OFF MARKET

Off market feb 2024 for $440K

$498,178

Est. refi paymentEst. refi $2,968/mo

•

2,634

sq ft

1512 Ruart Dr, Loveland, CO 80538

About this home

This Charming Raised Ranch with NO HOA or Metro District has a garden level basement and is only a few blocks from Lake Loveland. It’s located on a quiet street with very little traffic. In this South facing single owner 1957 brick home you’ll be greeted with charm that you won’t find in new homes. The living room has a gorgeous brick fireplace that extends to the ceiling, and a large bay window. There’s a full bath on the main level which has a laundry chute making transport of clothes to the laundry room a snap. You won’t be disappointed in the kitchen with its abundance of cabinet space and tile flooring. All three bedrooms on the main level have plank hardwood flooring. There are ceiling fans that add comfort in the living room, dining area, and primary bedroom. The basement consists of of a large family/rec room with a second fireplace, a ¾ bath, a non-conforming bedroom, a flex room that’s perfect for hobbies, and a laundry room that’s large enough for storage. You’ll love spending time in the huge yard that’s perfect for gardening or entertaining. It also boasts having a sprinkler system, mature trees and a wired hot tub pad. Proximity is a plus with this home being close to major roads, shopping and restaurants. To top it off it comes with a one year ShieldPlus warranty from American Home Shield.

Single-familyProperty Type

1957Year Built

9,403 sq ftLot Size

$189Est. Price/Sq.Ft.

2 car garageParking

Listed by Duane Penny • Coldwell Banker Realty - NoCo

Contact: Duane.Penny@cbrealty.com

Bought with Rene Vellinga • 8z Real Estate

Redfin checked: 2 minutes ago

•Source:REColorado as Distributed by MLS Grid #6958406

Listing provided courtesy of Metrolist,Inc. (REColorado)

Redfin Estimate

$498,178

$58K since sold in February 2024$2,000 since October

Recently sold homes
Estimate history
Homes for sale

This home's estimate is 7% higher than the average sale price ($466K) of 6 comparable homes.

SOLD OCT 5, 2026
$362,500
A
3 beds2 baths2,590 sq ft
1010 Hilltop Dr, Loveland, CO 80537
Listing provided by metrolistCO
SOLD SEP 18, 2026
$470,000
B
4 beds2 baths2,352 sq ft
1917 Estrella Ave, Loveland, CO 80538
SOLD SEP 14, 2026
$495,000
C
4 beds2 baths2,028 sq ft
2107 Leila Dr, Loveland, CO 80538
SOLD JUL 31, 2026
$487,000
D
4 beds2 baths2,112 sq ft
1905 W 23rd St, Loveland, CO 80538
SOLD JUN 16, 2026
$485,000
E
4 beds2 baths2,340 sq ft
2104 Leila Dr, Loveland, CO 80538
SOLD OCT 7, 2026
$495,000
F
4 beds2.5 baths2,827 sq ft
2108 Leila Dr, Loveland, CO 80538

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Earn from this home

Sell

$132,498

Est. take-home

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Refinance

Est. cash available

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Rent

$2,813/mo

Redfin rental estimate

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Market trends in 80538, CO

Last updated October 2026

Buyer's Market

Seller's Market

Balanced market

Sale-to-list price

98.8%

+0.0% MoM

Median sale price

$497K

$3K MoM

Avg. days on market

62d

3 days MoM

Recently sold homes

210

40 MoM

New listings for sale

NEW 15 HRS AGO
$394,500
2 beds2.5 baths2,225 sq ft
3260 Champion Cir, Loveland, CO 80538
COMING SOON
4605 Hahns Peak Dr #104, Loveland, CO 80538
$278,000
2 beds2 baths1,084 sq ft
4605 Hahns Peak Dr #104, Loveland, CO 80538
3D WALKTHROUGH
$349,000
2 beds2 baths1,041 sq ft
1810 Dove Creek Cir, Loveland, CO 80538
$490,000
3 beds2 baths1,535 sq ft
2956 Cub Lake Dr, Loveland, CO 80538
$545,000
1 bed1 bath772 sq ft
13382 Otter Rd, Loveland, CO 80538
$408,000
2 beds2.5 baths1,279 sq ft
2716 W 46th St, Loveland, CO 80538
$59,999
2 beds2 baths1,056 sq ft
4105 N Garfield Ave #100, Loveland, CO 80538
Fernando Dias • eXp Realty, LLC
$557,500
4 beds4 baths2,865 sq ft
3363 Hewitt St, Loveland, CO 80538
Klaus Matten • Real Broker, LLC DBA Real
$525,000
3 beds2.5 baths2,204 sq ft
336 Spring Snow Dr, Loveland, CO 80538
$519,900
4 beds2.5 baths2,193 sq ft
2934 Alamosa Ct, Loveland, CO 80538
See all

Provided by Redfin

Sale history for 1512 Ruart Dr

Date

Event

Price

IRES as Distributed by MLS Grid #1002023

Feb 16, 2024

Sold

$440,000

$167/sq ft

Jan 25, 2024

Contingent

—

Jan 23, 2024

Listed

$425,000

$161/sq ft

+22

Public Remarks

Charming Raised Ranch with NO HOA or Metro District has a garden level basement and is only a few blocks from Lake Loveland. In this South facing single owner 1957 brick home you'll be greeted with charm. Living room has brick fireplace that extends to ceiling, & large bay window. Full bath on the main level has laundry chute. Kitchen has a lot of cabinet space & tile flooring. Three bedrooms on main level have hardwood flooring. Ceiling fans add comfort in living room, dining area, and primary bedroom. Basement consists of a large family/rec room with a second fireplace, a 3/4 bath, a non-conforming bedroom, a flex room that's perfect for hobbies, and laundry room that's large enough for storage. Huge yard is perfect for gardening or entertaining. It also boasts having a sprinkler system, mature trees and a wired hot tub pad. Proximity is a plus being close to major roads, shopping and restaurants. Also comes with a one year ShieldPlus warranty from American Home Shield.

REColorado as Distributed by MLS Grid #6958406

Feb 16, 2024

Sold

$440,000

$167/sq ft

Jan 25, 2024

Pending

—

Jan 23, 2024

Listed

$425,000

$161/sq ft

+22

Public Remarks

This Charming Raised Ranch with NO HOA or Metro District has a garden level basement and is only a few blocks from Lake Loveland. It's located on a quiet street with very little traffic. In this South facing single owner 1957 brick home you'll be greeted with charm that you won't find in new homes. The living room has a gorgeous brick fireplace that extends to the ceiling, and a large bay window. There's a full bath on the main level which has a laundry chute making transport of clothes to the laundry room a snap. You won't be disappointed in the kitchen with its abundance of cabinet space and tile flooring. All three bedrooms on the main level have plank hardwood flooring. There are ceiling fans that add comfort in the living room, dining area, and primary bedroom. The basement consists of of a large family/rec room with a second fireplace, a 3/4 bath, a non-conforming bedroom, a flex room that's perfect for hobbies, and a laundry room that's large enough for storage. You'll love spending time in the huge yard that's perfect for gardening or entertaining. It also boasts having a sprinkler system, mature trees and a wired hot tub pad. Proximity is a plus with this home being close to major roads, shopping and restaurants. To top it off it comes with a one year ShieldPlus warranty from American Home Shield.

Year

Property tax

Land + Additions

Assessment*

2025

$2,564 (+7.8%)

$6,250 + $23,731

$29,981

2024

$2,378 (+3.7%)

$6,250 + $23,731

$29,981

2023

$2,294 (+10.5%)

$6,700 + $26,787

$33,487

2022

$2,077 (−2.7%)

$6,700 + $26,787

$33,487

2021

$2,134 (+6.8%)

$6,950 + $19,147

$26,097

2020

$1,999 (+1.7%)

$7,150 + $19,698

$26,848

2019

$1,965 (−0.2%)

$7,150 + $17,989

$25,139

2018

$1,969 (+16.1%)

$7,150 + $17,989

$25,139

2017

$1,696 (+26.8%)

$7,200 + $16,726

$23,926

2016

$1,337 (+10.4%)

$7,200 + $16,726

$23,926

2014

$1,211 (−0.2%)

$7,960 + $8,150

$16,110

2013

$1,213 (−2.5%)

$7,960 + $8,150

$16,110

2012

$1,245 (−1.7%)

$7,960 + $8,450

$16,410

2011

$1,267 (+3.7%)

$7,960 + $8,450

$16,410

2010

$1,221 (+0.3%)

$7,960 + $8,450

$16,410

2009

$1,218

$7,960 + $7,950

$15,910

Tax history for 1512 Ruart Dr

Year

Property tax

Land + Additions

Assessment*

2025

$2,564 (+7.8%)

$6,250 + $23,731

$29,981

2024

$2,378 (+3.7%)

$6,250 + $23,731

$29,981

2023

$2,294 (+10.5%)

$6,700 + $26,787

$33,487

2022

$2,077 (−2.7%)

$6,700 + $26,787

$33,487

2021

$2,134 (+6.8%)

$6,950 + $19,147

$26,097

2020

$1,999 (+1.7%)

$7,150 + $19,698

$26,848

2019

$1,965 (−0.2%)

$7,150 + $17,989

$25,139

2018

$1,969 (+16.1%)

$7,150 + $17,989

$25,139

2017

$1,696 (+26.8%)

$7,200 + $16,726

$23,926

2016

$1,337 (+10.4%)

$7,200 + $16,726

$23,926

2014

$1,211 (−0.2%)

$7,960 + $8,150

$16,110

2013

$1,213 (−2.5%)

$7,960 + $8,150

$16,110

2012

$1,245 (−1.7%)

$7,960 + $8,450

$16,410

2011

$1,267 (+3.7%)

$7,960 + $8,450

$16,410

2010

$1,221 (+0.3%)

$7,960 + $8,450

$16,410

2009

$1,218

$7,960 + $7,950

$15,910

*Taxable value of land and structures on it ("additions") is determined regularly by local assessors and does not affect market price.

Public record

Public record
Zoning

Beds

Baths

Stories

Lot width

—

Lot depth

—

Lot size

9,403 Sq. Ft.

Year renovated

1957

Sq. Ft.

2,610

Year built

1957

Style

Single Family Residential

County

Larimer County

APN

R0370584

Parking Spaces

—

Basement

—

Accessible

—

HOA Dues

—

Garage

—

Features

—

Last updated by owner on Oct 21, 2026.

R1E

Established Low-Density Residential Zone

To protect the character of the City’s established low-density residential neighborhoods. To allow for the development complete neighborhoods with appropriate transitions to ensure that they are compatible with the surrounding developed context.

Permitted uses

Include but are not limited to:

Housing-Single unit
Housing-Multiple units
Educational/school
Communications tower
Park & open space

Property details

Parking

Parking/Garage Information
Parking Total: 2
Garage Spaces: 2
AttachedGarageYN: Yes
Parking Features: Concrete, Oversized

Interior

Bedroom Information
Bedrooms Total: 4
Main Level Bedrooms: 3
Basement Level Bedrooms: 1

Bathroom Information
Bathrooms Total Integer: 2
Bathrooms Full: 1
Bathrooms Three Quarter: 1
Main Level Bathrooms: 1
Basement Level Bathrooms: 1

Room 1 Information
Living Room
Length: 21
Width: 13
Level: Main

Room 2 Information
Dining Room
Length: 10
Width: 10
Level: Main

Room 3 Information
Family Room
Length: 19
Width: 13
Level: Basement

Room 4 Information
Laundry
Length: 22
Width: 8
Level: Basement

Room 5 Information
Primary Bedroom
Length: 13
Width: 12
Level: Main

Room 6 Information
Bedroom
Length: 12
Width: 11
Level: Main

Room 7 Information
Bedroom
Length: 11
Width: 10
Level: Main

Room 8 Information
Bedroom
Description: non-conforming
Length: 13
Width: 12
Level: Basement

Room 9 Information
Bathroom (Full)
Level: Main

Room 10 Information
Bathroom (3/4)
Level: Basement

Room 11 Information
Kitchen
Length: 12
Width: 10
Level: Main

Interior Features
Interior Features: Ceiling Fan(s),Eat-in Kitchen,Laminate Counters
Appliances: Cooktop, Disposal, Oven, Refrigerator
Flooring: Carpet, Concrete, Wood
Window Features: Bay Window(s)

Basement Information
Has Basement
Basement: Finished, Full

Fireplace Information
Fireplace Features: Family Room, Living Room, Wood Burning

Exterior

Building Information
Building Area Total: 2,634
Structure Type: House
Foundation Details: Concrete Perimeter
Construction Materials: Brick, Frame

Exterior Features
Patio And Porch Features: Patio
Fencing: Partial
Roof: Composition

Property Information
Property Type: Residential
Property Sub Type: Single Family Residence
Property Unattached
Living Area: 2,074
Above Grade Finished Area: 1,317
Below Grade Finished Area: 757
Below Grade Unfinished Area: 560
Levels: One
Direction Faces: South
Ownership: Individual
Security Features: Carbon Monoxide Detector(s), Smoke Detector(s)

Lot Information
Lot Size Square Feet: 9,403
Lot Size Acres: 0.22
Lot Features: Level, Sprinklers In Front, Sprinklers In Rear
Water Source: Public
Road Surface Type: Paved
Road Frontage Type: Public
Road Responsibility: Public Maintained Road
Zoning: SFR

Financial

Tax Information
Tax Annual Amount: $2,077
Tax Year: 2022
Parcel Number: R0370584

Utilities

Utility Information
Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Phone Connected
Sewer: Public Sewer

Heating & Cooling
Cooling: Central Air
Heating: Forced Air

Location

Multi-Family Information
# Of Units Total: 1

School Information
Elementary School: Namaqua
Elementary School District: Thompson R2-J
Middle Or Junior School: Bill Reed
High School: Loveland
High School District: Thompson R2-J

Public facts

Beds: 3
Baths: 2.0
Sq. Ft.: 2,610
Stories: 1.0
Lot Size: 9,403 square feet
Style: Single Family Residential
Year Built: 1957
Year Renovated: 1957
County: Larimer County
APN: R0370584

Home facts updated by county records on Oct 21, 2026

Around this home

Schools

K - 12
Preschool & daycare

Namaqua Elementary School

Public K-5 • Assigned • 1.9mi

6/10

Bill Reed Middle School

Public 6-8 • Assigned • 1.3mi

3/10

Loveland High School

Public 9-12 • Assigned • 0.8mi

5/10

Provided by GreatSchools

Lifestyle

Provided by Walk Score and Local Logic

Climate risks

1/10 Flood Factor

Minimal risk of a flood reaching the building in the next 30 years

2/10 Fire Factor

0.00% chance of being in a wildfire in next 30 years

3/10 Heat Factor

7 days above 92° expected this year, 18 days in 30 years

1/10 Wind Factor

Minimal risk of severe winds over next 30 years

4/10 Air Factor

6 unhealthy days expected this year, 8 days in 30 years

Provided by First Street

Historical weather

Loveland, CO • 80538

Average low and high temperatures (°F)

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

Sun exposure

In this area, properties receive around 10.5 hours in June and 5.9 hours in December, placing it above the U.S. average for solar exposure.

10.5 hrs

5.9 hrs

JuneDecember

Provided by Shadowmap

Estimated sale price

$474,000 – $573,000

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Listing provided by REColorado as Distributed by MLS Grid

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Listing provided by REColorado as Distributed by MLS Grid

New listings for sale in 80538

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$545,000

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Panoramic views • Mountaintop retreat • 8 acres

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2 beds2.5 baths1,279 sq ft

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Updated kitchen • Vaulted ceilings • Patio access

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Listing provided by REColorado as Distributed by MLS Grid

$557,500

4 beds4 baths2,865 sq ft

3363 Hewitt St, Loveland, CO 80538

Fully remodeled • Main-floor study • Spacious kitchen

Listing provided by REColorado as Distributed by MLS Grid

$525,000

3 beds2.5 baths2,204 sq ft

336 Spring Snow Dr, Loveland, CO 80538

Epoxy floors • Side parking • Two living spaces

Home values near 1512 Ruart Dr

Data from public records.

Address	Redfin Estimate
1508 Ruart Drive, Loveland, CO 2 Beds \| 2 Baths \| 1606 Sq. Ft.	$454,652
1523 Ruart Drive, Loveland, CO 3 Beds \| 3 Baths \| 2001 Sq. Ft.	$479,580
1523 Westshore Drive, Loveland, CO 3 Beds \| 2 Baths \| 2826 Sq. Ft.	$529,672
1600 N Taft Avenue, Loveland, CO 6 Beds \| 3.5 Baths \| 3415 Sq. Ft.	$557,391
1531 Westshore Drive, Loveland, CO 3 Beds \| 1.5 Baths \| 3164 Sq. Ft.	$490,975
1514 Westshore Drive, Loveland, CO 3 Beds \| 2 Baths \| 2326 Sq. Ft.	$961,768
1530 Westshore Drive, Loveland, CO 3 Beds \| 2 Baths \| 3917 Sq. Ft.	$1,200,252

Address	Redfin Estimate
1520 Ruart Drive, Loveland, CO 5 Beds \| 3 Baths \| 3358 Sq. Ft.	$565,353
1502 Ruart Drive, Loveland, CO 4 Beds \| 2.5 Baths \| 2286 Sq. Ft.	$505,299
1511 Westshore Drive, Loveland, CO 3 Beds \| 2 Baths \| 1696 Sq. Ft.	$510,441
1539 West Shore Drive, Loveland, CO 3 Beds \| 1.5 Baths \| 1879 Sq. Ft.	$470,273
1522 Westshore Drive, Loveland, CO 6 Beds \| 5 Baths \| 5972 Sq. Ft.	$1,508,396
1503 Westshore Drive, Loveland, CO 3 Beds \| 2 Baths \| 1782 Sq. Ft.	$462,703
1526 Westshore Drive, Loveland, CO 3 Beds \| 4 Baths \| 2608 Sq. Ft.	$1,055,418

Address	Redfin Estimate
1516 Ruart Drive, Loveland, CO 5 Beds \| 3 Baths \| 3537 Sq. Ft.	$541,948
1527 Westshore Drive, Loveland, CO 3 Beds \| 2.5 Baths \| 2003 Sq. Ft.	$497,192
1509 Westshore Drive, Loveland, CO 3 Beds \| 2.5 Baths \| 2022 Sq. Ft.	$527,132
1537 Westshore Drive, Loveland, CO 2 Beds \| 2 Baths \| 2630 Sq. Ft.	$570,242
1518 Westshore Drive, Loveland, CO 3 Beds \| 2 Baths \| 2128 Sq. Ft.	$986,375
1534 Westshore Drive, Loveland, CO 5 Beds \| 4 Baths \| 4811 Sq. Ft.	$1,494,472
1315 W 15th Street, Loveland, CO 3 Beds \| 1 Baths \| 1344 Sq. Ft.	$386,765

Property information provided by REColorado as Distributed by MLS Grid when last listed in 2024. This data may not match . Learn more.

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About this home

Redfin Estimate

Earn from this home

Market trends in 80538, CO

Sale history for 1512 Ruart Dr

Tax history for 1512 Ruart Dr

Public record

Property details

Around this home

Schools

Lifestyle

Climate risks

Historical weather

Sun exposure

Nearby similar homes

New listings for sale in 80538

Home values near 1512 Ruart Dr

More real estate resources