Tucked away on a quiet cul-de-sac, this thoughtfully designed Thatcher & Thompson home offers comfortable living just minutes from downtown shops, restaurants and beaches. An open floor plan with vaulted ceilings, tall windows and abundant natural light creates a bright and inviting feel throughout. Updated kitchen is a culinary delight, with granite counters, pantry, breakfast bar and breakfast nook, plus a tall slider that opens to the patio, offering seamless indoor-outdoor living. The living room is enhanced by high ceilings and a gas fireplace, providing warmth and ambiance. New flooring and fresh pant make it shine. Two bedrooms upstairs with walk-in closets, a large full bath, and laundry closet with washer/dryer included. Half bath on the main level adds everyday convenience. Energy-efficient features include 12 solar panels that provide most of the homes electricity, double-pane windows, and a tankless water heater that also supports efficient home heating. Outside, a private, fenced yard with drought-resistant landscaping, tranquil pond and waterfall for a Zen-like retreat, plus a single-car garage. With quick connections to downtown and Midtown, and Highways 1 and 17, this home offers the perfect blend of comfort, walkability and everyday convenience. Welcome Home!
Single-familyProperty Type
1995Year Built
2,265 sq ftLot Size
$858Price/Sq.Ft.
$295/moHOA Dues
1 car garageParking
Listed by Janet Romanowski•DRE #00826867• David Lyng Real Estate
Contact: 831-359-5454
Bought with Daniel Fitch•DRE #02143348• eXp Realty of California Inc
Est. $3,928 per month, based on comparable rentals
Sale and tax history for 205 Roosevelt Ter
Sale History
Tax History
Date
Event
Price
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82030490
Mar 4, 2026
Sold
$1,025,000
$858/sq ft
Mar 4, 2026
Sold
$1,025,000
$858/sq ft
Feb 7, 2026
Pending
—
Feb 7, 2026
Contingent
—
Jan 29, 2026
Price Changed
$1,020,000
$854/sq ft
Jan 29, 2026
Price Changed
$1,020,000
$854/sq ft
Jan 7, 2026
Listed
$1,049,000
$879/sq ft
Jan 7, 2026
Listed
$1,049,000
$879/sq ft
+17
Tucked away on a quiet cul-de-sac, this thoughtfully designed Thatcher & Thompson home offers comfortable living just minutes from downtown shops, restaurants and beaches. An open floor plan with vaulted ceilings, tall windows and abundant natural light creates a bright and inviting feel throughout. Updated kitchen is a culinary delight, with granite counters, pantry, breakfast bar and breakfast nook, plus a tall slider that opens to the patio, offering seamless indoor-outdoor living. The living room is enhanced by high ceilings and a gas fireplace, providing warmth and ambiance. New flooring and fresh pant make it shine. Two bedrooms upstairs with walk-in closets, a large full bath, and laundry closet with washer/dryer included. Half bath on the main level adds everyday convenience. Energy-efficient features include 12 solar panels that provide most of the homes electricity, double-pane windows, and a tankless water heater that also supports efficient home heating. Outside, a private, fenced yard with drought-resistant landscaping, tranquil pond and waterfall for a Zen-like retreat, plus a single-car garage. With quick connections to downtown and Midtown, and Highways 1 and 17, this home offers the perfect blend of comfort, walkability and everyday convenience. Welcome Home!
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82024085
Nov 20, 2025
Listing Removed
—
Oct 7, 2025
Listed
*
bridgeMLS, Bay East AOR, or Contra Costa AOR #ML82015195
Oct 7, 2025
Listing Removed
—
Sep 19, 2025
Price Changed
*
Sep 18, 2025
Price Changed
*
Aug 29, 2025
Price Changed
*
Aug 12, 2025
Price Changed
*
Jul 18, 2025
Listed
*
Public Records
Aug 4, 1995
Sold
$199,500
$167/sq ft
Year
Property tax
Land + Additions
Assessment*
2025
$4,259 (+8.4%)
$166,130 + $168,622
$334,752
2024
$3,930 (+1.2%)
$162,873 + $165,316
$328,189
2023
$3,884 (+1.1%)
$162,873 + $165,316
$328,189
2022
$3,842 (+2.0%)
$159,679 + $162,074
$321,753
2021
$3,766 (+0.8%)
$156,548 + $158,896
$315,444
2020
$3,738 (+2.4%)
$153,478 + $155,781
$309,259
2019
$3,649 (+1.1%)
$151,905 + $154,183
$306,088
2018
$3,609 (+1.3%)
$148,926 + $151,160
$300,086
2017
$3,564 (+5.5%)
$143,143 + $145,291
$288,434
2016
$3,379 (+4.6%)
$143,143 + $145,291
$288,434
2015
$3,229 (+1.7%)
$140,336 + $142,442
$282,778
2014
$3,176 (−0.4%)
$135,520 + $137,554
$273,074
2013
$3,188 (+2.2%)
$135,520 + $137,554
$273,074
2012
$3,118 (+2.1%)
$134,908 + $136,932
$271,840
2011
$3,056 (+1.4%)
$132,263 + $134,247
$266,510
2010
$3,013 (−1.4%)
$129,670 + $131,615
$261,285
2009
$3,056 (+4.3%)
$128,701 + $130,631
$259,332
2008
$2,929
$129,007 + $130,941
$259,948
Public record
Public record
Zoning
Permits
Beds
2
Baths
1.5
Stories
—
Lot width
—
Lot depth
—
Lot size
2,265 Sq. Ft.
Year renovated
1995
Sq. Ft.
1,194
Year built
1995
Style
Single Family Residential
County
Santa Cruz County
APN
01048119
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 10, 2026.
RL
Multiple Residence – Low-Density District
To promote the development of multifamily townhouses, condominiums and apartments at a low to medium density of 10.1 to 27 units per acre, depending on unit mix; to stabilize and protect the residential characteristics of the district and to promote and encourage a suitable environment for the lives of families and single persons. This section of the Zoning Ordinance is also part of the Local Coastal Implementation Plan.
Permitted uses
Include but are not limited to:
Garden center
Day care facility
Housing-Group
Housing-Single unit
Housing-Multiple units
Housing-Other
Jun 20, 2023 • Final
Bldg residential
Install a roof-mounted grid-tied photovoltaic system on a residential building.
Electrical
Solar
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
HOA Documents: Articles of Incorporation, Budget, Bylaws, CC&RS, Financial Statement, Minutes, Reserve Study, Rules & Regulations
HOA Fee: $295
HOA Fee Frequency: Monthly
HOA Name: Roosevelt Terrace
School Information
Elementary School District: Santa Cruz City Elementary
High School District: Santa Cruz City Elementary
Location Information
Directions: From Broadway, turn onto Roosevelt Terrace, go past the entrance to Santa Cruz Art League. then take the first left, go to the top of the street, house is on the left.
Public facts
Beds: 2
Baths: 1.5
Sq. Ft.: 1,194
Stories: —
Lot Size: 2,265 square feet
Style: Single Family Residential
Year Built: 1995
Year Renovated: 1995
County: Santa Cruz County
APN: 01048119
Home facts updated by county records on Jul 10, 2026
Around this home
Schools
Gault Elementary School
Public K-5 • Assigned • 0.5mi
5/10
Branciforte Middle School
Public 6-8 • Assigned • 0.8mi
9/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
1/10 Fire Factor
Unlikely to be in a wildfire in next 30 years
3/10 Heat Factor
7 days above 84° expected this year, 14 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
7/10 Air Factor
13 unhealthy days expected this year, 14 days in 30 years
Provided by First Street
Historical weather
Santa Cruz, CA • 95060
Average low and high temperatures (°F)
64
43
65
46
70
48
68
49
73
52
73
54
72
56
79
57
77
57
74
52
66
47
64
46
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
In this area, properties receive around 10.8 hours in
June and 4.9 hours in December, placing it above the
U.S. average for solar exposure.
10.8 hrs
4.9 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.11M – $1.34M
Sell confidently with a local market expert in Santa Cruz.