Just minutes from vibrant Old Town Fort Collins, this rare 1+ acre lakefront property with 2 primary suites, offers an exceptional blend of privacy, space, & natural beauty. With sweeping westerly views across the water toward the mountains, properties like this are increasingly difficult to find. The lot features access to a private lake, no HOA, & zoning for up to two horses-creating a truly unique Colorado lifestyle setting. Set back from the road along a welcoming half-moon drive, this charming 4-bed, 3.5-bath vintage home greets you with a refreshed exterior & inviting front porch. Inside, soaring ceilings, hardwood floors, & an elegant fireplace anchor the light-filled living room, where large windows frame picturesque lake & mountain views. The spacious living area flows into a formal dining room that opens to an expansive back patio-perfect for sunset dinners & outdoor entertaining. The kitchen offers excellent storage for a home of this era, along with a pantry, updated appliances, breakfast nook, & convenient built-in lockers. Around the corner is a tastefully remodeled half bath & backdoor access to the yard. Upstairs, original hardwood floors lead to the first of two primary suites featuring spectacular views, a walk-in closet, & oversized full bath. Two additional bedrooms & an updated 3/4 bath complete the level. The lower level includes a cozy family room with built-ins & a wood-burning fireplace, patio access, a second primary suite with remodeled bathroom, & a versatile music/rec/flex room. Additional features include a large basement for storage and laundry, an oversized detached 2-car garage, heated & cooled shed/studio, garden shed, & animal shelter. Major improvements include sewer line replacement, mini-split HVAC installation, extensive electrical system overhaul, & bathroom renovations. Enjoy kayaking, paddle boarding, fishing, & unforgettable Colorado sunsets from your own backyard. Click on video/virtual tour for a complete walkthrough.
Single-familyProperty Type
1960Year Built
1.17 acresLot Size
$471Price/Sq.Ft.
$35/moHOA Dues
2 car garageParking
Listed by Robert Crow• Grey Rock Realty
Contact: 9706921724
Bought with Martine Bonhoure• Coldwell Banker Realty- Fort Collins
Est. $3,722 per month, based on comparable rentals
Sale and tax history for 2629 Terry Lake Rd
Sale History
Tax History
Date
Event
Price
IRES as Distributed by MLS Grid #1054287
Apr 30, 2026
Sold
$1,550,000
$471/sq ft
Mar 28, 2026
Contingent
—
Mar 24, 2026
Listed
$1,550,000
$471/sq ft
IRES as Distributed by MLS Grid #956550
Mar 25, 2022
Sold
$1,350,000
$410/sq ft
Mar 22, 2022
Contingent
—
Dec 17, 2021
Listed
$1,600,000
$486/sq ft
+35
Public Remarks
Amazing lakefront opportunity on 1.169 acs! Rare find w/many possibilities. Mountain & lake views galore. Stately large liv rm w/gas fp & wood flrs. Liv rm open to formal din rm w/direct patio access. Large kitchen w/tons of cabs, tile flrs, newer apps, eat-in dining, pantry, & sunny southern lighting. 2nd floor leads to huge primary bdrm w/mtn/lake views, walk-in clst & full bath + 2 more large bdrms & a 3/4 ba w/bidet, tile accents & huge shower. Lower level has cozy fam rm w/wood burning fp & patio access + massive bdrm, three quarter ba, large rec room with patio access too! Large bsmnt, 2 car detached garage, lake use once you join the lake association too!
Year
Property tax
Land + Additions
Assessment*
2025
$5,240 (−16.3%)
$20,625 + $31,025
$51,650
2024
$6,261 (+5.0%)
$20,625 + $31,025
$51,650
2023
$5,961 (+45.0%)
$22,110 + $45,989
$68,099
2022
$4,112 (−0.9%)
$22,110 + $45,989
$68,099
2021
$4,148 (+15.6%)
$12,163 + $37,871
$50,034
2020
$3,588 (−0.5%)
$12,513 + $38,960
$51,473
2019
$3,604 (+18.1%)
$12,513 + $32,640
$45,153
2018
$3,051 (+0.3%)
$12,513 + $32,640
$45,153
2017
$3,041 (+47.3%)
$12,600 + $27,785
$40,385
2016
$2,064 (+30.6%)
$12,600 + $27,785
$40,385
2014
$1,581 (−0.1%)
$11,620 + $13,530
$25,150
2013
$1,583 (−8.5%)
$11,620 + $13,530
$25,150
2012
$1,731 (−28.3%)
$3,580 + $22,770
$26,350
2011
$2,413 (+1.3%)
$3,580 + $22,770
$26,350
2010
$2,381 (+5.1%)
$3,580 + $22,770
$26,350
2009
$2,265
$3,580 + $22,750
$26,330
Public record
Public record
Zoning
Permits
Beds
4
Baths
3
Stories
2
Lot width
—
Lot depth
—
Lot size
1.17 Acres
Year renovated
1964
Sq. Ft.
3,160
Year built
1960
Style
Single Family Residential
County
Larimer County
APN
R0218774
Parking Spaces
—
Basement
—
Accessible
—
HOA Dues
—
Garage
—
Features
—
Last updated by owner on Jul 30, 2026.
UR-1
Urban Residential District
The UR-1 district is intended to accommodate a mix of low-density residential, supporting institutional, and accessory agricultural uses. This district is primarily intended for parcels within adopted Growth Management Areas.
Permitted uses
Include but are not limited to:
Agriculture
Housing-Group
Housing-Single unit
Housing-Senior
Housing-Mobile home park
Park & open space
Jan 17, 2023 • Final
Plumbing
Replace a water heater in a residential building.
Plumbing
Water heater
Jan 3, 2023 • Final
Electrical (for generators apply for a gas piping permit)
Perform electrical work for a new air conditioning installation.
Electrical
Permit history is from public records and may be incomplete or inaccurate. Redfin and its agents make no representations about the property condition or permit status. Buyers should independently verify all information.
Property details
Parking
Parking Information
Garage Type: Detached
Garage Sq. Ft.: 595
Parking Features: Garage Door Opener, RV Access/Parking, Detached
Fireplace Features: Two or More, Living Room, Family Room
Heating & Cooling
Heating Information: Hot Water, Baseboard, Zoned, 2 or more Heat Sources
Cooling Information: Central Air, Wall/Window Unit(s), Ceiling Fan(s)
Interior Features
Interior Features: Eat-in Kitchen, Separate Dining Room, Cathedral Ceiling(s), Open Floorplan, Workshop, Pantry, Walk-in Closet(s)
Window Features: Window Coverings
Appliances: Gas Range, Dishwasher, Refrigerator, Microwave, Disposal, Fire Alarm
Flooring: Wood
Exterior
Building Information
Construction Materials: Frame, Brick, Composition
Roof: Composition
Exterior Features
Patio And Porch Features: Patio, Deck
Exterior Features: Oversized Garage
Fencing: Partial, Other
Waterfront Information
On Waterfront
Farm Information
Horse Amenities: Zoning Appropriate for 2 Horses
Property Information
Levels: Tri-Level, Four
Has Improvements: No
Sq. Ft. Upper: 996
Sq. Ft. Main Floor: 969
Sq. Ft. Lower: 1321
New Construction Status: Not New, Previously Owned
Property Type: Residential
Property Sub Type: Single Family Residence
Other Structures: Storage
Accessibility Features: Main Floor Bath, Stall Shower
Above Grade Finished Area: 3,289
Below Grade Finished Area: 444
Zoning: UR1
Land Information
Possible Use: Single Family
Lot Information
Flood Plain: Minimal Flood or C Rating
Lot Features: Evergreen Trees, Deciduous Trees, Native Grass, Abuts Pond/Lake, Outbuildings, House Faces East, Lake Access, Lake Front, Waterfront, Paved
Road Surface Type: Asphalt
Financial
Tax Information
Tax Annual Amount: $5,240
Tax Year: 2025
Utilities
Utility Information
Has Water Rights: No
Is Water Meter Installed: Yes
Sewer: Public Sewer
Utilities: Natural Gas Available, Electricity Available, Cable Available, Satellite Avail, High Speed Avail
Gas: Xcel
Trash: Republic
Location
HOA Information
Association Fee YN: Yes
Association Transfer Fee: Yes
Association Reserve: Yes
Association Name: Terry Lake Rec
Has HOA
Association Fee: $420
Association Fee Frequency: Annually
School Information
Elementary School: Tavelli
Middle Or Junior High School: Cache La Poudre
High School: Poudre
High School District: Poudre
Public facts
Beds: 4
Baths: 3.0
Sq. Ft.: 3,160
Stories: 2.0
Lot Size: 1.17 acres
Style: Single Family Residential
Year Built: 1960
Year Renovated: 1964
County: Larimer County
APN: R0218774
Home facts updated by county records on Jul 30, 2026
Around this home
Schools
Tavelli Elementary School
Public PreK-5 • Assigned • 1.1mi
7/10
Cache La Poudre Middle School
Public 6-8 • Assigned • 3.8mi
7/10
Poudre High School
Public 9-12 • Assigned • 3.7mi
5/10
Provided by GreatSchools
Climate risks
1/10 Flood Factor
Minimal risk of a flood reaching the building in the next 30 years
5/10 Fire Factor
4% chance of being in a wildfire in next 30 years
3/10 Heat Factor
7 days above 91° expected this year, 18 days in 30 years
1/10 Wind Factor
Minimal risk of severe winds over next 30 years
6/10 Air Factor
13 unhealthy days expected this year, 13 days in 30 years
Provided by First Street
Historical weather
Fort Collins, CO • 80524
Average low and high temperatures (°F)
41
17
50
22
63
35
63
36
71
45
83
54
91
61
85
57
77
50
68
40
53
28
52
25
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
Sun exposure
89/ 100
Very good sunlight
Sunscore
This home receives average direct sun exposure in Fort Collins. There appears to be minimal shading by surrounding buildings, terrain, and vegetation.
10.3 hrs
6.1 hrs
JuneDecember
Provided by Shadowmap
Estimated sale price
$1.54M – $1.87M
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