions

Assessment*

2025

$15,422 (+3.4%)

$530,604 + $700,397

$1,231,001

2024

$14,910 (+3.1%)

$520,200 + $686,664

$1,206,864

2023

$14,463 (+150.5%)

$510,000 + $673,200

$1,183,200

2022

$5,773 (−53.9%)

$500,000 + $660,000

$1,160,000

2021

$12,514 (+2.3%)

$156,557 + $256,995

$413,552

2020

$12,235 (+0.7%)

$153,488 + $251,956

$405,444

2019

$12,155 (+1.5%)

$151,915 + $249,373

$401,288

2018

$11,975 (+1.3%)

$148,937 + $244,484

$393,421

2017

$11,819 (+140.9%)

$143,154 + $234,992

$378,146

2016

$4,906 (+0.9%)

$143,154 + $234,992

$378,146

2015

$4,863 (+1.8%)

$140,348 + $230,385

$370,733

2014

$4,778 (+0.2%)

$135,533 + $222,480

$358,013

2013

$4,767 (+2.9%)

$135,533 + $222,480

$358,013

2012

$4,631 (+1.8%)

$134,921 + $221,475

$356,396

2011

$4,549 (+22.1%)

$132,276 + $217,133

$349,409

2010

$3,726 (−9.4%)

$129,683 + $212,876

$342,559

2009

$4,113 (−42.6%)

$106,000 + $174,000

$280,000

2008

$7,169

$120,000 + $195,000

$315,000

Public record

Beds

Baths

Stories

—

Lot width

—

Lot depth

—

Lot size

9,583 Sq. Ft.

Year renovated

1960

Finished Sq. Ft.

2,576

Unfinished Sq. Ft.

—

Total Sq. Ft.

2,576

Year built

1960

Style

Multi-Family (2-4 Unit)

County

San Diego County

APN

5030901200

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Aug 20, 2026.

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

1/10 Fire Factor

Unlikely to be in a wildfire in next 30 years

5/10 Heat Factor

7 days above 95° expected this year, 20 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

3/10 Air Factor

3 unhealthy days expected this year, 3 days in 30 years

Provided by First Street

Historical weather

Spring Valley, CA • 91977

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 8.4 hours in June and 7.4 hours in December, placing it above the U.S. average for solar exposure.

8.4 hrs

7.4 hrs

JuneDecember

Provided by Shadowmap

Redfin Estimate for 3387 Central Ave

$1,197,480

$2,520 under list price of $1.20M

Nearby comparable homes

The Redfin Estimate uses 6 recent nearby sales, priced between $925K to $1.3M.

SOLD AUG 13, 2026
$1,129,000 Last sold price
4 beds2 baths2,083 sq ft
9343 Viento Fuerte Way, La Mesa, CA 91941
Cynthia Summerfield, Broker
$76/sq ft
15 years newer
SOLD OCT 1, 2026
$925,000 Last sold price
3 beds2.5 baths2,144 sq ft
9306 Hollyhock Rd, Spring Valley, CA 91977
$35/sq ft
21 years newer
SOLD MAR 3, 2026
$1,170,000 Last sold price
4 beds2.5 baths2,910 sq ft
4062 S Tropico Dr, La Mesa, CA 91941
$64/sq ft
larger lot
10 years newer
SOLD AUG 6, 2026
$1,322,500 Last sold price
10 beds4 baths3,552 sq ft
3519 Gracia Paseo, Spring Valley, CA 91977
$94/sq ft
smaller lot
12 years newer
SOLD DEC 9, 2025
$1,218,000 Last sold price
5 beds4 baths2,086 sq ft
3370-72 Par Dr, La Mesa, CA 91941
$118/sq ft
8 years older
SOLD MAR 31, 2026
$1,100,000 Last sold price
3 beds2.5 baths1,964 sq ft
4221 Cobalt Dr, La Mesa, CA 91941
$94/sq ft
larger lot
1 year older

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Land— sq ft

0 N Green Valley Rd, Cambria, CA 93428

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New listings for sale in 91977

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Details provided by CRMLS and may not match the public record. Learn more.

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