Don't miss this beautifully updated 3-bedroom + loft, 2.5-bathroom home located in the highly sought-after gated community of Rancho Montecito in Vista. This move-in-ready home blends modern design, thoughtful upgrades, and tranquil outdoor living. Step inside to discover soaring vaulted ceilings, gleaming hardwood floors, recessed lighting, and a cozy fireplace that anchors the spacious living area. The remodeled kitchen is a chef’s dream, featuring quartz countertops, stainless steel appliances, new cabinetry and breakfast bar. Upstairs, a versatile loft provides extra space for a home office, playroom, or media nook. A convenient downstairs half-bath and full-sized laundry area complete the functional layout. Enjoy indoor-outdoor living with a low-maintenance backyard framed by mature trees and no homes directly behind, offering privacy and shade for outdoor entertaining. Residents of Rancho Montecito enjoy gated security, a sparkling community pool, and beautifully maintained grounds—all with a low monthly HOA. Located near top-rated schools, shopping, dining, parks, and with easy access to the 78 Freeway, this home offers the best of North County San Diego living.
Single-familyProperty Type
1988Year Built
$580Est. Price/Sq.Ft.
2 garage spacesParking
Listed by Mary Smylie Buffini•DRE #02047635• Compass
•760-456-5109 (agent)
•agentsmylie@gmail.com (agent)
Listed by Joanne Lindberg•DRE #02242360• Compass
Bought with Mary Smylie Buffini•DRE #02047635• Compass
•760-456-5109 (agent)
•agentsmylie@gmail.com (agent)
Bought with Joanne Lindberg•DRE #02242360• Compass
WOW! BEAUTIFUL LANDSCAPING AND UPGRADES! ENTER THRU GATED COURTYARD W/ FOUNTAIN & LUSH LANDSCPING! 12" TILE IN ENTRY & LRG COUNTRY KIT (COULD BE KIT/FR). NEW MAYTAG GAS STOVE & DW VINYL CLAD WINDOWS & SLIDING FRENCH DOORS! TRAVERTINE TILE ON FP IN LR. THREE FANS. PERGO IN KIDS ROOMS, REFINISHED OAK CAB
Year
Property tax
Land + Additions
Assessment*
2025
$5,538 (+5.2%)
$583,862 + $456,138
$1,040,000
2024
$5,265 (+2.1%)
$236,355 + $184,651
$421,006
2023
$5,156 (+0.2%)
$231,721 + $181,031
$412,752
2022
$5,145 (+2.2%)
$227,178 + $177,482
$404,660
2021
$5,033 (+0.6%)
$222,724 + $174,002
$396,726
2020
$5,004 (+1.4%)
$218,357 + $170,591
$388,948
2019
$4,935 (+4.4%)
$216,119 + $168,842
$384,961
2018
$4,726 (+1.6%)
$211,882 + $165,532
$377,414
2017
$4,651 (+2.4%)
$203,655 + $159,105
$362,760
2016
$4,544 (+0.6%)
$203,655 + $159,105
$362,760
2015
$4,519 (+2.4%)
$199,662 + $155,986
$355,648
2014
$4,413 (−5.0%)
$192,811 + $150,634
$343,445
2013
$4,643 (+6.7%)
$192,811 + $150,634
$343,445
2012
$4,352 (+2.6%)
$191,940 + $149,954
$341,894
2011
$4,241 (−4.5%)
$188,177 + $147,014
$335,191
2010
$4,441 (+19.1%)
$184,488 + $144,132
$328,620
2009
$3,730 (−6.6%)
$183,110 + $143,055
$326,165
2008
$3,994
$183,546 + $143,395
$326,941
Tax history for 1937 Elm Ridge Dr
Year
Property tax
Land + Additions
Assessment*
2025
$5,538 (+5.2%)
$583,862 + $456,138
$1,040,000
2024
$5,265 (+2.1%)
$236,355 + $184,651
$421,006
2023
$5,156 (+0.2%)
$231,721 + $181,031
$412,752
2022
$5,145 (+2.2%)
$227,178 + $177,482
$404,660
2021
$5,033 (+0.6%)
$222,724 + $174,002
$396,726
2020
$5,004 (+1.4%)
$218,357 + $170,591
$388,948
2019
$4,935 (+4.4%)
$216,119 + $168,842
$384,961
2018
$4,726 (+1.6%)
$211,882 + $165,532
$377,414
2017
$4,651 (+2.4%)
$203,655 + $159,105
$362,760
2016
$4,544 (+0.6%)
$203,655 + $159,105
$362,760
2015
$4,519 (+2.4%)
$199,662 + $155,986
$355,648
2014
$4,413 (−5.0%)
$192,811 + $150,634
$343,445
2013
$4,643 (+6.7%)
$192,811 + $150,634
$343,445
2012
$4,352 (+2.6%)
$191,940 + $149,954
$341,894
2011
$4,241 (−4.5%)
$188,177 + $147,014
$335,191
2010
$4,441 (+19.1%)
$184,488 + $144,132
$328,620
2009
$3,730 (−6.6%)
$183,110 + $143,055
$326,165
2008
$3,994
$183,546 + $143,395
$326,941
*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.
Home facts updated by county records on Aug 20, 2026
Other
Listing Information
List AOR: San Diego Association of REALTOR
Around this home
Schools
K - 12
Preschool & daycare
Lake Elementary School
Public K-5 • Assigned • 1.2mi
7/10
Madison Middle School
Public 6-8 • Assigned • 1.2mi
3/10
Rancho Buena Vista High School
Public 9-12 • Assigned • 0.5mi
6/10
Provided by GreatSchools
Lifestyle
Provided by Walk Score and Local Logic
Local insights from Redfin agents
One trend I’m seeing is more buyers exploring Vista after living closer to the coast. Better affordability and more space are part of it, but I think the weather is a big draw too. Vista gets abundant sunshine, the marine layer often burns off...